If you have an account in a bank, then this news is important for you. Let us tell you that from April 1, 2025, many rules related to banking are going to change across the country. This will clearly affect your savings account, credit card and ATM transactions. If you know about these changes in advance, then you can avoid losses.

There will be a change in the rules of the bank

The Reserve Bank of India has allowed banks to increase the ATM interchange fee, due to which any withdrawal or balance check from an ATM outside the home bank network will cost you a little more than before. Earlier you had to pay Rs 17 while withdrawing money from an ATM, but now it has become Rs 19. On the other hand, earlier you had to pay Rs 6 for checking balance from a bank’s ATM, now it has been increased to Rs 7.

Digital Banking

Banks are constantly adding new features to promote digital banking. But now customers can avail better services than before through online banking. For this, banks are also introducing chatbots powered by artificial intelligence. To make digital transactions safe, security like two-factor authentication and biometric verification will be introduced.

Minimum Balance Rules

Let us tell you that the rules related to minimum balance of many banks like SBI, Punjab National Bank, Canara Bank have been changed. This balance depends on whether your account is in urban, semi-urban or rural area. At the same time, you may have to pay a penalty for keeping a balance less than the fixed amount.

Changes in interest rates

Many banks are now changing the interest rates on savings accounts and FDs. Now the interest on savings accounts will depend on the account balance. That is, the more the balance, the better the return.

Related Articles:-

JNVST 2025 Result: Navodaya Vidyalaya Entrance Exam result released, check direct link on navodaya.gov.in

EPFO Claim Disbursal: Money deposited in PF account will be visible on UPI app, claim disbursement will also be quick

BHIM App 3.0 launched with new features to track, monitor and split Expenses. All You Need To Know

The post Bank rules will change from April 1, charges will be levied even on the slightest negligence first appeared on Rightsofemployees.com.

Banks will remain closed in all the states of the country including Delhi, UP, Rajasthan, Punjab, Haryana, Maharashtra, Madhya Pradesh etc.

Banks will remain closed on Saturday due to fourth Saturday

On Saturday, December 28, 2024, all banks across the country will remain closed on account of fourth Saturday. As per the rules of the Reserve Bank of India (RBI), there is a public holiday in banks on the second and fourth Saturdays of every month. All government, private and rural banks remain closed on this day. However, digital banking services such as net banking, mobile banking, and ATM services will remain available, allowing customers to carry out necessary transactions.

Customers can use online banking

For banking service related works, customers have been advised to use online banking. Due to the holiday, large cash withdrawals, cheque clearance and other banking works will be done only on the next working day.

Complete list of bank holidays according to RBI

December 28 (Saturday): Fourth Saturday

December 29 (Sunday): Weekly Holiday

December 30 (Monday): Banks will remain closed in Shillong on account of U Kiang Nangbah.

December 31 (Tuesday) : New Year’s Eve (Banks will be closed in some states due to local holiday)

Related Articles:-

• 7th Pay Commission: Good News for Employees! DA will Increase to 57%, Salary will Increase to THIS Much
• IMD Rainfall High ALERT! Meteorological Department has issued a warning of rain in these 13 districts today
• Personal Loan: Can students take personal loan without income? Here is complete information
• Brother’s property Rights: Can a married sister claim her brother’s property? Know what the law says?
• Fixed Deposit: Senior citizens are getting more than 8% strong return on FD in these 7 banks, know

The post Bank Holiday Alert: All banks will remain closed today on Saturday 28 December – Check Details first appeared on Rightsofemployees.com.

Bank Holidays in June 2023 : Now only 7 days are left for the month of May to end. Banks are going to remain closed for 12 days in June next month. 

The 12 days holidays include Sunday, 2nd and 4th Saturday. Banks are closed for 6 days due to weekend holidays and the remaining 6 days will remain closed due to bank festivals. The festival of Eid is in June.

The post Bank Holiday Alert! Banks will remain closed for 6 consecutive days in the last week of June, see list here first appeared on Rightsofemployees.com.

The 12 days holidays include Sunday, 2nd and 4th Saturday. Banks are closed for 6 days due to weekend holidays and the remaining 6 days will remain closed due to bank festivals. The festival of Eid is in June.

Work can be done through online banking

Banks will remain closed for 12 days in June. If you have to go for bank work, then definitely check this list first. So, that you do not get upset later and do not waste your time. Bang customers can avail online banking services even on holidays.

Banks will remain closed on these days in June

4 June 2023: Banks will remain closed due to Sunday.

June 10, 2023: Due to the second Saturday, there will be a holiday in the banks.

11 June 2023: Due to Sunday, there will be a holiday in banks.

15 June 2023: Thursday, banks will remain closed in Mizoram and Odisha on account of Raja Sakranti.

18 June 2023: Banks will remain closed due to Sunday.

20 June 2023: Thursday, banks will remain closed in Odisha due to Rath Yatra.

24 June 2023: Due to the fourth Saturday, there will be a holiday in banks.

25 June 2023: Due to Sunday, there will be a holiday in banks.

26 June 2023: Kharchi Puja, banks will remain closed only in Tripura state.

28 June 2023: Tuesday, Eid ul-Azha, Banks will remain closed in the states of Maharashtra, Jammu Kashmir, Kerala.

June 29, 2023: Thursday, a holiday across the country on account of Eid al-Adha.

30 June 2023: Friday, Reema Eid Ul Azha

The post Bank Holidays in June 2023: Banks will remain closed in these states for 12 days in June, check the list first appeared on Rightsofemployees.com.

Out of 10 February holidays, banks will be closed for 6 days on account of Sunday, second and fourth Saturdays and remaining 4 days will be closed due to bank festivals. This also includes locker and government holidays.

This festival will be held in February

There are festivals like Mahashivratri, Losar, Lui-Ngai-Ni in the month of February due to which banks are going to remain closed. All public, private and cooperative banks will remain closed on these holidays. However, these holidays will differ from state to state. Apart from the national holiday, the state governments also have fixed holidays, which are in those states only. Bank branches are closed only in those states on state holidays.

You can do your work online

In the month of February, when the banks will be closed, you can settle your work sitting at home through internet banking, online banking. You should do the work to go to the bank before or after these holidays.

This day will be a holiday in banks in February 2023 (Bank Holiday List on February 2023)

5 February 2023 – First Sunday – Banks will remain closed across the country

February 11, 2023 – Second Saturday – Banks will remain closed across the country

February 12, 2023 – Second Sunday – Banks will remain closed across the country

February 15, 2023 – Wednesday – Lui-Ngai-Ni – Banks will remain closed in Hyderabad

February 18, 2023 – Saturday – Banks are going to remain in Delhi, UP, Ahmedabad, Belapur, Bengaluru, Hyderabad, Kanpur, Lucknow, Mumbai, Nagpur, Raipur, Ranchi, Shimla, Thiruvananthapuram on the day of Mahashivaratri.

February 19, 2023 – Third Sunday – Banks will remain closed across the country

February 20, 2023 – Monday – State Day – Banks to remain closed in Aizawl.

February 21, 2023 – Tuesday – Losar – Banks to remain closed in Gangtok.

February 25, 2023 – Fourth Saturday – Banks will remain closed across the country

February 26, 2023 – Fourth Sunday – Banks will remain closed across the country

The post Bank Holidays Alert! RBI released state wise bank holiday list for the month of February, check list of states’ holidays first appeared on Rightsofemployees.com.