Govt extends PMAY-U completion deadline to Dec 31, 2025

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The last date for application of Pradhan Mantri Awas Yojana (PMAY) has been extended till December 2025. This extension will give eligible families in urban and rural areas additional time to register for the affordable housing scheme of the Modi government.

PMAY is the flagship housing scheme of the government, designed to ensure strong homes for the economically weaker section (EWS), low income group (LIG) and other marginalized communities in both urban and rural areas. According to official data, more than 92.61 lakh houses have been constructed under this scheme so far. The last date to apply for this scheme was earlier 15 May. So who can apply for it, know the details.

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Who is Eligible?

Eligibility for PMAY depends on income level, housing status, and social background.

PMAY-Urban (PMAY-U)

To be eligible, applicants must not already own a pucca house anywhere in India and must fit into one of the following income brackets:

– EWS:  Annual income up to Rs 3 lakh

– LIG:  Annual income between Rs 3 lakh and Rs 6 lakh

– MIG-I: Annual income between Rs 6 lakh and Rs 9 lakh

– Slum dwellers: Individuals living in informal settlements

Beneficiaries can also include rickshaw pullers, street vendors, daily wage laborers, industrial workers, migrant laborers, and women from EWS and LIG groups, particularly widows and individuals from SC, ST, OBC, and minority communities.

PMAY-Gramin (PMAY-G)

Preference is given to rural households identified through the Socio-Economic and Caste Census (SECC) that meet the following criteria:

– Do not own a house

– Reside in kutcha houses with up to two rooms

However, families with pucca houses, vehicles, or mechanized farming equipment, or those possessing significant income or assets like refrigerators, large landholdings, or taxable income are not eligible.

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