The Government of India introduced chip-based e-passports under the Passport Seva Program 2.0 in April 2024. It was first started as a pilot project in many cities like Nagpur, Goa, Jammu, Bhubaneswar, Jaipur, Chennai, Hyderabad.

What is e-passport?

E-passport is also called electronic or biometric passport. It is more secure and technologically advanced than the traditional passport. It has a microchip in which the biometric information of the passport holder such as photo, fingerprints and other information is stored. No one can make a fake passport or tamper with it with the chip attached to it. Apart from this, the immigration process is also faster with e-passport. The technology of e-passport in India has been developed in collaboration with IIT Kanpur, National Information Center, India Security Press and Ministry of External Affairs.

Benefits of e-passport in India

1. E-passport has high security as it is not possible to forge due to biometric data.
2. E-passport will also save scanning time at the gate.

3. E-passport is preferred in most countries.

4. The information in the chip is permanently locked.

Eligibility for e-passport in India

Any Indian citizen who is eligible for a normal passport can apply for an e-passport. Those who already have a passport can also apply for it.

Step by step process to get e-passport

Step 1: Register

First of all, you have to go to the passport service portal www.passportindia.gov.in. Where you have to click on New User Registration and enter your name, email and mobile number. After this, you will get the credentials with the help of which you can login again.

Step 2: Fill the application form

After successfully logging in, you have to click on Apply for Fresh Passport / Re-issue Passport. After this, you have to download the e-form and enter your personal information like name, date of birth, address and other information in it.

After filling all the information, upload the form in XML format. Take special care that PDF forms will not be accepted.

Step 3: Upload documents

Along with the application form, you will also have to upload some documents. Like
– Class 10th mark sheet or Aadhar card for date of birth proof.
– Aadhar card, voter ID or PAN card for identity proof.
– Electricity bill, ration card or rent agreement for residence proof.
– Birth certificate or old passport for proof of nationality.
– Recent passport size photo for biometric photo, which should be taken in a period of 6 months.

Step 4: Payment and Appointment

After uploading the application form and all the required documents, you have to pay the fees. Make the online payment through credit/debit card, net banking, or SBI challan. After making the payment, book an appointment by selecting your nearest Passport Seva Kendra.

Step 5: Visit the Passport Seva Kendra by taking an appointment

You will have to take all the original documents, appointment receipt and application reference number to the passport service center. The application process will start after verification.

Step 6: Delivery of Passport

If you apply normally, it may take 7 to 21 days for processing. The passport will be delivered to your address through India Post. You can track the passport seva portal status through your application reference number.

The post How to make e-passport in India, Check documents required & quick step by step process here first appeared on Rightsofemployees.com.

In such a situation, it is very important that the information recorded in the Aadhaar card is correct and updated. There are many occasions in life when there is a change in the information related to our identity, such as changing the surname of women after marriage. If you are also married and you want to change your surname in your Aadhaar card, then it is important to know what documents are required for this and what is its complete process?

In case of change of surname after marriage, it becomes important to update the surname in Aadhaar card as well. By doing this, there is uniformity in the name and surname in all your documents (such as PAN card, voter ID, bank account etc.), which does not cause any inconvenience in any work in future. If your card is not updated, then many times you may face problems in availing important services.

Documents required to change surname

The most important and primary document for changing surname in Aadhaar card after marriage is marriage certificate. This certificate is the legal proof that you are married and you have changed your surname.

To update the information in Aadhaar, you have to go to your nearest Aadhaar Seva Kendra. There you will have to fill a form which will include name, Aadhaar number and other details. Along with this form, you have to attach photocopies of the required documents (such as marriage certificate) and take the original documents along for verification.

After submitting the documents at the center, your biometric details will be taken and your new photo will be taken. Once this process is completed, your information is updated.

The post Aadhaar Update: Aadhar card name change after marriage documents required, see list here first appeared on Rightsofemployees.com.

You must have heard of many such cases where one person sold the same land to multiple people. Or the property you have bought already has a lot of debt. After the property is registered in your name, you will also have to pay that debt. This means that registration alone is not enough. Along with this, you will also have to get another important document.

Do check for Property Mutation

Many people consider name transfer and sale deed to be the same. But both are different. People think that once the registration is done, the property will be transferred in their name and they do not pay attention to the transfer. Even if you have got the registration done, no property will be considered yours until you transfer it. You should check in advance that in whose name the property you have bought or are going to buy is. Also, no one has taken any loan in the name of that property.

How to Transfer

There are mainly three types of real estate. In which agricultural land, industrial land and residential land are classified. The name transfer of all three lands is different. The transfer of cultivable land is done by the Patwari of your area. The transfer of industrial land will be done from the Industrial Development Center present in your district. The name transfer of residential land will be done by the Municipality, Municipal Corporation, or Gram Panchayat of your area. Whenever you buy a property, you should go to the concerned office with all the documents related to the purchase and get the property transferred. So that later no one claims his right on your land.

Documents required for mutation

The following documents are required for the mutation process:

Copy of the property registry (Registry copy)
Property tax receipt
Your identity card (ID card)
Application form

Consequences of not finding a mutation

Failure to transfer can have serious consequences:

The property will not be registered in your name in government records.
It may be difficult to sell or mortgage the property in the future.
The possibility of legal disputes increases.

Where to check property records?

If you want to know where a property record is registered, this
information can be found at the following locations:

Agricultural land: Patwari District Office.

Residential property: Municipal Corporation, Municipality, or Gram Panchayat.

Industrial estate: Industrial Development Center.

By visiting these offices, you can check property records and transfer status.

Related Articles:-

The post Property Rule: Land does not become yours just by registering it, this document gives ownership rights first appeared on Rightsofemployees.com.

Since passport has a certain validity, it is necessary to renew it after its expiry. Both online and offline means are available for passport renewal. Let us know the complete process of getting it renewed.

Passport renewal process

1. Visit the website:
   To renew your passport, first visit the official website of Passport India https://portal2.passportindia.gov.in .
2. Select Reissue Passport:
   Click on the “Reissue Passport” option on the website.
3. Fill the online application:
   Click on “Click here to fill the application form online” and fill all the required information.
4. Save and Submit:
   Save or submit the application.
5. Pay Fee:
   Select “Pay and Schedule Appointment” option and deposit fee through online payment.
6. Schedule an Appointment:
   Book an appointment at Passport Seva Kendra (PSK).
7. Verify information:
   Visit the Passport Seva Kendra at the scheduled time and get the required information verified.
8. Receive Passport:
   After the verification process, the new passport will be sent to your address within 7 days.

Documents Required for Passport Renewal

1. Old Passport (Original Document)
2. Self-attested copy of first and last two pages of passport
3. Self-attested copy of ECR/Non-ECR page
4. Self-attested copy of any observation page on the passport
5. Self-attested copy of validity extension page for Short Validity Passport (SVP)
6. Documents for cancellation of short validity passport issued for any reason

Types of passports

1. Ordinary Passport (Blue):
   Issued to Indian citizens travelling for business, education or holiday purposes.
2. Diplomatic Passport (Maroon):
   This passport is issued only to diplomats and high-level government officials for their official work.
3. Official Passport (White):
   This passport is issued to Indian Government officers who travel abroad on official work.
4. Orange Passport:
   This passport is issued to citizens falling under the ECR (Immigration Check Required) category. It is designed to protect against exploitation and fraud.

Related Articles-

• RBI Nomination: This rule for your benefit will be applicable in all banks, RBI has issued the order
• Schools Closed: Government has declared holiday for so many days in this state. key details inside
• Bank Customers ALERT! Customers of this bank should do this before THIS date, otherwise the account may be closed
• Credit Card Tips: How to get the annual fee of credit card waived off, know the method here
• Budget 2025: Direct tax code may be announced in the budget, what will be its benefits, know

The post Indian Passport renewal process & Documents Required first appeared on Rightsofemployees.com.

If you are planning to travel abroad and do not have a passport, then you have to prepare the necessary documents before applying for it. Here are the documents required to apply for a passport:

Documents Required for New Passport in India

• Aadhar card
• As address proof:
• Bank account passbook
• water or electricity bill
• Election ID Card
• Landline or postpaid mobile bill
• gas connection proof
• Photocopy of spouse’s passport
• Employer’s certificate

For age proof

• School Leaving Certificate
• Birth Certificate
• Driving license, PAN card or election photo identity card

upon marriage, divorce or separation

• Marriage certificate or joint photo declaration
• Divorce order/decree papers
• Death Certificate (for change of name of husband/wife)

For minor applicants

• Photocopy of parents’ passport
• Address proof of parents

ECR/ECNR Status

ECR (Immigration Check Required) and ECNR (No Immigration Check Required) status is given. Non-ECR category passports will not have any special mention.

Related Articles:-

FD Rate: These 5 banks are giving the highest interest on FD, you will enjoy seeing the returns

DGCA approves merger of AIX Connect with Air India Express

IRDAI changed the rules for surrendering life insurance policies from October 1st

The post Passport document: Documents Required for New Passport in India, know easy steps here first appeared on Rightsofemployees.com.

If any person lives in India and is a citizen here, then he must have an Aadhaar card. Aadhaar card is the identity card of Indians which confirms their name, address and existence. The Indian organization UIDAI is responsible for making any kind of update in the Aadhaar card.

Many people face problems due to wrong name in Aadhaar, but to get rid of this problem, you can change your name in the Aadhaar card. Some important documents are required to change the name, the information of which we are going to give you today.

Documents required for changing the name in Aadhaar

The list of necessary documents required to change the name in Aadhaar card is quite long, but you do not need to worry, out of these documents, you only need one document which is enough to change the name in your Aadhaar.
1. PAN Card
2. Passport
3. Ration Card
4. Voter ID Card
5. Driving licence
6. Government identity card
7. NREGA card
8. Identity card issued by educational institution (photo)
9. Arms license
10. ATM card with photo
11. Credit card with photo
12. Pensioners pampers
13. Freedom fighter letter
14. Kisan card
15. CGHS contribution card
16. Post office letter with your photo
17. Identity card with photo issued by gazetted officer or tehsildar
18. Disability ID card
19. Jan-Aadhar card
20. Card issued by shelter homes or orphanages
21. Identity card issued by municipal councillor
22. Identity card issued by village panchayat head
23. Gazette notification
24. Marriage certificate
25. Secondary school Leaving Certificate
26. Insurance scheme papers
27. Caste Certificate
28. School Transfer Certificate
29. School records or letter issued by the Head of the School
30. Bank Passbook
31. Identity card issued by the Head of the Institution on UIDAI’s standard certificate format
32. Identity card issued by the Employees’ Provident Fund Organisation (EPFO)

If you have any one of the above documents, you can easily change your name in Aadhaar. To change your name, you just have to go to the UIDAI website and provide the necessary information and after that your name is changed in your Aadhaar card within 7 days.

Related Articles:-

Agra-Varanasi Vande Bharat will run regularly from 23rd Sep, schedule released

Post Office has brought a new facility for its customers, now you can transact large amounts of money

NPS Vatsalya Calculator: How much pension will the child get on depositing Rs 1000 every month, complete calculation

The post AADHAAR : Documents required for changing name in Aadhaar card, see documents list here first appeared on Rightsofemployees.com.

Passport is one of the most important identity documents in India. Any person can keep it with him. The Ministry of External Affairs has also claimed to make the process of making a passport very easy. Let us know how a common man can apply for a passport with facilities and what documents are required for this.

Complete process of applying for passport

One can apply for passport both offline and online. However, these days online application is more popular. For offline application, one has to go to the regional passport office, fill the manual application form, get it checked and submit it at the counter along with the required documents and prescribed fee. After this, one has to wait for the next process with the receipt (acknowledgement) received there.

All the information about the steps to be followed while applying for a passport online is given on the Passport India website of the Government of India. According to this, these steps should be followed one by one.

Also Read: 5 disadvantages taxpayers should know for filing belated ITR after deadline

1. Register through Passport Seva Online Portal.
2. Now login to Passport Seva Online Portal with Login ID.
3. Apply for Background Verification for GEP.
4. Fill in the required details in the form and submit.
5. View Saved/Submitted Applications to schedule an appointment. Then click on Pay and Schedule Appointment link on the screen.

For this, online payment has been made mandatory for booking appointments at all PSKs/POPSKs/POs. Online payment can be made using any of the following modes:
Credit/Debit Cards (Mastercard and Visa)
Internet Banking (State Bank of India (SBI) and other banks)
UPI Payments

6. Click on the “Print Application Receipt” link to print the application receipt containing the Application Reference Number (ARN)/Appointment Number. Note here that carrying a printout of the application receipt is no longer necessary. An SMS containing your appointment details during your visit to the passport office is also accepted as proof of appointment.

7. As per the appointment booking, visit the Passport Seva Kendra (PSK)/Regional Passport Office (RPO) with all original documents.

Documents required for passport application

The Government of India has prepared several guidelines for issuing new or renewed passports to people. The list of common documents required for passport application for identity, address, birth and education etc. is as follows-

• Voter ID Card
• Aadhar Card/e-Aadhar
• PAN Card
• Driving License
• Birth Certificate
• 10th class mark sheet
• Bank passbook Photo
• School Leaving Certificate
• Ration Card
• Government Identification Card
• Photo Credit Card
• Government Service Identification Card
• Pension Documents
• A bank statement with attested photograph of the applicant
• Rent Agreement
• Income Tax Assessment Order
• Birth Certificate issued by Municipal Authority or Registrar of Births and Deaths
• School Leaving Certificate
• Date of Birth Certificate issued by Gazetted Officer
• Declaration given by the head of the orphanage/child care home
• Three recent colour photographs of size 2 inch x 2 inch with plain white background. The applicant should not be wearing spectacles.

The post Passport Application Online: Check Step by Step Procedure first appeared on Rightsofemployees.com.

Income tax return filing

Taxpayers can use the e-filing portal of the Income Tax Department to file ITR. Despite this option, experts suggest taxpayers to wait for some time as Form 26AS and AIS have been updated, which will make the process of filing ITR easier.

Also Read: Gold Price Today: Heavy fall in the price of gold, check the rate in your city

It is necessary to link Aadhaar with PAN.

ITR can be filed online through the e-filing portal of the Income Tax Department. It is mandatory for all taxpayers to link their Aadhar card and PAN to file ITR.

Form for filing income tax return

There are several ITR forms that taxpayers should choose from category wise. The Income Tax Department has issued seven types of forms for taxpayers to select. These forms are ITR-1, ITR-2, ITR-3, ITR-4, ITR-5, ITR-6 and ITR-7.

These documents will be required

It is necessary to collect documents to file ITR. From salary slip to bank account information, taxpayers will have to ensure that they have information about income, expenses and investments. ITR forms are attachment-free forms and hence, taxpayers are not required to attach any documents (like proof of investment, TDS certificate, etc.) along with the return of income (even if filed manually).

Also Read: FD interest rates Increase : Take advantage of this opportunity to secure your financial future today

They can file electronically. However, taxpayers should retain documents like Form 16, Form 26AS, salary slip, PAN, Aadhar, rent and investment slip with them. So that it can be used at the time of need. Once the necessary paperwork is done, taxpayers can start filing through the e-filing portal of the Income Tax Department.

The post ITR Filing for FY23-24: Forms and documents required for ITR file, check list first appeared on Rightsofemployees.com.

Started the plan. Under this scheme, Ayushman cards of eligible people are first made, after which the card holder can get free treatment up to Rs 5 lakh. The government bears its entire expense. In such a situation, if you are also eligible and are going to apply, then keep in mind that there are some documents that you need and if even one of these documents is less, then your application may get canceled.

• If you are going to apply for making Ayushman card, then you need some documents. The first document in this is the Aadhar card of the applicant. If you have it, you can apply.

The post Ayushman card Documents: These documents required for Ayushman card 2024, see documents list first appeared on Rightsofemployees.com.

The name of one of those schemes is Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana). Recently, the central government has increased the interest rates of many small savings schemes. The interest rates of Sukanya Samriddhi Yojana have also been increased. After this increase, the interest rate of this scheme will be 8.00 percent instead of 7.60 percent. These rates have been implemented for the first quarter of the financial year 2023-24.

Ever since the birth of a girl child, every parent is worried about the expenses of the girl child’s education and marriage. In such a situation, to overcome this concern, the Central Government has started the Sukanya Samriddhi Yojana. By investing under this scheme, the girl child can become the mistress of lakhs at the age of 21. You can collect 69 lakh rupees for this scheme. Let us know about the eligibility and the way to invest in this scheme-

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

Partial withdrawal facility is available in SSY account

Under Sukanya Samriddhi Yojana, parents can open an account in the name of a girl child below 10 years of age. If you open the account immediately after the birth of the girl child, then you can invest in this scheme till the girl child turns 15 years old. After this, after the age of 18 years of the girl child, you can withdraw 50 percent of the total amount deposited in the account. On the other hand, after the age of 21 years of the girl child, you can withdraw the entire amount deposited from the account.

Will get 69 lakh rupees at the time of maturity

If you are opening a Sukanya Samriddhi account for your girl child in the year 2023 , then you will get an interest rate of 8.00 per cent. In such a situation, according to the calculator of Sukanya Samriddhi Yojana, you will get a fat fund of Rs 69 lakh after the girl child turns 21 years old.

This fund will be available on an investment of Rs 1.5 lakh annually. By investing in this scheme, you will also get the benefit of tax rebate of Rs 1.5 lakh under Section 80C of Income Tax. If you invest Rs 1.5 lakh annually, then you will have to deposit an amount of Rs 12,500 every month in this account.

The post Sukanya Yojana Rules: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

EPFO has asked eligible members to apply on the official portal. Some documents will be required before the application, without which the application will not be successful.

In the circular issued by EPFO ​​on March 13, 2023, it has been said that the last date for application for higher pension for all members of EPS has been extended to May 3, 2023. EPFO has removed the capping applicable for some members earlier. With this, now the option of online application has been opened for all. Applicants can opt for joint option with the employer through the link given on the EPFO ​​website.

Documents required for higher pension application

Some documents are very important for higher pension application, without which the application process will not be completed. EPFO has shared information about the required documents related to the application in its circular dated February 20.

1. Keep your Universal Account Number (UAN) with you while applying.
2. The Aadhaar number, name and date of birth of the member should be available in the records of EPFO.
3. The applicant must have a mobile number linked to Aadhaar as per the records of UIDAI.
4. Proof of joint option required under para 26(6) of the EPF scheme attested by the employer at the time of application.
5. It is necessary to have the proof of joint option under the erstwhile para 11(3) attested by the employer.
6. Applicants should have proof of deposit in PF account on salary exceeding the salary limit of Rs 5,000/ Rs 6,500.
7. There should be a written denial proof of any EPFO ​​official on request or deposit for more pension.

Online Application Process for EPS Higher Pension

• Visit the EPS Member e-Service Portal – https://unifiedportal-mem.epfindia.gov.in/memberinterface/.
• After this, by selecting ‘pension on higher salary’, choose the option of using the joint option.
• Now a new page will open. Here select the application form for joint options.
• Now fill UAN, name, date of birth, Aadhaar number, mobile number linked to Aadhaar and captcha code details and click on Get OTP option.
• After this OTP password will come on the mobile number linked to your Aadhaar.
• After entering the OTP, verify your details.
• If any adjustment is to be made from provident fund to pension fund or re-deposit in the fund, then your consent will be sought in the application form. If funds are required to be transferred from Exempted Provident Fund Trust to Pension Fund, you will be required to submit a declaration to this effect along with interest till the date of payment.
• Now you have to make sure that all the information entered in the form is correct.
• Click on submit for final submission of application.
• On successful submission of the application form, a receipt number will be generated. This number is important for the future, keep it safe.

The post EPFO Update: These 5 documents are necessary for EPS Higher Pension, know how to apply first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Samriddhi Yojana: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

About 75 lakh pensioners are beneficiaries under the Employees Pension Scheme-1995 (EPS-95). Apart from this, more than 6 crore shareholders are also included under this. Under this facility, pension facility is given to the employees of EPFO, but if any of the pensioners die, then can the benefit of pension not be availed. No. It’s not like that. The family members of the pensioners can take advantage of the pension of the beneficiary.

Family members can take advantage of pension

Explain that if a pensioner dies, his family can take advantage of the pension scheme. However, for this, the family members of the pensioners will have to submit some documents to the EPFO. You can see this list of documents (EPFO Documents) here…

What documents are needed

• Death Certificate of Pensioners
• Copy of Aadhaar of the beneficiaries
• Bank account details of the beneficiaries
• Attested copy of bank passbook and original canceled check
• Age Proof in case of having children

If you want to take advantage of this scheme, then it is necessary to be an EPFO ​​subscriber. Every month a fixed amount is deposited in the EPF account from the salary of any EPFO ​​subscriber ie member.

Documents required to avail pension in case of death of EPS 95 pensioner… #EPFO #SocialSecurity #EPS #PF #AmritMahotsav #pension @PMOIndia @byadavbjp @Rameswar_Teli @LabourMinistry @mygovindia @PIB_India @MIB_India @AmritMahotsav pic.twitter.com/3yk22ctvvH

— EPFO (@socialepfo) January 18, 2023

Out of this, 8.33 percent amount goes to the pension head. Also, to get pension under the EPS 95 pension scheme, the employee will have to complete at least 10 years of service. The retirement age under this scheme is 58 years. EPF member can also withdraw his EPS at a lower rate from the age of 50 years.

The post EPS 95 Pensioner: Big news! Documents required to avail pension in case of death of EPS 95 pensioners, see here documents list first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Samriddhi Yojana Rules Change: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Samriddhi Yojana Rules Change: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s educaation to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Yojana Rules: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

From his studies till his marriage, his parents start collecting money. He is always worried about the future of his daughter. But now the government is also helping the parents in grooming the future of the daughters.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Gov issued new guideline Sukanya Yojana: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Samriddhi Yojana: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

Many times they fall in the middle of middlemen and become victims of fraud. If you are also worried about getting a ration card, then this news is of your use. Explain that ration cards are given by the government to those families who meet the standards of the Public Distribution System (PDS) of the National Food Security Act (NFSA). Ration cards are issued to poor families so that needy people can buy cheap food grains on subsidy. The unit of goods given by the ration card depends on the number of members in the family.

Documents required for ration card

To get a ration card, first you will need some important documents, which include Aadhar card, working mobile number, passport size photo of the members of the household, PAN card and its photocopy, electricity bill, income of the main member working in the house. Certificate, your caste certificate, bank passbook and photocopy of its first page along with gas connection details you may need all these papers.

apply ration card like this

First of all you have to open the official website of Uttar Pradesh ( https://fcs.up.gov.in ). After this, you have to go to the homepage and click on Form Download. You will see a dropdown list in front, where you have to click on Application Forms. After this, you have to go to the city and rural one and select your Application Form link.

Now you have to download the application form visible in front and fill your details in it. After this you have to go to your regional CSC center and submit the form. Remember that there should be no mistake in the form or else the form will be rejected. If the form is correct then your ration card will be generated in a few days. After this, Rs 5 to Rs 45 have to be deposited and when the field verification process of 30 days is completed, then your ration card is issued.

The post Ration Card Process: You can apply in minutes from this website, apply ration card like this first appeared on Rightsofemployees.com.

The government is running Sukanya Samriddhi Yojana for daughters . By investing in this scheme, parents can secure the future of their daughters. How to take advantage of it Sukanya Samriddhi Yojana is such a long term plan. By investing in this, you can add money from your daughter’s education to marriage expenses. Under Sukanya Samriddhi Yojana, the account of daughters below the age of 10 years is opened in the name of their parents only.

Under this scheme, you can invest from Rs 250 to Rs 1.50 annually. How many daughters will open an account from a family, earlier in this scheme, only two daughters’ account was exempted from tax under 80C. But now it has changed and under the rule, if two twin daughters are born after one daughter, then their account will also get tax exemption.

When can accounts be closed?

The account opened under Sukanya Samriddhi Yojana could be closed in the first two circumstances. If the girl child dies or if the address of the daughter’s residence is changed, then this account could be closed. But after the new change, the life-threatening illness of the account holder has also been included in it. The account opened under Sukanya Samriddhi Scheme can be closed prematurely even after the death of the parents.

How to open account?

To take advantage of this scheme, you can open an account by visiting any nearest post office or bank. Sukanya Samriddhi Yojana matures in 21 years. However, after the girl’s age is 18 years, money can be withdrawn from this account for studies. Full amount is available only after 21 years.

Documents required for Sukanya Samriddhi Yojana-

At the time of opening the account under Sukanya Samriddhi Yojana, it is necessary to give the girl’s birth certificate in the post office or bank. Also, the identity card and address proof of the girl and her parents are required.

How will the amount be deposited in the account?

The amount invested in the Sukanya Samriddhi Yojana account can also be deposited in cash, cheque, demand draft or in any such manner as the bank accepts.

How much interest will you get on investment?

At present, interest is getting at the rate of 7.6% on investment in Sukanya Samriddhi Yojana. Under this scheme, by investing a small amount, you can add lakhs of rupees. Sukanya Samriddhi Yojana is getting more interest than all the savings schemes of the bank or post office.

If you invest up to Rs 1000 every month under this scheme, then according to 7.6% interest rate, you will get an amount of more than Rs 10 lakh like this.
• Deposited in 1 month – Rs 1000
• Total deposit in 12 months Rs -12000
• Deposit up to 15 years – Rs -18,0000
• Total interest on deposit up to 21 years + Total deposit – Rs 329,212
• On attaining 21 years But after adding the total deposit + total interest, the money will be returned – Rs 10,18,425
• In this way, when your daughter is 21 years old, then lakhs of rupees will be deposited in her name. When you want your daughter to get married, then you can easily withdraw this money.

The post Sukanya Samriddhi Yojana: The rules of Sukanya Samriddhi Yojana have changed from today, now these daughters will get benefits, know full details first appeared on Rightsofemployees.com.

State Bank Of India ATM Franchisee

You can earn easily by taking SBI ATM Franchise of State Bank of India. ATM of any bank is not installed on behalf of the bank, but there is a separate company for it. Its contract is given by the bank, which works to install ATMs everywhere. So let’s know how you can earn good money by taking ATM franchise.

These are the conditions for taking SBI ATM Franchise 

1. To take the franchise of SBI ATM, you should have 50-80 square feet of space.
2. Its distance from other ATMs should be 100 meters.
3. Keep in mind that this space should be on the ground floor and a place with good visibility.
4. There should be 24 hours power supply, apart from this, 1 kW electricity connection is also mandatory. 
5. This ATM should have a capacity of about 300 transactions per day.
6. The ATM space should have a concrete roof.
7. No objection certificate is required from the society or authority for installing V-SAT.

Documents Required for Franchise of SBI ATM 

1. ID Proof – Aadhaar Card, Pan Card, Voter Card
2. Address Proof – Ration Card, Electricity Bill
3. Bank Account and Passbook
4. Photograph, E-mail ID, Phone Number
5. Other Documents
6. GST Number
7. financial documents

How To Apply For SBI ATM Franchise

You can apply online by visiting the official website of the companies providing franchising of SBI ATM. Tata Indicash, Muthoot ATM and India One ATM have contracts to install ATMs in India. For this, you can apply for your ATM by logging in online on the websites of all these companies.

Here is the official website

Tata Indicash – www.indicash.co.in
Muthoot ATM – www.muthootatm.com/suggest-atm.html
India One ATM – india1atm.in/rent-your-space

How much can be earned

Among these companies, Tata Indicash is the largest and oldest company among them. It offers franchisees on a security deposit of 2 lakhs which is refundable. Apart from this, you will have to deposit Rs 3 lakh as working capital. In this way, you have a total investment of Rs 5 lakh in this.

 If you look at the earnings in this, then you get Rs 8 on every cash transaction and Rs 2 on non-cash transaction. That is, the return on investment is up to 33-50 percent on an annual basis. To understand- If 250 transactions are done everyday through your ATM, in which 65 percent is cash transaction and 35 percent is non-cash transaction, then your monthly income will be close to 45 thousand rupees.

 At the same time, there will be a commission of about 88-90 thousand on 500 transactions. That is, after a one-time investment, you get tremendous profits. 

The post SBI ATM Franchise: SBI is giving a chance to earn 80 thousand rupees every month for free, know the way here first appeared on Rightsofemployees.com.

For those who pay tax on income, it is necessary to file income tax return. The Income Tax Department has opened the portal for the assessment year (AY) 2022-23 . Also, the department is informing such people through email to file ITR soon. Such people can easily file ITR for the assessment year 2022-23. After login by opening the website of Income Tax Department, you will see two forms ITR-1 and ITR-4, out of which you have to choose any one. After that the already fed data comes in front of you. In which you will have to verify every single data.

Let us tell you, the name of ITR-1 is Sahaj Form and most of the taxpayers fill this form. In this form, a lot of information of the taxpayer is pre-filled. The taxpayer will only have to verify the same. After this the process of filling your ITR is completed. If any information in this form is wrong then you will have to correct it.

There are many documents required while filing income tax return. Prominent among these are PAN Card, Aadhar Card Form 16 , Bank Account Details , Certificate of your Investment, Income Proof etc.

Along with all these, you must have a valid e-mail id on which the Income Tax Department sends all the mails related to ITR.

People whose income from job, property, investment etc. up to 50 years will fill ITR-1.

People whose annual income is more than Rs 50 lakh, they file ITR-4. Such people cannot file ITR-1. The last date to file ITR for the financial year 2021-2022 is 31 July 2022.

The post ITR Filing Documents 2022-23 : ITR Filing documents required to file for AY 2022-23 first appeared on Rightsofemployees.com.