If you have deposited money in a post office savings account , RD or term deposit , then you must have received interest from there. At the end of the year, it is important to know how much you earned. This is especially needed while filing income tax returns. In such a situation, the post office interest certificate is very useful.
Why is interest certificate necessary?
In this certificate, it is clearly written that how much interest you earned on how much amount in which post office account. While paying income tax, if you have earned interest from which savings account, RD or FD, then it has to be declared. Therefore, interest certificate becomes necessary.
How to download interest certificate online ?
1. Through Internet Banking.
- Login to India Post Internet Banking portal.
- Click on Accounts section.
- Select Savings Account or the account for which you want the interest certificate.
- There you will get the option to view and download the Interest Statement .
- Select the Financial Year for which you want the certificate.
2. You can also download it from the mobile banking app
- Open the Post Office Mobile Banking App.
- Login and go to the Accounts section.
- You will get the option of Interest Certificate there .
For which accounts do I get interest certificate?
- Post Office Savings Account
- recurring deposit
- Time Deposit
This certificate shows the total interest amount, so you can do your tax planning and savings tracking properly. This process is completely online and easy, so you can get your interest certificate in a few minutes from the comfort of your home.
