Aadhaar is now mandatory for getting PAN card

From July 1, Aadhaar card has become mandatory for making a new PAN card. Earlier, documents like driving license or birth certificate could also be used for making PAN, but now only Aadhaar will be accepted. Those who already have PAN but it is not linked to Aadhaar have time till December 31. If this is not done then the PAN will become inactive, which will affect every work from paying tax to banking.

Aadhaar hold on Tatkal train tickets

Now, even the Tatkal coach of the railways will not be available without Aadhaar. Aadhaar verification has been made mandatory for booking Tatkal tickets. Also, from July 15, two-factor OTP verification will be applicable in ticket booking both online and at the counter. That is, the OTP received on the registered mobile will have to be entered. Another big news is that the railways is considering increasing the fare. There may be an increase of 1 paisa per km for non-AC coaches and 2 paisa per km for AC.

Extra time given to file income tax return

Relief news for tax payers. The Income Tax Department has extended the last date for filing ITR from 31 July to 15 September. This means that salaried people have now got 46 days extra time to file their returns. Tax experts advise to file ITR early to avoid last minute rush and technical difficulties.

Credit card charges increased, facilities changed

Big banks like SBI, HDFC and ICICI are now imposing new rules on your credit card.

For SBI card holders: The air accident insurance facility available on premium cards like SBI Elite and Miles will now be discontinued. Also, the method of calculating the minimum outstanding amount (MAD) every month will also change.

HDFC Bank’s new charges: 1% charge will now be levied on paying rent, spending more than Rs 10,000 on online gaming, paying utility bills above Rs 50,000 excluding insurance, and adding Rs 10,000+ in one go to digital wallet (up to a maximum of Rs 4,999).

ATM withdrawal charges hike: First 5 withdrawals are free at ICICI Bank’s own ATMs, then a charge of Rs 23. After 3 free transactions in metros and 5 free transactions in non-metros, Rs 23 will be charged for cash withdrawal and Rs 8.50 for balance check at other bank’s ATMs.

Foreign ATM: Rs 125 + 3.5% foreign currency charge on cash withdrawal. IMPS transfer: Rs 2.5 to Rs 15 (depending on the amount).

Cash deposit: First 3 deposits at cash recycler machine are free, thereafter Rs 150 per transaction. Deposits above Rs 1 lakh in a month will be charged Rs 150 or Rs 3.5 per Rs 1,000 (whichever is higher).

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The post New Rule Today: Many rules related to railway ticket booking, PAN, ITR, credit card have changed from July 1 today first appeared on Rightsofemployees.com.

After these changes, common people will have to follow some rules regarding their transactions and services. Many big changes are going to be implemented after two days i.e. from 1 May 2025. These changes will directly affect the pocket and everyday facilities of the common man. Therefore, it is important that you know about these new rules in advance so that there is no problem later.

1. Withdrawing money from ATM will be expensive

From May 1, you will have to pay more money for withdrawing cash from ATM after the free limit ends. Now you will have to pay Rs 19 for every additional transaction, whereas currently it costs Rs 17. Even for checking the balance, you will have to pay Rs 7 instead of Rs 6. This means that if you use ATM frequently, then the burden on your pocket will increase a little more.

2. Big changes in railway ticket booking too

Railways have also changed the rules for ticket booking. From May 1, travel on waiting tickets will not be allowed in sleeper and AC coaches. One will be able to travel only on waiting tickets in general coaches. Also, the period for advance ticket booking has been reduced from 120 days to 60 days. Fares and refund charges may also increase, which may make travel expensive.

3. Merger of local rural banks in 11 states

One State, One RRB scheme will be implemented in 11 states of the country. Now in every state, all the regional rural banks will be combined to form a big bank. This will improve banking services and provide more convenience to customers. This change will be implemented in Andhra Pradesh, Uttar Pradesh, West Bengal, Bihar, Gujarat, Jammu and Kashmir, Karnataka, Madhya Pradesh, Maharashtra, Odisha and Rajasthan.

4. Can gas cylinder prices change?

The price of gas cylinders is reviewed on the first of every month. LPG prices may increase or decrease on 1 May as well. If the price increases, the kitchen budget may get affected. However, the government has increased the price of all cylinders by Rs 50 in April.

5. Changes in the rules of FD and savings account

There may be further changes in the interest rates of fixed deposits (FD) and savings accounts. After RBI reduced the repo rate twice, most banks have reduced the interest rates on savings accounts and FDs. This may be seen in the future as well.

The post New Rules from 1 May: 5 rules related to banks, ATMs and railways will change from May 1, it will be heavy on your pocket first appeared on Rightsofemployees.com.

As soon as the festive season starts, Railways runs many special trains, but still there is a fight for confirmed tickets. In such a situation, you can get a confirmed ticket through the Vikalp Scheme of IRCTC. Let us know what this scheme is.

This scheme was started by IRCTC in the year 2015. This scheme is also called Alternate Train Accommodation Scheme (ATAS). Through this scheme, Railways tries to provide more quantity of confirmed tickets to the passengers.

To use the Vikalp scheme, book train tickets on the IRCTC website. Select the option scheme while booking. You can select 7 trains under this scheme. After this, Railways will confirm your ticket in the train in which there is space.

Vikalp scheme increases the chances of getting confirmed tickets even during festival times.

The post Train Ticket Booking: Follow this special trick for train ticket booking, you will get confirmed ticket immediately first appeared on Rightsofemployees.com.

Northern Railway says that many services will be disrupted during this period. If you are going to make any plan related to railways, then you must read this news.

Services will be suspended for 5 hours

According to the information given by the Railways, PRS Services of Indian Railways will be temporarily suspended for 5 hours in the midnight of 3rd December. The spokesperson of Northern Railway has given this information today.

What is the reason

According to Railways, some services will remain suspended due to online database work. Due to disruption of this service, c including railway reservation, cancellation, charting, 139 services, counter services, internet booking will remain suspended for a few hours. It may be known that all these services will not be available from 11.45 pm on 03 December to 4.45 am on 04 December.

Changes happen in PRS Let us tell you that the Railways keeps on making changes in its passenger reservation system from time to time. Due to which the passengers get a lot of convenience.

But in the last few days many changes are going to happen in the Passenger Reservation System (PRS). All passengers can get better facilities. Earlier, the Ministry of Railways had told a committee of Parliament that the Indian Railway Catering and Tourism Corporation was undermining the existing system of PRS.

The post Indian Railways: Big news ! Railway ticket booking service will remain closed for 5 hours, know what is the reason first appeared on Rightsofemployees.com.

Every day thousands of people travel through railways. At the same time, due to the huge crowd on the railway platform, people are not able to get tickets and due to the fear of missing the train, people board the train without a ticket. However, if you are traveling by train without a ticket, you may also face a penalty. But today we are going to tell you a way through which you can book Unreserved Train Ticket even by boarding the train.

UTS App

Actually, the facility of booking unreserved train tickets is provided by the Railways on the UTS app in an online way. Passengers traveling by train through the UTS application can book unreserved train tickets online even after boarding the train.

download for free

The mobile app UTS works on smartphones with Android, iOS and Windows versions and can be downloaded for free. At the same time, the payment of tickets can be done online only. Apart from unreserved tickets, platform tickets can also be booked with this facility provided by the Railways.

How to do Unreserved Train Ticket Booking

from UTS – Go to the UTS app.
– Select the option of Normal Booking.
Then enter the departure station name/code and the departure station name/code.
– Select the type of ticket, such as Passenger, Mail or Express.
– Choose the type of ticket you wish to book between paper and paperless.
– Choose a payment method from Wallet or other online payment methods.
– Pay your ticket and you will get a message regarding ticket booking.
– In the UTS Dashboard, there will be an option to ‘Show Tickets’. From that option you can see the ticket.

The post Railway Ticket Booking: You can book tickets even after sitting in the train, no penalty will be imposed, know the process quickly first appeared on Rightsofemployees.com.