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Senior Citizens Best Returns: If you or someone in your family is a senior citizen and are looking for a safe and good return investment for three years, then this information is very useful for you. Till July 2025, 15 banks have offered the best interest rates on senior citizen FD. In some banks, FD of Rs 1 lakh is reaching up to Rs 1.26 lakh. Know the details
Where can senior citizens get the highest interest on FD?
How much will an investment of 1 lakh grow in three years?
- 2: Utkarsh Small Finance Bank
- Interest rate: 8.5%
- FD of 1 lakh will become 1.26 lakh rupees 26 thousand in three years.
Jan Small Finance Bank
- interest rate: 8.25 percent
- FD of Rs 1 lakh will become Rs 1.25 lakh in three years
Suryoday Small Finance Bank
- interest rate: 8.15 percent
- FD of Rs 1 lakh will become Rs 1.24 lakh in three years
Yes Bank
- interest rate: 7.85%
- FD of Rs 1 lakh will become Rs 1.24 lakh in three years
Bandhan Bank, Equitas Bank and Unity Bank
- Are all three banks offering 7.75% interest.
- FD of Rs 1 lakh will become Rs 1.23 lakh in three years
Ujjivan and RBL Bank
- Interest rate: 7.70 percent
- FD of Rs 1 lakh will become Rs 1.23 lakh in three years
AU Small Finance Bank and SBM Bank
- AU Bank is offering 7.6% interest rate
- SBM Bank is offering 7.55%
- interest rate FD of Rs 1 lakh will become Rs 1.23 lakh in three years
IndusInd, DCB, IDFC First, J&K Bank
- IndusInd Bank is offering 7.5% interest rate
- The other three banks are offering 7.25%
- interest rate In three years, an FD of Rs 1 lakh will become approximately Rs 1.22 lakh
Who gives guarantee on FD?
RBI’s institution DICGC gives insurance protection for FDs up to Rs 5 lakh. FD is a safe and famous option for senior citizens.
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