Now the most high-profile experiment in Indian digital banking has come to a final halt. Specifically, the Reserve Bank of India (RBI) cancelled the banking licence of Paytm Payments Bank on April 24, 2026. Indeed, this move marks the end of a long struggle between the fintech giant and the national regulator. Actually, the RBI stated that the bank’s management acted in a manner “prejudicial to public interest.” Therefore, the central bank has already moved to start the winding-up process in the High Court. In fact, the regulator believes that allowing the bank to continue would serve “no useful purpose.” Simple as that.

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Paytm Payments Bank: Final Status (April 2026)

Now you can see the official timeline of the regulatory crackdown. Actually, the bank had been under a “runoff” phase for over two years before this final order. In fact, here is the data on the current state of the entity.

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1. What Happens to Your Money?

Now many of the 30 million account holders are worried about their hard-earned savings. Actually, the RBI has offered a very strong assurance to all depositors today.

The Safety Net

First, the regulator confirmed that the bank has “enough liquidity” to repay everyone. Next, you can still withdraw your existing balances without any new hurdles. Thus, your funds remain safe even as the bank prepares to close its doors. Furthermore, the RBI has asked the High Court to appoint a liquidator to oversee the final payouts. Specifically, they want to ensure a smooth exit for every single customer. Therefore, you should wait for official alerts before trying to close your account manually. Period.

2. Is the Paytm App Still Working?

Now there is a lot of confusion about whether the famous “Paytm” app will stop working. Actually, the parent company, One97 Communications, has cleared the air immediately.

App vs. Bank

First, the Paytm app and the Payments Bank are two separate legal entities. Next, the app now uses partner banks like Axis, Yes Bank, and SBI for UPI. Thus, your QR code payments and Soundbox devices will continue to work perfectly. Additionally, services like Paytm Gold, Insurance, and Movie Tickets remain fully active. Moreover, the company had already written off its investment in the bank back in 2024. Consequently, this final closure does not change the way you pay at your local kirana store. Period.

3. Why the RBI Took This Extreme Step

Now experts are analyzing the sharp language used by the central bank in its final order. Actually, the RBI cited “persistent non-compliance” over a four-year period.

The Compliance Gap

First, the bank failed to meet several conditions of its original 2015 licence. Next, the regulator found major flaws in customer due diligence and fund usage. Thus, the “general character” of the management was seen as a risk to the public. Additionally, earlier warnings in 2022 and 2024 did not lead to enough improvement. Moreover, the RBI wants to send a clear message to the entire fintech industry in 2026. Specifically, they believe that innovation must never come at the cost of strict regulation.

Frequently Asked Questions

Q: Can I still use my Paytm Wallet?

Now, you can use your existing balance, but you cannot add fresh money. Thus, you should plan to spend your wallet balance or transfer it to a bank account soon.

Q: Will my FASTag stop working?

Actually, if your FASTag is linked specifically to Paytm Payments Bank, it will eventually become inactive. Therefore, you should switch to a different provider to avoid highway delays.

Q: What happened to Paytm stock after the news?

Actually, the shares closed slightly lower at ₹1,153 on Friday. Therefore, investors seem to have already priced in this long-expected news.

Q: Who will manage the winding-up process?

Since the RBI has applied to the High Court, an official liquidator will likely take over soon. Therefore, follow the official RBI website for the next set of instructions.

The Bottom Line

Now the Paytm Bank Closure of 2026 is a landmark event for Indian finance. While the bank is gone, the Paytm app lives on through new banking partnerships.

Overall, the goal of the RBI is to protect the integrity of the national payment system. Therefore, users should stay calm and transition their recurring payments to other banks. Thus, you can continue to enjoy digital payments without any financial risk. Meanwhile, keep checking our blog for more updates on the “Winding Up” timeline! Lastly, we hope this leads to a more transparent fintech era for all Indians!

Licence gone. App stays. Period.

The post Paytm Crisis: RBI Cancels Payments Bank Licence, Orders Winding Up first appeared on Rightsofemployees.com.

People are using apps like Paytm, PhonePe and GooglePay extensively to make UPI payments. After making UPI payment through these apps, these companies also give people free scratch cards. Through these scratch cards, people get different offers like discount of 5 to 100 rupees and cashback, but have you ever wondered that if these companies give cashback to crores of customers, then why do they not suffer any loss or how are these companies distributing money to people for free. Let’s know.

The company lures its customers

Companies like PhonePe, Paytm offer scratch cards to their users after UPI payment to lure them so that users stay connected with them and make payments through their app. This scratch card is also a kind of marketing method, so that people stay connected with these companies.

Why PhonePe Paytm does not incur loss by giving scratch cards

Companies like PhonePe, Paytm or GooglePay do not incur any loss in giving scratch cards to their customers. For them, this expense is a kind of advertising expenditure. More customers join them through these offers. These companies earn a lot of money through different offers, brand promotions and partnerships with banks. In such a situation, giving cashback of 10 to 100 rupees to people is not a loss-making deal for them. Millions of users join them through these offers.

The post Why Paytm and PhonePe Give Free Scratch Cards after UPI Payments: Psychology Behind the Reward first appeared on Rightsofemployees.com.

NPCI has imposed a limit on many facilities. Due to which now you will not be able to check your account balance again and again. Apart from this, limits are going to be imposed on many other features. Know in details.

The month of August has started today and from today your way of using UPI is also going to change. Yes, from August 1, NPCI has made some changes to reduce the extra load on the UPI system and to speed up UPI transactions. In such a situation, if you also depend on Google Pay, PhonePe and PayTm for every small payment, then it is important that you know the new rules.

These changes are going to happen

Balance Check Limit

Till now UPI users could check their bank balance as many times as they wanted in a day. But now this will not happen from August 1. NPCI (National Payments Corporation of India) has now set a limit for this as well. Now users will be able to check their bank balance only 50 times in a day. This rule is being implemented so that there is no excessive load on the UPI system at the time of need.

Linked account listing also restricted

Under the new UPI rule, now you will be able to see the information of your UPI linked bank accounts only 25 times a day in each app (Google Pay, PhonePe or PayTm).

Autopay will now be processed on time

Nowadays, for everything from recharge to electricity bill or any kind of payment (Netflix, Amazon Prime or SIP installments), users keep Auto Pay mode set in UPI. So that they do not have to open the app again and again to make payment and the payment gets done automatically. But now a limit has been fixed on this as well. From today, Auto Pay transactions through UPI will also happen at a fixed time only. As such, from today, Auto Pay transactions will happen only before 10 am and from 1 pm to 5 pm. Because, the time from 10 am to 1 pm and then from 5 pm to 9:30 pm has been included in the peak hours.

Limit also applies to payment status checks

Often, after making a payment, users check the status again and again to see if the money has been transferred or not. But now NPCI has put a limit on this as well. Now users will be able to check the payment status only 3 times in a day, and that too with a gap of 90 seconds.

Limit on payment reversal

NPCI has now set a limit for payment reversal i.e. getting the payment back. Under the new rule, now users can request for payment refund only 10 times in a month. Apart from this, a user can ask for payment reversal only 5 times from a single person or company.

The post UPI New Rules: NPCI Has Imposed Limits on Many Facilities, New rules Implemented From Today first appeared on Rightsofemployees.com.

The use of UPI i.e. Unified Payment Interface has increased rapidly in the country. But its rules are going to change on August 1. In such a situation, if you use it then it is important for you to know this news. Actually, after August 1, you will not be able to check your balance more than fifty times in a day through UPI app. This changed rule will be applicable for everyone from merchants to banks and users.

Many rules in lieu of UPI

Auto-pay transactions (such as bill payments, EMIs and subscriptions) on UPI will now be done in fixed slots only. According to reports, this time will be before 10 am or between 1 pm and 5 pm. Apart from this, slots will also be fixed after 9:30 pm. This is being done so that transactions can be done faster and the load on the system will be reduced. If a transaction fails, you can check its status only after three days. For this, there should be a gap of at least 90 seconds every time.

These rules will apply to all UPI users, whether they are users of Google Pay, PhonePe or Paytm. This year, in the months of March and April, there were two major incidents of system down, due to which lakhs of users were troubled.

What will be the impact?

Actually, the change in UPI rules is not going to have any effect on the common users. They will continue to make daily bill payments and other payments or transfers as before. As before, they will be able to transact up to one lakh rupees in a day. Also, there is a limit of five lakh rupees for payments related to education or health care. However, it will definitely happen now that after August 1, no UPI user will be able to check the balance more than fifty times a day.

The post UPI Balance Limit: You Can’t Check UPI Balance More Than 50 Times — Details Inside first appeared on Rightsofemployees.com.

These are the 5 main changes

1. Balance check limit: Now you will be able to check the balance only 50 times in a day on any one app (eg PhonePe, GPay). If you use two apps (eg Paytm + PhonePe), then there will be a separate limit of 50 times on each app. There will be a restriction or limit on checking the balance during peak hours (10 am–1 pm and 5 pm–9:30 pm).

2. Auto balance update after every transaction: A big relief for shopkeepers, street vendors or businessmen! Now after every successful payment, the bank will send an SMS or notification to inform the balance. This will eliminate the need to check the balance again and again.

3. Linked bank account information: You will now be able to view the list of bank accounts linked to your mobile number only 25 times a day. And that too only when you select the bank yourself and approve it.

4. New AutoPay schedule: Auto payments like Netflix , Amazon Prime or SIP will now be charged only during non-peak hours:

• – Before 10am
• – 1 PM to 5 PM
• – After 9:30 p.m.
• – Autopay will be closed during peak hours.

5. Rules for checking transaction status: If the payment fails or gets stuck, its status can be checked only after 90 seconds. This can be done only 3 times a day and a gap of 45–60 seconds is required each time.

Other important changes

Annual Audit: Every bank must get its system audited once a year. The first report must be submitted by August 31, 2025.

Chargeback Limit: You can ask for payment reversal (chargeback) only 10 times in 30 days.

Core payments will not be impacted: Core services like money transfers or merchant payments will not be affected by these rules.

Why this change?

In the past months, the load on the UPI server had increased, due to which there were complaints of transaction failure or slowdown. According to NPCI, frequent balance checks or autopay processing puts pressure on the system. The new rules will reduce the server load and UPI will run smoothly.

The post Attention! 5 New UPI Rules to Impact Google Pay, PhonePe, and Paytm from August 1 first appeared on Rightsofemployees.com.

If you do not keep cash in your pocket and are relaxed due to UPI service, then this news is for you. Actually HDFC Bank has alerted its customers that it is going to do an extremely important system maintenance. Due to this, UPI service will be closed for a few hours. In such a situation, it may be wise to carry cash with you on that day. Let us tell you that since the arrival of UPI service, people have reduced carrying cash with them. The government also wants that people do as many transactions as possible digitally. However, every system needs maintenance at some point of time and in such a situation people may face problems.

When will UPI be down?

According to the information released by HDFC Bank, it will keep its UPI service closed from 11:45 pm on 3 July 2025 to 1:15 pm on 4 July 2025. During this time people will not be able to use UPI service for 90 minutes. The bank has chosen this time thoughtfully because during this time the load on the UPI server is less. However, people definitely make UPI payments during this time.

The effect will be visible on all UPI apps

Let us tell you that this down will not only affect HDFC’s own mobile banking app, but other UPI apps like PhonePe, WhatsApp Pay, Google Pay and Paytm will also not be able to work during this downtime. Let us tell you here that this will only affect those people whose UPI account is linked to HDFC Bank. The customers of that bank will neither be able to make payments through UPI nor receive money at the time specified by the bank. Apart from this, non-financial work related to UPI such as checking balance or changing UPI PIN will also not be possible during this time. HDFC’s RuPay credit card UPI service will also be closed at this time!

Businesses will also be affected

Let us tell you that the bank has clarified that the services of those businesses whose payment services are through HDFC Bank will also stop at this time. During this time, businesses will neither be able to receive nor make any kind of payment. Keep in mind that during this time other services used for transactions such as net banking, ATM, debit and credit cards will continue to run normally.

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Cyber ​​fraud is no longer a new thing. Lakhs of people have fallen victim to it. However, the Department of Cyber ​​Security and the Government of India are making people aware about it. In this regard, the Department of Telecommunications (DoT) of the Government of India has issued new security measures for lakhs of UPI users. This security measure is being called the Financial Fraud Risk Indicator (FRI), which will involve banking and non-banking institutions to prevent common UPI-related frauds and scams. All these institutions will work together to prevent scams.

In fact, the Financial Fraud Risk Indicator released by the Department of Telecommunications will primarily analyse certain phone numbers and ultimately block such numbers that are attempting cybercrime activity. Launched under the Digital Intelligence Platform, the measure is designed to create a secure payment system and encourage more people across the country to adopt digital transactions. The FRI system will help banks and non-banking institutions identify risky transactions, thereby preventing them before they are completed.

UPI Security Update

The Financial Fraud Risk Indicator System will act as a tool that will help financial institutions keep an eye on suspicious phone numbers and UPI addresses. It is being said that the FRI will mark numbers that have been reported as sources of spam or cybercrime. This will also include numbers that have failed the verification process and have been found to be violating various rules.

Once the numbers are marked, they will be categorized into three levels of risk – medium, high and very high. This categorization will be done entirely based on the National Cybercrime Reporting Portal, Chakshu platform and other intelligence received from financial institutions.

Once categorized, the data is sent to central servers. Whenever a UPI user tries to transfer money to such a number if the transaction is marked as ‘very high risk’, the UPI app will block that transaction and alert the user. For numbers marked as medium risk, a warning will be given to the user.

The post UPI security update: Major security update for Paytm, PhonePe, GPay, BHIM users first appeared on Rightsofemployees.com.

This new initiative is called Financial Fraud Risk Indicator (FRI). Its job is to identify mobile numbers that may be involved in fraud. If a number is being used for cybercrime or any suspicious activity is seen in it, it will be blocked.

What will the new system do?

The FRI system is a kind of digital alert tool. As soon as any banking or UPI transaction involves a suspicious number, this system will identify it and alert banks and other financial institutions. Fraud can be stopped before it happens.

The most special thing about this system is that it will work not only for banks but also for non-banking platforms. That is, apps like Paytm, PhonePe, GPay will also be able to keep their users safe with the help of this tool.

What numbers will FRI catch?

• Numbers that have already been found to be associated with a scam
• Numbers that have not completed KYC or verification
• Or those who repeatedly violate the rules

All such numbers will be flagged through this system and blocked if necessary.

Why is it important?

Nowadays, digital payments have become very common, but with it, cases of cyber fraud have also increased rapidly. In such a situation, this step of the government will not only increase the security of the common people but also increase the trust in digital transactions.

What should users do?

The post No more online fraud, government releases big update for Paytm, GPay, PhonePe users first appeared on Rightsofemployees.com.

Now transactions will remain private

If you have sent a surprise gift to someone. Like you have ordered food late at night or taken medicine from a pharmacy or have purchased some personal item and do not want anyone else to see that transaction, then the Hide Payment feature can be very useful for you. This feature gives you complete control over your transaction history.

Benefits of Hide Payment

It’s easier to keep surprise plans a secret

Keeping Personal Expenses Private

If you have eaten sweets during the diet, you can hide the evidence of it

Helps keep transaction history clean and private

How to hide payment?

Open Paytm app and go to Balance & History section.

Swipe left on the transaction you want to hide.

Tap on the Hide button.

Confirm by tapping Yes.

Now that payment will be hidden from your history.

How to show hidden payments?

Open Paytm app > go to Balance & History.

Tap the three dots in the top right > select View Hidden Payments.

Verify with your PIN or fingerprint.

Swipe left on the hidden transaction.

Tap on Unhide

Now your transaction will be visible in the history again.

This new feature of Paytm gives users more control and privacy over their payment data.

The post Paytm launched new Hide Payment feature, now you can hide your transaction history first appeared on Rightsofemployees.com.

This move by NPCI is aimed at curbing cyber fraud and scams, as sometimes inactive mobile numbers are reissued by telecom companies, increasing the chances of fraudulent transactions.

If you also have an old or inactive mobile number linked to your bank account, update it as soon as possible. Otherwise, you may face issues while making UPI payments, such as transaction failure or money being transferred to the wrong account.

In view of the rapidly increasing cases of cyber fraud and online scams, NPCI has issued new guidelines. It says that such mobile numbers, which are not being used for a long time or are completely closed, need to be removed from the banking and UPI system. Inactive numbers are also causing technical problems that can affect UPI transactions.

Moreover, if telecom companies re-issue these numbers to another user, they can be used by cyber criminals for fraud. For this reason, NPCI has directed banks and payment apps to remove these numbers from the system.

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Update your active number as soon as possible for safe transactions, otherwise there may be trouble in payment

If you make UPI payments through apps like Google Pay, PhonePe, Paytm, then this news is very important for you. New rules have come into effect from April 1, 2024, under which the National Payment Corporation of India (NPCI) has instructed to remove all those mobile numbers from the bank account which are inactive for a long time. The purpose of this move of NPCI is to prevent cyber fraud and cheating, because many times inactive mobile numbers are re-issued by telecom companies, which increases the possibility of fake transactions.

If your bank account also has an old or inactive mobile number linked to it, then update it as soon as possible. Otherwise, you may face problems in making UPI payments, such as transaction failure or money reaching the wrong account

Why did NPCI take this decision ?

In view of the rapidly increasing cases of cyber fraud and online fraud, NPCI has issued new guidelines. They say that mobile numbers which are not being used for a long time or are completely closed, need to be removed from the banking and UPI system. Technical problems are also being caused due to inactive numbers, which can affect UPI transactions. Apart from this, if telecom companies re-issue these numbers to another user, then cyber criminals can use them for fraud. For this reason, NPCI has instructed banks and payment apps to remove these numbers from the system.

Why does mobile number play an important role in UPI ?

Your mobile number is your identity for UPI payments. Whenever you send money to someone, the transaction is confirmed through this number. If your mobile number has become inactive or has been issued to someone else, then—

• Payment may fail
• Money may reach the wrong account
• The risk of fraud may increase
• Therefore, it is important that the same mobile number which you have in active status should be linked to your bank account.

What should I do now ?

If an old or long-inactive number is linked to your bank account, check it as soon as possible.

First of all, contact your telecom service provider (Jio, Airtel, Vi, BSNL) and confirm whether your number is still active in your name or not. If the number is closed, activate it immediately by recharging it or go to the bank and get your mobile number updated.

NPCI has directed banks and UPI apps to update the list of inactive numbers every week, so that all such numbers are removed from the banking system after April 1.

If you want to make UPI payments without any interruption, then update your mobile number in time so that there is no problem later.

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The post UPI Rule Changed: THESE UPI users will not be able to use Google Pay, PhonePe and Paytm from today first appeared on Rightsofemployees.com.

If your bank account is also linked to a mobile number which is not active, then it will be removed. After this, you may face problems in making UPI payments.

The decision was taken because of this

NPCI has taken this decision in view of the increasing cases of cyber crime. National Payment Corporation says that mobile numbers which are no longer being used i.e. which are not active are creating technical problems in the banking and UPI system. If telecom operators have issued these numbers in someone else’s name, then this can increase the risk of fraud. The government’s job is to keep people safe and protect them from fraud.

It is very important to have a mobile number linked to the bank account to make UPI payments. The mobile number is a means of identification while making UPI payments. This means that whenever you make a payment, the mobile number ensures that the money is reaching the right person or not. If a number is not active and has been allotted to someone else, then there is a possibility of payment failure or it may reach another person’s account.

What to do?

If a mobile number is linked to your bank account which is no longer active or you have not recharged it for a long time, then you have to confirm with your telecom service providers (Jio, Airtel, Vi, BSNL) whether this number is active in your name or not. If the number is not active, then you should activate it immediately or change the mobile number linked to your bank account.

Recently, NPCI has instructed banks and UPI apps to update the list of deleted mobile numbers every week. This will ensure that after April 1, the inactive mobile number is removed from the banking system.

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The post UPI services for THESE numbers will not be available from April 1. Details here first appeared on Rightsofemployees.com.

To explain in simple language, if you had linked a number to your bank account or UPI app like Google Pay, PhonePe and Paytm and did not recharge that number. If the number is not working, then that number will be removed from your bank account. According to media reports, National Payments Corporation of India i.e. NPCI has asked banks and apps to remove such numbers by March 31. If this is the case with you too, then you need to follow the steps given below.

Why was this decision taken

According to reports, linking old and useless mobile numbers which are not in use to any bank account can lead to technical problems. If that mobile number is issued in someone else’s name, there is also a fear of fraud. The government wants to keep people safe by avoiding such situations.

Mobile number serves as identification

In case of UPI payment, the mobile number acts as the identification and ensures that the other person is getting the correct payment or not. If the mobile number is not in use and someone else has issued it, then it can cause technical problems. The chances of payment failure increase. That is why orders have been given to delete such numbers.

What should the affected people do?

People whose mobile number is linked to their bank account and they have not been able to recharge it for a long time, should confirm with their mobile operator like Jio, Airtel or Voda-Idea whether the number is active on your number or not. If the number is active in your name, then get it recharged immediately. If the number has been deactivated, then get it activated.

Which mobile numbers get deactivated

According to the report, if a mobile number is not recharged for 90 days, it can be deactivated. However, the user is given a grace period of 15 days and in that period he can get his number activated again. If the number is not activated, then that SIM becomes inactive and it can be allotted to someone else.

What has NPCI said to banks and UPI apps?

NPCI has asked banks and UPI apps to update the list of deleted mobile numbers every week. This will ensure that useless numbers will be removed from the system after April 1. If you are also among those people whose mobile number has not been recharged for many months and it is registered with banking and UPI payments, then get your number activated immediately. By doing this you will be able to avoid any dilemma.

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Now withdrawing PF will be as easy as withdrawing a bank account

Earlier it used to take a lot of time to withdraw PF, but now it will be as easy as withdrawing money from the bank. EPFO ​​is upgrading its system so that employees can withdraw their PF money from ATM anytime. Minister Mandaviya also said that this is your money, withdraw it whenever you want.

How to withdraw PF from ATM?

Under this new facility of EPFO, your PF account will be linked to an ATM-supported system. To withdraw money, you will have to verify your identity with UAN Universal Account Number or linked bank account. Also, multi-factor authentication process like OTP verification will be implemented for security.

Facility to withdraw money from PF will also be available through UPI

Apart from ATM, EPFO ​​is also preparing to provide the facility of withdrawing PF through UPI (Unified Payments Interface). This means that you will be able to withdraw PF directly through apps like PhonePe, Google Pay, Paytm, BHIM. Currently, it takes 2-3 days to withdraw PF through NEFT or RTGS, but with UPI, this work will be completed in a few seconds.

PF ATM card will be available under EPFO ​​3.0

EPFO customers will soon get a special PF ATM card, through which they will be able to withdraw money from their PF account at any nominee ATM. However, information about which ATMs will support this facility has not been given yet. But EPFO ​​has assured that it will be made easy and user-friendly.

Withdrawing PF will be easier than before

After the introduction of EPFO ​​3.0, the process of withdrawing PF will become completely digital and instant. Lakhs of employees will benefit from this, especially when money is needed immediately. The government will soon release the launch date of this facility and the complete process.

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The post PF Withdrawal Rule: You can also withdraw PF money from PhonePe, GooglePay, Paytm and BHIM app first appeared on Rightsofemployees.com.

With the help of this feature, users will also be able to control their expenses. Paytm UPI statement download supports Excel format. This rollout applies to all Paytm users. Earlier it was available only in PDF format. The new edition offer will give more flexibility to the user. This will improve expense tracking and financial management.

UPI Statement Download

The UPI statement download feature will be available in the Balance & History section in the Paytm app. Paytm UPI users whose bank account is linked to Paytm handles Axis Bank @ptaxis, Yes Bank @ptyes, State Bank of India @ptsbi and HDFC Bank @pthdfc. Paytm’s new service is available for those users.

Users can download all financial transactions

With the help of this new feature, Paytm UPI users can download their transaction records. This download can be for a specific date and range. It can be downloaded in Excel format along with PDF. This self-service tool has been made available for the convenience of the users. Financial records can be included in it.

Step 1: First of all open the Paytm app. After this you have to go to the Balance & History section.

Step 2: Then you have to tap on the Download UPI Statement option below the payment history.

Step 3: After this, you have to click on the date for which you want to download the statement.

Step 4: Then you have to select the Excel format option. After this, you have to tap on the Download option. After this, you have to click on the Save option. In this way your UPI payment statement will be downloaded in Excel format.

Users will get new features

Paytm has been introducing new features for its users. Earlier, Paytm has introduced Paytm Lite feature for small payments. Paytm offers RuPay credit card linked and credit based UPI payments along with auto pay features. This platform allows users to link bank accounts.

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The post Paytm has introduced a new feature to download UPI payment statement first appeared on Rightsofemployees.com.

New Delhi. The Employees’ Provident Fund Organization (EPFO) has started a major change in the way it works. Currently, employees have to go through a long process to withdraw money from their PF account, but soon they will get the option to withdraw their PF money through UPI options like PhonePe and Paytm and ATMs. Preparations are underway to start this facility very soon.

According to Financial Express, the Employees’ Provident Fund Organization (EPFO) has prepared the complete blueprint of this scheme and talks are going on with the National Payments Corporation of India (NPCI) to implement this facility. If everything goes well, this facility can go live on the UPI platform in the next 2-3 months. About 7 crore members of EPFO ​​will get the benefit of this. After UPI integration, EPFO ​​members will be able to receive their claimed amount directly in the digital wallet, making the withdrawal process fast, simple and hassle-free.

7 days work will be done in minutes

Once EPFO ​​starts the UPI facility, the transaction will become very easy for the employees. Currently, one has to wait a lot for the money to reach the PF account. Generally, the PF withdrawal process is completed in about 7 days in most of the cases. But, after the implementation of UPI integration facility, it will be completed in a few hours or minutes and the money will reach the people’s account.

Claims will not be rejected

Another benefit of EPFO’s UPI facility will be that the chances of rejection of claims will be reduced and there will be more transparency in transactions. However, EPFO ​​has not yet made any official announcement about this facility. More information will be available only when EPFO ​​​​issues a formal notification on it. Apart from UPI, EPFO ​​​​is also offering a new ATM facility. This will allow EPFO ​​​​subscribers to withdraw their Provident Fund (PF) directly from the ATM. The EPFO ​​​​3.0 initiative aims to improve user experience and provide easy access to savings. Also reduce paperwork.

How will EPFO ​​ATM work?

The ATM facility started by EPFO ​​will be just like a debit card. To withdraw money through this, you will have to link your UAN. After this, you will have to verify the OTP and then withdraw cash. Through this facility, you will be able to withdraw your PF without waiting for the approval of your employer. Meaning, now you will not need the permission of the employer to withdraw PF money.

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The post EPFO UPI Service: PF money will be withdrawn through Google Pay, PhonePe and Paytm, check details first appeared on Rightsofemployees.com.

Now, the company has launched India’s first solar-powered soundbox, which is designed to provide a seamless payment experience for merchants using sustainable energy. The device works in the same way as other payment boxes, but the small solar-panel installed in it keeps it charged with minimal sunlight. This leads to negligible power consumption and it keeps working even when the power goes out.

Paytm has introduced its new Solar Soundbox . As the name suggests, the new payment soundbox can run even without electricity, as it is charged by sunlight due to its solar panel. It has two batteries, one is charged by solar energy and the other is charged by electricity. The solar powered battery can last for a full day after 2-3 hours of exposure to sunlight, while the electric powered battery lasts up to 10 days without the need for recharge.

The company says that Solar Soundbox offers UPI and Rupay credit card transactions via Paytm QR code. It is specially designed for small merchants like small vendors and artisans etc. This device comes with audio for payment confirmation. The device supports 4G connection and includes a 3-watt speaker for sound. It can give notifications in 11 languages.

As we mentioned, last year the company introduced the NFC Soundbox . This is also a portable device, which was the first device of its kind. It can easily fit in the pocket and supports 4G network connectivity. Pocket Soundbox provides instant audio payment alerts to merchants for more efficiency. The company claims that it can be used for 5 days on a single charge. It has a built-in torch which makes it easy to use in the dark. It is designed for use by everyone from cab drivers to delivery agents and cart vendors.

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The post Paytm Launches Solar-Powered Payment Soundbox, Key Feature & Benefits and More first appeared on Rightsofemployees.com.

Paytm has provided soundboxes and card machines at the Maha Kumbh Mela, which can be used to pay for parking, food and other facilities. Also, devotees can now link their RuPay credit card to the Paytm app and make payments directly through the phone.

All the companies are participating in Maha Kumbh with great enthusiasm

A company spokesperson said, “Mahakumbh is a wonderful event that brings together millions of people connected by faith and devotion. The support we have received from the merchants and people of the city for adopting digital payments inspires us to be a part of this event.”

Along with Paytm, other startups and tech platforms are also trying to benefit from their participation in this Maha Kumbh Mela event. At the same time, innovations related to travel and spiritual apps are trying to provide a better experience to the devotees.

Beginning of Maha Kumbha

The Maha Kumbh Mela in Prayagraj has started today. The first bath of the Maha Kumbh was taken on January 13 on Paush Purnima. People from the country and abroad reached the Triveni Sangam for the royal bath. More than 450 million people are expected to attend this 45-day long Maha Yojna.

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The post Paytm launched a new soundbox with QR code, you can make payment through UPI as well as credit card, know how first appeared on Rightsofemployees.com.

Indian travelers can now easily make cashless payments using their Paytm app at places where UPI is accepted. These include popular spots in UAE, Singapore, France, Mauritius, Bhutan and Nepal. This means that now it will be easier for Paytm users to shop, eat or pay for other things abroad.

What is special in this new feature of Paytm?

UPI International can be easily activated on the Paytm app, with users having to do a one-time activation by linking their bank account. When scanning a UPI-enabled QR code abroad, the app will automatically prompt for activation for easy access.

Travelers can choose a usage period from 1 to 90 days depending on their trip and can deactivate the service at any time so that payments are made only when they want. This feature helps prevent accidental transactions with foreign merchants once users return to India, providing additional security and control over the feature.

Transparency has also been taken care of

During payment, users can view the foreign exchange rates and any conversion fees applied by the bank, ensuring complete transparency in transactions. Paytm’s UPI International service enables travellers to manage their spends with ease and control across popular international destinations.

This feature can be used to find everything from restaurants and shopping spots in Dubai, popular markets in Singapore and beach bazaars in Mauritius to artisan craft shops in Bhutan and local shopping in Nepal.

Paytm is India’s leading mobile payments and financial services distribution company. Paytm’s mission is to serve half a billion Indians and bring them into the mainstream economy with the help of technology.

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Keeping in mind the regulatory concerns, NPCI had banned Paytm from adding new UPI users in February 2024. After reviewing Paytm’s compliance with regulatory guidelines and protocols, NPCI has approved it to resume adding new users.

The approval letter issued by NPCI was also attached

In the information given by Paytm to the Bombay Stock Exchange, it was told, … We would like to inform you that through a letter dated October 22, 2024, the National Payments Corporation of India (NPCI) has approved the company to add new UPI users with compliance of all NPCI procedural guidelines and circulars. Along with this, the company has also attached the approval letter issued by NPCI.

Net profit in the second quarter was Rs 928.3 crore

According to the letter, this approval is subject to compliance with all procedural guidelines and circulars issued by NPCI from time to time. This specifically includes guidelines and circulars issued on risk management, brand guidelines for app and QR, multi-bank guidelines, TPAP market share and customer data. On the other hand, Paytm’s net profit in the second quarter of the current financial year was Rs 928.3 crore.

Last year, there was a loss of Rs 290.5 crore during this period

Paytm’s parent company One97 Communications suffered a loss of Rs 290.5 crore in the second quarter (July-September) of FY 2023-24. Giving information about its financial performance, Paytm said, Paytm’s operational income declined by 34.1 percent year-on-year to Rs 1,659.5 crore in the quarter under review. Paytm made a net profit of Rs 928.3 crore in the second quarter. This also includes a profit of Rs 1345 crore from the sale of entertainment ticketing business.

The statement said, ‘The company believes that continued focus on payment and financial service delivery will drive profitable growth. This is reflected in the revenue of Rs 981 crore for the payment business. It has increased by nine per cent on a quarterly basis. Revenue from financial services stood at Rs 376 crore, which has increased by 34 per cent on a quarterly basis.’ The company’s indirect costs decreased by 17 per cent to Rs 1,080 crore due to reduction in employee costs, marketing expenses and absence of some one-time expenses in the first quarter of FY 2024-25.

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The post Big relief to Paytm’s Sharma ji…! NPCI allows Paytm to add new UPI customers first appeared on Rightsofemployees.com.

The company said in a notice to the stock exchange that it will apply afresh for the payment aggregator (PA) license.

What did paytm say

Paytm said- Payments Services Limited has received approval for investment from the parent company through a letter dated August 27, 2024 from the Department of Financial Services, Ministry of Finance, Government of India. With this, Payments Services Limited will re-apply for the aggregator license. In the meantime, Payments Services Limited will continue to provide online payment aggregator services to existing partners.

RBI had rejected the application

The Reserve Bank of India (RBI) had rejected Paytm’s payment aggregator license permit application in November, 2022 and directed the company to re-apply with Press Note-3 compliance under foreign direct investment (FDI) norms. According to Press Note-3, the government had made its prior approval mandatory for investments from countries sharing terrestrial borders with India. At the time of the application rejection, China’s Alibaba Group was the largest shareholder in the company.

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RBI’s payment aggregator guidelines also state that a single entity cannot continue to provide payment aggregator services as well as e-commerce marketplace and such payment aggregator services should be separated from the e-commerce marketplace business.

Status of Paytm shares

Paytm’s stock fell sharply on the third day of the week. At the end of trading, the stock fell 1.38% to close at Rs 538. The sluggishness in Paytm’s shares came at a time when the Securities and Exchange Board of India (SEBI) has issued a notice to parent company One97 Communications over employee stock options given to the company’s CEO Vijay Shekhar Sharma.

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Therefore, we have come up with a system in which card payment will be done through QR Code and the sound box will also be in it.

New soundbox launched

Vijay Shekhar further said that there is only one purpose behind launching this sound box. Shopkeepers can receive more payments at the lowest cost. That is why Paytm has launched a new sound box today.

Merchant’s expenses will be saved

Let us tell you, Paytm’s managing director says that the shopkeeper has to charge EDC. Also, he has to keep paper rolls. Due to this, his expenses increase and time is also wasted. There is also the cost of rental of the machine.

Will give payment notification in regional languages

Vijay Shekhar further said that all card networks work on Soundbox. Payment is done on Paytm Soundbox by tapping the card on the QR code – this is new in the payment system. Not only this…Soundbox will also give payment notifications in regional languages.

Use of new technology

Paytm has used Near Field Communication technology in this new soundbox. Vijay Shekhar has claimed that this is new in the market. The rent of this machine will be the same as that of a soundbox – merchants will be able to make UPI and card payments from the same machine. Apart from this, Paytm is launching customized QR code for merchants.

The post Paytm launches NFC card Soundbox QR code payments Tap card service – check features benefits first appeared on Rightsofemployees.com.

Paytm Fastag Deadline: Today is the last day of relief till March 15 that Paytm Payment Bank got from RBI. From tomorrow, along with Paytm Payments Bank, the service of Paytm Fastag will also be stopped. In the advisory of NHAI related to Paytm Fastag, it has been said that to avoid any kind of problem at the toll plaza after March 15, get the Fastag issued from some other bank. If you use Fastag linked to Paytm wallet, your Fastag will not be recharged after March 15.

Will be able to use the money already available

Paytm Fastag service will stop from March 16. If you continue with your old Paytm Fastag, you will have to pay double the toll fee at the toll plaza on the highway. It is noteworthy that after the action taken by RBI on Paytm Payments Bank, Paytm Fastag users will not be able to recharge or top-up after March 15, 2024. If you already have money in your Paytm Fastag, you can use it at toll.

NHAI has released the list of banks.

National Highways of India (NHAI) has released the list of 39 banks and NBFCs to buy new Fastag. From here you can get a new Fastag issued for your vehicle. The name of Paytm Payments Bank (PPBL) is not included in the revised list issued by NHAI. In the official statement issued by NHAI, it was also said that with this, passengers will be able to avoid fine or double toll tax while traveling on national highways.

Let us tell you that following the RBI guidelines on restrictions related to Paytm Payments Bank, Paytm Fastag users will not be able to recharge or top-up their balance after March 15, 2024. However, they can use the existing balance to pay the toll after the due date.

The post Paytm Fastag Alert: Last chance! If Paytm Fastag is not changed today, you will have to pay double toll from tomorrow. first appeared on Rightsofemployees.com.

Paytm News : Before the deadline of March 15, Paytm has got a big relief. Paytm got good news from NPCI. NPCI has given green signal to Paytm’s parent company One97 Communications Limited (OCL) as a third party application provider for UPI. National Payments Corporation of India (NPCI) has given this approval to provide UPI services as a Third-Party Application Provider (TPAP) under the multi-bank model. For this, four banks will work as Paytm’s partner banks i.e. Payment System Provider (PSP).

Relief to Paytm users

Paytm users will get the benefit of the green signal from NPCI. One97 Communication Limited has received the license of UPI as a third party application provider. This means that now Paytm users and merchants will be able to continue UPI transactions from the Paytm app without any interruption. This is a big relief news for Paytm before the RBI deadline of 15th March. Now Paytm’s UPI service will continue with the help of four banks.

Joined hands with these four banks

Paytm has joined hands with four banks to continue the UPI service. Paytm has partnered with Axis Bank, HDFC Bank, State Bank of India, Yes Bank for third party applications. Paytm’s UPI service will continue with these banks. These four banks will work as PSP (Payment System Provider) of Paytm. According to NPCI, Yes Bank will act as the acquiring bank for existing and new UPI merchants for One97 communication . @Paytm handles will be redirected to Yes Bank. NPCI has asked Paytm to migrate all its existing handles and mandates to the new PSP banks as soon as possible.

Let us tell you that on January 31, the Reserve Bank of India had ordered to ban most of the services of Paytm Payment Bank. RBI’s deadline is ending on March 15. RBI had shown strictness and said that if Paytm wants to continue its UPI service then it will have to link it with some other bank. For this, Paytm has now got license from NPCI. Paytm has signed agreements with four banks.

NPCI grants approval to One97 Communications Limited (OCL) to participate in UPI as a Third-Party Application Provider (TPAP) under multi-bank model.@dilipasbe

Read more here: https://t.co/XuJpyiiRNq

— NPCI (@NPCI_NPCI) March 14, 2024

The post Good News for Paytm users! UPI payments will not be stopped, got third party app license from NPCI first appeared on Rightsofemployees.com.

Deactivate Paytm FASTag: NHAI in its press release has issued an advisory for Paytm FASTag users to switch to other bank FASTag before March 15, 2024. To ensure hassle-free travel and avoid inconvenience at toll plazas, NHAI has advised Paytm Fastag users to purchase a new Fastag issued by any other bank before March 15, 2024. This will avoid paying fine or double fee while traveling on national highways.

In line with the guidelines issued by the Reserve Bank of India regarding restrictions on Paytm Payments Bank, Paytm Fastag users will not be able to recharge the balance as well as make deposits after March 15, 2024. However, they can use their existing balance to make the payment.

Can you use Paytm FASTag on toll after March 15?

As long as there is balance available in your Paytm FASTag you can continue to use it to pay toll. But from now on you will not be able to add top-up balance or recharge. This means that if the balance in your Paytm Fastag is less than the toll amount, then your Fastag will stop working.

How to port Fastag from Paytm Payments Bank to another bank?

Till March 13, there is no porting facility in FASTag, that is, you cannot port the existing FASTag from Paytm Payments Bank to any other bank.

Balance transfer from Paytm Fastag to other bank’s Fastag?
At present the option of balance transfer is not available in Fastag. You can either utilize the remaining amount or switch your Fastag and request a refund from Paytm Payments Bank.

How to deactivate Paytm FASTag?

If you want to deactivate your Paytm Fastag, you can call the toll free number or do so through the Paytm app. Paytm FASTag toll free number is 1800-120-4210. If you have opted for calling then you will have to provide your registered mobile number along with Fastag and Vehicle Registration Number (VRN) or Tag ID.

How to request for closure of Fastag?

Go to ‘Service Section’ of Paytm app and select ‘Manage Fastag’ option. Below which you will see an option named ‘Close Fastag’. Select the appropriate reason for closing your FASTag and click on Close FASTag. Your tag will be closed in 5-7 days and refund will also come.

Where to buy new Fastag?

NHAI has released a new list of authorized banks which includes 39 banks and financial institutions, through which you can buy your new Fastag.

The post Paytm users be alert! There is one day left for FASTag, know how to cancel the old FASTag and get a new one. first appeared on Rightsofemployees.com.

Jio UPI Payments: After creating history in the telecom sector, Mukesh Ambani is now planning to enter the UPI sector soon. Due to Jio’s entry into this segment, PhonePe and Paytm are going to get a big competition. Jio gained customers in the telecom sector by providing free data and calling facilities and later captured the market.

According to the news of ET Now, Jio is planning to launch Soundbox in the market soon. Jio has started selling Soundbox at retail outlets. This will directly compete with Paytm Soundbox.

Paytm crisis can be beneficial

Soundbox will soon be added to Mukesh Ambani’s Jio Pay app. According to the report of ET Now, the trial of Soundbox has also started from Jio. At present, many apps are already available in this segment. At present, Mukesh Ambani may get the benefit of the big action taken by RBI against Paytm.

Customers can get attractive off

Mukesh Ambani can also give many attractive offers to the customers to capture the UPI market. Due to this plan of Jio, the concern of other companies is increasing a lot. Jio can easily take advantage of the ban imposed on Paytm.

Flipkart is also providing facility

At present Phone Pay, Google Pay, Amazon Pay and Paytm app are available in the market. At the same time, recently Flipkart has also started the facility of UPI service in the market. Flipkart has started UPI facility in collaboration with Axis Bank. The company has launched UPI handle (@fkaxis). At present it is available only for Android users.

The post UPI Payment: Problems increased for Phonepe-Paytm, Jio will take over UPI payment also first appeared on Rightsofemployees.com.

Paytm Update: Paytm shares have seen a rise in Tuesday’s trading session. Even today the company’s shares are trading up by 5 percent. Today there is a fresh upper circuit in the company’s stock.

Today the stock rose 4.98 percent to Rs 449.30 on BSE. This is its upper circuit limit. Today there was a highly volatile trend in the shares of fintech firms. It fell to the day’s low of Rs 413.55. Later the company’s stock made a comeback and rose by 1.18 percent to Rs 433.

Despite a weak start, the company’s shares on NSE reached the highest trading permissible limit of Rs 449.50 for the day, up 4.99 per cent.

Let us tell you that the shares of One97 Communications had touched the upper circuit limit on Monday and Friday also.

Vijay Shekhar Sharma left the post of president

Vijay Shekhar Sharma on Monday stepped down as part-time non-executive chairman of Paytm Payments Bank Ltd. After this the board of the bank has been reconstituted. PPBL will soon begin the process of appointing a new chairman, it said in a filing on Monday.

RBI had taken action against Paytm Payments Bank due to non-compliance. In a regulatory action last month, the central bank had barred PPBL from accepting fresh deposits or top-ups in customer accounts, wallets, Fastag and other instruments after February 29. Its deadline was extended to 15 March 2024.

One97 Communications said in a press release on Monday that its subsidiary Paytm Payments Bank Ltd (PPBL) has appointed former Central Bank of India Chairman Srinivasan Sridhar,

retired IAS officer Debendranath Sarangi, Bank of Baroda Ashok Kumar Garg, and former IAS officer Rajni has reconstituted its Board of Directors with the appointment of Sekhari Sibal, former Executive Director.

One97 Communications Limited (OCL) owns the Paytm brand. One97 Communications holds 49 percent of PPBL. Vijay Shekhar Sharma has 51 percent stake in the bank.

The post Paytm Share : Big news came on Paytm yesterday, know what is the condition of Paytm share today. first appeared on Rightsofemployees.com.

Good news has come for Paytm UPI users. Reserve Bank of India has asked NPCI to take necessary steps to maintain Paytm’s UPI service. While issuing an advisory to NPCI, the central bank said that in order to maintain the service through Paytm app, NPCI should provide the facility of certification of 4-5 banks having the capacity to handle high volume UPI transactions as payment service providers.

It is noteworthy that as per the instructions of the Reserve Bank of India, Paytm Payments Bank will be closed from March 15. In such a situation, Paytm will need a Third Party Application Provider (TPAP) to continue the UPI transactions without any interruption, the facility of which will be provided by NPCI approved banks.

Customers will get convenience in transferring accounts

This order of RBI will help customers in transferring UPI account. To keep the UPI account active, it needs to be linked to the bank account. Currently, there are many customers who use UPI through Paytm Payments Bank. Paytm Payments Bank will not be able to provide services after March 15. If a Paytm Payment Bank customer does not link his UPI account with another bank before the 15th, then he cannot continue the transaction further.

You will get option of 4-5 banks

RBI has asked NCPI to help Paytm so that the services of Paytm UPI remain operational. UPI transactions are done across the country under the leadership of NCPI. RBI has said that NCPI should help in providing the option of 4 to 5 banks to Paytm users, so that they can easily link their UPI account to the new bank and continue their UPI service after March 15.

Got extension till 15th March

The Reserve Bank of India (RBI) had earlier announced to ban the services of Paytm Payments Bank after February 29. Later, 15 more days were given to continue the services. Earlier, RBI had ordered Paytm Payments Bank to stop taking new deposits and credit transactions after February 29. Now Paytm Payments Bank has been given time till March 15, 2024.

The post Good News for Paytm UPI users! RBI took a big step to maintain service first appeared on Rightsofemployees.com.

A big news has come out regarding Paytm Fastag, which will affect 2 crore users. An advisory has been issued by the National Highway Authority of India (NHAI) for Fastag users. NHAI has appealed to only 32 banks to buy FASTag.

The name of Paytm Payments Bank is not included in this. Paytm FASTag users will now have to buy a new FASTag, because Paytm Payments Bank is no longer registered to provide FASTag facilities.

IHMCL has said that Fastag will have to be purchased from 32 banks only. The name of Paytm Payments Bank has not been included in this. Paytm Payments Bank has been removed from the list for purchasing FASTag. According to media reports, people who have received Paytm tags will have to surrender them and buy new tags from a registered bank.

Can be used till 29th February

RBI had said regarding Paytm Fastag that it cannot be used after February 29. That means if you have Paytm Fastag then you can use it till 29th February. After this there will be a ban on transactions. According to media reports, Paytm Fastag users can then surrender their tag and buy the tag from another bank.

From which banks will you be able to buy tags?

Banks registered for FASTags include Airtel Payments Bank, Allahabad Bank, AU Small Finance Bank, Axis Bank, Bank of Baroda, Bank of Maharashtra, Canara Bank, Central Bank of India, City Union Bank, Cosmos Bank, Equitas Small Finance Bank, Federal Bank, Fino Payments Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC First Bank, Indian Bank, IndusInd Bank, J&K Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Nagpur Nagarik Cooperative Bank, Punjab National Bank, Saraswat Bank , South Indian Bank, State Bank of India, Thrissur District Co-operative Bank, UCO Bank, Union Bank of India and Yes Bank.

Travel hassle-free with FASTag! Buy your FASTag today from authorised banks. @NHAI_Official @MORTHIndia pic.twitter.com/Nh798YJ5Wz

— FASTagOfficial (@fastagofficial) February 14, 2024

Rise in Paytm shares

After falling for the last several days, a rise was seen in Paytm Shares on Friday. Today Paytm shares are trading 0.20% higher at Rs 325.70. However, in the last five days this stock has fallen by more than 21 percent.

The post NHAI’s big decision regarding Paytm Fastag! 2 crore users will be affected, know details first appeared on Rightsofemployees.com.

This decision of Paytm means that the company has circumvented the ban imposed by RBI yesterday. However, the decision taken by the Reserve Bank of India on Wednesday has affected Paytm to a great extent.

Reserve Bank of India has ordered closure of Paytm Payments Bank from 29th February. After 29th any amount can be deposited in the company’s bank. Apart from this, many restrictions have been imposed on Paytm.

Now a day later, Vijay Shekhar Sharma, while talking to a private channel, said, ‘From now on, we will work only with other banks, not with Paytm Payments Bank. We are overwhelmed with the support we have received from the big banks of the country.

Sharma said, ‘The company’s business will not be affected due to RBI instructions.’ He also said that RBI has not sent him any information regarding the action.

Paytm suffered loss

Paytm’s performance today has been its worst since its listing in 2021. Founder Sharma himself has also suffered losses. According to a Reuters report, Sharma, who holds a 19.4% stake in the company, suffered a loss of about $233 million on Thursday due to the fall in shares. He holds 51% stake in Paytm Payments Bank.

The post Paytm breaks RBI’s decision! Now it will provide banking facility in this way first appeared on Rightsofemployees.com.

In partnership with renowned airlines like IndiGo, SpiceJet, Akasa Air, Vistara Airlines, AirAsia, Air India, Qatar Airways, Singapore Airlines and Gulf Air, Paytm guarantees the best prices, transparent transactions and zero cost, the company said in a statement. . Paytm users will get huge savings by booking tickets of these airlines.

Opportunity to get discount till 10th January

The company said that Paytm users can use the promo code ‘INTHOLIDAY’ while booking flight tickets. Use. By using this code, users will get good discounts on different routes. This offer is valid till January 10, 2024. Discounts will be available on booking tickets through Paytm, whether one-way or round-trip, through Paytm Debit Card, Credit Card, Net Banking, Paytm Wallet and UPI. The special 8 per cent discount up to Rs 3,000 will be applicable for visa-free destinations in other countries like Thailand, Malaysia, Bali, Sri Lanka, UAE and Singapore.

Discounts will also be available on domestic destination tickets

The company said that it is not that users will get discount only on international flight tickets. Every flight ticket booked through the Paytm platform will enjoy attractive cashback along with other special bank offers and seasonal promotions. What’s more, the most awaited shopping festival in Dubai will be live from 8th December to 14th January, with non-stop fun activities and festivities for an entire month.

The company said, “So, what are you waiting for? Plan your Dubai trip with Paytm today and use promo code ‘PTMDUBAI’. Enjoy 8 percent off and get ready for an unforgettable experience.”

The post Paytm great Offers! You will get a discount of up to ₹ 3000 on flight tickets – Details Here first appeared on Rightsofemployees.com.

Private sector ICICI Bank customers will now be able to do UPI transactions with their RuPay credit cards. This service has been started by the bank from December 1, 2023. Now customers can make UPI payments by linking their ICICI RuPay Credit Card to any UPI app including PhonePe, GooglePay and Paytm.

To whom do you pay? 

According to the information given by ICICI Bank, any person can transfer money from his RuPay credit card only from person to merchant. That means you can use it only for shopping. If you cannot transfer money to any person through this. 

How to make UPI payment through ICICI Rupay Credit Card?

To make payment through ICICI RuPay Credit Card, first of all you have to link your credit card through UPI app. After this, you can easily go to any merchant QR code and transact through UPI PIN. 

How to link ICICI Rupay Credit Card with UPI?

You can easily link ICICI Bank RuPay Credit Card to the UPI app. 

• For this, first of all you have to download the iMobilePay app of ICICI Bank. After this, open the app and go to ‘UPI Payment’. After this go to ‘Manage’ tab. 
• Now go to ‘My Profile’ and click on Create New UPI ID. 
• Select RuPay Credit Card here. Click on its procedure. After this, you can set the PIN and do UPI transaction. 

Transactions can be done with Rupay credit cards of these banks

Apart from ICICI Bank, you can also easily do UPI transactions using RuPay credit cards of Axis Bank, Kotak Mahindra Bank, SBI Card, HDFC Bank, ICICI Bank, Yes Bank, Bank of Baroda and Punjab National Bank. 

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From December, many people will not be able to transact through UPI based payment apps like Google Pay, Phone Pay, Paytm. Their app will not work. If you also use these apps for all types of payments, big or small, then it is very important for you to know whether you fall in this category or not?

National Payments Corporation of India has asked payment apps to deactivate UPI IDs and numbers that have not been active for more than a year. According to the new guidelines, third party app providers and payment service providers will have to implement this work by December 31.

This means that before December 31, you must transfer money through UPI at least once from your payment app. People who use it regularly do not need to worry. Their Google Pay, Phone Pay, Paytm, WhatsApp Pay will all work as before.

Why action is being taken: There are a lot of complaints related to UPI. NPCI has received many complaints of wrong transactions. People change their mobile number but do not update UPI. Your old number gets allotted to someone else and UPI also remains active with the same number. In such a situation, if someone sends money on your UPI, it will go to the person to whom your old number is allotted. For this reason NPCI has to take these steps.

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NPCI has issued a circular to Google Pay, Paytm and Phone Pay saying that those UPI IDs have not been activated for a year. This means that the users have not transacted with any of their UPI ID for a year. His ID should be closed after December 31, 2023.

Let us tell you that NPCI is a non-profit organization, which is India’s retail payment and settlement system. That means apps like PhonePe, Google Pay and Paytm work on its guidelines. Also, in case of any dispute, NPCI acts as its mediator.

Know what are the rules?

According to the NPCI circular, keeping in mind the security of the users, instructions have been given to close the UPI ID which is not used for 1 year. Actually, many times users create a new ID without delinking their old number. Due to this people can become victims of fraud. In such a situation, instructions have been given by NPCI to close the old ID.

At the same time, the old number of the user can be issued to someone else. This may increase the possibility of fraud. This is the reason why the decision has been taken to close Purani Ko ID.

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These days we do most of the work online. Even now people have started paying electricity bills online. Today we will tell you how to check electricity bill online and how to pay it.

There are many online wallets like PayTM, PhonePe, Google Pay with the help of which one can easily pay electricity bill online. Today we are not only going to tell you how to check electricity bill online but will also tell you how to pay the electricity bill. So let’s start.

How to check electricity bill online:

To check electricity bill online, visit the official website of the electricity company from which you take electricity. The advantage of checking on the website is that the electricity bill will be shown exactly as it is at home. You can download your electricity bill from the website and also take a printout of it. Also, if there are old electricity bills left then you can see them also.

E-wallet tells the total amount, however, if you check the electricity bill on Paytm, Phonepe, it will tell only the total amount. To check electricity bill from wallet, customer number or account number will be required. This number is written on the electricity bill and has a different name in different states. If you want to pay electricity bill only for one month, then go to the payment app and select the account number, state and electricity department there.

How to pay electricity bill online:

We all are familiar with Paytm App. Apart from being a mobile wallet, it is also a virtual bank. With its help you can also recharge mobile phones, DTH and electricity bills. Also book movie tickets. To use Paytm, one needs to create a Paytm account. For this only mobile phone number, debit card, bank details are required. So let us know how you can pay electricity bill online with the help of Paytm.

Step 1: Recharge & Pay Bills option will appear on the home page of Paytm. Click on it. After this click on the Electricity icon.

Step 2: After this select your state and then select Electricity Board in the box below. There can be more than one electricity board in a state. Therefore, check your bill to find out which electricity board you belong to. The names of all the boards will be visible in the app. Select your board from them. Then enter the Service Number or Account Number. This number is known by different names in the electricity board.

Step 3: After entering the account number, click on the process button. As soon as you click, the remaining electricity bill appears in front of you. Along with this, in whose name the electricity connection is, what is the last date for paying the bill, everything is told.

Step 4: Now comes the turn to make payment. Payment can be made in many ways such as debit card or net banking. If you want to make payment through debit card, then fill the asked information. Then press the Pay button. After this the electricity bill will be paid and you will get a receipt which will be proof that you have paid your bill.

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The trend of UPI payment is increasing in the country. At the same time, to make UPI payment easier and faster, digital payment and financial services company Paytm has given a new feature to the users on the app. The feature of ‘Pin Recent Payments’ has been added on Paytm’s app.

With its help, the users of the company will be able to pin the recurring payments. The pinned profile will remain at the top and payments can be made easily and quickly. Under the Pin Recent Payments feature, you will be able to pin only 5 contacts in the top.

Company spokesperson said that Paytm is at the top in mobile payments, so we keep bringing new features to improve the user experience in the app from time to time. The spokesperson said that the purpose of our ‘PIN Sampark’ facility is to enable users to make faster UPI payments. This service will save people’s time and efforts and they will be able to make UPI payments faster.

Now pin your favorite contact for even faster UPI payments! 📌 Only with #PaytmUPI 🚀

Read more here: https://t.co/s1XQssOj2B#Paytm #PaytmKaro

— Paytm (@Paytm) June 27, 2023

How to Pin Contact on Paytm

>> First of all update your Paytm app and open it.
>> Now tap on To Mobile or Contact in UPI Money Transfer.
>> After this, long press on the icons or on the search results.
>> Finally click on Pin.

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If seen, people do many UPI transactions day by day, and small transactions are being done through UPI through transaction applications, there are well-known applications like Paytm, Phone pay, GPay, Amazon pay which people use most in mobile. More are used, so now a limit has been fixed on money transactions.

Unified Payments Interface (UPI – Unified Payments Interface) payment is being used a lot in India for the last several years, let us tell you that the limit of UPI Transaction Per Day has been ensured by NPCI- National Payments Corporation of India.

According to the National Payments Corporation of India, all users can make payment from UPI up to a maximum of 1 lakh in 1 day, after that users will have to wait for 24 hours to make another payment, and after 24 hours for users The limit is renewed, while this limit has been ensured differently by different banks.

2023 UPI Transaction Daily Limit.

Let us tell you that a new limit of Transaction has been issued by National Payments Corporation and now users can do 15 to 20 transactions in a day through UPI Application.

Let us tell you that if a user uses UPI for the first time, then he is given a transaction limit of 50,000 for the first time, while the daily transaction limit is ensured differently on different types of UPI applications.

Phone Pay Transaction Daily Limit.

Phone Pay gives its users a limit of 1 lakh transactions every day, as well as the maximum transaction depends on which bank account the user is transacting with.

Google Pay Transaction Daily Limit.

With Google Pay, you can transact only up to one lakh rupees per day, now whether this transaction is done once or in different processes.

Paytm Transaction Daily Limit.

Paytm gives a transaction limit of 20 thousand to its users in 1 hour, PayPaytm gives a minimum limit of 20 transactions to its users, while the maximum transaction limit is Rs 1 lakh.

Amazon Pay Transaction Daily Limit.

Like other UPI Transaction Application, Amazon Pay also gives its users a limit of one lakh transactions in 1 day.

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Online payments have become a convenient option to send money instead of standing in long queues at bank branches or ATMs while digital payments through Unified Payments Interface (UPI) are convenient and easy, though at times prone to errors Because wrong UPI ID or account number can lead to wrong transaction.

There are two common problems many people often face while making transfers online through UPI Payments – wrong amount transfer or transfer amount to the wrong person. However, in such cases one need not panic as the money can be easily obtained.

In case of wrong online payment, all you have to do is call the customer care of payment platforms like GPay, PhonePe, Paytm UPI. Register a complaint by sharing transaction details. In addition to this, you will also have to file a complaint with your bank.

Make a complaint

RBI guidelines state that in case of erroneous payment, the money can be refunded within 48 hours of the complaint. It is important to note that the complaint should be lodged within 3 days of the transaction. Similarly, whenever a payment is made to a wrong bank account through UPI or net banking, the first step is to call the number provided by the government or RBI and lodge a complaint.

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Give all the information, after that go to the concerned bank and fill a form, which has all the information. If the bank refuses to help, complain to the Ombudsman of the Reserve Bank of Indiabankingombudsman.rbi.org.in Do it.

Remember not to delete the transaction message from the phone as it contains the PPBL number which is required at the time of complaint. Do not forget to mention this number in the complaint form along with all other details and your complaint.

Be careful

In addition, you can also file a complaint about erroneous transactions through the website of the National Payments Corporation of India (NPCI), the body created by the Reserve Bank of India that provides UPI services. Always remember to be careful while entering the recipient’s UPI ID, their phone number, the amount being transferred and the UPI PIN of your account.

If any of these go wrong, you could end up sending the wrong amount to the recipient or the right amount to the wrong person and unnecessarily lose money. It is common to make a mistake while making a hasty payment, so avoid it at all costs.

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Because this facility is available only for Paytm users. Therefore, with the help of Paytm, you can get full refund on cancellation of flight or bus tickets. In this plan of Paytm, you do not get any cancellation charge on any flight or bus ticket. That’s why this facility can prove to be very helpful for you.

Please tell that the name of this plan of Paytm is Cancel Protect Premium. Which is different for booking tickets from flights to buses. Talking about the price of Cancel Protect Premium, customers can buy ‘Cancel Protect’ at a premium of Rs 149 for flight tickets and Rs 25 for bus tickets.

Paytm Cancel Protect will work like this

Paytm’s Cancel Protect premium plan enables customers to claim 100% refund for trips canceled through Paytm at least 24 hours before the scheduled departure time of flights and at least 4 hours before the scheduled departure time of buses will do The company claims that with ‘Cancel Protect’ there is no cap on the refund amount and on cancellation the fare will be credited immediately to the account from which the money was paid for booking the ticket.

Customers will be helped in saving

A Paytm official says that many customer-friendly product features have been introduced on the app by the company, which has simplified travel booking and catered to the needs of Indian travelers. ‘Cancel Protect’ is the perfect solution for customers looking for a flexible and convenient way to protect their travel plans. With the convenience of tickets, users are being given great deals and discounts on travel bookings, which will help customers save more.

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This feature will be very useful in making instant payments. However, the transaction limit can be up to Rs.200 only. It has been claimed in the report that both the companies are in the advanced stage of integrating UPI Lite. The Economic Times has reported about this quoting the source.

Paytm can bring service first

It has been claimed in the report that first Paytm will release UPI Lite service for its app within a month. After this PhonePe will also introduce this service. If this happens, Paytm will become the first third-party app to issue UPI Lite service.

You will get benefit in small transactions

Apart from this, it has also been told in the report that Fintech company Slice is also working to release UPI Lite service on its platform. With this, young customers can complete small amount transactions.

Let us tell you that the UPI Lite service was launched by the Reserve Bank of India last year. This allows users to transfer even low value amounts without internet or UPI PIN authentication. Payment up to Rs 200 has been authorized through the wallet.

NPCI had said in March last year that about 50 percent of the total UPI transactions are of Rs 200 or less. Its integration into third-party platforms will make such transactions much easier. Nothing has been said about this from both the companies.

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Many platforms like Paytm, Credit (CRED), Nobroker, Payzapp, RedGirraffe have also made paying rent with credit card a profitable deal.

However, doing so now is going to be costly. Actually, after ICICI Bank, SBI, Bank of Baroda, IDFC First Bank Credit Card holders have got a big shock. The company will charge 1 percent fee on Rent Payments through credit card. This rule will be effective from March 3, 2023.

Till now it used to be only this charge

Till now IDFC First Bank did not charge any fee on such transactions. For this reason, many tenants used to enter the landlord’s bank account details or UPI address in the recipient’s option on platforms like Paytm, Cred, NoBroker, PayZap, Red Giraffe, Mobikwik, PhonePe and make payment by credit card. However, these third-party platforms charge a convenience fee for making rent payments through credit cards.

SBI Card, ICICI Bank and Bank of Baroda have also increased the charge.

Earlier, ICICI Bank had also announced to charge one percent processing fee of rent from its credit card holders. The processing fees have come into effect from October 20, 2022. At the same time, extra charge is being levied on rent payments made using SBI’s credit card. The company is charging Rs 99 plus GST on rent payments made through SBI cards. This change of SBI card is effective from November 15, 2022. Bank of Baroda is also charging 1% fee on rent payments through credit card from February 1, 2023.

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Now the Ministry of Finance has given relief information. The ministry said that the government is not considering levying any charge on the UPI payment service.

The Finance Ministry tweeted, “UPI is one such digital platform which is highly convenient for the public and has a major contribution to the economy. No charges are being considered for the UPI payment service. Other options will be considered for cost recovery for service providers.”

UPI is a digital public good with immense convenience for the public & productivity gains for the economy. There is no consideration in Govt to levy any charges for UPI services. The concerns of the service providers for cost recovery have to be met through other means. (1/2)

— Ministry of Finance (@FinMinIndia) August 21, 2022

What is UPI
Let us tell you that UPI is a real time payment system, which allows instant transfer of money from one bank account to another bank account. The special thing is that you can transfer money through UPI anytime, night or day.

How UPI System of Money Transfer Works Using the UPI facility is quite easy. For this, you have to download any UPI app like Paytm, PhonePe, Google Pay, BHIM etc. in your mobile. You can use this system by linking your bank account with the UPI app. Through UPI, you can link one bank account with multiple UPI apps. At the same time, multiple bank accounts can be operated through one UPI app.

The post FREE UPI service: Big News! Finance Ministry issued a new order regarding UPI Charges, UPI service will be free, Check details Immediately first appeared on Rightsofemployees.com.

You can also book LPG cylinder through Paytm. If you book cylinder from Paytm now, then you can get a big benefit. At present, there are great offers on cooking gas booking on Paytm (Paytm LPG Offers). Under this, you can get cashback of up to ₹ 1000 on LPG booking.

At present, 4 cashback offers are going on for booking gas cylinders on Paytm. Cashback ranging from Rs 5 to Rs 1000 is being given in these offers. The promocode for the first cashback offer is GAS1000. Using this promocode, the customer can get cashback ranging from Rs.5 to Rs.1000.

Similarly, in the offer with promocode FREEGAS, cashback up to Rs. 1000 is being given to every 500th customer who books a gas cylinder. Paytm is giving a discount of up to Rs 50 on paying for the cylinder with an AU credit card. The promocode for this offer is AUCC50. A discount of Rs 30 is also available on paying for gas cylinders on Paytm with Yes Bank’s credit card. For this, the promocode GASYESCC has to be entered while booking.

How to book cylinder with Paytm

• First open the Paytm app.
• After this, by scrolling down a bit, you will get the option of Book gas Cylinder. Tap on it.
• Then you have to select your gas provider. This includes Bharatgas, HP Gas, Indane.
• After this you have to enter your LPG ID or registered mobile number.
• Then tap on Proceed below.
• Now the page that will open will have Apply Promocode written at the bottom, click on it.
• Here you will have to enter the promo code of the offer you want to take advantage of.
• After entering the promo code, you will have to make the payment. After you make the payment, you will receive the cashback.

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All companies like Google Pay (GPay), Phone Pay (PhonePe), Amazon Pay (Amazon Pay) and Paytm (Paytm) have fixed the limit for doing transactions every day, which will affect crores of UPI users in the country. Information has been given by issuing a notification in this regard from NPCI.

Check how much transaction can be done every day?

According to the guidelines of the National Payment Corporation of India, now you can transact only up to Rs 1 lakh per day through UPI. At the same time, some small banks have fixed this limit up to 25,000. Let’s check now through which app how much transaction you can do every day.

What is the limit of Amazon Pay?

Amazon Pay has fixed the maximum limit for payment through UPI at Rs 1,00,000. After registering on Amazon Pay UPI, the user can transact only up to Rs 5000 in the first 24 hours. At the same time, on the basis of the bank, the number of transactions has been fixed at 20 every day.

Paytm also fixed the limit

Paytm UPI has fixed a limit of up to Rs 1 lakh for the users. Along with this, Paytm has also transferred the limit per hour. Paytm has told that now you can do only Rs 20,000 transactions every hour. Apart from this, 5 transactions can be done per hour and only 20 transactions can be done in a day.

What is the limit of PhonePe?

PhonePe has set a daily UPI transaction limit of Rs 1,00,000. In addition, a person can do a maximum of 10 or 20 transactions per day through PhonePe UPI, depending on the bank’s guidelines.

Only 10 transactions can be done with Google Pay

Google Pay or GPay has set a total limit of 10 transactions across all UPI apps and bank accounts. Users will be able to do only 10 transactions in a day. With this, you will be able to do transactions up to one lakh rupees per day.

There is no fixed hourly limit in these apps.

Let us tell you that no hourly limit has been fixed on Google Pay and Phone Pay. However, if any person sends you money request of more than Rs 2000 through this app, then the app will halt it.

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How easy has the UPI Payment System made the life of common people. Be it making payments to the vegetable vendor on the roadside or at the showroom of fashionable brands in the mall, UPI is well-liked everywhere. But do you know that the transaction limit (UPI Transaction Limit) is fixed on different UPI payment apps like Paytm , GPay and PhonePe . Know what is the limit on which app…

UPI payment limit

Bank 2 Bank real time transfer takes place in the UPI payment system . That’s why different banks have fixed different daily limits for this. According to the guidelines of the National Payment Corporation of India (NPCI) , a transaction of Rs 1 lakh can be done every day from UPI. Although some small banks have fixed its limit up to Rs 25,000.

Hourly limit on Paytm

Paytm app is very popular among people for UPI payment. The daily maximum limit of UPI payment on this app (UPI Daily Transfer Limit) is Rs 1 lakh only. At the same time, you can do maximum 20 UPI transactions with this app in a day. But the UPI payment limit on Paytm also varies according to the hour.

You cannot transfer more than Rs 20,000 on Paytm within 1 hour. At the same time, every hour you can do only a maximum of 5 UPI transactions with this app.

UPI payment on PhonePe, GPay

Apart from Paytm, apps like PhonePe and Google Pay are also popular among people for UPI payment. The daily transfer limit on these too is Rs 1 lakh. While GPay offers the facility of 10 transactions in a day, while on PhonePe this limit is up to 10 or 20 depending on the bank.

There is no hourly limit on both these apps. But one special thing is that if a person sends you a money request of more than Rs 2,000 on these apps, then these apps halt it.

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Now the Ministry of Finance has given relief information. The ministry said that the government is not considering levying any charge on the UPI payment service.

The Finance Ministry tweeted, “UPI is one such digital platform which is highly convenient for the public and has a major contribution to the economy. No charges are being considered for the UPI payment service. Other options will be considered for cost recovery for service providers.”

UPI is a digital public good with immense convenience for the public & productivity gains for the economy. There is no consideration in Govt to levy any charges for UPI services. The concerns of the service providers for cost recovery have to be met through other means. (1/2)

— Ministry of Finance (@FinMinIndia) August 21, 2022

What is UPI
Let us tell you that UPI is a real time payment system, which allows instant transfer of money from one bank account to another bank account. The special thing is that you can transfer money through UPI anytime, night or day.

How UPI System of Money Transfer Works Using the UPI facility is quite easy. For this, you have to download any UPI app like Paytm, PhonePe, Google Pay, BHIM etc. in your mobile. You can use this system by linking your bank account with the UPI app. Through UPI, you can link one bank account with multiple UPI apps. At the same time, multiple bank accounts can be operated through one UPI app.

The post Finance Ministry issued a new order regarding UPI Charges, UPI service will be free, Check details Immediately first appeared on Rightsofemployees.com.

Now the Ministry of Finance has given relief information. The ministry said that the government is not considering levying any charge on the UPI payment service.

The Finance Ministry tweeted, “UPI is one such digital platform which is highly convenient for the public and has a major contribution to the economy. No charges are being considered for the UPI payment service. Other options will be considered for cost recovery for service providers.”

UPI is a digital public good with immense convenience for the public & productivity gains for the economy. There is no consideration in Govt to levy any charges for UPI services. The concerns of the service providers for cost recovery have to be met through other means. (1/2)

— Ministry of Finance (@FinMinIndia) August 21, 2022

What is UPI
Let us tell you that UPI is a real time payment system, which allows instant transfer of money from one bank account to another bank account. The special thing is that you can transfer money through UPI anytime, night or day.

How UPI System of Money Transfer Works Using the UPI facility is quite easy. For this, you have to download any UPI app like Paytm, PhonePe, Google Pay, BHIM etc. in your mobile. You can use this system by linking your bank account with the UPI app. Through UPI, you can link one bank account with multiple UPI apps. At the same time, multiple bank accounts can be operated through one UPI app.

The post UPI Payment Charges: Big News! Finance Ministry issued a new order regarding UPI Charges, UPI service will be free, Check details Immediately first appeared on Rightsofemployees.com.

This card can bring good benefits to the users for multiple purposes like traveling in metro, buses and trains as well as making payments at offline and online stores. The card can also be used to pay for parking charges and at toll plazas.

This card is compliant with the National Common Mobility Card (NCMC) of the Government of India. Launched in 2019, the one-stop solution card aims to help users pay for travel, toll charges, retail purchases and withdraw money.

A Paytm Payments Bank spokesperson said, “We are delighted to partner with Mumbai Metro One Pvt Ltd to launch the Paytm Transit Card in the city. The all-in-one NCMC card will bring unmatched convenience to the lives of Mumbaikars who will be able to use it for all their daily travel needs.

Mumbai Metro One Private Limited (MMOPL) spokesperson said that they expect the card to be used by all commuters and become very popular among Mumbaikars who transact digitally.

How to take advantage of the facility

To avail this facility, the user only needs to apply for Paytm Transit Card online. The entire process is done digitally. After a successful application, users can find the card at their doorstep.

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The Finance Ministry tweeted, “UPI is one such digital platform which is highly convenient for the public and has a major contribution to the economy. No charges are being considered for the UPI payment service. Other options will be considered for cost recovery for service providers.”

UPI is a digital public good with immense convenience for the public & productivity gains for the economy. There is no consideration in Govt to levy any charges for UPI services. The concerns of the service providers for cost recovery have to be met through other means. (1/2)

— Ministry of Finance (@FinMinIndia) August 21, 2022

What is UPI
Let us tell you that UPI is a real time payment system, which allows instant transfer of money from one bank account to another bank account. The special thing is that you can transfer money through UPI anytime, night or day.

How UPI System of Money Transfer Works Using the UPI facility is quite easy. For this, you have to download any UPI app like Paytm, PhonePe, Google Pay, BHIM etc. in your mobile. You can use this system by linking your bank account with the UPI app. Through UPI, you can link one bank account with multiple UPI apps. At the same time, multiple bank accounts can be operated through one UPI app.

The post Charges on UPI Payment: Finance Ministry issued a new order regarding UPI Charges, UPI service will be free, Check details Immediately first appeared on Rightsofemployees.com.

Not only this, scanner facility has also become available in all the shops. In such a situation, have you ever thought that you go somewhere to buy something and suddenly your internet may deceive you, you may not even have enough cash to pay. In such a situation, today we will tell you some such tips and tricks, with the help of which you can send money to anyone through UPI without internet connectivity.

Make UPI payment without internet

In today’s youth, the trend of UPI based payment service like Google Pay, PhonePe, Paytm has increased a lot. People have started keeping UPI instead of wallet. However, it is very important to have internet to use these UPI best software. Sometimes there is no internet in many places, or the signal is weak. In such a situation, making online payment becomes difficult. But through a trick, you can make UPI payments through many platforms on smartphones without internet.

Make offline payment by dialing this number

First, you need to dial *99#, also known as USSD service. The USSD service is a service originally launched in India by the National Payments Corporation of India (NPCI) in November 2021 for all mobile users including non-smartphone users, before the launch of the UPI network in the country.

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Along with knowing the live location of the train, on the Paytm app, passengers will get to know the line location of the train as well as on which platform of the boarding station the train will stop. Along with this, passengers will be able to order food in the train and get any other railway related assistance through Paytm App.

The app has provided customer service in a total of 10 languages ​​for the convenience of its users. It includes many languages ​​like Hindi, English, Marathi, Tamil, Gujarati, Punjabi, Odia, Bangla, Telugu etc. On booking railway tickets through this app, female passengers after the age of 45 and male passengers after the age of 60 years can get the facility of lower berth.

Paytm is giving the facility of ‘Postpaid’
Along with this, Paytm also gives the facility of postpaid payment to its customers. If you do not have money while booking tickets then there is no need to worry. You can easily book tickets through Paytm Postpaid facility i.e. ‘Book Now Pay Later’. Under this scheme, now passengers will get 30 days time to deposit money after booking tickets.

How to book railway ticket on Paytm-

• To book railway tickets on Paytm, first you go to the website of IRCTC.
• Next, fill the ticket details by login to the account.
• Then on the payment option click on Paytm Postpaid.
• Next enter the OTP after login on Paytm.
• After this your ticket will be booked through ‘Book Now, Pay Later’.

The post Paytm New Facility: Paytm launched this new facility! Passengers will be able to see live train status on the app first appeared on Rightsofemployees.com.