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PPF Scheme: By depositing Rs 5000 every month in PPF, you will get Rs 42 lakh, know the complete calculation.

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PPF Scheme: If you have also invested money in PPF scheme or you are planning to invest, then there is good news for you. By investing money in PPF scheme, you can create a fund of more than Rs 1 crore.

At this time, Public Provident Fund is the best option for long term investment. In this, along with the government guarantee, your money is also safe. Apart from all this, you also get good returns. Tax is not to be paid even on the returns received.

Best investment option for long term

PPF scheme is the best option to invest money for long term. You can invest up to Rs 1.5 lakh in it every year. In this you get the facility of compound interest. Along with this, market fluctuations have no impact on these government schemes.

How to get 42 lakh rupees

If you invest Rs 5000 every month in PPF scheme. So your investment for the whole year will be Rs.60,000. If you invest it for 15 years, your money on maturity will be Rs 16,27,284. If you increase the deposit amount for a period of 5-5 years, then after 25 years your fund will be around 42 lakhs (Rs 41,57,566). Your contribution in this will be Rs 15,12,500 and interest income will be Rs 26,45,066. Similarly if you deposit Rs 12500 every month then after 25 years you will get Rs 1 crore.

monthly investment You will get this much money in 15 years (Rs) 20 years will get this much money (Rs) You will get this much money in 25 years (Rs)
1000 3.18 5.24 8.17
2000 6.37 10.49 16.35
3000 9.55 15.73 24.52
5000 15.92 26.23 44.88
10,000 31.85 52.45 81.76
12,500 39.82 65.57 1.02 crore


Where can you open a PPF account?

You can start investing in Public Provident Fund Scheme with a minimum of Rs 500. You can open it from your nearest post office or bank. From January 1, 2023, the government is giving the benefit of interest at the rate of 7.1 percent in this scheme and the maturity of the PPF scheme is 15 years. In this scheme, account holders can apply to increase it in a block of 5 years. In this he also gets the option to continue the contribution or not. After completion of 5 years in this scheme, you can also apply for loan.

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