Fixed Deposit Interest Rates hike: Unity Small Finance Bank Ltd. has today launched a new Fixed Deposit Scheme named “Shagun 366”. Interest is being given at the rate of 7.80% per annum on investing in this scheme with a tenure of one year, while the highest interest of 8.30% is being given to senior citizens for investment in this period. You can invest in this scheme of the bank till November 30.
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Along with this, the bank has also increased the interest available on FDs of more than 2 crores. According to the information released by the bank, interest is being paid at the rate of 7.75% per annum on callable FDs and 7.85% on non-callable deposits. According to the information released by the bank by November 1, the interest rates available in different periods in the bank are as follows.
| Duration | On Normal FD (interest rate % p.a.) | On Senior Citizen FD (interest rate % p.a.) |
| 7 to 14 days | 4.50% | 4.50% |
| 15 to 45 days | 4.75% | 4.75% |
| 46 to 60 days | 5.25% | 5.75% |
| 61 to 90 days | 5.50% | 6.00% |
| 91 to 180 days | 5.75% | 6.25% |
| 181 to 364 days | 6.75% | 7.25% |
| 365 days (1 year) | 7.35% | 7.85% |
| 1 year and 1 day | 7.80% | 8.30% |
| 1 year 1 day to 500 days | 7.35% | 7.85% |
| 501 days | 7.35% | 7.85% |
| 502 days to 18 months | 7.35% | 7.85% |
| 18 months to 2 years | 7.40% | 7.90% |
| 2 years to 3 years | 7.65% | 8.15% |
| 3 years to 5 years | 7.65% | 8.15% |
| 5 years to 10 years | 7.00% | 7.50% |
According to the new list released by the bank
- On FDs of 7 to 14 days, interest is being given to the general person at 4.50% per annum, while the senior citizen is being given interest at the rate of 4.50% per annum for this period.
- On FD of 15 to 45 days, interest is being given to the general person at 4.75% per annum, while the senior citizen is being given interest at the rate of 4.75% per annum for this period.
- On FDs of 46 to 60 days, interest is being given to the general person at 5.25% per annum, while the senior citizen is being given interest at the rate of 5.75% per annum for this period.
- On FD of 61 to 90 days, interest is being given to the general person at 5.50% per annum, while the senior citizen is being given interest at the rate of 6.00% per annum for this period.
- On FD of 91 to 180 days, interest is being given to the general person at 5.75% per annum, while the senior citizen is being given interest at the rate of 6.25% per annum for this period.
- On FDs of 181 to 364 days, interest is being given to the general person at 6.75% per annum, while the senior citizen is being given interest at the rate of 7.25% per annum for this period.
- 365 i.e. 1 year FD is being given interest at the rate of 7.35% per annum to the common person, while 7.85% per annum to the senior citizen for this period.
- On FD of 1 year and 1 day, interest is being given to the general person at 7.80% per annum, while the senior citizen is being given interest at the rate of 8.30% per annum for this period.
- On FD of 1 year and 1 day to 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FD of 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FD of 502 days to 18 months, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FDs of 18 months to 2 years, interest is being given to the general person at 7.40% per annum, while the senior citizen is being given interest at the rate of 7.90% per annum for this period.
- On FDs of 2 years to 3 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
- On FDs of 3 years to 5 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
- On FDs of 5 years to 10 years, interest is being given to the general person at 7.00% per annum, while the senior citizen is being given interest at the rate of 7.50% per annum for this period.
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