LIC Vacancy 2025: Exam Dates

The prelims exam for these recruitments will be held on October 3, 2025. After this, the main exam will be held on November 8, 2025.

LIC Vacancy 2025: For which posts of LIC has recruitment been opened?

There are a total of 841 posts in this recruitment. There are 81 posts for Assistant Engineer (AE). There are 410 posts for Assistant Administrative Officer (Specialist). There are 350 posts for Assistant Administrative Officer (Journalist).

LIC Vacancy 2025: What should be the qualification?

For these posts, you need a graduation degree from a recognized university, which is as per the post. If you are applying for AAO (Specialist), you must have passed the final examination of ICAI or you must be a member of the Institute of Company Secretaries of India (ICSI). Your minimum age to apply should be 21 years. Your maximum age should not be more than 32 years. Candidates belonging to the reserved category SC, ST, OBC, PwBD will be given age relaxation.

LIC Vacancy 2025: How will the selection be done?

The selection in this recruitment will be done in three stages. The first stage is the prelims exam which will be objective type. The second stage is the main exam which will be more detailed. The third and final stage is the interview in which your personality and knowledge will be tested.

LIC Vacancy 2025: Application fee

If you are from SC, ST or PwBD category, then you will have to pay Rs 85 along with GST and transaction charges. The application fee for all other categories is Rs 700.

LIC Vacancy 2025: How much salary will you get?

If you are selected for jobs in LIC, you will get a salary ranging from Rs 88,635 to Rs 1,26,000 per month. Apart from this, you will also get the benefit of other allowances like HRA, DA.

How to Apply

To apply, first visit the official website of LIC licindia.in. There, find the link of LIC AE / AAO Recruitment 2025 in the career section and click on it. After this, create a registration number and password for online registration. Fill all your details correctly in the form. Upload the required documents like degree, photograph and signature. Then pay the fee and submit the form. Finally, take a printout of the form as it will be useful later.

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This special campaign will be run for one month. This campaign to restart the discontinued insurance policy has started on Monday, 18 August and will run till 17 September 2025. Under this campaign, attractive discounts will be given in the late fee for restarting the policy.

100% waiver on late fees for micro insurance policies

LIC said in a statement that under this scheme, up to 30 percent discount is being given on late fees for all non-linked i.e. term insurance policy schemes, which can be up to a maximum of Rs 5000, if eligible for revival. At the same time, 100 percent discount is being given on late fees for micro insurance policy (insurance policy for low-income family or individual). Under this special revival campaign, the policy can be started within 5 years from the date of the first unpaid premium, if the terms and conditions of the policy are fulfilled.

LIC offers an excellent opportunity for revival of lapsed policy.#LIC #LapsedPolicy pic.twitter.com/UQFj2lNtSr

— LIC India Forever (@LICIndiaForever) August 18, 2025

No concession on medical/health requirements

The company has said in its statement that no concession will be given on medical/health requirements. Policies which have expired during the premium payment period and whose policy term has not been completed can be restarted in this campaign. According to the statement, this campaign has been started for the benefit of those policyholders who were not able to pay the premium on time due to any adverse situation. LIC said in the statement, “It is always advisable to revive the old policy and restore the insurance cover.”

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In such a situation, some plans of Life Insurance Corporation of India (LIC) are proving to be very beneficial for the salaried class. These plans are not only affordable, but also provide many benefits like security and bonuses in the long run. Let’s know about the benefits of these LIC policies.

Jeevan Amar Yojana…

This is a pure term insurance plan that can be purchased online, which reduces its premium rates. In this, if the policyholder wants, he can double the sum assured by paying about 25-30% more premium. It also has the option of an accident rider. In the event of death, the sum assured can be taken not at once, but in installments of 5, 10 or 15 years. The special thing is that women also get a discount of 10% to 20%.

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Jeevan Labh Yojana…

This is an endowment plan in which the amount is received immediately on maturity. If the policyholder dies, the family gets financial assistance. This plan makes the policyholder a participant in the profits of LIC and also gets a bonus. A discount of 2% is given on paying the annual premium. However, no tax deduction is available under the section on investing in this policy.

Jeevan Umang Yojana…

This is a plan that provides lifetime cover with coverage available up to 100 years. After the premium payment period ends, 8% of the sum assured is received every year. Also, the amount is received in one go on the maturity of the policy or in the event of death. It also has benefits like bonus and final addition bonus.

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According to the LIC website, the last date to apply under this scheme is 22 December 2024. Let us know more information related to the scheme.

These children will get scholarship

According to the LIC website, one can only apply online for this scheme. This scholarship scheme is for students from economically weaker families. LIC said that this Golden Jubilee Foundation Scholarship Scheme 2024 is for those students of India who have passed 10th, 12th, Diploma or equivalent examination with a minimum CGPA grade of 60% or equivalent in the academic year 2021-22, 2022-23 or 2023-24 and have taken admission in the first year of any course in the academic year 2024-25. Only those children are eligible for this.

Through this scheme, the scholarship has been divided into two parts. The first is general scholarship and the second is special scholarship for girls. In this also, general scholarship has two parts, the first will include children studying medical and engineering and the second will include students doing vocational course and ITI diploma from any government college. There will be a separate scholarship for girls who are doing intermediate according to 10+2 pattern after 10th or are doing diploma like ITI or Polytechnic.

You will get this much money in general scholarship

In general scholarship, eligible boys and girls will get scholarship. Under this segment, selected students pursuing higher education in the field of medicine will be provided an amount of Rs 40,000 per year. On the other hand, students pursuing B.Tech etc. in the field of engineering will be given a scholarship of Rs 30,000 every year. On the other hand, children who have taken admission in vocational courses from government colleges or are doing ITI from government colleges will get scholarships of Rs 20,000 and Rs 10,000 every year as long as the course runs.

Special scholarship for girls

Under this scheme, after 10th, you will have to pursue further studies like doing a diploma in a particular course or ITI. For this, you will get Rs 15,000, which will be given in two installments of Rs 7500 for 2 years.

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How to invest?

To start investing in this policy, you must be at least 18 years of age. You can become a part of this scheme by saving only Rs 80 daily.

Investment and Return Calculation

Annual Premium: Rs 27,000

That is, the monthly premium will be Rs 2,300. If calculated on a daily basis, it will be Rs 80 per day.

Total investment: Around Rs 5.60 lakh in 21 years

Return on maturity : Rs 10 lakh

Double bonus advantage

In this policy, the investor gets the benefit of bonus along with returns. It includes an insurance cover of Rs 5 lakh and a revisional bonus of Rs 8.60 lakh. If you invest in this scheme for 15 years, you get the benefit of double bonus.

Other benefits of the policy

• Accidental death insurance cover
• Disability and critical illness cover
• Benefit of term assurance

On the death of the policyholder, 125% of the sum assured will be given to the nominee.

Why choose this policy?

LIC Jeevan Anand Policy not only provides a large fund on maturity, but also provides financial security to you and your family. This plan is best for those who want to create a large fund with less investment.

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Life Insurance Corporation of India (LIC) has launched a new plan. Its name is ‘Group Micro Term Insurance Plan’. It is a single premium plan. It is a pure risk, group, non-linked and non-participating policy.

This plan is especially for financial institutions like micro finance, cooperative societies, self-help groups and non-governmental organizations (NGOs). This plan will not only be able to meet the demand of these financial institutions but will also cover the members and beneficiaries of these institutions.

They will also get the benefit of this plan

Unorganized groups, companies and employee groups etc. will also get the benefit of this plan of LIC. If the policy holder dies in an accident, the family will get financial assistance. If there is any loan on the policy holder, it can be repaid through this policy. Its premium has not been told yet.

These are the main benefits of this plan

• The benefit of this plan will be available to those groups which have 50 or more members.
• It will have a risk cover of sum assured of Rs 5 thousand to Rs 2 lakh. This will be for each member.
• This is a single premium plan. This means that you will have to pay the premium only once for purchasing this plan.
• There will be flexibility in choosing this plan. That is, it can be chosen from one month to 10 years.
• If both husband and wife work in an institution, then it can be taken jointly by both of them.
• Its biggest advantage is that no type of medical test is required to avail this plan.

You will not get the benefit of maturity

There will be no maturity benefit in this plan. The family members will get the policy amount only if the policy holder dies in an accident. In such a situation, the sum assured of the policy will be given to the nominee. However, if the death occurs due to any reason other than an accident, then less amount will be given.

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If you are planning to buy this policy for 12 to 45 years,

then this policy can prove to be a better option for you. LIC Jeevan Pragati plan offers many great benefits to investors. On one hand, by saving Rs 200 every day, a fund of 28 lakhs can be accumulated, while those who invest in this plan also get risk cover. The minimum age limit for investing in this scheme of LIC has been fixed at 12 years, while the maximum is 45 years.

How can you deposit a fund of 28 lakhs?

People who take this special Jeevan Pragati policy of Life Insurance Corporation of India get lifetime security along with good returns. If we look at the calculation of the fund deposited under this policy, if any policy holder invests 200 rupees every day in this policy, then he invests 6000 rupees in a month. In this way, 72,000 rupees will be deposited in a year. Now if you deposit in this scheme for 20 years, you will invest a total of 14,40,000 rupees. If all the benefits are added, this amount will be 28 lakh rupees.

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Risk cover will increase every five years.

The specialty of LIC Jeevan Pragati plan is that the risk cover of investors increases every five years. This means that the amount you get increases in five years. In death benefits, after the death of the policyholder, the sum of insurance, simple reversionary bonus and final bonus are paid together.

How does the coverage increase?

The term of Jeevan Pragati policy is minimum 12 years and maximum 20 years. People from 12 years to 45 years can buy this policy. You can pay the premium of this policy on quarterly, half-yearly and yearly basis. The minimum sum assured of this policy is Rs 1.5 lakh and there is no maximum limit. Suppose someone buys a policy of Rs 2 lakh, then its death benefit will remain normal for the first five years. After this, the coverage will become Rs 2.5 lakh for six to 10 years. At the same time, the coverage will increase to Rs 3 lakh in 10 to 15 years. In this way, the coverage of the policyholder will keep increasing.

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This is an assignment of life insurance policies, with the help of which policyholders considering policy surrender or policy lapse will get great relief. Life insurance policyholders will be able to easily get their surrender value with the help of this platform. Let us tell you that ALIP operated by ACESO Endowment Services Private Limited has been designed to provide maximum value and benefits to LIC policyholders.

Nominees will get life coverage

Further, ALIP goes beyond the idea of ​​surrender value and provides year-wise life coverage benefits to the nominees of the policyholder in case of accidental death or lapse of premium from the date of assignment to the date of maturity. All this is provided by an independent SPV trust, which is managed by a company registered with the Securities and Exchange Board of India (SEBI).

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ACESO said this

Ranjit Kulkarni, Head of Research and Strategic Acquisitions at ACESO, said that endowment policies contribute a significant 80 per cent of all its policy issuances, playing a vital role in the insurance landscape. However, 50 per cent of these policies are surrendered before maturity or lapse. He further said that ALIP gives LIC insured people a simple option to surrender their policies prematurely, which will ensure that they can unlock their insurance policy value while also protecting their future life coverage.

Payment will be made in 48 hours

With the help of ALIP, the policyholder will be able to get his payment in less time under a faster process. Under ALIP, after completion of all the necessary documents, the payment will usually be made within 48 hours. Apart from this, the documentation and KYC process is completed online as quickly as possible, so that both the policyholder and his LIC agent do not have to face any hassles.

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Also, in many of these, you can accumulate a large fund by investing small amounts. One such scheme is LIC’s Jeevan Anand policy, in which you can get Rs 25 lakh by saving just Rs 45 per day.

Jeevan Anand Policy (LIC Jeevan Anand) can be a great option if you want to earn huge profits at low premium. In a way it can also be called a term policy. You can pay the premium in this scheme till the completion of the policy. Also, in this policy you can get multiple maturity benefits under one scheme. Whereas in Jeevan Anand Policy, a sum assured of Rs 1 lakh is given, whereas there is no limit on the maximum.

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Get 25 lakhs by depositing 45 rupees

Under LIC Jeevan Anand Policy, you can save about 45 rupees every day and get 25 lakh rupees by depositing 1358 rupees per month. However, you will have to deposit this amount every month for a long term. Its policy term is 15 to 35 years, that is, if you invest for 35 years by saving 45 rupees every day under this policy, then on maturity of this policy you will get an amount of 25 lakh rupees. If you look at the amount saved by you on an annual basis, it will be around 16,300 rupees.

What will you get on investing for 35 years?

If you invest Rs 1358 every month, then Rs 16,300 will be deposited in a year. In this way, the total amount invested in 35 years will be Rs 5,70,500. However, if you invest for 35 years, you will get a sum assured of Rs 5 lakh, with which after the maturity period, you will be given a revisionary bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh added to this amount. Bonus is given twice in LIC’s Jeevan Anand policy, but for this your policy must be for 15 years.

What are the benefits of this policy?

Policyholders taking Jeevan Anand policy do not get any kind of tax exemption under this scheme, but you get four types of riders in it. These include Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider. In death benefit, the nominee will get 125 percent death benefit of the policy.

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Notification has also been issued in this regard. Besides, LIC has also informed the stock market about this. The new rules have come into effect from December 6. It is noteworthy that in September 2023, the Finance Ministry had made several announcements for LIC agents and employees.

The Finance Ministry had announced increase in gratuity limit and family pension and restoration of renewal commission for the benefit of LIC agents and employees. Now a notification has been issued to increase gratuity from Rs 3 lakh to Rs 5 lakh, increase the rate of family pension to 30 percent and reintroduce renewal commission.

Term insurance cover also increased

According to a report  the term insurance cover for agents was Rs 3,000 to Rs 10,000, which has been increased to Rs 25,000-1,50,000. This will provide better security cover to the families of the agents. Approval has also been given to give family pension at the rate of 30 percent to the families of LIC employees.

Renewal commission reinstated

By making changes in the LIC (Agents) Rules 2017, not only has the gratuity limit for LIC agents been increased from Rs 3 lakh to Rs 5 lakh, but the renewal commission has also been restored. This reinstatement will provide a lot of relief to the agents. Now LIC has considered the re-appointed agents also entitled to receive renewal commission. As per the current LIC rules, agents are not entitled to renewal commission on any business under the old agency.

Important contribution of agents in increasing business

LIC is the largest insurance company in the country. LI has an agent network across the country. About 13 lakh agents of LIC have an important contribution in increasing the business of the company. The market capitalization of LIC is around Rs 5 lakh crore.

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LIC said that this plan will be available from Monday (January 22), that is, this plan can be purchased from Monday. Jeevan Dhara II is a non-linked and non-participating annuity plan. This plan of LIC is an individual savings and deferred annuity plan.

Annuity guaranteed from day one

The most special thing about this plan is the annuity guarantee. In this, the annuity is guaranteed from the beginning. In this, 11 annuity options will be available for policyholders. Policy buyers will also get higher annuity rates and life cover even at older ages.

The minimum age to buy a policy is 20 years.

The minimum age to buy this plan is 20 years, while the maximum age limit will be decided according to the annuity option. The maximum age limit for purchasing Jeevan Dhara II plan is 80 years, 70 years and 65 years minus deferment period.

Annuity option in LIC Jeevan Dhara II

Regular Premium: Deferment period ranges from 5 years to 15 years.
Single Premium: Deferment period ranges from 1 year to 15 years.
Single life annuity and joint life annuity.

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At the same time, people also get different types of benefits from the schemes given through LIC. However, now LIC has suffered a shock. A fine has been imposed on LIC and this fine has been imposed on LIC by GST. Let us know about it…

Fine imposed on LIC

The Goods and Services Tax (GST) authority has imposed a penalty on Life Insurance Corporation of India (LIC) for underpayment of tax. This is a fine of Rs 36844 which has been imposed on LIC. The insurance company gave this information on Wednesday. LIC told the stock exchange that it has received a communication/demand order for collection of GST along with interest and penalty for Jammu and Kashmir.

LIC

According to the notice dated October 9, 2023 from the State Tax Officer, Srinagar, LIC paid 12 percent GST instead of 18 percent on some bills (invoices). The tax authority has issued demand order and penalty notice for 2019-20. In this, GST is Rs 10,462, penalty is Rs 20,000 and interest is Rs 6,382. LIC said that this has not affected the financial, operational or other activities of the corporation.

Share Market

Let us tell you that LIC is a listed company in the stock market. The 52 week high of LIC shares on NSE is Rs 754.25. Whereas the 52 week low price of LIC shares is Rs 530.05. Along with this, on October 11, the share price of LIC was seen trading at around Rs 636.

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Through LIC’s life insurance, people get benefits both during life and after life. In such a situation, today we are going to tell you about an important plan of LIC, which can be started even with less money and good returns can be obtained.

LIC’s New Endowment Plan-

The name of the plan we are talking about here is LIC’s New Endowment Plan (914). Through this plan, people can open LIC for 35 years. The age of the person being covered through this plan should be minimum 8 years and maximum 55 years. Whereas the minimum sum assured for this plan should be Rs 1 lakh.

Keep these in mind-

To earn good returns from any insurance plan of LIC, a person’s age and policy tenure matter a lot. Apart from this, the amount you invest is also very important. In such a situation, whenever you get a policy, you should pay a lot of attention to these three aspects.

Example–

If a person starts investing in this plan at the age of 25, and also has a policy tenure of 35 years and chooses the sum assured of Rs 9 lakh, then the monthly premium of the person for the first year will be Rs 2046. From next year, a person will have to pay a premium of Rs 2002 every month for this policy.

This much fund can be created-

In such a situation, for a sum assured policy of Rs 9 lakh, a person will have to pay a total premium of Rs 8,23,052 for 35 years. In its returns, the person will get Rs 43,87,500 on maturity after 35 years. In such a situation, a person can create a fund of more than Rs 43 lakh by paying a monthly premium of Rs 2,000 for 35 years.

The post LIC’s superhit scheme: By depositing Rs 2,000 every month, you can get a fund of Rs 43 lakh… first appeared on Rightsofemployees.com.

Life Insurance Corporation of India (LIC) has launched a special campaign for the revival of individual lapsed policies. LIC celebrated its 67th anniversary on August 31, 2023 and announced the launch of a special campaign, which will be effective from September 1, 2023.

Revival of lapsed LIC policies

• If your policy has lapsed or lapsed due to non-payment of premium on time then the terms and conditions of the policy contract are invalid unless you reinstate it.
• Lapsed coverage must be reinstated by paying the accrued premium along with interest and providing necessary health information.
• Always keep your policy in force to guarantee that your family receives the financial protection provided by your policy.
• With the exception of certain claim concession schemes, certain discounts are available depending on the period for which you have been paying the premium.

What is a lapse policy?

Lapsed policy means lapse of insurance if the premium is not paid within the agreed days. A lapsed policy can be reinstated as per the terms of the plan on submission of evidence of continued insurability to LIC and payment of all premium dues along with interest at the rate prescribed from time to time.
However, LIC reserves the right to revive the canceled policy or not. Reinstatement of a discontinued policy will be effective only if it is approved by LIC.

How will the payment be made on death claim during the lapsed period?

1. As per LIC website If the policyholder has paid premiums for at least 3 complete years and subsequently stops paying premiums, and death of the life assured within six months from the due date of the first unpaid premium In case of policy money will be paid in full after deduction. The money along with interest on unpaid premiums till the date of death will be given to the nominee of the policy holder.
2. If the policyholder has paid premiums for at least 5 full years and subsequently stops paying premiums and the life assured dies within 12 months from the due date of the first unpaid premium, then the policy Full amount will be deducted and paid.

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Learn about the rules related to surrender-

The thing to note is that if you surrender the LIC policy within three years after purchasing it, then you will not get even a single rupee. On the other hand, for a period of more than 3 years, you will get the surrender value as per the rules of LIC. LIC fixes a surrender value at the time of taking the policy. It is decided according to the policy. If you return the policy after 3 years, you will get that surrender value.

How much is the surrender value

According to LIC rules, if you have paid premium for a policy for three years, then in such a situation you will definitely get the surrender value. Bonus along with the premium paid will be multiplied by X factor of the surrender value to calculate the surrender value. This amount will be given to the investor at the time of surrendering the policy. Keep in mind that you do not get a single rupee surrender value on the premiums paid in the first year. In such a situation, the more late you surrender the policy, the more benefit you will get.

These documents will be required to surrender the LIC policy-

• Policy bond documents will be required
• lic surrender form
• LIC NFET Form-5074
• bank details
• ID Proof like Aadhaar Card, PAN Card and Driving License
• cancel check
• An application to LIC indicating the reason behind surrendering the policy.

Policy surrender process-

• To surrender LIC policy, go to LIC branch and take LIC surrender form, NEFT form.
• Fill both and attach it to your PAN card and policy bond.
• After this, submit an application by writing why you are leaving this policy.
• After this, LIC will cross check all the documents and return the policy money.

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Life Insurance Corporation of India has launched several schemes to meet the post-retirement needs of the policyholders. These plans provide you financial security after your retirement. One such plan is the LIC Saral Pension Plan. The policyholder has the option to choose the annuity type from the 2 available options at lump sum payment. Annuity rates are guaranteed at the inception of the policy.

The main objective of Saral Pension Yojana is to make the policy customer-friendly which helps in making an informed choice. Creation of trust between the insurer and the insured. To create uniformity and reduce misuse of the scheme.

Eligibility Criteria under LIC Saral Pension Plan

• Minimum age at the time of entry is 40 years (completed).
• Maximum age at entry is 80 years (completed).
• No limit on maximum purchase price.

Policy Term Whole Life Policy

• Minimum Annuity for Monthly: Rs.1000
• For Quarterly: Rs. 3000
• Half Yearly: Rs. 6000
• for Annual: Rs. 12000

Features of LIC Saral Pension Plan

It is a non-participating, single premium, non-linked, immediate annuity plan. This plan comes with two annuity options. In joint life policy, 100% of the annuity is paid to the spouse in case of death of the spouse. However, in case of death of both, 100% of the purchase price will be given to the nominee. The policyholder can choose the frequency of annuity payment as per his/her convenience. LIC offers annual, half-yearly, quarterly and monthly modes of annuity payment under Saral Pension Plan.
If the spouse or the annuitant or any of their children is diagnosed with a critical illness, the policy can be surrendered at any time after 6 months from the date of inception. The insured person can take a loan against it after 6 months from the inception of the plan.

Benefits of LIC Saral Pension Plan

Death Benefit

Under single-life annuity, 100% of the purchase price is paid to the nominee after the death of the policy holder. If the spouse is alive, they will receive equal annuity amount on the death of the annuitant. In case the spouse also dies, 100% of the purchase price will be given to the nominee.

Loan Benefit

Loan under LIC Saral Pension Plan is allowed only after 6 months from the date of inception of the policy. The annual interest amount paid should not exceed 50%.

If the policyholder is not satisfied with the terms and conditions of the policy, the policy may be returned to the company within 15 days (30 days if the policy is purchased online) from the date of receipt of the policy documents mentioning the reasons for objections.

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By investing in these schemes, you can plan for the expenses of your children’s education, marriage, retirement etc. Today we are giving you information about a very popular scheme of LIC. The name of this scheme is LIC New Jeevan Anand Policy. LIC was running this policy for a long time and now the company has started a new version of it. Come, we are giving you information about the details and other things of this policy.

Know about LIC New Jeevan Anand Policy-

LIC New Jeevan Anand Policy is a participating whole life endowment plan in which investors get the benefit of both savings and protection. Keep in mind that this is a new form of LIC Jeevan Anand. The special thing about this policy is that by investing in it, you can get a strong return in the long run.

By investing under this policy, you will get guaranteed returns as well as additional benefits. Under this policy, you also get the option of regular premium payment. If the policyholder survives till the completion of the policy, he will get the maturity amount and in case of death, the nominee will also get the benefit of death benefit. The special thing about this policy is that in this you can get the benefit of policy cover for 100 years.

These benefits are available on the policy-

Under the New Jeevan Anand policy, where the policyholder gets the benefit of the sum assured on maturity, on survival, the family gets a fixed amount in case of death. If you are alive till the maturity of the policy, you will also get the benefit of sharing in profits. Along with this, investing in this scheme will also help you in tax exemption.

You will get a return of Rs 25 lakh on just Rs 45.

Under LIC’s New Anand policy, investors will get a sum assured of at least Rs 5 lakh. In such a situation, if you choose this sum assured, then you will get a total of Rs 25 lakh in a period of 35 years. If you choose a tenure of 35 years, then under this scheme you will have to invest Rs 16,300 every year and Rs 1,358 on a monthly basis. On the other hand, if we talk about investing every day, then you will have to invest only 45 rupees. In this case, you will become the owner of a total of 25 lakh rupees on maturity.

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Because Life Insurance Corporation of India (LIC) keeps coming up with various types of investment schemes to meet the needs of the people of every section of the country. You can invest in LIC’s (Policy No-936) Jeevan Labh plan. This scheme includes many benefits of insurance coverage and savings for the customers. In this, customers can avail a substantial amount of Rs 54 lakh with a monthly investment of only Rs 7,960 per month or approximately Rs 265.

LIC Jeevan Labh plan acts as a dependable financial security for the family in the unfortunate event of death of the policyholder. Moreover, if the policyholder survives till the maturity period, a lump sum amount awaits him. This particular plan also gives the investors the flexibility to choose the desired amount and term for the insurance policy.

265 rupees will have to be saved every day

People in the age group of 18 to 59 years can take advantage of LIC Jeevan Labh policy. Suppose a person chooses to get this policy at the age of 25 years with a Sum Assured of Rs.20 Lakhs and a plan term of 25 years. So on maturity, the policy holder will get an amount of Rs 54 lakh. To accomplish this, the customer will have to pay premiums for 16 years, while the maturity period of the policy is 25 years.

Let us say that if the installment of every month is Rs 7,960, which includes GST, that will cut the investment up to Rs 265 every day. Over the course of 25 years, the total premium paid would be approximately Rs.14,67,118, while the maturity amount would end at Rs.54 lakhs, complete with a final additional bonus of Rs.9 lakhs.

This scheme will be useful in the death of the policy holder

LIC Jeevan Labh policy enables the policy holders to choose premium payment terms of 10, 15 or 16 years term. On completion of the policy term after 16, 21 or 25 years, they will get back the deposited amount. In the unfortunate event of the policyholder’s demise during the policy term, the nominee receives the comprehensive benefits of the policy including the Sum Assured and applicable bonuses.

The death benefit in this policy is of vital importance, as it guarantees the return of the sum assured on the death of the policyholder, provided the policy is in force and all premiums are paid in time.

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Policies are available for people of all age groups in LIC, in which you can collect big funds even with a little investment. One such scheme is LIC’s Jeevan Anand policy, in which you can deposit a corpus of Rs 25 lakh by saving just Rs 45 per day. Many types of benefits are also available in this policy. Let’s know about it in detail…

Thick fund at low premium

If you want to raise thick fund for yourself at low premium, then Jeevan Anand policy can prove to be a great option. In a way, it is similar to a term policy. You can pay premiums for as long as you have the policy. In this scheme, the policyholder gets not one but many maturity benefits. In this scheme of LIC, there is a sum assured of at least one lakh rupees, while no maximum limit has been fixed.

This is the math of Rs 45 to Rs 25 lakh.

In LIC Jeevan Anand Policy, you can get Rs 25 lakh by depositing around Rs 1358 every month. If you look at it per day, you will have to save Rs 45 everyday. You have to do these savings for the long term. Under this policy, if you invest for 35 years while saving Rs.45 daily, then after completion of maturity of this scheme, you will get an amount of Rs.25 lakhs. If you look at the amount saved by you on an annual basis, it will be around Rs 16,300.

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This much amount is received by adding bonus benefits.

If you invest Rs 16,300 every year in this LIC policy for 35 years, then you will invest a total deposit of Rs 5,70,500. Now according to the policy term, the Basic Sum Assured will be Rs 5 lakh, with which after the maturity period, you will be given a revision bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh. Bonus is given twice in LIC’s Jeevan Anand policy, but for this your policy must be of 15 years.

No tax exemption, but rider-death benefit

The policyholder taking the Life Insurance Corporation of India’s Jeevan Anand policy is not given the benefit of any kind of tax exemption under this plan. However, if you look at its benefits, you get four types of riders in it. These include Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider.

Only death benefit benefit has been added to this policy. That is, if the policy holder dies due to any reason, then the nominee will get 125% death benefit of the policy. On the other hand, if the policy holder dies before the maturity of the policy, then the nominee gets money equal to the time assured.

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LIC Jeevan Labh offers the benefits of both safety and savings. After investing in this scheme, you get a lump sum amount at the time of maturity. In this policy, you will have to save only 7,572 every month. And you can add 54 lakh rupees for your future. This is a limited premium paying and non-linked plan.

It provides financial assistance to the family in case of death of the policy holder. Along with this, if the policy holder survives till maturity, then he will get big money. Under this scheme, investors have the right to choose the amount and duration of the premium as per their wish. Let us know in detail about LIC Jeevan Labh Scheme….

LIC Jeevan Labh:

The minimum age for taking the calculator policy is 18 years and the maximum is 59 years. For example, if a person takes a Jeevan Labh policy at the age of 25, he will have to invest Rs 7,572 per month or Rs 252 per day. That means Rs 90,867 will be deposited annually. He will deposit around 20 lakh rupees. After completion of maturity, the policy holder will get an amount of Rs 54 lakh. If you invest in LIC’s Life Benefit, then on maturity you are given the benefit of Reversionary Bonus and Final Additional Bonus.

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The specialty of LIC Jeevan Labh policy, any citizen between 8 years to 59 years can invest under this scheme. Under this policy, insurance holders can deposit money for 10, 13 and 16 years, which will be given money on maturity of 16 to 25 years. A person of 59 years can choose an insurance policy for 16 years, so that his age does not exceed 75 years.

The biggest plus point of the policy is that if the policyholder dies due to any reason during the term of the policy, then the nominee gets its benefit. Along with the bonus, the insurance company also gives the benefit of the sum assured to the nominee. Death benefit is considered to be the biggest plus point of this policy. In this, the sum assured is returned on the death of the policyholder, provided the policy has not broken and all the premiums have been paid.

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This plan is available to any employer with 50 or more employees. Explain that apart from this scheme, LIC also offers 11 group products and a group accident benefit rider to its customers.

LIC Group Post Retirement Medical Benefit Scheme

LIC Group Post Retirement Medical Benefit Scheme is a non-linked, non-participating, life, group savings insurance product. According to LIC, under this scheme, employees will be able to take advantage of medical benefits after retirement. This scheme helps in fulfilling the responsibility of the employer related to the medical benefits of the employees.

Life cover benefit

The plan also provides a fixed life cover benefit (Sum Assured) to the employees. Any employer who wants to fund the benefit of their employees can apply for this scheme.

LIC said in a regulatory filing, “Pursuant to Regulation 30 of the Securities and Exchange Board of India Regulation 2015, you are informed that the Corporation has announced the launch of its new product on May 02, 2023.”

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31st March Deadline: This policy is LIC’s Pradhan Mantri Vaya Vandana Yojana and Dhan Varsha policy. PM Vaya Vandana Yojana is a pension scheme in which you will get the benefit of fixed pension by investing.

Under PM Vaya Vandan Yojana, you can invest from Rs 1.5 lakh to Rs 15 lakh. Senior citizens will get a monthly pension of Rs 1,000 after investing Rs 1.5 lakh. At the same time, on investing a maximum of Rs 15 lakh in this, you will get a monthly pension of Rs 9,250. Keep in mind that if both husband and wife invest Rs 30 lakh, then they will get a pension of Rs 18,300.

Whereas LIC’s second policy is Dhan Varsha Plan. By investing in it, you get two types of options.

In one you get 1.25 times return. Whereas in the second option, you will get a return of up to 10 times. In this policy, you do not have to pay premium again and again. This is a gender premium policy.

It is worth noting that the deadline for both Pradhan Mantri Vaya Vandana Yojana and Dhanvarsha policy will end on March 31. LIC has not extended both these policies. In such a situation, there is a last chance to invest in both.

You can buy both the policies both offline and online. To buy online you can visit LIC’s official website www. Visit licindia.in. Whereas offline you can also buy it from any LIC branch.

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Today we are telling you about two such schemes of LIC which are going to be closed from this month itself. These schemes are Pradhan Mantri Vaya Vandana Yojana (PMVVY) and LIC Dhan Varsha Scheme. Let’s know in detail…

Pradhan Mantri Vaya Vandana Yojana- PMVVY

This is the pension scheme of LIC. The government will close this scheme on 31st March. That is, if you want to join this scheme, then you have only 10 days left. In this, investors get the benefit of 7.4 percent per annum interest rate on monthly investment. The benefit of this rate of pension can be taken till 31 March 2023.Let us tell you that the Central Government has started a pension scheme called Pradhan Mantri Vaya Vandana, which was started on 4 May 2017.In this, the maximum pension of Rs 1.20 lakh is available annually.

LIC Dhan Varsha Scheme-

LIC Dhan Varsha Scheme is a non-linked, personal, savings and single premium insurance plan.You have two investment options under LIC’s Dhan Varsha scheme.In the first, the return of premium is up to 1.25 and in the second, on the death of the policyholder, his family gets a strong return of up to 10 times.

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It is a non-linked, non-participating, individual saving life insurance plan that offers guaranteed bonuses. Investors can earn Rs 50 lakh on maturity by investing up to Rs 5 lakh in this policy. This is ten times the amount deposited.

One of the most important features of this policy is that it requires a shorter premium payment time frame, and investors are also guaranteed to receive bonuses on maturity. The policyholder should have a minimum sum assured of Rs 5 lakh. And the minimum age to invest in this scheme is 90 days, while the maximum age is 55 years. Investors can pay their installments on monthly, quarterly, half-yearly or yearly basis as per their convenience.

This policy is available in three options

The policy term is available in 15, 20 and 25 year options, with premium payments being made for shorter terms depending on the term (time frame) selected. For example, investors opting for a 15-year term would pay premiums for 11 years, while investors opting for a 20-year term would pay premiums for 16 years, and those opting for a 25-year term They have to pay the premium for 21 years.

By investing in this policy, customers can get substantial returns, earning around Rs 9,00,000 on Rs 5 lakh invested for 15 years. The minimum monthly premium for investors is Rs 5,000, which equates to a savings of approximately Rs 166 a day.

Investors can calculate themselves

LIC Bima Ratna policy is a better investment option for those who are looking for guaranteed bonus and good return on investment. With its short premium payment term, investors can easily calculate the bonus they will get on maturity, making it a convenient and secure option for savings and investment.

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Crores of people of the country have invested in the schemes of Life Insurance Corporation of India (LIC), the country’s largest government insurance company. LIC is also very famous because it has schemes for people of all ages and provides both safety and savings. One such policy is Jeevan Labh Yojana, this non-linked policy gives a lump sum amount to the policyholder after maturity. The special thing in this is that by taking a plan of 25, you can get Rs 54 lakh on maturity by saving just Rs 253 daily.

This scheme of LIC (LIC Scheme) is also considered safe because the full account of premium is not dependent on the share market. In this, on the death of the policyholder, the benefit is given to the nominee. If you are also planning to take a policy, then investing in Jeevan Labh scheme can prove to be a profitable deal. To get an amount of Rs 54 lakh on maturity, you will have to buy this policy for 25 years.

According to this, after saving Rs 253 daily, you will deposit around Rs 7,700 every month and around Rs 92,400 every year and a total of around Rs 20 lakh in paying all the premiums. There you will get Rs 54 lakh in lump sum.

This is the age limit for taking the policy

The age limit for taking LIC’s Jeevan Labh policy has been fixed at 18 years minimum and 59 years maximum. If a person takes this policy on a policy term of 21 years, then his age should be less than 54 years at the time of taking the policy. For a policy term of 25 years, the age limit of the person should be 50 years. The maximum age limit for maturity of the policy has been kept at 75 years.

Features of LIC Jeevan Labh

If the policyholder dies due to any reason during the term of the policy, then the nominee gets the benefit. Along with the bonus, the insurance company also gives the benefit of the sum assured to the nominee. Death benefit is considered to be the biggest plus point of this policy. In this, the sum assured is returned on the death of the policyholder, provided the policy has not broken and all the premiums have been paid.

In this Jeevan Labh policy, on the death of the policyholder, the sum assured is available at seven times the annual premium. This death benefit cannot be less than 105% of all premiums paid till the date of death. Along with this, it will not include any tax or any additional amount imposed for the policy.

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Let us tell you that this policy can be taken for a period of 5 to 15 years. Its special thing is that the loan facility is also available to the policyholder in this policy. On the other hand, in case of death of the policyholder during the policy term, the death benefit is given to his family.

Know what are its benefits

Many special benefits are available under LIC Dhan Sanchay policy. These include taking money in lump sum or in installments for 5 years in death benefit option. Apart from this, maturity benefit also includes guaranteed income and terminal benefit. If the policyholder passes away during the payout period, the nominee continues to receive the income.

Four options are available for investment

You get a total of 4 options for investment in LIC’s wealth accumulation policy. They are named A, B, C and D. In this, the sum insured in option A and B is at least Rs 3 lakh 30 thousand. In Option C, you get at least Rs 2 lakh 50 thousand and in Option D, you get an insurance opportunity of Rs 22 lakh.

Age limit for investment:

The minimum age for investing in LIC’s Dhan Sanchaan policy is 3 years. While its maximum age limit can change according to different options. For example in A and B option the maximum age limit for this policy is 50 years. At the same time, the maximum age limit for investment under Option C is 65 years while under Option D this limit is 40 years.

The annual premium will come to this much, let us tell you that if you want to invest in LIC’s money saving policy, then you can choose the policy term for 5, 10 or 15 years. You will get returns according to the number of years you choose the plan. Please tell that under this policy, you will have to pay a premium of at least Rs 30,000 annually. On the other hand, if the policyholder dies, the nominee gets a minimum death benefit of Rs 2.50 lakh and a maximum of Rs 22 lakh.

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It is a non-linked, non-participating, individual, savings life insurance plan. Actually, it is basically a money back plan with guaranteed bonus. In this, guaranteed bonus will be given on maturity. The biggest feature of this policy is that premium will have to be paid for a short period of time and you will get the bonus with guarantee.

It is mandatory to get insurance of at least Rs.5 lakh It

is mandatory to get insurance of at least Rs.5 lakh in this policy. The minimum age for investing in this plan is 90 days and the maximum age is 55 years. The investor can pay the premium on monthly, quarterly, half-yearly or yearly basis as per his convenience. Since this is a policy with guaranteed bonus, you can easily calculate how much bonus you will get on maturity.

Policy Term and Premium Payment

This policy is available in terms of 15 years, 20 years and 25 years i.e. you can choose any one of these three maturity periods. According to the policy term, its premium is also to be paid for different years. If you choose a term of 15 years, then you will have to pay premiums only for 11 years. Premiums will have to be paid for 16 years in a term of 20 years and for 21 years in a term of 25 years.

Highlights of LIC Bima Ratna

>> Investment in LIC Bima Ratna is possible from 90 days to 55 years of age
>> In this minimum sum assured of 5 lakhs has to be taken for at least 15 years.
>> By taking a sum assured of 5 lakhs for 15 years, you can get around Rs 9,00,000
>> In this, a minimum monthly premium of Rs 5 thousand has to be paid. According to this, about 166 rupees will have to be saved daily.

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Through this policy, you can save a good amount of money for the future. Two bonuses are also available in this policy, which are available at different times. The most special thing about this plan is that in this you can create a fund of 25 lakhs by saving not much but very little money. The premium of Jeevan Anand policy is the same as that of term policy, you can invest only till the time the policy is in force.

By the way, many options are available in the market to make big funds by investing less. But before investing in any scheme, you must review all of them. It is necessary to do this because some schemes are such that not only does your money grow over time, but you also get some additional benefits.

How much to invest

If you take this policy, then you will have to invest Rs 1358 every month or Rs 45 every day. With this small savings, you can create a fund of Rs 25 lakh on maturity. For this you have to invest in long term. For this, you can choose the maturity period up to 35 years. Apart from depositing Rs 1358 every month or Rs 45 every day, you can also deposit Rs 16,300 annually. By depositing this amount in this scheme for 35 years, you will get Rs 25 lakh on maturity.

Will get many other benefits

Investors also get many other benefits in LIC Jeevan Anand policy. These include insurance for accidental death, disability, term assurance and critical illness cover among others. You can increase the sum assured at the time of accident or death. At present, the minimum sum assured in LIC scheme is Rs 1 lakh. However, investors can increase their sum assured and can also increase the claim amount. LIC pays 125% of the sum assured in case of death of the investor.

Investing is very easy

Investing in this policy is very easy. If you also want to invest in this scheme, then you must have government documents. If you have Aadhaar card and bank account, then you can apply in this scheme without any tension.

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What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

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LIC keeps on introducing new policies from time to time. Today we will tell you about LIC’s money saving policy (LIC Dhan Sanchay Policy). In this policy, you get many tremendous benefits along with guaranteed returns.

LIC Dhan Sanchay Plan is a non linked, non participating, individual saving life insurance plan, which works to provide the facility of life insurance cover along with savings. Under this policy, in case of death of the policyholder, financial assistance is provided to the family during the policy term. It provides guaranteed income benefit during the payout period from the date of maturity and it also provides guaranteed terminal benefit along with the last installment of guaranteed income benefit.

How much is the term of wealth accumulation policy?

Wealth accumulation policy can be taken for a period of 5 to 15 years. The policyholder also gets the facility of loan in this policy. Along with this, you can also avail riders by paying extra. In case of death of the policyholder during the policy term, the death benefit is given to the family of the policyholder.

4 options for investment in the plan You are given 4 options in this plan. A sum assured of Rs 3,30,000 is given under Plan A and B, a minimum sum assured cover of Rs 2,50,000 under Plan C and a sum assured of Rs 22,00,000 under Plan D.

What is the minimum age to invest?

The minimum age to take the policy should be 3 years. At the same time, the maximum age limit varies according to the plan. The maximum age for Plan A and B is 50 years, 65 years for Plan C and 40 years for D.

You can buy this policy for 5, 10 and 15 years for the number of years you pay the premium, the number of years you earn. For the number of years the premium is paid, there is income for the same number of years later. The minimum premium under this policy is Rs 30,000 annually.

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But, he wants to have assured income in his old age and wants to spend his old age peacefully without any worries. LIC has invited customers to buy the new Jeevan Shanti plan with revised rates.

The country’s largest insurance company LIC has increased the annual rates of ‘New Jeevan Shanti Yojana’ (Plan No. 858). New Jeevan Shanti plan is a single premium plan of the company.

Enhanced new rates applicable from this day

LIC said the plan with enhanced annuity rates will be available for sale from January 5, 2023. At the same time, the incentive for higher purchase price has also been increased. It ranges from Rs.3/- to Rs.9.75 per Rs.1000/- depending upon the purchase price and the moratorium period selected.

LIC New Jeevan Shanti Plan Minimum Annuity

• Monthly minimum annuity: Rs.1000 per month
• Minimum quarterly annuity: Rs.3000 per quarter
• Half yearly minimum annuity: Rs.6000 per half year
• Annual minimum annuity: Rs.12000 per year.
• New Jeevan Shanti Scheme Payment Method

According to LIC, the payout of New Jeevan Shanti plan is payable half-yearly, quarterly and monthly. Annuity will be payable in arrears i.e. after 1 year, 6 months, 3 months and 1 month from the date of vesting of annuity, depending on whether the mode of annuity payment is yearly, half-yearly, quarterly Or not. Annuity rates are guaranteed at policy inception, and annuities are payable when the deferment period expires for the remainder of the annuitant’s life.

Plan available in two options

LIC’s New Jeevan Shanti plan is available to the customers in two options. One is deferred annuity for single life and the other is deferred annuity for joint life. However, while taking the scheme, keep in mind that the annual option once chosen cannot be changed.

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This scheme was started by the central government on 26 May 2020. Couples can invest till 31 March 2023 to take advantage of this scheme. If both husband and wife want, then after the age of 60, they can take advantage of it. Know about the complete plan.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

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However, its benefit will be available only to those policyholders who have taken the plan on or after January 5. LIC also said that the purchase price for the New Jeevan Shanti plan has also been increased. Now policyholders can get an incentive of Rs 3 to Rs 9.75 per purchase price of Rs 1,000. However, the incentive is based on the purchase price and the deferment period chosen . LIC has given information about the change in this plan through a statement.

What is LIC’s New Jeevan Shanti Plan?

After retirement, people’s means of earning often ends, but the expenses of common life keep on increasing. This plan of LIC ensures a source of income for post-retirement life. LIC’s New Jeevan Shanti Scheme ( LIC New Jeevan Shanti Scheme ) is an annuity plan, that is, while taking it, your pension amount will be fixed. In this you will get the facility of pension every month.

There are two options for the plan

This is a single premium plan. You get two types of options in LIC’s New Jeevan Shanti Scheme. Policyholders can choose between Single Life and Joint Life Deferred Annuity. In the first option, you can buy a pension scheme for an individual.

In Deferred Annuity for Single Life when a policyholder dies. The nominee will get the money deposited in his account. If the policyholder survives, he starts getting pension after a certain period of time. In Deferred Annuity for Joint Life, if one person dies, the other gets the facility of pension. At the same time, after the death of both the persons, the money of the policy is given to the nominee .

New Jeevan Shanti Plan offers guaranteed annuity rates at the inception of the policy.

How much money will you get for 10 lakh rupees

The minimum purchase price in this plan is Rs 1.5 lakh. In this, you will get a minimum annuity of Rs 12,000 per year. However, there is no limit for the maximum purchase price.

According to the plan, in case of deferred annuity for single life, you can get a monthly pension of Rs 11,192 by purchasing a policy for Rs 10 lakh. You can get a monthly pension of Rs 10,576 on deferred annuity for joint life. The amount of annuity may vary on a case to case basis. For more information, you can contact LIC’s website.

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The name of this scheme of LIC is New Jeevan Shanti Yojana. By investing in it, you get the facility of lifelong pension after retirement. After retirement, often people’s source of income ends, but the expenses of normal life increase your burden. In such a situation, the Life Insurance Corporation of India ie LIC keeps coming up with different types of pension plans. LIC’s New Jeevan Shanti Scheme (LIC New Jeevan Shanti Scheme) is an annuity plan, that is, while taking it, your pension amount will be fixed. In this, you will get the facility of pension every month.

LIC has increased the annuity rates for the new Jeevan Shanti plan. LIC says that the revised version of this plan with increased annuity rates will be available for sale from January 5, 2023. The incentive for the higher purchase price has also been increased. It ranges from Rs 3 to Rs 9.75 or Rs 1000 depending on the purchase price and deferment period selected.

Press Release – LIC of India modified New Jeevan Shanti (Plan No. 858)#LIC pic.twitter.com/xBzwAaeyHR

— LIC India Forever (@LICIndiaForever) January 5, 2023

There are two options

You get two types of options in LIC’s New Jeevan Shanti Scheme. The first option is Deferred Annuity for Single Life. And the other is Deferred Annuity for Joint Life. In the first option, you can buy a pension scheme for one person.

On the death of one, the other will get pension 

In Deferred Annuity for Single Life when a policyholder dies. The nominee will get the money deposited in his account. If the policyholder survives, he starts getting pension after a certain period of time. In Deferred Annuity for Joint Life, if one person dies, then the other gets the facility of pension. At the same time, after the death of both the persons, the money that remains of the policy. It is given to the Nominee.

Understand the method of payment 

As per this scheme, the mode of payment is half-yearly, quarterly and monthly. Annuity will be payable in arrears i.e. after 1 year, 6 months, 3 months and 1 month from the date of vesting of annuity depending on whether the mode of annuity payment is yearly, half-yearly, quarterly or No. The annuity rates are guaranteed at the inception of the policy and the annuity is payable when the deferred period is over.

Understand the special things at a glance 

• The minimum plan price of New Jeevan Shanti Scheme is Rs 1.5 lakh.
• You can invest at least Rs 1.5 lakh in this scheme.
• There is no limit on the maximum investment in this scheme of LIC.
• You can get the pension on yearly, 6 months, 3 months or monthly basis as per your requirement.
• If you invest Rs 1.5 lakh, you get a lifetime pension of Rs 1000 every month.
• On an annual basis, a pension of Rs 12,000 will continue to be available throughout life.

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What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post LIC Special Pension Plan: Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

Most people in the country consider Life Insurance Corporation of India (LIC) to be the safest option for investment. LIC brings insurance policies keeping in mind every need of the customers. In LIC, you can choose the premium amount, payment time and maturity time according to your needs.

Here you are being told about a similar policy of LIC in which more importance has been given to the safety of the family. LIC’s Jeevan Labh Policy is a limited premium payment non-linked, with profit endowment plan. This plan provides financial support to the family in case of the unfortunate death of the policyholder at any time before maturity and a substantial corpus to the surviving policyholder. In a way, by investing Rs 260 daily in this policy, you can get Rs 54 lakh on maturity.

Benefits of LIC Jeevan Labh Policy

If the life assured is alive till the maturity of the Jeevan Labh policy plan, he/she gets full Sum Assured along with Reversionary Bonuses and Final Additional Bonus. The insured pays the premium for the time period of 10, 13 and 16 years. They will get money on maturity after 16 to 25 years. The minimum age for taking LIC Jeevan Labh policy is 8 years and the maximum age is 59 years. A person aged 59 years will get only insurance with maturity of 16 years. So, that the age of the insured at the time of maturity does not exceed 75 years.

Will get Rs 54.50 lakh on maturity – this is the complete calculation

If you are 25 years old and you buy LIC Jeevan Bima Labh policy for a maturity period of 25 years, you will get Rs 54.50 lakhs on maturity. For this, you will have to pay around 20 lakh rupees in 25 years for basic insurance. That is, you will have to pay a premium of around Rs 92,400 annually. If this premium is calculated on a daily basis, then about Rs 260 is made daily. After this you will get Rs 54.50 lakh on maturity.

LIC Jeevan Labh Policy

This is a non-linked plan from the stock market. Means, its money is not invested in the stock market. If the insured dies before the maturity of the plan, then this plan gives money to the family. If the insured is alive till the maturity of the policy, then he gets the money. LIC’s Jeevan Labh plan has to pay premiums for a limited period of time.

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Life Insurance Corporation of India (LIC) has launched Whatsapp Services for its customers. Through this facility, now you can take advantage of many facilities while sitting at home.

The chairman of the company gave the information. Chairman of LIC of India, Mr. M.R. According to the information received from Kumar, the policy holders will now be able to take advantage of many services on their Whatsapp only. The company has started many interactive services. With this facility, you will be able to take advantage of many facilities on your phone itself.

Please save this number in your phone.

Only those customers who have registered their policy on the portal will get the benefit of this facility. Customers have to send only Hi to this phone number 8976862090. After this, you will get all the information related to policy services sitting at home.

These facilities will be available on LIC Whatsapp-

• You will get all the information related to the due date of your policy premium and bonus.
• You will also be able to see the statement of units of ULIP policy.
• Apart from this, all the information related to loan eligibility and installments will be available.
• Details will also be found about the policy premium pad certificate
• Along with this, you will be able to take advantage of many facilities like LIC service link.

Registration will have to be done on the portal To register

on LIC portal and take advantage of the facilities, you have to visit LIC’s website. Here you have to fill your policy number and other important details. After completing this process, you will also be able to take advantage of the WhatsApp facility. Along with this, you will also get all the information related to the insurance policy.

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Life Insurance Corporation of India (LIC) is running this scheme. If both husband and wife invest together under this scheme, then they can get a monthly pension of up to Rs 18,500 in old age. Know here the important things related to PMVVY.

Any senior can invest

To take advantage of this pension scheme, any senior citizen can invest in it. Earlier the limit for investing in this scheme was Rs 7.50 lakh, but now it has been increased to Rs 15 lakh. 7.4 percent interest is available in PMVVY. If both husband and wife separately invest Rs 15-15 lakh in this scheme, then they can get a monthly pension of up to Rs 18,500 from the government every month. But you have to invest for this before 31 March 2023

Pension benefit according to investment

Under Pradhan Mantri Vaya Vandana Yojana, monthly pension is available for a minimum of Rs 1000 and a maximum of Rs 9250. This pension depends on your invested amount. If you invest Rs 1.50 lakh in this, then you are given Rs 1000 monthly as pension, whereas if you invest Rs 15 lakh, you get Rs 9,250 as pension.

Understand the calculation of pension of Rs 18,500

If you invest Rs 15 lakh in this scheme, then you will get an annual interest of 7.40% on it, which will be Rs 1,11,000 in total. If you divide this amount in 12 parts, then a total of Rs 9,250 will be made. In this way you will get Rs 9,250 as pension every month. On the other hand, if husband and wife invest Rs 15 lakh each i.e. a total of Rs 30 lakh, then both will get Rs 9,250 separately i.e. a total of Rs 18,500 as pension.

Will get pension for 10 years

Under this scheme, the person is given the benefit of pension for 10 years, after 10 years the invested amount is returned with the last payment of pension. But if you want, you can surrender anytime before 10 years after the start of this scheme. In this, you are also given the option of monthly, quarterly, half-yearly and annually to get pension. You can choose this option of your own free will.

How to apply

To apply for the scheme, one has to apply by visiting the official website of LIC. If you want, you can also apply offline. The first installment of pension will be received after one month, three months, six months or one year of your investment. It depends on which option you have chosen for pension, monthly, quarterly, half yearly or yearly.

The post Senior Citizen Best Pension Scheme: Government will give pension up to Rs 18,500 to senior citizens in this scheme, know details here first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post New LIC Pension Plan: Government will give Rs 18,500 a monath to married people! just have to do this work first appeared on Rightsofemployees.com.

That’s why it is always advised to start investing from the first day of the job. Today we are telling you about those 5 schemes, where you can invest and do your retirement planning . By investing in these schemes being run by the government, you will not have to worry about your old age.

Life Insurance Corporation of India

If you are planning for retirement and want to invest in a government and safe place, then you can invest in the Simple Pension Scheme of Life Insurance Corporation of India. There are many advantages of this scheme. In this, you can start taking pension from the age of 40, not 60. In this scheme, you just have to invest a lump sum amount and you can get pension for life. You can withdraw money from the policy at the time of critical illness. On surrendering the policy, 95% is returned to you. Apart from this, you can also take a loan on this scheme.

National Pension Scheme

If you want to invest in a tax-friendly scheme, then the National Pension Scheme can prove to be very useful for you. This scheme is also safe i.e. the money invested here will not be lost. You can invest in this scheme to live a life of peace and comfort at the time of retirement. In this scheme you will get a fixed pension. After paying premium continuously for 3 years, you can withdraw money from it. Only 25% of the total deposit amount can be withdrawn before maturity.

Atal Pension Yojana

Under the Atal Pension Yojana, on attaining the age of 60 years, a pension of Rs 1000 to Rs 5000 is available every month. In this, a person from 18 years to 40 years can invest in it. In this you can withdraw 100%. Under this scheme, the government contributes 50 per cent of the subscribers’ contribution or Rs 1000 every year, whichever is less.

Pradhan Mantri Vaya Vandana Yojana

If you want to invest money in a safe place, then you can think of investing in Pradhan Mantri Vaya Vandana Yojana. If you also want monthly pension after retirement sitting at home, then for this you will have to invest 15 lakh rupees under this scheme. Pension ranging from Rs 1,000 to Rs 10,000 is available in this scheme. Means if you have deposited Rs 15 lakh, then interest at the rate of 8% will be Rs 1.20 lakh in a year. Now you will get this amount monthly, quarterly, half-yearly or annually.

Senior Citizen Savings Scheme

Senior Citizen Savings Scheme is also a safe and government scheme. You can invest in this for 5 years. At present, this scheme is getting 7.4% returns every year. You can start investing in this scheme from Rs 1000. You have to invest in this scheme for at least 5 years and after that you can extend it further. This scheme is available to all people above 60 years of age.

The post Retirement Fund Planning: Invest in these 5 government schemes after retirement, all problems will be removed first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post New LIC Pension Plan: Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

Couples can invest till 31 March 2023 to take advantage of this scheme. If both husband and wife want, then after the age of 60, they can take advantage of it. Know about the complete plan.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post Best LIC Pension Plan: Good News! Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

Couples can invest till 31 March 2023 to take advantage of this scheme. If both husband and wife want, then after the age of 60, they can take advantage of it. Know about the complete plan.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post New LIC Pension Plan: Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post New LIC Pension Plan: Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post LIC Pension Plan: Government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post LIC New Pension Plan: Government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

This scheme has been made keeping in mind the needs of women. Women gradually save some money in the house and LIC You can accumulate big money by investing in the scheme. LIC Women of 8 to 55 years can invest in this scheme. If you deposit Rs 29 daily in this scheme, you can get Rs 4 lakh on maturity. Let us know about this scheme in detail.

Big returns will be available on this plan of LIC

Let us understand this with an example. If you deposit Rs 899 (about Rs 29 daily) every month for 20 years, then in the first year you will deposit only Rs 10,959. If you deposit Rs 899 every month for 20 years, then in 20 years total investment of Rs 2 lakh 14 thousand will be there. In which you will get 3 lakh 97 thousand rupees on maturity of the policy. By investing in this policy, women can secure their future and can collect a hefty amount after 20 years.

Know what is the condition?

LIC’s Aadhar shila plan provides both security and savings. Only those women can take advantage of this, whose Aadhar card is made. This plan of LIC provides financial help to the policyholder and the family after his death. On maturity of the policy, the policyholder gets the money.

What is policy?

Under LIC Aadhar Shila plan, the basic sum assured minimum is Rs 75000 and the maximum is Rs 3 lakh. The policy tenure is minimum 10 years and maximum 20 years. A woman of 8 to 55 years can invest in LIC’s plan. The maximum maturity age in this is 70 years. The premiums in the plan are paid on monthly, quarterly, half yearly or yearly basis.

The post LIC Aadhaar Shila: This LIC policy is best for women, you can raise a fund of 4 lakhs by investing ₹ 29 daily first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post LIC Pension Plan: Government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

What is Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a social security scheme. Under which the beneficiary will get monthly pension. It has been brought by the Government of India, while this scheme is being operated by Life Insurance Corporation of India (LIC).

If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Earlier the investment limit was Rs 7.5 lakh, which was doubled later. Compared to other schemes, senior citizens get more interest in this scheme. People of 60 years or above can choose this pension plan.

This is how you will get monthly pension of Rs 18500

If both husband and wife want to take advantage of this scheme, then both will have to invest an amount of 15 lakh rupees in the Pradhan Mantri Vaya Vandana Yojana, that is, a total of 30 lakh rupees. 7.40 percent annual interest will also be available on this scheme.

Accordingly, the annual interest on the investment will be Rs 222000. If it is divided in 12 months, then an amount of Rs 18500 is formed, which you will get as monthly pension. There is also a plan in this scheme that only one person can invest in this scheme. If you invest Rs 15 lakh, then the annual interest will be Rs 111000 and his monthly pension will be Rs 9250.

Full amount back in 10 years

This plan is for 10 years. Monthly pension will continue to be received on your deposited money. If you remain in the scheme for 10 years then after 10 years your invested money will be returned to you. You can surrender this scheme at any time.

The post LIC New Pension Plan: Modi government will give Rs 18,500 a month to married people! just have to do this work first appeared on Rightsofemployees.com.

Life Insurance Corporation of India (LIC) has a special scheme. The scheme under which private employees do not have to worry about pension after retirement. You will get a better return by investing in this scheme of LIC. The name of this special scheme of LIC is Pradhan Mantri Vaya Vandana Yojana. If you invest in this scheme, then after maturity the investors will get a guaranteed pension of Rs 18500.

Maximum investment that can be made is Rs 15 lakhs

Many people say that investment is the capital of the future, then if you are planning to make a good and a better investment, then you can invest in LIC’s Pradhan Mantri Vaya Vandana Yojana (PMVVY). PMVVY is a pension scheme for senior citizens with a minimum age of 60 years. The tenure of this scheme is 10 years and the maximum investment that can be made in this scheme is Rs 15 lakh.

You can get pension of Rs 18500 per month.

If both husband and wife invest in this scheme, then after the age of 60, both will start getting pension of Rs 18500 a month or you can also take it as annual pension and if you invest in it for 1 person. If you do, then you can get a pension of 1 thousand to 9250 rupees per month.

8 percent interest will also be available

LIC is a great investment option. The risk of investing in LIC is also less. Also, investing in LIC also gives a great return. If after investing 10 years in this scheme, if you opt for monthly pension, then you will also get 8 percent interest. You can apply for this policy in any way, online or offline.

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