HDFC Bank is maintaining its UPI service. From the night of July 3, 2025 to the night of July 4, 2025, UPI services will be temporarily closed. Related apps like PhonePe, Google Pay and Paytm will also be affected.
If you do not keep cash in your pocket and are relaxed due to UPI service, then this news is for you. Actually HDFC Bank has alerted its customers that it is going to do an extremely important system maintenance. Due to this, UPI service will be closed for a few hours. In such a situation, it may be wise to carry cash with you on that day. Let us tell you that since the arrival of UPI service, people have reduced carrying cash with them. The government also wants that people do as many transactions as possible digitally. However, every system needs maintenance at some point of time and in such a situation people may face problems.
When will UPI be down?
According to the information released by HDFC Bank, it will keep its UPI service closed from 11:45 pm on 3 July 2025 to 1:15 pm on 4 July 2025. During this time people will not be able to use UPI service for 90 minutes. The bank has chosen this time thoughtfully because during this time the load on the UPI server is less. However, people definitely make UPI payments during this time.
The effect will be visible on all UPI apps
Let us tell you that this down will not only affect HDFC’s own mobile banking app, but other UPI apps like PhonePe, WhatsApp Pay, Google Pay and Paytm will also not be able to work during this downtime. Let us tell you here that this will only affect those people whose UPI account is linked to HDFC Bank. The customers of that bank will neither be able to make payments through UPI nor receive money at the time specified by the bank. Apart from this, non-financial work related to UPI such as checking balance or changing UPI PIN will also not be possible during this time. HDFC’s RuPay credit card UPI service will also be closed at this time!
Businesses will also be affected
Let us tell you that the bank has clarified that the services of those businesses whose payment services are through HDFC Bank will also stop at this time. During this time, businesses will neither be able to receive nor make any kind of payment. Keep in mind that during this time other services used for transactions such as net banking, ATM, debit and credit cards will continue to run normally.
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