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Senior Citizen Best Pension Scheme: You will get 5000 rupees every month for life, know full details

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The government had started the Atal Pension Yojana, so that those who earn their livelihood by doing farming or hard work or doing small business should also get income in their old age.

By September 30, 2022, anyone could get themselves registered under this pension scheme, but from October 1, its rules have changed. Now only those people can take advantage of this scheme, who do not come in the income tax slab. People in the age group of 18 years to 40 years can register in it.

Your pension depends on contributions

Under the Atal Pension Yojana, after the age of 60 years, people are given the benefit of monthly pension ranging from Rs 1000 to Rs 5000. The amount of pension you will get depends on your contribution. If you also want to secure your old age and want to take advantage of Rs 5000 under this scheme, then know here at what age you will have to pay how much monthly contribution, so that at the age of 60 you can get Rs 5000 a month.

Bank account required for contribution

Under this scheme, you get the facility of depositing the contribution in monthly, quarterly and half-yearly terms. If you opt for monthly, you will have to deposit the age-wise contribution every month if you opt for quarterly, every three months if you opt for quarterly and every six months if you opt for half-yearly. For this, it is necessary to have a bank account because, the money of your contribution in the scheme will be deducted from your bank account and you will also get pension through the bank account. If you already have a bank account, then you can get it linked to the Atal Pension Yojana. Once you subscribe to Atal Pension Yojana, you have to contribute continuously till the age of 60 years.

At what age how much contribution for pension of 5000

If you want to get a pension of Rs 5000 every month on old age and open an account at the age of 18, then you will have to deposit Rs 210 monthly, Rs 626 quarterly and Rs 1239 half-yearly. On starting the contribution at the age of 19, Rs 228 will have to be paid monthly, Rs 679 quarterly and Rs 1346 half-yearly. At the age of 20 years Rs 248, Rs 739, Rs 1464 on monthly, quarterly and half yearly basis, at the age of 21 years Rs 269, Rs 802, Rs 1588, at 22 years Rs 292, Rs 870, Rs 1723, 23 years At the age of Rs.318, Rs.948, Rs.1877, starting from 24 years, Rs.346, Rs.1031, Rs.2042 will have to be paid on monthly, quarterly and half-yearly basis respectively.

If you start contributing under this scheme at the age of 25, then you will have to pay Rs 376 monthly, Rs 1121 quarterly and Rs 2219 on a half-yearly basis. 26 years Rs 409, Rs 1219 and Rs 2414, 27 years Rs 446, Rs 1329, Rs 2632, 28 years Rs 485, Rs 1445, Rs 2862, 29 years Rs 529, Rs 1577 , 3122 will have to be paid on monthly, quarterly and half yearly basis respectively.

On registration at the age of 30 years, Rs 577 will have to be paid for monthly contribution, Rs 1720 for quarterly and Rs 3405 for half-yearly option. Similarly, Rs 630, Rs 1878, Rs 3718 at the age of 31, Rs 689 at 32, Rs 2053, Rs 4066 at the age of 33, Rs 752 at the age of 33, Rs 2241 and Rs 4438 at the age of 34 But Rs 824 will have to be paid on monthly basis, Rs 2456 on quarterly and Rs 4863 on half yearly basis.

Rs 902, Rs 2688, Rs 5323 at the age of 35 and Rs 990, Rs 2950, ​​Rs 5843 at the age of 36, Rs 1087 at the age of 37, Rs 3239, Rs 6415, Rs 1196 at the age of 38, Rs 3564, Rs 7058 and if you register at the age of 39 years, then you will have to deposit Rs 1318 monthly, Rs 3928 quarterly and Rs 7778 annually, till your age is 60 years. In this way, after giving full contribution for 60 years, after 60, you start getting this money in the form of lifelong pension like the government.

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