HDFC Bank Will Implement These New Transaction Charges From August 1, 2025 – Check new Charges List

NEFT stands for National Electronic Funds Transfer. Funds get transferred to the Credit Account with the other participating Bank using RBI’s (Reserve Bank of India) NEFT service. RBI acts as a service provider and transfers the credit to another Bank Account. Currently, NEFT functions on a 24/7X365 basis with half-hourly settlement.

To encourage the use of digital channels, we are updating our transaction charges effective August 1, 2025:

NEFT & RTGS transactions done online (via NetBanking & MobileBanking) will continue to be absolutely free for all customers, allowing you to transfer funds anytime and anywhere at no extra cost.

IMPS online transaction charges for amounts up to ₹1,000 have been reduced, making small payments simpler and more affordable.

Please note the revised charges for NEFT & RTGS transactions done at our branches.

RTGS (Branch Transactions)

*Revised charges are excluding GST

NEFT (Branch Transactions)

*Revised charges are excluding GST

IMPS (Online Transactions)

*Revised charges are excluding GST

We encourage you to take advantage of our easy-to-use digital platforms for faster, secure, and cost-effective transactions.

For more details, please visit: http://www.hdfcbank.com

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