VRS will be available only after 25 years of service in UPS. Not only this, after this the employee will have to wait till the age of sixty years for pension. If an employee retires at the age of 45, then he will have to wait for 15 years for pension.

Patel said, employees demanding restoration of old pension will be included in the Unified Pension Scheme based on their choice. If the employee chooses Unified Pension Scheme as an option, he will get the benefit of assured pension. National Pension System i.e. NPS will continue as before. No change has been made in it.

cThe Unified Pension Scheme will be applicable only to those employees who retire after completing at least 10 years of qualifying service. All such employees will be given 50 per cent of the average of the last 12 months as pension. It will also include dearness allowance, but in lieu of this, the employee contribution taken under NPS will also go to the government account. In lieu of the said contribution, the government will return one-tenth of the salary to the employees every six months in the form of a lump sum amount.

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The government has also announced optional holidays along with gazetted holidays. Gazetted holidays are mandatory government holidays, while optional holidays are discretionary of the employees. These vary according to the institution and the state. The Ministry of Personnel, Public Grievances and Pensions has also issued a circular announcing 17 gazetted and 34 restricted holidays. In total, 41 holidays have been notified by the government in the year 2025. Let us know on which days and dates holidays have been declared in the year 2025.

What is a gazetted holiday?

Gazetted holidays are holidays in India that are notified by the Government of India. They are listed in the Government Gazette. These holidays are applicable nationwide or state-specific. These holidays are valid for government employees, educational institutions and generally in public and private organizations. Gazetted holidays are often declared for days of national importance (such as Republic Day, Independence Day) and major religious festivals (such as Diwali, Eid, Christmas).

Is there optional or restricted leave?

Optional holidays are often called “RH” or “Restricted Holidays”. These are the leaves that employees can choose as per their choice or requirement. These leaves are not compulsory and are mainly used to take into account various religious, cultural or personal needs. This leave is completely at the discretion of the employee. The organization provides a list of all optional holidays and employees can avail a limited number of these. Optional holidays are listed in the government gazette, but are not mandatory to observe.

Gazetted Holidays

• Republic Day: January 26 (Sunday)
• Mahashivratri: February 26 (Wednesday)
• Holi: March 14 (Friday)
• Eid-ul-Fitr: March 31 (Monday)
• Mahavir Jayanti: April 10 (Thursday)
• Good Friday: April 18 (Friday)
• Buddha Purnima: May 12 (Monday)
• Id-ul-Zuha (Bakrid): June 7 (Saturday)
• Muharram: 6 July (Sunday)
• Independence Day: August 15 (Friday)
• Janmashtami: August 16 (Saturday)
• Milad-un-Nabi (Eid-e-Milad): September 5 (Friday)
• Mahatma Gandhi’s Birthday: October 2 (Thursday)
• Dussehra: October 2 (Thursday)
• Diwali (Deepawali): October 20 (Monday)
• Guru Nanak’s Birthday: 5 November (Wednesday)
• Christmas Day: December 25 (Thursday)

Optional or restricted holidays

• New Year: January 1 (Wednesday)
• Guru Gobind Singh Jayanti: January 6 (Monday)
• Makar Sankranti/Magh Bihu/Pongal: January 14 (Tuesday)
• Basant Panchami: February 2 (Sunday)
• Guru Ravidas Jayanti: February 12 (Wednesday)
• Shivaji Jayanti: 19 February (Wednesday)
• Swami Dayanand Saraswati Jayanti: 23 February (Sunday)
• Holika Dahan: March 13 (Thursday)
• Dolyatra: 14th March (Friday)
• Ram Navami: April 16 (Sunday)
• Janmashtami (Smart): 16 August (Friday)
• Ganesh Chaturthi/Vinayak Chaturthi: 27 August (Wednesday)
• Onam or Thiruonam: September 5 (Friday)
• Dussehra (Saptami): September 29 (Monday)
• Dussehra (Mahastami): September 30 (Tuesday)
• Dussehra (Mahanavami): October 1 (Wednesday)
• Maharishi Valmiki Jayanti: 7 October (Tuesday)
• Karak Chaturthi (Karva Chauth): October 10 (Friday)
• Narak Chaturdashi: October 20 (Monday)
• Govardhan Puja: October 22 (Wednesday)
• Bhai Dooj: October 23 (Thursday)
• Pratihara Shashthi or Surya Shashthi (Chhath Puja): October 28 (Tuesday)
• Martyrdom Day of Guru Tegh Bahadur: 24 November (Monday)
• Christmas Eve: December 24 (Wednesday)

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The government brings most of its schemes for the poor and needy people of the country. Even today there are many people in India who are not able to eat even two meals a day.

The Government of India provides ration to such people at a very low rate under the National Food Security Act. The government issues ration cards to the people for this. With the help of which people are able to avail the facility of ration at a low price. The Food Department has made changes in the things available on the ration card. So this big change will happen from January 1, 2025.

Now the rules have changed for ration card holders

Under the National Food Security Act, changes have been made in the ration available at a lower price. The quantity of ration that was available earlier has now been changed. Earlier, one unit used to contain 3 kg rice and 2 kg wheat. Now, it has been reduced to 2 kg wheat and 2.5 kg rice, i.e. half a kg of rice has been reduced.

While half a kilo of wheat has been increased, however the unit in which 5 kg ration was available earlier is still 5 kg. Antyodaya ration card holders get 35 kg ration in which 14 kg wheat and 21 kg rice are available. Changes have been made in this too, now 18 kg rice and 17 kg wheat will be given in Antyodaya card. Although the quantity of ration is the same. But wheat has been increased by reducing rice. These rules have been implemented from 1st November.

E-KYC necessary before 1 January

The Food Department has issued information to all ration card holders to get KYC done. It is mandatory for all ration card holders to get e-KYC done. The ration cards of those ration card holders who will not get e-KYC done will be cancelled. Let us tell you that the government had earlier given a deadline of October 1 for this, which was later extended to November 1. So now this deadline is till December 1, that is, all ration card holders will have to get the KYC of the ration card done before January 1, 2025. Otherwise they will stop getting the facility of free ration and ration at low price.

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The name of this scheme is Pradhan Mantri Awas Yojana. The central government is providing financial assistance to poor people to build houses under the Pradhan Mantri Awas Yojana. The PM Awas Yojana was started by the Government of India a few years ago. Under this scheme, people living in both urban and rural areas are being given benefits.

Many people in the country are taking advantage of this scheme and getting their pucca house built. If you also want to take advantage of the Pradhan Mantri Awas Yojana. In such a situation, it is necessary for you to have some documents. In this episode, today through this news, we are going to tell you about those important documents which you especially need to take advantage of the scheme. Let’s know –

If you are going to take advantage of the Pradhan Mantri Awas Yojana, then you need documents like Aadhar Card, Voter ID Card, PAN Card, Passport, Driving License, Address Proof, Income Certificate, Bank Statement of the last 6 months, Property Related Documents, Caste Certificate etc.

Also Read: LIC has launched new plans keeping the youth in mind. Know the full details

If you do not have these documents, then your application in PM Awas Yojana will be rejected. The process of applying in Pradhan Mantri Awas Yojana is quite easy. You will not have to face any kind of problems in this.

To apply for Pradhan Mantri Awas Yojana, you have to visit its official website pmaymis.gov.in. After this, you have to select the option of Citizen Assessment.

In the next step, you have to select your category and enter Aadhaar details. After this, you have to fill the online application properly and submit it. In this way you can apply for PM Awas Yojana.

The post PM Awas Yojana: What documents are required in PM Awas Yojana and how to apply? Know here first appeared on Rightsofemployees.com.

The purpose of this commission is to remove salary inequalities and the impact of inflation. This will benefit government employees, retired employees and military personnel.

More than one crore government employees and pensioners are eagerly waiting for the formation of the 8th Pay Commission. The commission may submit recommendations to the government for increasing the salaries of employees. The 8th Pay Commission is likely to be implemented from January 2026. Historically, the central government has been implementing the recommendations of the new pay commission every decade. The 7th Pay Commission was implemented in January 2016. The first Pay Commission was formed in January 1946.

Also Read: Pradhan Mantri Awas Yojana (PMAY) eligibility, how to apply @pmayg.nic.in

It is important to note that till now the Government of India has not made any formal announcement regarding the formation and implementation of the 8th Pay Commission. In December last year, the government had mentioned that at that time there was no plan to set up the 8th Central Pay Commission. However, now the Lok Sabha elections are over. In such a situation, there is a strong possibility that the government will move forward towards the formation of the commission. Usually after its formation, it takes about 12 to 18 months for the Pay Commission to submit its recommendations.

More than 1 crore people will benefit

When implemented, the 8th Pay Commission is expected to benefit around 49 lakh government employees and 68 lakh pensioners. Their remuneration is likely to be revised with the increase in the fitment factor. Reports suggest that the fitment factor will be set at 3.68 times the current value. Since the minimum basic pay of government employees is Rs 18,000, this hike will increase the basic pay by Rs 8,000 to Rs 26,000.

The fitment factor is important in deciding the salary and pay matrix of employees under the 8th Pay Commission. Its job will be to adjust the existing 7th CPC salary with the proposed 8th CPC pay scale.

The 7th Pay Commission introduced a fitment factor of 2.57 times. This led to an average increase of 14.29 per cent in the salary of employees. This fixed the minimum pay scale at Rs 18,000. The 8th Pay Commission is expected to help eliminate pay disparities between different employee groups and reduce the impact of inflation.

Many other benefits are also expected

Many other benefits are expected from the 8th Pay Commission. This includes revised pay scales and better retirement benefits. Apart from government employees, it will also affect military personnel and pensioners.

The aim of the 8th Pay Commission is to eliminate pay disparities between employee groups and to reduce the impact of inflation. As expectations are rising, the 8th Pay Commission is going to be an important milestone towards equal remuneration and financial security for government employees and retired employees.

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In the same sequence, on the New Year, a program was organized for the launch of e-stamp service at the Head Post Office located at Bada Chauraha in Kanpur city.

In fact, under the Digital India Mission, to fulfill the vision of the Government of India for a developed India, the e-stamp facility will provide the common people the facility of digital payment of stamp duty, single window system and transparency in payment of various government services and revenues. Provides.

Keeping in view the reach of the Postal Department to the common man, the Revenue Department has given joint responsibility to Stock Holding Corporation India Limited and the Postal Department to provide this facility in Uttar Pradesh.

On this occasion, Mayor Pramila Pandey said that she is very happy that e-stamp services have started in the post offices of 10 districts including Kanpur, because there is no such facility anywhere in the post office, which is available all over India.

The Mayor said that the first post master of Uttar Pradesh was his aunt Saraswati Dubey and then his mother had opened an account of five rupees in the post office, whose pass book is still with her.

In the coming time, the facility of selling e-stamp from the post office will reach every village. In such a situation, villagers will not have to race to the city for a stamp. Soon this system will be implemented in all the post offices of the entire state.

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The special thing is that people working in private sector can also open an account in this scheme. If you have not opened an NPS account yet and want to open it now, then you do not need to go to the post office. You can easily open an NPS account on SBI Yono app while sitting at home. Know how?

Follow these steps:

• First of all open SBI YONO app in mobile.
• Steps 2. After this you go to Investment option.
• Click on NPS Account Opening section.
• Click on E-Services option and select the option of NPS registration.
• Apart from this, you can also choose the option of SBI branch near your home.
•  Here you will have to fill all the necessary information on the registration form like name, address, Aadhaar number, PAN number etc. and submit it.
• After this your NPS account will be opened.

Benefits of investing in NPS

• NPS Investment i.e. investing in NPS gives the benefit of deduction under section 80C, the limit of which is Rs 1.5 lakh.
• NPS is one of the cheapest pension schemes in the world. The benefits of compounding are available in the long run. Due to this, a big corpus is prepared for your future. At least Rs 500 can be invested in this.
• National Pension System comes under “EEE” category. Tax benefits are available on investment. Returns and maturity amount are also completely tax free.

NPS: Who can invest

• Central employee
• state employee
• Private sector employees
• ordinary citizens

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Indian government issued alert

The government has now asked the ministry and all departments to proactively enhance their cyber security measures to prevent any unauthorized access. They have been asked to follow Cyber Hygiene Operating Procedures (SoPs). You have been asked to take all necessary steps to secure all your data and avoid hacking.

All central agencies became alert

Central agencies have become especially alert. Health sector should be the primary target of cyber infrastructure. The reason for this increased concern is that this sector remains on the radar of hackers all the time. This danger has increased especially after the Covid-19 pandemic. The agencies have actively asked the concerned ministries and departments to remain alert. So that, if any such cyber attack occurs, their efforts can be ended in time.

Pakistani hacker announces cyber party

Hacker groups of Pakistan and Indonesia, notorious for cyber threats, have announced a ‘cyber party’ on December 11. The announcement was made on his Telegram channel, where he proudly claims a membership of over 4,000. The same group had earlier issued a “red notice” targeting 12,000 government websites. Attempts have also been made to attack countries like the United States, Sweden and Israel.

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In today’s time in India, Aadhaar card has become both the identity and necessity of the common man. It is useful everywhere from your bank account to PAN card. If you also want to get your Aadhaar card made, then you have to follow this process. To apply for a new Aadhaar card, you must first visit your nearest Aadhaar Enrollment Center.

First of all, you can go to the official website of UIDAI and find out the enrollment center near your home and select it. From here you can take an online appointment of the Aadhaar Seva Kendra near you. After which you can enroll for a new Aadhaar card by going here. Also, if you want to update any new information in your Aadhaar card, you can do that too by visiting these Aadhaar Seva Kendra festivals. 

This information is necessary before going to the enrollment center 

Before applying for Aadhaar, an applicant should make sure that he has all the documents required for this. Before going to the center, take all these documents with you. You will need to fill an Aadhaar application form by visiting the enrollment centre, and submit your biometric information along with documents required for proof of identity and proof of address. 

This is the step by step process to apply for Aadhaar card.

• First of all, find an Aadhaar Suvidha Kendra near you. You can get this information by visiting Aadhaar’s website https://uidai.gov.in/ .
• After this, submit the form by visiting these Aadhaar Facilitation Centers along with supporting documents like your Identity Certificate and Residence Certificate.
• Once all the documents are accepted, submit your biometric data including fingerprints and iris recognition.
• From here you will get a receipt on which the 14 digit enrollment number will be written. You can use it to know the status of your Aadhaar card.

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Significantly, last year these forms were issued in the first week of April. Many types of investments help you to save income tax. One of these is House Rent Allowance ie HRA. If you are a salaried employee then you can take advantage of this. Let us tell you that to save tax, you can take advantage of HRA only in the old tax system. This will not be available in the new tax system.

Will get benefit in these circumstances

House rent allowance ie (HRA) in salary is a part of taxable income. Income tax is exempted under section 10 (13A) of the Income Tax Act. Keep in mind some circumstances for how much tax can be saved from HRA. In the situation in which the minimum amount will come, you can take advantage of tax exemption of HRA.

In the first situation, first of all, you should see how much HRA is there in the salary. HRA is 50% of the basic salary in metro cities and 40% of the salary in non-metro cities. The third condition is the amount left after deducting 10% of the annual salary from the annual house rent.

This is how you can save

You can understand how much you can save in HRA through an example. A person works in Delhi and lives in a rented house. His rent goes to 15 thousand rupees every month. He gets a maximum of one lakh rupees as HRA annually from his company. At the same time, his basic salary is 25 thousand rupees and dearness allowance is two thousand rupees. In this way, a salaried person can save a maximum of one lakh rupees.

These documents are necessary

To get exemption through house rent allowance, you must first have a rent agreement. Monthly rent, fixed time limit of the agreement, and expenses should be mentioned in this agreement. This rent agreement should be in stamp paper of Rs 100 or Rs 200. On the other hand, if the annual rent is more than one lakh rupees, then it is also necessary to have the PAN card of the landlord.

Apart from this, you should also have a receipt for paying the rent. Let us tell you that if your annual income is up to Rs 50 lakh, then you will have to fill Form 1 for ITR filing. Those earning more than 50 lakhs will have to fill ITR Form 2.

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Since whatever cost is incurred in the construction of the expressway, it is reimbursed. However, now the people of Madhya Pradesh and those going there are going to have fun. Please note that now there will be no toll for private vehicles. Only commercial vehicles will pay toll.

MPRDC (Madhya Pradesh Road Development Corporation Limited) DM MH Rizvi said that earlier it was decided to collect toll from all four wheelers. But on the orders of the government, now toll tax will be collected from commercial vehicles only.

In the cabinet meeting last month, it was decided to give relief in toll tax to private vehicles including cars, jeeps and passenger buses on this route. After which the tender process is being completed afresh. It is being told that after the completion of the tender process by next month, all the three toll blocks built on the said route will start. It is noteworthy that MPRDC has got the asphalt work done on the said road three months back. To recover its amount, it has been decided to levy toll.

They will not have to pay toll tax

At the same time, let us tell you that some categories have also been created by the government. Those involved are not required to pay toll tax. Earlier 9 people were included in these categories, while now it has been increased to 25. These include vehicles from government employees to dead bodies, which do not have to pay toll tax.

All vehicles of Government of India and Government of Madhya Pradesh on official duty, non-commercial vehicles of former and present Members of Parliament and Legislative Assembly, all vehicles on duty on 17 routes of the State. Vehicles of Indian Army, Ambulances, Fire Brigade, Indian Posts and Telegraph Department, Tractor Trolleys used for agricultural purposes, Auto Rickshaws, Two wheelers, Bullock carts, Freedom fighters and recognized journalists and also passenger vehicles such as Buses, Cars, jeeps etc. will be exempted from toll.

If you belong to these 25 categories, you will not be taxed

• President
• vice president
• Prime minister
• ministers
• MP minister
• judge-magistrate
• senior officer
• Defense Police
• fire fighting car
• Ambulances
• magistrate secretary
• officials of various ministries
• Secretaries of various departments
• Selected state and central government officials
• Officials of the National Highways Authority. Apart from these, those people who have been given exemption by the state governments can also join.

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Life Insurance Corporation of India (LIC) is running this scheme. If both husband and wife invest together under this scheme, then they can get a monthly pension of up to Rs 18,500 in old age. Know here the important things related to PMVVY.

Any senior can invest

To take advantage of this pension scheme, any senior citizen can invest in it. Earlier the limit for investing in this scheme was Rs 7.50 lakh, but now it has been increased to Rs 15 lakh. 7.4 percent interest is available in PMVVY. If both husband and wife separately invest Rs 15-15 lakh in this scheme, then they can get a monthly pension of up to Rs 18,500 from the government every month. But you have to invest for this before 31 March 2023

Pension benefit according to investment

Under Pradhan Mantri Vaya Vandana Yojana, monthly pension is available for a minimum of Rs 1000 and a maximum of Rs 9250. This pension depends on your invested amount. If you invest Rs 1.50 lakh in this, then you are given Rs 1000 monthly as pension, whereas if you invest Rs 15 lakh, you get Rs 9,250 as pension.

Understand the calculation of pension of Rs 18,500

If you invest Rs 15 lakh in this scheme, then you will get an annual interest of 7.40% on it, which will be Rs 1,11,000 in total. If you divide this amount in 12 parts, then a total of Rs 9,250 will be made. In this way you will get Rs 9,250 as pension every month. On the other hand, if husband and wife invest Rs 15 lakh each i.e. a total of Rs 30 lakh, then both will get Rs 9,250 separately i.e. a total of Rs 18,500 as pension.

Will get pension for 10 years

Under this scheme, the person is given the benefit of pension for 10 years, after 10 years the invested amount is returned with the last payment of pension. But if you want, you can surrender anytime before 10 years after the start of this scheme. In this, you are also given the option of monthly, quarterly, half-yearly and annually to get pension. You can choose this option of your own free will.

How to apply

To apply for the scheme, one has to apply by visiting the official website of LIC. If you want, you can also apply offline. The first installment of pension will be received after one month, three months, six months or one year of your investment. It depends on which option you have chosen for pension, monthly, quarterly, half yearly or yearly.

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In the new labor law, a provision of four days of work and three days of leave will be given. According to the Labor Ministry, more than 31 states have accepted it. Most of the states have also made rules for this. According to sources, some states have raised objections on certain points, for which discussions are being held. However, it is not yet clear when the government will bring this law, but soon the new law will be implemented.

With the coming of the new labor law, employees will get three days off in a week. Employees must work 48 hours a week. During this, half an hour’s leave will also be available twice. If the company implements a 12-hour work shift, then it will have to give employees three days off in a week.

No night shift without the consent of women employees

Under the new law, if an employee had to take long leave, then he had to work for at least 240 days in a year, but now leave can be taken after working only 180 days. Women employees will not be forced to work in night shift without their consent.

PF and gratuity will be deducted more-

According to the new draft rules, the basic salary will be 50 percent or more of the total salary. With the increase in basic salary, the amount deducted for PF and gratuity will increase. In such a situation, after the implementation of the new rules, the salary will be less in the hands of the employee, but provident fund and gratuity will be more.

Final settlement in two days

After the new labor law comes, the full and final payment of the employees will be done in just two days. In case of leaving the job or getting fired from the job, all the money related process will be settled in just two days. At present it takes 45 days to complete the final payment.

If the negotiations between the union and the employer on any issue fail, it will be informed to the government and the matter will be sent to the tribunal. Employees will not be able to go on strike till the final decision is taken. In this, mass leave has also been kept in the category of strike.

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There is a fixed interest on your investment in PMVVY, on the basis of which your monthly pension is decided. It can be availed at the age of 60 years or after. Know other important information related to Prime Minister Vaya Vandana Yojana from LIC’s Chief Insurance Advisor Deepti Bhargava.

What is PMVVY Scheme?

Prime Minister Vaya Vandana Yojana is for the elderly people of India, whose age is 60 years or more. There is no age limit for investing in this scheme. A maximum investment of Rs 15 lakh can be made under PMVVY. The amount has to be deposited in lump sum.

If both husband and wife want to take benefit of the scheme, then both can deposit up to Rs.15 lakhs separately. On investing in this scheme, senior citizens get better interest than investing in other schemes. The pension is decided on the basis of your invested amount.

Money back after 10 years

The Prime Minister Vaya Vandana Yojana is for 10 years. Till then your money will be deposited in the scheme and you will continue to get pension. This amount will be returned with the final payment of pension after 10 years. The interest rate on the amount invested in this scheme will be 7.40 per cent per annum, which will be given as pension every month. If you want, you can surrender from this scheme anytime after the start of the scheme.

How much pension will you get

The minimum monthly pension in this scheme is Rs 1000 and the maximum is Rs 9250. If you invest Rs 15 lakh in this scheme, then the annual interest at the rate of 7.40 percent will be Rs 111,000. If it is divided into 12 parts, then a monthly pension of Rs 9250 will be made. The lump sum amount deposited under the scheme is tax free under section 80C of the Income Tax Act 1961. But the beneficiary will have to pay tax on the interest earned from the amount invested.

How to apply

To apply for the scheme, one has to apply by visiting the official website of LIC. You can also apply offline if you want.

The first installment of pension will be received after one month, three months, six months or one year from the date of your investment. It depends on which option you have opted for monthly, quarterly, half yearly or yearly pension. You will be given pension based on the amount you invest.

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