New Delhi: If you are a Punjab National Bank customer then you are going to get a huge benefit. PNB is giving you the full benefit of Rs 23 lakh. For this an account has to be opened. Let us tell you that this facility is only for the employed people. If you do a job, then you can open this account in the bank immediately. The name of this account is PNB My Salary Account. In this, various facilities are provided by the bank to the customers. Let us tell you about this account in detail.
PNB has given information about this account through a tweet. The tweet reads, by opening ‘My Salary Account’, customers can increase their benefits manifold. According to PNB, zero initial deposit has to be given in My Salary Account. That is, no money will have to be paid while opening the account. Customers will get sweep facility in this account.
These facilities will be available
Benefits of overdraft Customers can also avail overdraft facility in PNB My Salary account. In this, customers also get personal accidental insurance cover. You can also take a free credit card with the account. If you need money in an emergency, you can take a loan from this account in the form of overdraft. In overdraft, you will get the facility to withdraw more money from the account. The service of sweep facility is also available on this account.
The sweep facility is very special in which customers get the facility to transfer money to another account. Punjab National Bank runs Prudent Sweep Deposit Scheme which helps you earn high interest rate on your savings. In this facility, money is automatically transferred from savings account to fixed deposit.
Get 20 lakh benefit like this
PNB is offering many benefits including insurance cover to its salary account holders. A personal accident cover of Rs 20 lakh is being given to the customer on opening a PNB MySalary account with the facility of zero balance and zero quarterly average balance.
4 types of salary account
- In this account, those who get salary from 10 thousand to 25 thousand per month have been kept in silver category.
- Apart from this, people from 2500 to 75000 rupees have been kept in the gold category.
- Rs 75001 to Rs 150000 is kept in the premium category
- At the same time, those with a salary above Rs 150001 have been kept in the Platinum category.
Get a profit of three lakhs like this
In PNB My Salary Account, overdraft facility is given to the customers by the bank. Silver category people will get the facility of overdraft up to Rs 50,000. Apart from this, overdraft facility will be available for 150000 for Gold, 225000 for Premium and 300000 for Platinum.
