New Delhi. If you are a customer of the country’s largest government bank State Bank of India (SBI) and transact through Unified Payments Interface i.e. UPI, then this news is important for you. The bank has informed on its official X account that UPI services will be temporarily closed for a total of 45 minutes from 12:15 pm to 1:00 am on 22 July 2025.
The bank said that this interruption will be due to a scheduled maintenance activity so that the system can be improved. During this time, customers will not be able to use the normal UPI service. However, SBI has also said that UPI Lite service will continue during this time. The bank has also apologized for the inconvenience caused to the customers.
Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs on 22.07.2025 (IST).
Customers may continue to use UPI Lite Services for uninterrupted service.
We regret the inconvenience caused to our customers.
— State Bank of India (@TheOfficialSBI) July 20, 2025
What is UPI Lite?
Let us tell you that UPI Lite is a payment solution. The Lite version of UPI is called UPI Lite. For UPI payment, you need a 6 or 4 digit UPI PIN, money can be transferred without PIN through UPI Lite.
How to activate this feature
- First of all open Paytm/PhonePe/GooglePay/BHIM app
- Now click on ‘UPI Lite Activate’ option.
- Select your bank account which you want to link to add money with UPI Lite.
- Enter the amount to add to your wallet.
- Enter UPI PIN.
- After this your UPI Light Wallet account will be activated.












