If you want to get safe returns by investing your savings in the near future, then Fixed Deposit (FD) can be a great option for you. Still Indian customers prefer to invest in fixed deposits. By investing in fixed deposits, customers get guaranteed income after a fixed period. In such a situation, apart from banks, non-banking financial companies (NBFCs) are also offering bumper interest on FD to their customers. Let us know about 3 such non-banking financial companies which are giving more than 9% interest to their customers on FD.

Suryoday Small Finance Bank
Suryoday Small Finance Bank is offering 9.10% interest to its general customers on 5 year FD. Whereas the bank is offering interest up to 9.60% to its senior citizen customers for the same period.

Unity Small Finance Bank
Unity Small Finance Bank is giving 9% interest to its general customers on FD of 1001 days. At the same time, the bank is offering 9.50 percent interest to its senior citizen customers for the same period.

Fincare Small Finance Bank
Fincare Small Finance Bank is giving 8.51% interest to its general customers on FD of 1000 days. Whereas the bank is offering 9.11 percent interest to its senior citizen customers for the same period.

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The biggest power that senior citizens have is their savings, hence they look for ways of investment where they can get guaranteed and better returns. For most senior citizens, fixed deposit i.e. FD is an excellent means of investment. Generally, Small Finance Banks offer higher interest on FD as compared to big government and private banks. Here we are going to tell about some small finance banks which provide more than 9 percent interest rates on FD to senior citizens.

Equitas Small Finance Bank

Equitas Small Finance Bank offers FD interest rates ranging from 4 percent to 9 percent to general customers for periods between 7 days to 10 years. The highest interest rate of 9 percent is being offered on FD maturing in 444 days. Senior citizens get 0.50 per cent extra over the rates offered to general investors. These rates are applicable from August 21, 2023.

Fincare Small Finance Bank

Fincare Small Finance Bank is offering FD interest rates to senior citizens ranging from 3.60 percent to 9.21 percent for tenure between 7 days to 10 years. Highest interest rate of 9.21 percent on FD maturing in 750 days. Are being offered. These rates are applicable from October 28, 2023.

Jana Small Finance Bank

Jana Small Finance Bank is offering interest rates ranging from 3.50 percent to 9 percent to senior citizens for tenures between 7 days to 10 years. The highest interest rate of 9 percent is offered on FDs maturing in 365 days. These rates are applicable from January 2, 2024.

Suryoday Small Finance Bank

Suryoday Small Finance Bank is offering interest rates ranging from 4.50 percent to 9.10 percent to senior citizens for tenures between 7 days to 10 years. The highest interest rate of 9.10 percent is offered on FDs maturing in 2 years and 2 days. These rates are applicable from December 22, 2023.

Unity Small Finance Bank

is offering FD interest rates ranging from 4.50 percent to 9.50 percent to senior citizens for maturing periods between 7 days to 10 years. The highest interest rate of 9 percent is offered on FDs maturing in 1001 days. These rates are applicable from February 2, 2024.

Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is offering interest rates ranging from 4.60 percent to 9.10 percent to senior citizens for a tenure between 7 days to 10 years. The highest interest rate of 9.10 percent is offered on FDs maturing between two years to three years. These are applicable from 21st August 2023.

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If you also want to keep money in FD, then it would be better to turn to small finance banks. For some time now, all banks have increased the interest rates on FD. Despite this, the interest rates in State Bank of India, Punjab National Bank and other big banks are low. Interest rates are much better in small finance banks. Let us know how much return is being received in which bank.

Keeping money in Fixed Deposit (FD) is considered very safe. Now, there is a government guarantee on the amount kept in banks up to Rs 5 lakh. Guarantee means that if the bank collapses, you will definitely get Rs 5 lakh. With this guarantee, FD in banks has been made even more effective.

AU small finance bank: If you deposit money in this bank for a period of 18 months, you will get interest at the rate of 8 percent. Since interest is earned on interest, the annual interest rate will be 8.24%.

Equitas Small Finance Bank: You can get 8.20 percent interest on FD for one year. You get 8 percent interest on deposits for 3 years, and up to 7.25 percent interest on keeping money in FD for 5 years.

Fincare Small Finance Bank: You can get interest up to 8.11 percent on making FD in this bank. This interest will be available on keeping the money for 3 years. 8 percent interest is being given for 5 years.

Jana Small Finance Bank: This bank offers 8.50 percent interest rate on keeping money for 1 year. If money is kept for 3 and 5 years, 7.25 percent interest will be given.

Suryoday Small Finance Bank: If you make FD in this bank for 3 years, you will get interest at the rate of 8.60 percent per annum. The interest will be 8.25 percent for 5 years.

Ujjivan Small Finance Bank: In this bank, 8.25 percent annual interest is offered on FD for 1 year. 7.20 percent interest is given for the period of 3 and 5 years.

Unity Small Finance Bank: If you keep money in Unity Small for 3 and 5 years, you will get 8.15 percent interest. If you keep the money only for one year, you will get interest at the rate of 7.85 percent.

Utkarsh Small Finance Bank: If you want to keep money in this bank for 3 years, you can get 8.50 percent annual interest, whereas for 1 year you will get 8 percent interest.

Let us tell you that this interest rate is till 19 February 2024. Banks can make changes in these at any time. Also note one tip that if you have to keep more than Rs 5 lakh in FD, then keep it in different banks. If any bank collapses under any circumstances, you can get back Rs 5 lakh kept in the bank.

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However, in the last two Monetary Policy Committee meetings, the Reserve Bank has kept the repo rate on hold due to a decline in retail inflation. This decision reflects the objective of keeping the repo rate unchanged.

During the initial year, the Reserve Bank increased the repo rate by 2.50 per cent, resulting in both gains and losses to individuals. On one hand, loans became more expensive, burdening borrowers with higher EMIs. On the other hand, the interest earned on FDs and savings accounts increased.

Consequent to the continuous hike in the repo rate, banks have started offering interest rates above 9 per cent on FDs. It is important to note that this higher rate applies exclusively to senior citizens, while other customers may receive different rates.

Unity Small Finance Bank offers 9.25 percent interest rate on FDs with maturity period of 181 to 201 days. Additionally, an interest rate of 9.50 per cent is available on FDs with a maturity of 1001 days.

Senior citizen customers of Fincare Small Finance Bank can earn an interest rate of 9.11 per cent on FDs with a maturity period of 1000 days.

Jana Small Finance Bank also offers 9 percent plus interest rates to senior citizens. This rate is applicable to FDs with maturity period of 366 to 499 days, 501 to 730 days and 500 days.

Senior citizens can enjoy 9.6 per cent interest rate on fixed deposits with Suryoday Small Finance Bank with a maturity period of 5 years. In addition, 9 percent interest rate is available on FDs with a maturity period of 999 days.

ESAF Small Finance Bank offers 9 percent interest rate on FDs with maturity period of 2 to 3 years to senior citizens.

These attractive interest rates specifically cater to the needs of senior citizens, providing them with great investment opportunities.

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There has been a sharp increase in the interest rates of Fixed Deposits (FD) in the last one year. Many small finance banks are offering more than 9% interest on fixed deposits. One such bank is Unity Small Finance Bank. The bank has revised its interest rates on fixed deposits of less than Rs 2 crore. The new interest rates of Unity Small Finance Bank will be effective from June 14, 2023.

Up to 9.5% interest on 1001 days Fixed Deposit

Unity Small Finance Bank is offering interest ranging from 4.50 to 9% on fixed deposits with maturities ranging from 7 days to 10 years. Unity Small Finance Bank is giving 9% interest to general customers on 1001 days fixed deposits. At the same time, senior citizens are being given an interest rate of 9.5% on FDs of this duration.

FD Rates of Unity Small Finance Bank

Unity Small Finance Bank is paying 4.50% interest on Fixed Deposits of 4 days to 14 days. At the same time, the bank is giving 4.75% interest on FDs ranging from 15 days to 45 days. Unity Small Finance Bank is paying 5.25% interest on deposits ranging from 46 days to 60 days. At the same time, the bank is paying 5.50% interest on FDs ranging from 61 days to 90 days. Interest is being received at 5.75% on FDs ranging from 91 days to 6 months and 8.75% on FDs ranging from 6 months to 201 days.

8.75% interest on 501 day Fixed Deposit

The bank is paying 6.75% interest on FDs of 202 days to 364 days. At the same time, the bank is paying 7.35% interest on FDs ranging from 1 year to 500 days. Unity Small Finance Bank is paying 8.75% interest on 501 days fixed deposit. While the bank is paying 7.35% interest on FDs ranging from 502 days to 18 months. The bank is offering an interest of 7.40% on fixed deposits ranging from 18 months to 1000 days.

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Unity Small Finance Bank (SFB) has changed its interest rates on fixed deposit schemes with investment amount less than Rs 2 crore. According to the bank, the bank is paying 4.50% to 9% interest rate on FDs with maturity ranging from 7 days to 10 years. At the same time, 9% interest is being given to ordinary citizens on FD of 1001 days and it has been announced to give interest up to 9.50% to senior citizens.

New interest rates of Unity Small Finance Bank
Unity Small Finance Bank has implemented new interest rates on fixed deposits from June 14, 2023. According to the bank, 4.50% interest rate is being given on FDs maturing in 7 to 14 days and 4.75% interest rate on FDs maturing in 15 to 45 days. Unity Bank is offering 5.25% interest rate on FDs maturing in 46 to 60 days and 5.50% interest rate on FDs maturing in 61 to 90 days.

• FDs maturing between 91 and 6 months will now get 5.75% interest.
• 8.75% interest will be given on FDs with maturity between 6 months and 201 days.
• Paying 6.75% interest rate on FDs maturing in 202-364 days.
• 7.35% interest rate is being given on FDs maturing in 1 year to 500 days.
• An annual interest rate of 8.75% is being given on 501 days FD.
• Interest will be given at the annual rate of 7.35% on FD of 502 days to 18 months.
• Paying interest at the rate of 7.40% on FDs maturing in 18 months to 1000 days.
• On doing this in 1001 days, interest is being given at the rate of 9%.
• 7.65% interest rate is being given on FDs maturing in 1002 days to 3 years.
• 8.25% interest is being given on FD from 3 years to 5 years.
• 7.00% interest rate is being given on EFI maturing in 5 years to 10 years.

FD Interest Rates for Senior Citizens

Unity Small Finance Bank (SFB) (Unity Bank FD Rates) offers senior citizen customers 0.50% higher rate of interest on FD investment than normal customers. For senior citizens, interest rate ranging from 4.5% to 9.50% is being given on FDs with tenure between 7 days to 10 years.

Penalty on FD Premature

Withdrawal Unity Small Finance Bank (SFB) charges a penalty of 1.00% for premature withdrawal of Fixed Deposits and Recurring Deposits.

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On deposits with maturities ranging from 7 days to 10 years, the bank offers an interest rate ranging from 4.50% to 9%. General public can get interest rate up to 9% on deposits of 1001 days duration. On the other hand, this interest rate is up to 9.50% for people falling in the category of senior citizens.

What are the new interest rates of the bank

Unity Small Finance Bank (Unity SFB) is offering 4.50% interest rate on FDs maturing in 7 to 14 days and 4.75% interest rate on deposits maturing in next 15 to 45 days. Unity SFB offers an interest rate of 5.25% for deposits with a tenure of 46 to 60 days and 5.50% for deposits with a tenure of 61 to 90 days.

Deposits maturing between 91 and 6 months will now fetch 5.75% interest, while deposits maturing between 6 months and 201 days will fetch 8.75% interest. As per Unity Small Finance Bank (SFB), the bank offers 6.75% interest rate on deposits maturing in 202-364 days and 7.35% interest rate on deposits maturing in 1 year to 500 days.

More than 8 percent interest will be available on FD of this period

Unity Small Finance Bank (Unity SFB) is offering an interest rate of 8.75% per annum for a tenure of 501 days. At the same time, interest will be given at the rate of 7.35% per annum on deposits of 502 days to 18 months. FDs maturing in 18 months to 1000 days get interest at the rate of 7.40%, while 9% on FDs of 1001 days. Interest is earned from The bank offers 7.65% interest rate on deposits maturing in 1002 days to 3 years, 8.25% for 3 years to 5 years and 7.00% interest rate on FDs maturing in 5 years to 10 years.

What is the interest rate for senior citizens

This bank offers 0.50% higher interest rate to senior citizens. The interest rate ranges from 4.5% to 9.50% for tenures between 7 days to 10 years.

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These banks increased the interest rate

On Friday, Suryoday Small Finance Bank (SSFB) increased its FD rate on senior citizen deposits of less than Rs 2 crore to 9.6 per cent for 5 years. For regular customers, the bank is giving 9.1 per cent interest. Unity Small Finance Bank (USFB) is also offering FD rates of up to 9.5 per cent to senior citizens and up to 9 per cent for others on deposits below Rs 2 crore. Apart from this, SBI is offering up to 7.6 per cent interest while HDFC Bank is offering up to 7.75 per cent interest to senior citizens. Axis Bank is paying interest up to 7.95 percent while IDFC First Bank is paying interest up to 8.25 percent.

Amount up to 5 lakhs only secured

Bank FD rates are increasing and there is a possibility of further increase in them. If RBI increases the repo rate again in future, then this is a good opportunity for senior citizens and regular customers to book FDs at higher rates. FDs not only provide guaranteed returns but are also considered safer as compared to various market linked products.

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However, before investing you must know that only up to Rs 5 lakh is guaranteed under the Deposit Insurance and Credit Guarantee Corporation (DICGC) regulations of the RBI. This means that in case of bank failure, your deposits up to Rs 5 lakh in the bank will be safe.

How much should you invest?

The limit of Rs 5 lakh includes interest as well as principal amount. Banks are also required to give money back to depositors within 90 days in case of bank failure. To avail the benefits of currently high FD rates and get guaranteed returns, senior citizens and others should invest only that amount in the bank for which the interest is not more than Rs 5 lakh. For depositing more amount, the customer can open multiple FD accounts in different banks to be safe.

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Due to which people are once again investing money in FD. There are many banks which are currently offering up to 9% interest on FDs. Anyway, bank FDs are considered to be the most preferred investment option as it is considered safer than investing in equities like stocks, SIPs or mutual funds (MFs).

If you are also planning to get FD in any bank. So today we are telling you about a bank where you can get bumper returns by making FD. This bank is Unity Small Finance Bank. Compared to commercial banks, small finance banks offer higher interest rates on fixed deposits or FDs.

Unity Small Finance Bank FD Rates

The bank is providing interest rate between 4.5% to 9% to the general customer. At the same time, the bank is giving an interest rate of 9.5% to senior citizens. These new rates are effective from 2 May 2023.

Unity Small Finance Bank FD Rates for Individuals

above 6 months & 201 days – 8.75%
501 days – 8.75%
1001 days – 9.00%

Unity Small Finance Bank FD Rates for Senior Citizens

above 6 months & 201 days 9.25%
501 days 9.25%
1001 days 9.50%

Utkarsh Small Finance Bank FD rates

Utkarsh Small Finance Bank now offers a maximum interest rate of 8.25% for general public and 9% for senior citizens on deposits maturing in 700 days. According to the official website of the bank, the new FD rates are effective till February 27, 2023. The bank offers fixed deposits to senior citizens with interest rates ranging from 4.75% to 9%.

Fincare Small Finance Bank FD rates

Fincare Small Finance Bank is now offering interest on fixed deposits between 3% to 8.4% for general citizens and between 3.60% to 9.01% for senior citizens. The highest interest rate of 9.01% is offered for a tenure of 1000 days. These rates are applicable from March 24, 2023.

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Unity Small Finance Bank is offering 9.5% interest to senior citizens on 1001 days FD. However, 9 percent interest is being given to retail investors on this. Bank retail investors are getting 8.75 per cent and senior citizens 9.25 per cent interest on the 501-day fixed deposit scheme of Unity Small Finance Bank.

Utkarsh Small Finance Bank is giving up to 9% interest on 700 days

FD Utkarsh Small Finance Bank is giving 8.25% interest to general investors and 9.00% to senior citizens on 700 days FDs. The bank is giving an interest rate of 7.50% to general customers and 8.25% to senior citizens on fixed deposits (FDs) of 701 days to 5 years.

Equitas Small Finance Bank is giving up to 9% interest for 888 days.

Equitas Small Finance Bank is giving up to 8.5% interest to common people and up to 9% interest to senior citizens on FDs of 888 days. Recently, the bank has changed the interest rates for FDs of less than Rs 2 crore. According to the official website of the bank, the new FD interest rates have come into effect from April 11, 2023.

The pace of increase in the repo rate has stopped after 6 consecutive shocks.

Recently, the Reserve Bank of India (RBI) has given great relief to the common man. Actually, in the first MPC meeting of the new financial year, it has been announced to keep the repo rate stable. The repo rate has been retained at 6.50 per cent. Earlier, RBI had increased the repo rate by 2.50 percent from May 2022 to February 2023.

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Unity Small Finance Bank is offering 9.50% interest on FD to senior citizens. Customers are not getting this much interest in other safe saving options right now.

Unity Small Finance Bank

Unity Small Finance Bank is now offering 9.50% per annum interest on FDs to senior citizens. Unity Small Finance Bank is giving 9.5% interest to senior citizens on 1001 days FD. However, 9% interest is being given to common retail investors on this. Small Finance Bank is offering the highest interest on FD.

Fincare Small Finance Bank (SFB)

Fincare Small Finance Bank is offering FDs maturing in 7 days to 10 years to its customers. Fincare is offering a maximum interest of 9.1 per cent to senior citizens. The maximum interest being given to the common people is 8.41 per cent. These new rates are available for FDs of 1,000 days.

RBI increased repo rate rates

The Reserve Bank of India (RBI) increased the repo rate by 25 basis points in the February monetary policy meeting, after which the repo rate now stands at 6.50%. This is the highest level of the repo rate since August 2018. RBI has increased the repo rate by 250 basis points i.e. 2.50 percent in six times. After increasing the repo rate of RBI, now most of the banks are increasing their loan rates and interest on FD.

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Unity Small Finance Bank (Unity Bank) has also revised the interest rates on FDs. Unity Bank will now give 9.50 percent interest on 1001 days fixed deposits to senior citizens. While general customers have been offered 9% interest on 1001 days FD.

Unity Small Finance Bank has increased the interest rates on Fixed Deposits (Highest FD Rates) of almost all tenures from 15 February. According to Unity Bank, on fixed deposits of 181 days to 201 days, the bank will give 8.75 percent interest to general customers. Whereas, interest of 7.65% has been offered on fixed deposits with maturity ranging from 1002 days to 5 years.

Fixed Deposit Rates of Unity Small Finance Bank

Unity Small Finance Bank is offering 4.50% interest on 7-14 day fixed deposits to general customers. At the same time, Unity Small Finance Bank is paying 4.75% interest on FDs of 15 days to 45 days. Unity Bank has offered an interest rate of 5.25% on fixed deposits with maturity of 46 days to 60 days. At the same time, interest of 5.50% is being given on fixed deposits of 61 days to 90 days.

9.25 percent interest on fixed deposits of this time period

Unity Small Finance Bank is paying 9.25% interest to senior citizens and 8.75% to general customers on 181-201 days and 501 days fixed deposits. Small Finance Bank is giving 9.00 percent interest rate to general customers on investment for 1001 days, while on the same tenure it has offered 9.50 percent interest rate to senior citizens. At the same time, the bank is giving 7.50% interest to senior citizens and 7% to general customers on fixed deposits ranging from 5 years to 10 years.

Unity Bank’s interest rates for different periods

Unity Small Finance Bank is offering an interest rate of 5.75% on fixed deposits of 91 days to 180 days to ordinary citizens. While on fixed deposits from 181 days to 201 days, the bank will pay 8.75% interest.

The bank is paying 6.75% interest on FDs with maturity of 202 days to 364 days. Unity Small Finance Bank is paying 7.35% interest on FDs of 365 days to 500 days. The bank has offered an interest rate of 7.65% on fixed deposits with maturity ranging from 1002 days to 5 years.

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Depositing money in Fixed Deposit (FD) still remains the first choice of most people to get guaranteed returns after a fixed period. Banks also keep changing their FD rates from time to time. But after the continuous increase in the repo rate by the RBI after May, there was a competition among the banks to increase the FD rates. In this sequence, Unity Small Finance Bank has increased its FD rates for the second time in November. After this change in interest rates, the bank is offering up to 9% interest to its senior citizen customers for a fixed time period. The increased new interest rates are applicable from 21 November.

9% interest on FD of this time period

Unity Small Finance Bank is giving 4.5% to 8.50% interest to its general customers on FDs of less than Rs 2 crore. At the same time, after the latest increase in interest rates, the bank is giving 8.50% interest to its general customers and the highest 9% interest to its senior citizen customers on FDs of 181 days to 501 days.

On the other hand, the bank has also increased the interest rates on callable and non-callable bulk deposits above Rs 2 crore. After this increase, this small finance bank is paying 8% interest on callable deposits and 8.10% on non-callable deposits.

RBI has increased the repo rate for the fourth time in a row To stop rising inflation, the Reserve Bank of India (RBI) has increased the repo rate for the fourth time in a row after May. After this increase, the repo rate has increased to 5.90%.On September 30, the RBI had decided to increase the repo rate by 0.50% for the fourth time in the monetary policy meeting.

After this increase in the repo rate, it increased from 5.40% to 5.90%.Ever since the RBI has increased the repo rate, apart from the big banks of the country, many financial banks have also increased their FD rates continuously.

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8.5 percent interest for general public

According to the information available on the bank’s website, the minimum interest rate on fixed deposits for the general public is 4.50 per cent and the maximum interest rate is 8.50 per cent. At the same time, senior citizens will get an additional benefit of 50 basis points in the interest rate. For them, the minimum interest rate has been made 4.50 percent and the maximum interest rate has been made 9 percent. The new rate is applicable from today itself.

8.5% interest for 181 days

According to the information available on the bank’s website, the interest rate on FD for 7-14 days is 4.5 per cent, 4.75 per cent for 15-45 days, 5.25 per cent for 46-60 days, 5.50 per cent for 61-90 days, 91- 5.75 per cent for 180 days, has been increased to 8.5 per cent for 181 days.

8.5% interest for 501 days

6.75 per cent for 182 days to 364 days, 7.35 per cent for 365 days to 500 days and 8.50 per cent for 501 days. 502 days to 18 months 7.35%, 18 months to 2 years 7.40%, more than 2 years and up to 3 years 7.65%, more than 3 years and up to 5 years 7.65% and more than 5 years up to 10 years 7% Returns are being given.

Talking about senior citizens, the minimum interest rate is 4.5 percent and the maximum interest rate is 9 percent. The interest rate has been reduced to 9 per cent for 181 days and 9 per cent for 501 days fixed deposits.

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Highest FD Rates: After the increase in interest rates by the Reserve Bank, many banks have increased the interest of FD along with the loan. Apart from SBI, PNB, HDFC among major banks, small finance banks have increased the interest of their fixed deposits. For this reason, banks are now offering more than 7 per cent interest for common citizens and up to 9 per cent interest for senior citizens.

Unity Small Finance Bank has increased the interest on fixed deposits and is now giving maximum interest of up to 9% to senior citizens. This is the highest interest rate offered on FD by any bank. However, apart from this, there are some other small finance banks, which are giving 8.5% to 9% interest. Here information is being given about 5 such banks, which are giving up to 9% interest on fixed deposits to senior citizens.

Unity Small Finance Bank

This bank is offering 4.50% to 7% interest for common citizens on fixed deposits ranging from 7 days to 10 years, while for senior citizens, this bank is offering 4.50% to 7.50% interest. Is. At the same time, this bank is giving 8.50 percent interest for common citizens and 9 percent interest for senior citizens on 501 days tenure.

ESAF Small Finance Bank

This small finance bank is offering 4.50 to 8.50 percent interest on fixed deposits for its senior citizen customers with tenures ranging from 7 days to 10 years. Under Special FD, on 999 days tenure, this bank is giving 8.50 percent interest for senior citizens and 8 percent interest for common citizens.

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For tenures of 7-14 days and 15-45 days, the bank offers 4.50 per cent and 4.75 per cent interest rates on fixed deposits for both general and senior citizens categories. The normal FD rate in case of 46-70 days is 5.25 per cent, while for senior citizens the rate is 5.75 per cent. A detailed list of revised Fixed Deposit rates of Unity Small Finance Bank is given below. These changes are effective from November 18, 2022.

In the announcement, Unity Small Finance Bank has also stated that the interest rates are subject to change without any prior notice. Further, it is also mentioned that for premature withdrawal of Fixed Deposit, the interest rate payable will be FD rate minus 1.00% for the period for which the deposit has actually run.

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Along with this, the bank has also increased the interest available on FDs of more than 2 crores. According to the information released by the bank, interest is being paid at the rate of 7.75% per annum on callable FDs and 7.85% on non-callable deposits. According to the information released by the bank by November 1, the interest rates available in different periods in the bank are as follows.

According to the new list released by the bank

1. On FDs of 7 to 14 days, interest is being given to the general person at 4.50% per annum, while the senior citizen is being given interest at the rate of 4.50% per annum for this period.
2. On FD of 15 to 45 days, interest is being given to the general person at 4.75% per annum, while the senior citizen is being given interest at the rate of 4.75% per annum for this period.
3. On FDs of 46 to 60 days, interest is being given to the general person at 5.25% per annum, while the senior citizen is being given interest at the rate of 5.75% per annum for this period.
4. On FD of 61 to 90 days, interest is being given to the general person at 5.50% per annum, while the senior citizen is being given interest at the rate of 6.00% per annum for this period.
5. On FD of 91 to 180 days, interest is being given to the general person at 5.75% per annum, while the senior citizen is being given interest at the rate of 6.25% per annum for this period.
6. On FDs of 181 to 364 days, interest is being given to the general person at 6.75% per annum, while the senior citizen is being given interest at the rate of 7.25% per annum for this period.
7. 365 i.e. 1 year FD is being given interest at the rate of 7.35% per annum to the common person, while 7.85% per annum to the senior citizen for this period.
8. On FD of 1 year and 1 day, interest is being given to the general person at 7.80% per annum, while the senior citizen is being given interest at the rate of 8.30% per annum for this period.
9. On FD of 1 year and 1 day to 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
10. On FD of 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
11. On FD of 502 days to 18 months, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
12. On FDs of 18 months to 2 years, interest is being given to the general person at 7.40% per annum, while the senior citizen is being given interest at the rate of 7.90% per annum for this period.
13. On FDs of 2 years to 3 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
14. On FDs of 3 years to 5 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
15. On FDs of 5 years to 10 years, interest is being given to the general person at 7.00% per annum, while the senior citizen is being given interest at the rate of 7.50% per annum for this period.

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The bank is presently offering up to 8.15% interest on deposits with tenures of 2-3 years and 3-5 years to senior citizens. At the same time, customers below 60 years of age are getting maximum 7.65% return on FDs of 2-3 years and 3-5 years.

Unity Small Finance Bank (USFB) has revised the interest rates on its non-callable bulk deposits with effect from 20 August 2022. This bank is offering interest up to 7.1% on term deposits above Rs 2 crore with tenures of 2-3 years and 3-5 years.

Under non-callable deposits, premature withdrawal is not allowed. The USFB said in a statement that the interest on these deposits will be calculated on a quarterly compounded basis for deposits with tenor of 6 months and above. The bank further said that non-callable deposits are not for senior citizens.

IDBI Bank also increased interest rates

The bank has increased the interest rates for term deposits with different tenures for its customers. The bank is now offering 6.55% interest rate on select tenors. The new rates have come into effect from today i.e. 22nd August. Not only this, the bank has also introduced a special 500 days deposit offer for its customers under the Amrit Mahotsav FD scheme. Under this offer, customers will get 6.70 percent return on deposits. However, this offer is for a limited time only and you can take advantage of it till 30 September 2022.

ICICI Bank changes FD rate

Last week, ICICI Bank changed the fixed deposit rates for select tenors. The bank has fixed rates between 5.50% and 6.10% on retail FDs ranging from one year to five years, with an interest rate of 5.50% on one-year deposits. The bank has offered 6.05% interest rate on FDs maturing in one year.

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