Retirement Planning: Be sure to implement these 5 things before you turn 30, otherwise your money will slip from your hands like sand.


The time between 20 years to 30 years is the most important in the life of every person. Most people start their career at this age. If you are also at this stage of your age, then you should keep some things in mind, so that you do not face problems in your future life. Every person retires from job at the age of 60 (Retirement Planning).

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In such a situation, if you start taking financial planning seriously from the age of 30, then you have only 30 years to secure everything from your children’s education to your old age. Let us know which things you should start working on by the age of 30.

1- Take health and life insurance

1- हेल्थ और लाइफ इंश्योरेंस जरूर लें

If you suffer from any serious illness, your entire savings can be wiped out in one fell swoop if you seek treatment in a good hospital. In such a situation, it is important that by the time you reach the age of 30, you must take health insurance for your entire family. Also think that if you die due to some reason, how will your family spend their lives? In such a situation, it is important for you to take life insurance also.

2- Start planning your home and car.

2- घर-गाड़ी की प्लानिंग शुरू कर दें

Almost every person starts thinking about a car after getting a job, but along with it you should also think about buying a house. Try to move forward by maintaining a balance, because in today’s time it is important to have a car in the house and if you have a house, it will increase your financial security.

3-Make short term investments also

3-छोटी अवधि के निवेश भी करें

You should also start short-term investments before the age of 30, through which you can achieve your short-term goals. These include depositing money to buy a car, depositing money to buy a house, depositing money for children’s education and children’s marriage. Investment plans of different duration can be taken for everything.

4- This is the right time for retirement planning

4- रिटायरमेंट प्लानिंग का यही है सही समय

Although till the age of 30, most people think only of spending money, but by the time you reach this age, you should also start retirement planning. For this, you can invest money in NPS, which is the best tool for retirement.

5- Make sure to create an emergency fund

5- एक इमरजेंसी फंड जरूर बनाएं

Most of the people make this mistake in their life that they do not create any emergency fund. In such a situation, if a disaster like Covid-19 or any other emergency occurs, then you are not able to deal with that situation. By the time you reach 30, you should start planning to create an emergency fund. This fund can be of different amounts for different people, but keep in mind that there should be enough money in it that you can meet the expenses of your family for at least 6 months.

Bank Holiday 13 May: There will be bank holiday this Monday in 96 cities of the country, check the list before going to the bank.

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