New Tax Regime: More Perks for 2026
Many people think the new tax regime has no perks. Specifically, they believe you only get the standard deduction. However, the 2026 draft rules show a new story. Therefore, you can still save money on your salary in many ways.
Five Perks You Can Still Claim
First, you can get gifts from your boss. Specifically, you can get up to ₹15,000 each year tax-free. Then, your office meals and tea are also exempt. Actually, help with serious health bills is still tax-free too. Therefore, you do not pay tax on these extra benefits.
Why These Benefits Still Work
First, these items are “perks,” not “deductions.” Specifically, they fall under a different set of rules. Then, the law says these are tools for your work. Actually, items like laptops for your job stay tax-free. Therefore, they do not count as part of your taxable pay.
Old vs New Regime: Key Differences
First, the old regime is best for those who save a lot. Specifically, it lets you claim HRA and insurance costs. Then, the new regime offers much lower tax rates. Actually, it is now the default choice for all of India. Therefore, you should check your own math before you pick one.
Tax-Free Perks Comparison (Draft Rules 2026)
| Benefit Type | Tax-Free Limit | Regime |
| Cash Gifts | ₹15,000 | Both |
| Small Loans | ₹2 Lakh | Both |
| Office Food | Full Exemption | Both |
| Laptops/PCs | No Limit | Both |
Reality Check
Reality Check: The new regime aims to be very simple. Still, you can still get some value from your CTC. In fact, many firms now add these perks to attract staff. Therefore, the new system is not as bare as it seems. Recently, more people have moved to the new tax plan. Now, it is clear why the government kept these small wins.
The Loopholes
The Loopholes: These rules are only for perks from your firm. Actually, you cannot claim these if you are self-employed. In fact, you still lose big items like home loan interest. Therefore, you must look at the “big picture” of your total pay.
What This Means for You
Recently, the tax office has made many changes to the law. Now, you should ask your HR team about your perks. First, check if your firm gives gift vouchers or free meals. Then, see if you can get a loan for a home or car. Next, compare your total tax under both the old and new plans. Indeed, being smart about your pay can save you thousands.
Next Steps
Use our free tax tool to find your best regime. Then, read our post on how to save more on your 2026 tax file. Would you like me to find the list of serious illnesses that get tax relief?
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