If you do not keep cash in your pocket and are relaxed due to UPI service, then this news is for you. Actually HDFC Bank has alerted its customers that it is going to do an extremely important system maintenance. Due to this, UPI service will be closed for a few hours. In such a situation, it may be wise to carry cash with you on that day. Let us tell you that since the arrival of UPI service, people have reduced carrying cash with them. The government also wants that people do as many transactions as possible digitally. However, every system needs maintenance at some point of time and in such a situation people may face problems.

When will UPI be down?

According to the information released by HDFC Bank, it will keep its UPI service closed from 11:45 pm on 3 July 2025 to 1:15 pm on 4 July 2025. During this time people will not be able to use UPI service for 90 minutes. The bank has chosen this time thoughtfully because during this time the load on the UPI server is less. However, people definitely make UPI payments during this time.

The effect will be visible on all UPI apps

Let us tell you that this down will not only affect HDFC’s own mobile banking app, but other UPI apps like PhonePe, WhatsApp Pay, Google Pay and Paytm will also not be able to work during this downtime. Let us tell you here that this will only affect those people whose UPI account is linked to HDFC Bank. The customers of that bank will neither be able to make payments through UPI nor receive money at the time specified by the bank. Apart from this, non-financial work related to UPI such as checking balance or changing UPI PIN will also not be possible during this time. HDFC’s RuPay credit card UPI service will also be closed at this time!

Businesses will also be affected

Let us tell you that the bank has clarified that the services of those businesses whose payment services are through HDFC Bank will also stop at this time. During this time, businesses will neither be able to receive nor make any kind of payment. Keep in mind that during this time other services used for transactions such as net banking, ATM, debit and credit cards will continue to run normally.

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Following the guidelines of the Reserve Bank of India (RBI), Punjab National Bank (PNB) has asked its customers to update ‘Know Your Customer’ (KYC) information by January 23, 2025. This rule is applicable to those account holders whose accounts were pending for KYC update till September 30, 2024. Those who have not yet updated their KYC.

Offline and online KYC process

Customers can submit documents like their identity card, address proof, recent photo, PAN or Form 60, income proof and mobile number at the nearest branch. Apart from this, customers can also complete the KYC process through PNB ONE/Internet banking services or registered e-mail or post.

If KYC is not done then the account will be dormant

PNB has clearly stated that if KYC is not updated by the stipulated time, the account operation can be banned. Or the account can become dormant. That is, you will not be able to do any transaction. Customers have been advised to visit the nearest PNB branch or the bank’s official website for any assistance. So that, customers can go there and get KYC done. Customers should complete their KYC process on time. So that, there is no problem in your banking transaction.

Customers have 8 days left to get KYC done

Punjab National Bank customers have eight days left to get their KYC done. If you do not get your savings account KYC done within eight days, then the bank account will become dormant. You will not be able to do any transaction. Until the account holders get their account KYC done, that is, until they submit the documents, the PNB bank account will not be activated.

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The post Bank Customers ALERT! Customers of this bank should do this before THIS date, otherwise the account may be closed first appeared on Rightsofemployees.com.

Some services of HDFC Bank will not be available on 14 and 15 December. Apart from this, ICICI Bank will do pre-scheduled maintenance work in the bank from 11:55 pm on 14 December 2024 to 6:00 am on 15 December 2024. During this time, different services of both the banks will be affected. Net banking, RTGS i.e. Real Time Gross Settlement Service of banks will not be available for some time.

These services of HDFC Bank will not be available

HDFC Bank told its customers that for better banking experience, some services will be temporarily unavailable during maintenance. Bank services will not be available during these two days.

Date: December 14, 2024

Time: 1 AM to 1:30 PM (30 mins)

This service will not be available: Credit card transactions.

Date: December 14, 2024

Timings: 2:30 am to 5:30 am (3 hours)

This service will not be available

• Net Banking and Mobile Banking App.
• Account Related Information.
• Deposits and Fund Transfer (UPI, IMPS, NEFT and RTGS).
• Merchant Transfer.
• Instant account opening.

Date: December 14, 2024

Timings: 5 AM to 7 PM (2 hours)

This service will not be available : Demat transaction.

Date: 14-15 December 2024

Time: 10 pm on December 14 to 12 noon on December 15 (14 hours)

This service will not be available: Offers tab on Net Banking.

Date: December 15, 2024

Timings: 1 am to 5 am (4 hours)

This service will not be available: Mutual fund transactions.

ICICI Bank service will not be available

ICICI Bank informed its customers through email that RTGS transactions will be temporarily unavailable on its banking platform.

Date: December 14, 2024

Time: 11:55 pm to 6 am on December 15.

These services will not be available: Inward and outward RTGS transactions, which will be pending during maintenance and will be processed after 6 am.

Optional Service : Customers can use NEFT, IMPS, or UPI services through iMobile or Internet Banking during this period.

What is RTGS?

RTGS is an electronic funds transfer method that provides real-time and instant settlement of large payments between bank accounts.

What are the RTGS charges of the bank

There will be no charges on RTGS transactions done online through Internet Banking, iMobile Pay, Pockets App.

₹20 + GST ​​will be charged for RTGS transactions from ₹2 lakh to ₹5 lakh from bank branch.

A charge of ₹45 + GST ​​will be applicable on transactions between ₹5 lakh and ₹10 lakh. Customers are advised to complete their required RTGS transactions before this deadline.

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The post Bank Customers ALERT! These 2 banks will not provide this service for 2 days, check details first appeared on Rightsofemployees.com.

ICICI Bank will carry out pre-scheduled maintenance work in the bank from 11:55 pm on 14 December 2024 to 6:00 am on 15 December 2024. During this time, the RTGS i.e. Real Time Gross Settlement Service of the bank will be affected. The customers of the bank will not be able to use the service of RTGS during this time.

ICICI Bank customers can use this service during this time

During this period, ICICI Bank customers can use NEFT, IMPS and UPI services through iMobile app or internet banking.

What is RTGS?

RTGS is an electronic funds transfer method that provides real-time and instant settlement of large payments between bank accounts.

What are the RTGS charges of the bank

There will be no charges on RTGS transactions done online through Internet Banking, iMobile Pay, Pockets App.

₹20 + GST ​​will be charged for RTGS transactions from ₹2 lakh to ₹5 lakh from bank branch.

A charge of ₹45 + GST ​​will be applicable on transactions between ₹5 lakh and ₹10 lakh. Customers are advised to complete their required RTGS transactions before this deadline.

ICICI Bank FD interest rate – on FDs up to Rs 3 crore

• 7 days to 29 days: For general public – 3.00%; For senior citizens – 3.50%
• 30 days to 45 days: For general public – 3.50%; For senior citizens – 4.00%
• 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
• 61 days to 90 days: For general public – 4.50%; For senior citizens – 5.00%
• 91 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
• 185 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
• 271 days to less than 1 year: For general public – 6.00%; For senior citizens – 6.50%
• Less than one year to 15 months: 6.70 percent; For senior citizens – 7.20 percent
• 15 months to less than 18 months: For general public – 7.25 per cent; For senior citizens – 7.80 per cent
• 18 months to 2 years: For general public – 7.25 percent; For senior citizens – 7.75 percent
• 2 years 1 day to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 5 years 1 day to 10 years: For general public – 6.90 per cent; For senior citizens – 7.40 per cent.
• 5 year tax saving FD: 7 per cent; For senior citizens – 7.50 per cent.

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Will the banks be closed or open today on 1 June 2024? Today is the first Saturday of June. As per RBI guidelines, banks in India are closed on Sundays, second and fourth Saturdays of the month. Whereas banks work normally on the first, third and fifth Saturdays. In such a situation, there will be work in banks on the first Saturday today, but Lok Sabha elections are going to be held in many states of the country today. In such a situation, banks will be closed only in those states where elections will be held. Rest, banks will remain open in all the states.

Elections are being held in 8 states today

Banks will remain closed in many states of the country on Saturday as the last phase of elections is to be held. People of eight states and union territories are voting for 57 Lok Sabha seats. Banks will remain closed only in those cities where elections are going on in Uttar Pradesh, Bihar, Himachal Pradesh, Punjab, Odisha, West Bengal, Jharkhand and Chandigarh. Many people keep their bank work to be done on Saturday as it is difficult for them to go out during office hours between Monday to Friday. You can check here whether banks will open in your city or not.

Also Read: RBI imposed a monetary penalty of ₹88.70 lakh on SBM Bank (India) Limited

Elections are going to be held in these states

The last phase of voting is to be held for a total of 13 seats each in Uttar Pradesh and Punjab, nine seats in West Bengal, eight seats in Bihar, six seats in Odisha, four seats in Himachal Pradesh, three seats in Jharkhand and one seat in the Union Territory of Chandigarh.

Banks will remain closed in these cities on Saturday

The post Bank Holiday Today: Banks will be closed in these 8 states today on Saturday, check the list first appeared on Rightsofemployees.com.

Kotak Mahindra Bank has revised the charges on many services related to its salary and savings account. These charges have been updated for minimum balance in savings account, free transaction limit, ATM transaction limit, standing instruction failure limit and checkbook limit. This revision is part of the bank general schedule and general list of charges. Kotak Mahindra Bank has given information about all these revised charges on its website.

Also Read: Air India increased the salary of employees by Rs 15000, announced an annual bonus of Rs 180000

Kotak Bank has revised these charges

Change in rules for average balance amount

Everyday Saving Account

Metro and Urban: Reduced from ₹20,000 to ₹15,000

Semi-urban: Reduced from ₹10,000 to ₹5,000

Rural: Reduced from ₹5,000 to ₹2,500.

Sankalp Savings Account:

Semi Urban and Rural: Remains ₹2,500.

Free cash transaction limit:

Daily Savings Account, Salary Account, Pro Savings, Classic Savings Account

It has now been reduced from 10 transactions or ₹5 lakh to 5 free transactions or ₹2 lakh per month.

Privy Neon/Maxima Program: Now limited to 7 free transactions or Rs 5 lakh.

Solo Savings Account: Reduced from 2 transactions or ₹1 lakh to 1 free transaction or ₹10,000 per month.

ATM Transaction Limit:

Everyday Savings, Classic Savings, Pro Savings, Ace Savings and Privy Programs:

Kotak ATM: 7 free transactions per month.

Other Bank ATMs: 7 free transactions per month.

Maximum 30 free transactions per month combined for Kotak and other bank ATMs.

Daily Salary and Edge Salary Account:

Kotak ATM: 10 free transactions per month.

Other Bank ATMs: No change, unlimited free transactions.

Transaction Failure Fees:

A new charge of ₹200 per instance has been introduced for all Savings and Salary plans.

Cheque Book Limit:

Single Savings Account: The number of free cheque book pages has been reduced from 25 per annum to 5 per annum.

Transaction Charges

Fund Transfer (IMPS/NEFT/RTGS): Charges will be applicable after 5 free transactions per month.

Transaction Fail Charges:

Debit Card/ATM Usage Charges: Increased from ₹20 to ₹25 per transaction in case of transaction failure due to insufficient balance.

ECS/Cheque issued and then returned:

The fee has been increased from ₹150 to ₹250.

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RTGS service will not be available from 10 pm tonight

Bank of Baroda (BoB) said in a tweet, due to scheduled system maintenance activity, Real Time Gross Settlement (RTGS) service will not be available from 10 pm on 18.11.2023 to 4 am on 19.11.2023. We request our customers to use other digital channels like NEFT, IMPS and UPI for fund transfer during this period.

pic.twitter.com/tDPsQDob2O

— Bank of Baroda (@bankofbaroda) November 17, 2023

RTGS means Real Time Gross Settlement and it is a system where funds are instantly transferred to the account of the account holder of another bank. This fund transfer happens on real time basis.

More than 20% return in 1 year

The returns of shares of government bank Bank of Baroda (BoB) have been better. BOB’s shares have increased by more than 20 percent in one year. The stock has gained 6 percent this year. The return for 6 months was around 10 percent. There was an increase of about 90 percent in 5 years. The share price on November 17, 2023 was Rs 196.90.

The post Bank Customers Alert! This service of Bank of Baroda will remain closed for 6 hours tonight first appeared on Rightsofemployees.com.

This year the festival of Diwali will be celebrated across the country on Sunday, 12th November. Dhanteras, the first day of the festival, is the day when Hindus worship Lakshmi, the goddess of wealth and prosperity. It is considered auspicious to buy precious metals like gold and silver and utensils.

It is believed that they bring good luck. Banks will also remain closed during this period. Here we are telling you when the banks will remain closed during the week of Diwali.

Diwali Bank Holiday 2023

• 10 November (Friday): Wangala Festival – Meghalaya.
• 11 November (2nd Saturday) – Chhoti Diwali
• 12 November (Sunday) – Diwali
• November 13 (Monday): Govardhan Puja – Tripura, Uttarakhand, Sikkim, Manipur, Rajasthan, UP and Maharashtra.
• November 14 (Tuesday): Diwali – Gujarat, Maharashtra, Karnataka and Sikkim.
• November 15, 2023 (Wednesday): Bhaidooj – Sikkim, Manipur, Uttar Pradesh, Bengal and Himachal Pradesh.
• Complete list of holidays in November 2023
• 20 November (Monday) – Chhath (Morning Arghya). Banks will remain closed in Bihar and Rajasthan.
• 23 November (Tuesday) – Seng Kutsnem/Egas-Bagwal. Banks will remain closed in Uttarakhand and Sikkim.
• 27 November (Monday)- Guru Nanak Jayanti/Kartik Purnima/Rahas Purnima. Banks are closed in Tripura, Mizoram, Maharashtra, Madhya Pradesh, Orissa, Chandigarh, Uttarakhand, Hyderabad – Telangana, Rajasthan, Jammu, Uttar Pradesh, Bengal, Maharashtra, New Delhi, Bihar, Jharkhand, Himachal Pradesh.
• 30 November (Thursday) – Kanakdas Jayanti. Banks will remain closed in Karnataka.

Banks are not closed simultaneously in every state

The Reserve Bank of India releases the list of bank holidays every calendar year. Here it is important for you to know that banks in the entire country are not closed. Many of the holidays in the holiday list released by RBI are of national level. And some are of local level. In such a situation, it is not necessary that on the day banks are closed in Punjab, there should be no functioning of banks in Maharashtra also.

The post Bank Customers Alert! Banks will remain closed for 6 days due to Diwali in these states, check list first appeared on Rightsofemployees.com.

According to this rule, now customers will not get messages for some UPI transactions. Now in such a situation, if the money is deducted due to failure of payment many times, then they may have to face trouble.

The bank has given this information to its customers through messages. Let us know that for the amount of UPI transactions, the customers will not get the message and where can the customers get the information about it.

SMS will not come for these transactions

On Thursday, the bank informed its customers through a message that now customers will not get the message of debit of less than Rs 100. On the other hand, even if an amount of Rs 500 or less comes to your account through UPI, you will not get its message. The bank has implemented this rule with immediate effect from May 15. However, customers will get complete details of their money in their bank statement.

To get the message, you have to do this work

If customers want SMS for every transaction, they will have to enable SMS banking from their Kotak mobile banking. After this they will get the message of every transaction.

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How to make UPI payment through Kotak Bank’s app

1. First of all, you have to open Kotak’s mobile app.
2. Now you have to go to My Kotak or Banking section and click on BHIM UPI.
3. Now click on Manage VPA and click on Create VPA.
4. Now select your account which you want to link with VPA.
5. Now enter your VPA.
6. Now check your details and click on confirm.
7. Now you will be able to use UPI from Kotak’s Mobile Banking App.

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Under this scheme, if you have only Rs 20, then you can avail insurance cover up to Rs 2 lakh. Let us tell you that under the scheme, coverage of Rs 2 lakh is available for accidental death and permanent total disability. At the same time, Rs 1 lakh is given on permanent partial disability. However, let us know the details of this plan.

What is the plan

This is a one year accident insurance plan, which is renewable every year. This plan covers death or disability due to an accident. Individuals in the age group of 18-70 years having account in savings bank or post office are eligible for registration under this scheme.

May 31 is an important day

The coverage period under this scheme is from 1st June to 31st May. Renewals are done annually on or before 31st May. Under this, an amount of Rs 20 will automatically be deducted from your account.

How to register

Registration under the scheme can be done by visiting the branch/BC point or website of the account holder’s bank or by visiting the post office in respect of post office savings bank account. Under the scheme, the premium can be paid by auto-debit from the bank account based on the order placed by the subscriber only once.

The post Bank Customers Alert! Keep ₹ 20 in the bank account till May 31, otherwise there will be a big loss of 2 lakhs, know the rules immediately first appeared on Rightsofemployees.com.

The effect of this is that the RBI even canceled the licenses of some banks. Not only this, the central bank has also imposed heavy fines on some big banks. Co-operative banks are facing the maximum loss in the Reserve Bank’s action.

Reserve Bank also imposed penalty 114 times

The licenses of eight co-operative banks have been canceled by the RBI in the financial year 2022-23 ending on March 31. Reserve Bank has also imposed penalty 114 times on these banks for not following the rules. Let us tell you that banking service has expanded rapidly in rural areas through co-operative banks. But due to the irregularities coming to the fore in these banks, RBI had to take drastic steps.

Allegations of negligence in rules

Co-operative banks are facing interference from local leaders apart from dual regulation and weak finance. The Reserve Bank has started cracking down on co-operative banks, which are negligent in the rules. Permits of eight banks have been canceled in the last one year. Let us know which banks’ permits were canceled by RBI?

Licenses of these banks were canceled

1. Mudhol Co-operative Bank
2. Milath Co-Operative Bank
3. Shree Anand Co-Operative Bank
4. Rupee Co-operative Bank
5. Deccan Urban Co-operative Bank
6. Laxmi Co-operative Bank
7. Sewa Vikas Co-operative Bank
8. Babaji Date Mahila Urban Bank

The licenses of the banks mentioned above by the RBI were done due to insufficient capital, non-compliance with the rules of the Banking Regulation Act. Also canceled due to reasons like lack of future income possibilities. Co-operative banking sector is being monitored by RBI for the last several years. The central bank has canceled the licenses of 12 co-operative banks in the year 2021-22, 3 co-operative banks in 2020-21 and two co-operative banks in 2019-20.

The post RBI Canceled Bank License: Bank Customers Alert! RBI canceled the license of these 8 banks, will not be able to do transactions first appeared on Rightsofemployees.com.

This banking holiday will be different in different zones. In such a situation, it becomes very important for all bank customers to stay updated with the list of bank holidays. The list of holidays in the month of April is quite long. There will be total 15 days bank holiday in April.

The bank remains closed on every Sunday as well as on the second and fourth Saturdays.

Explain that banks are closed on the second and fourth Saturdays of the month along with every Sunday. Due to the annual closure of banks on April 1, except for Aizawl, Shillong, Shimla and Chandigarh zones, banks in all other zones were closed.

On the other hand, due to Sunday on April 2, there will be a holiday in the banks. Banks in Hamadabad, Aizawl, Belapur, Bangalore, Bhopal, Chandigarh, Chennai, Jaipur, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur and Ranchi zones will remain closed on the occasion of Mahavir Jayanti, the next banking holiday.

There will be holiday on these days also

On April 5, the banks of Hyderabad zone will remain closed on the occasion of Jagjivan Ram Jayanti. Banks will remain closed all over India except Agartala, Ahmedabad, Guwahati, Jaipur, Jammu, Shimla and Srinagar on the occasion of Good Friday on 7th April. April 8 is the second Saturday of the month, due to which there will be no work in banks across the country on that day.

Due to Sunday on April 9, banks across the country will remain closed. After this, banks will remain closed all over India except Bhopal, New Delhi, Raipur, Shillong and Shimla on the occasion of Ambedkar Jayanti on April 14. April 15 will be a bank holiday in Agartala, Guwahati, Kochi, Kolkata, Shimla and Thiruvananthapuram on account of Vishu, Bohag, Bihu, Himachal Day, Bengali New Year.

There will be a holiday between April 16 and April 22

On April 16, due to Sunday, there will be a holiday in banks across the country. Banks will remain closed in Jammu and Kashmir on April 18 on the occasion of Shab-e-Kadra. After this, banks will remain closed in Tripura, Jammu-Kashmir and Kerala on the occasion of Eid-ul-Fitr on April 21. Due to the fourth Monday of the month on April 22, there will be no work in banks across the country.

The post Bank Customers Alert! Banks will not work for 15 days in April, check the complete list of bank holidays first appeared on Rightsofemployees.com.

Now Positive Pay System (PPS) has been made mandatory for customers to make cheque payments of Rs 5 lakh or more. This change will come into effect from April 5 next month.

It is necessary to give details of cheque in PPS

Public sector bank has taken this step to save customers from any fake payment through cheque. In a statement from PNB, it was said that this decision will come into effect from April 5, 2023. Earlier, it was necessary to give the details of the cheque in the Positive Pay System (PPS) for payment of cheque of Rs 10 lakh and above. The statement said that PPS is a system developed by the National Payments Corporation of India (NPCI). Under this, customers have to confirm the necessary details while issuing chequs of a certain amount.

Additional security to avoid risk

These details include account number, cheque number, cheque alpha code, date of issue, amount and beneficiary name. This provides additional security to avoid any risk while making payment of large amount of cheques. The bank said that customers can avail this facility by giving cheque details through branch office, online banking, mobile banking or SMS banking.

Availing the facility at the option of the account holder

As per RBI guidelines, PNB had earlier introduced PPS for cheque of Rs 50,000 and above presented in CTS clearing from January 1, 2021. It was also said on behalf of RBI that it is at the discretion of the account holder to take advantage of this facility. Banks may consider making it mandatory for cheque of Rs 5 lakh and above.

What is Positive Pay System

PPS is a system developed by the National Payments Corporation of India (NPCI). Under this, customers are required to reconfirm necessary details such as account number, cheque number, cheque alpha code, date of issue, amount and beneficiary name etc. while issuing a cheque of a certain amount. In this, the customer has to provide all these details to the bank.

The post Cheque transaction Rules Change! Big news! This bank has changed in the rules of cheque transaction, check new rules instantly first appeared on Rightsofemployees.com.

It is being claimed in the media reports that the Indian Banks’ Association (IBA) is going to consider the demands of bank unions for holidays and working days in a week. If this rule is accepted then the bank employees will get great relief.

Work burden on bank employees

In fact, the issue of work burden on bank employees is repeatedly raised by bank unions. In view of this, they are demanding work for 5 days a week. According to media reports, IBA is considering the model of bank employees working 5 days a week and two days off.

Right now there are six weeks off in a month. It is being said that if this is implemented, the employees will get Saturday and Sunday off, while their working hours will increase by 5 days. They will have to work 40 minutes more everyday. According to media reports, after the new model is implemented, bank employees may have to work from 9.45 am to 5.30 am.

Let us tell you that now the employees get 6 days of week off in a month, while after the new model is implemented, they will get 8 days of week off. At present, apart from four Sundays in the bank, there is a holiday on the second and fourth Saturdays. This also creates a bit of confusion among the customers.

Two week offs are also being given by LIC

Tell that the government insurance company LIC is also giving two days week off to its employees. Before listing last year, LIC had implemented a model of working 5 days a week. After this the bank unions intensified their demands in this regard.

The post Bank customers Alert! Big news! Now banks will open only this many days in a week, but working hours will increase! first appeared on Rightsofemployees.com.

The lending rate has been increased by 0.10% from the bank. PNB has changed the Marginal Cost of Lending Rates (Bandhan Bank MCLR) for its customers. From the side of the bank, it has been increased by 10 basis points i.e. 0.10 percent.

New rates will be applicable from tomorrow

According to the information given on the official website of the bank, the new MCLR rates of PNB will be applicable from March 1, 2023. The increase in MCLR will directly affect your loan taking. The effect of this will be that the EMI of the customers will increase. This change will affect both new and old customers.

These are the new rates:

According to the official website of PNB, the bank has increased the overnight MCLR from 7.90% to 8.00%. MCLR has been fixed at 8.10% for one month loan, 8.20% for 3 months and 8.40% for 6 months MCLR. The bank has fixed MCLR 8.50% on one year loan and 8.80% MCLR for three years.

Private sector’s leading Bandhan Bank has also increased the MCLR rate for customers. According to the official website of Bandhan Bank, the MCLR rate has been increased by up to 16 basis points.

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Although online service and net banking will work, all bank branches will remain closed. People of these two states are advised not to go to the bank today and do the settlement work by going to their bank.

Arunachal Pradesh

Arunachal Pradesh is a state in the extreme north east of the country, formerly known as the North-East Frontier Agency (NEFA) and renamed the state of Assam after independence. However, NEFA became a Union Territory in 1972, with a significant portion being renamed Arunachal Pradesh. Arunachal Pradesh was established as a full-fledged state on 20 February 1987.

It became the 25th state of the Indian Union. This state is known for its terrain, soil, flora and fauna. To this day there is hardly any big city of the towns here. Arunachal Pradesh has the lowest population density of any state in India, with the majority of its population living near its valleys. The capital city Itanagar is home to the Legislative Assembly.

February 20, 2023 – Monday – State Day – Banks will remain closed in Arunachal Pradesh and Mizoram.

Mizoram

In contrast, the state of Mizoram had to face violence and insurgency to get statehood. Separatist groups sought independence from India in the 1960s and the Mizo National Front (MNF) insurgency to achieve this goal. The Indian government responded with bombings of parts of the state.

Finally in 1986 the Mizoram Peace Accord was signed between India and the MNF. After the accord, Mizoram was given statehood on 20 February 1987. It became the 23rd state of the Indian Union. More than three-fourth of the state is covered with forests. It is home to valuable timber trees. Almost the entire population of the state belongs to the Scheduled Tribes, who are commonly referred to as Mizos. Aizawl is the capital of Mizoram.

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In fact, the United Forum of Bank Unions (UFBU) has postponed the two-day nationwide bank strike to be held on January 30-31 following the consensus reached in the conciliation meeting held in Mumbai.

Why was the countrywide bank strike postponed

All India General Secretary of Bank Employees’ Association (AIBEA) CH Venkatachalam has informed that the bank unions will first discuss their demands on January 31. According to Venkatachalam, the Indian Banks’ Association (IBA) has agreed to hold a meeting with the unions on January 31.

In the conciliation meeting held on Friday, it was decided that three common issues of five-day banking, updation of pension and restoration of old pension scheme would be discussed on January 31. Other issues will be discussed separately with the concerned authorities and labor unions.

Who had decided to go on strike

Significantly, the UFBU, a group of several bank unions, had earlier decided to go on strike for their various demands. According to him, these demands are being put before the ministry for a long time and no decision has been taken on them.

Bank unions have many demands – know about some

Bank unions have several demands including 5-day banking working culture, upgradation of pension, residual issues, scrapping of National Pension System (NPS), immediate commencement of negotiations on charter of demands for wage revision and adequate recruitment in all cadres. The decision to call the strike was taken by the UFBU.

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In such a situation, if you have to settle any important work or go to the branch, then check in advance whether banks will open in your city or not.

Reserve Bank issues the list

The list of bank holidays is issued by the Reserve Bank of India in advance, so that customers and employees do not face any kind of trouble. According to the RBI website, if these holidays are according to the state, then it will not affect the banks across the country.

Bank Holidays in January 2023

• 23 January 2023- Monday- (Banks will remain closed in Assam on Netaji Subhash Chandra Bose Jayanti)
• 25 January 2023- Wednesday – (State Day of Himachal Pradesh) Will be a holiday due to)
• 26 January 2023- Thursday- (Banks will remain closed all over the country on the occasion of Republic Day)
• 28 January 2023- Fourth Saturday
• 29 January 2023- Sunday

Why will there be bank holidays?

Let us tell you that January 23 is the birth anniversary of Netaji Subhash Chandra Bose, due to which banks will remain closed in Assam. Apart from this, on account of State Day in Himachal Pradesh, there will be bank holidays on January 25. At the same time, due to Republic Day on January 26, banks across the country will remain closed.

Check Official Link

For more information about bank holidays, you can also visit the official link of Reserve Bank of India https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx . Here you will get information about bank holidays of every state every month.

Can take advantage of online services

It has been informed by the bank that only branches will remain closed, but customers can take advantage of online services. You can take advantage of online services of any bank, including net banking, 24 hours a day. It will not have any effect on bank holidays.

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What is Drinik Android Recently a new version of Drinik Android has been spotted. This version is said to be many times more dangerous than its older versions. Its target includes 17 different banks of the country including SBI. It very easily steals the customer’s banking details as well as their personal data. It is known that Drinik is an old malware, which came to the fore in 2016.

Let us tell you that the Government of India had already issued a warning to Android users about this malware, which was stealing many information of users in the name of generating income tax refund . Drinik is an advanced version of malware that is targeting users by sending an SMS with the APK file. This includes an app called iAssist, which takes the form of India’s official tax management tool for Income Tax.

According to a report targeting customers , the latest version of this virus comes with an APK named iAssist. Takes the form of Income Tax’s Official Tax Management Tool of Income Tax of India. Once installed on the device, the APK file asks for permissions to read, receive and send SMS, apart from reading the call logs of the users. It also requests permission to read and write external storage. Once a user gives permission, the app gives users a chance to do something without being told.

If it steals your PIN

, before showing the login page to the victim, the malware will display an authentication screen for biometric verification. When the victim enters a PIN, the malware steals the biometric PIN and also captures keystrokes by recording the screen using media projection. The stolen details are then sent to the C&C server.

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Information about this has been given in the list released by the Reserve Bank of India (RBI). The list of bank holidays is issued simultaneously by RBI, so that employees and customers do not face any kind of problem.

Banks will open only for 1 day , let us tell you that there was a total of 18 days of bank holidays in the month of August, out of which 14 holidays have passed and now only 5 days are left for the end of the month, out of which 4 days will be bank holidays. .

Know on which days the banks will be closed –

• 27 August 2022 – Due to being the fourth Saturday, there will be a bank holiday.
• August 28, 2022 – All banks across the country will be closed due to being a Sunday.
• August 29, 2022 – There will be no business in the banks of Assam on the date of Shrimanta Sankardev.
• August 31, 2022 – Banks will remain closed in Gujarat, Maharashtra, Karnataka, Orissa, Tamil Nadu, Telangana and Goa on the occasion of Samvatsari (Chaturthi Paksha)/Ganesh Chaturthi/Varasiddhi Vinayak Vrat/Vinayaka Chaturthi.

You can take advantage of online facilities, let us tell you that even due to bank holidays, you can take advantage of online facilities. That is, you can do money transactions through online banking even on holidays.

Check Official Link

For more information about bank holidays, you can also visit the official link of Reserve Bank of India https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx . Here you will get information about bank holidays of every state every month.

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