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Home FINANCE PMVVY Super Pension Plan: Now married people will get Rs 18500 monthly...

PMVVY Super Pension Plan: Now married people will get Rs 18500 monthly pension, know complete details

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The government is running a great scheme for senior citizens. By investing money once in this, the benefit of pension can be taken every month. Husband and wife can also invest in this scheme together. LIC operates this scheme.

To keep their future financially secure, people invest in different types of Saving Schemes. People doing jobs many times during the job are not able to plan for after retirement. For such people, the government is running a scheme called Vaya Vandana Yojana. By investing once in this scheme, any person can get pension every month. The amount of pension will depend on the amount of his investment. Husband and wife can also invest in this scheme together.

Pradhan Mantri Vaya Vandana Yojana is for senior citizen investors. The Pradhan Mantri Vaya Vandana Yojana, sold by the insurance company LIC and run by the central government, is for citizens who have crossed the age of 60 years. Senior citizens investing in this get guaranteed monthly pension. The government led by PM Narendra Modi amended the PMVVY scheme in 2020. On 26 May 2020, the Pradhan Mantri Vaya Vandana Yojana ( LIC PMVVY ) was launched afresh by the government led by Prime Minister Narendra Modi .

Full investment is received after 10 years

The last chance to subscribe to the special scheme that guarantees monthly pension is 31 March 2023. The interest on this scheme is fixed at 7.40% per annum, on the basis of interest income on the investment amount, investors get the benefit of monthly pension. Married couple i.e. both husband and wife can apply for this LIC PMVVY after the age of 60.can take advantage of.

If both husband and wife invest Rs 15 lakh each in this scheme, then they will get an annual interest income of Rs 2,22,000 on Rs 30 lakh at the fixed rate of interest. On this basis, every month Rs 18500 will come in his house as monthly pension. If only one person invests 15 lakhs in this scheme, then he gets the benefit of interest income on the investment of about Rs 1,11,000 annually.

On this basis, the person gets income in the form of monthly pension of Rs.9250. The most important thing about the PMVVY scheme is that after 10 years the investor gets back the entire investment amount.

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