New Rule From 1 August 2025 : With the beginning of August, some money rules related to your daily life are going to change. Whether it is UPI transactions, credit card benefits, cooking gas and loans, every change can affect your pocket. What all is going to change from 1 August 2025.
1. New system for UPI users
If you make payments through UPI every day or check your balance several times a day, you may have to change this habit a bit. Now you will not be able to check your balance more than 50 times in a day through a UPI app. Bank details linked to a mobile number can be viewed only 25 times. Also, automatic payments (such as Netflix subscription, SIP, etc.) will now be processed only in 3 time slots.
- Before 10 a.m.
- Between 1 and 5 p.m.
- After 9:30 p.m.
This will reduce the load on the UPI network and the problem of failed transactions will decrease.
2. Shock for SBI credit card users
If you have SBI’s ELITE or PRIME co-branded card, then a big change is waiting for you. The benefit of air accident insurance will stop from August 11. Earlier, these cards used to provide cover of Rs 50 lakh to Rs 1 crore, but now this facility is ending. This change will be applicable especially on cards associated with UCO Bank, Allahabad Bank and Central Bank.
3. Rates of domestic gas cylinders may change
LPG cylinder prices are fixed on the first of every month. In July, the rate of commercial cylinder was reduced by Rs 60. But there was no change in the rate of domestic cylinder. On August 1, both reduction and increase in the price of LPG is possible, due to which the kitchen budget may go up or down.
4. Keep an eye on the rates of CNG and PNG as well
If you drive a CNG vehicle or use PNG at home, then this information is useful for you. Rates have not changed since April 2025. Gas companies will review the rates on August 1, there may be an increase or there may be relief.
5. Can EMI become cheaper? The decision will be taken in RBI meeting
RBI’s monetary policy meeting will be held between 4th and 6th August. If the repo rate is cut, then the EMI of home loan, car loan and personal loan may be reduced. That means loan takers may get some relief.












