Post Office Scheme: There are many such schemes of the post office which are quite popular. There is no risk of any kind in investing in these schemes. Lakhs of people like to invest in the schemes of the post office.
Many schemes have been launched under the Rural Postal Life Insurance of the post office. One of these is Gram Suraksha Yojana. For this scheme, you have to spend Rs 50 daily, after which you can create a huge fund of up to Rs 35 lakh.
Actually, many types of savings schemes are run in the Indian Post Office (Post Office Schemes). Crores of people are getting good returns by investing in post office schemes. That is why many people invest money in post office schemes. There is no risk in investing money in post office schemes. Here returns are guaranteed.
Know what is Gram Suraksha Yojana
Those who invest in Gram Suraksha Yojana can get a full benefit of Rs 35 lakh. The investor gets this amount of this scheme along with bonus at the age of 80 years. If the investor dies before the age of 80 years, then his nominee gets this amount. Any Indian citizen from 19 years to 55 years can invest in this scheme. Investments can be made from Rs 10,000 to Rs 10 lakh in it. You can pay its installment on monthly, quarterly, half-yearly or yearly basis. If you buy Gram Suraksha Yojana at the age of 19, then till the age of 55 years you will have to pay a premium of Rs 1,515.
Bonus bonus is available in Gram Suraksha Yojana
Those who invest in this scheme get the facility of loan after four years. If a policyholder wants to surrender it, he can surrender it three years after the date of commencement of the policy. Bonus is also available after five years on investment in this scheme.
How much amount will I get?
If any eligible person deposits Rs 1,500 every month in this scheme, then he has to spend only Rs 50 daily. On maturity of the scheme, he can get a return of up to Rs 35 lakh.
When do I get the full amount?
An investor will get Rs 31,60,000 on maturity in 55 years, Rs 33,40,000 on maturity in 58 years and Rs 34.60 lakh in 60 years. Under the Gram Suraksha Yojana, the money is handed over on completion of 80 years of age. If the person dies, then this money is given to the nominee.
