After the Corona pandemic, awareness among people about life security has increased rapidly. Especially for those who are dependent on a job or a fixed salary, a life insurance policy has now become not just an investment, but a necessity.
In such a situation, some plans of Life Insurance Corporation of India (LIC) are proving to be very beneficial for the salaried class. These plans are not only affordable, but also provide many benefits like security and bonuses in the long run. Let’s know about the benefits of these LIC policies.
Jeevan Amar Yojana…
This is a pure term insurance plan that can be purchased online, which reduces its premium rates. In this, if the policyholder wants, he can double the sum assured by paying about 25-30% more premium. It also has the option of an accident rider. In the event of death, the sum assured can be taken not at once, but in installments of 5, 10 or 15 years. The special thing is that women also get a discount of 10% to 20%.
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Jeevan Labh Yojana…
This is an endowment plan in which the amount is received immediately on maturity. If the policyholder dies, the family gets financial assistance. This plan makes the policyholder a participant in the profits of LIC and also gets a bonus. A discount of 2% is given on paying the annual premium. However, no tax deduction is available under the section on investing in this policy.
Jeevan Umang Yojana…
This is a plan that provides lifetime cover with coverage available up to 100 years. After the premium payment period ends, 8% of the sum assured is received every year. Also, the amount is received in one go on the maturity of the policy or in the event of death. It also has benefits like bonus and final addition bonus.
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