Sukanya Samriddhi Yojana is very popular among the small savings schemes of the government. This scheme is the first choice of the middle class family. There are many rules of any scheme, but we only know about some basic rules.
Today we are going to tell about such a rule related to Sukanya Yojana, about which very few people will know. Let us tell you that you can take advantage of Sukanya Yojana even on three daughters, but there are some rules…
The government is currently paying an interest of 7.6 per cent on this, which is more than many FDs. A good fund can be deposited till maturity by investing in it for the expenses of daughter’s education or marriage. However, this account can be opened only for 2 girls of a family. But there is a situation where this account can be opened for 3 daughters.
Let us tell you that in the Sukanya Yojana till now the benefit of tax exemption under 80C was available only on the account of two daughters. Tax exemption was not available in case of third daughter. But, now the rules have been changed.
Know what are the rules
If there are two twin daughters after one daughter, then a provision has been made to open an account for both of them as well. Means money can be deposited in the name of three daughters simultaneously in Sukanya Yojana and tax exemption can be claimed on it.
Gets 7.6% annual interest
Sukanya Samriddhi Yojana’s interest rates are higher than bank FDs and it gives better returns than other small savings schemes. At present, 7.6 percent interest is being received in SSY.
Where will the account be opened?
Account under Sukanya Samriddhi Yojana can be opened in any post office or authorized branch of commercial branch. At the age of 21, daughters can withdraw money from this account.
How much can invest?
Under the Sukanya Samriddhi Yojana in the current fiscal year, a minimum of Rs 250 and a maximum of Rs 1.5 lakh can be deposited annually.
