Post Office SSY Scheme: If you are also worried about your daughter’s future and marriage, then there is no need to worry at all now. Because the central government has started a special scheme for daughters.
Which has been named Sukanya Samriddhi Yojana. Under this scheme, parents have to deposit money in the name of their daughters every year.
Then after this when this account matures, you get a return of lakhs of rupees. However, the full calculation of this is given to you below. The advantages of investing in this scheme are that you are given higher interest here. Whereas, you also get the benefit of compound interest on it. That is, your daughter can become a millionaire through this scheme.
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana is being run by the Central Government. This scheme has been started so that in future the daughter of a poor family gets financial assistance from the government. If poor families save a little money every year and invest in it, then they can give very high returns on maturity. In this scheme, an account can be opened in the name of only 2 daughters of the family.
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You will get these benefits on investment
If you start investing in Post Office Sukanya Samriddhi Yojana, then you are given the highest interest here, which is about 8.20 percent. Apart from this, you get the benefit of guaranteed return on the deposit. You do not need to pay tax on the interest received in this scheme.
Because, here, an annual deduction of up to Rs 1.50 lakh is given under Section 80 of Income Tax. In this scheme, the girl’s parents can start investing a minimum of Rs 250 every year. Whereas, the maximum investment can be up to Rs 1 lakh 50 thousand. You can transfer the Sukanya Samriddhi Yojana account to any post office in the country.
You will get Rs 11 lakh on depositing Rs 24 thousand.
If you are going to open a Sukanya Samriddhi Yojana account in the year 2025 and your daughter is 5 years old, then this account will mature in the year 2044.
If you invest Rs 24,000 every year for 15 consecutive years, then you will have to invest Rs 3,60,000 for 15 years. After this, you will get a total interest of Rs 7,48,412 at maturity and the maturity value will be Rs 11,8,412.
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