To remove the worries about the future of daughters, Sukanya Samriddhi Yojana is run by the government. In this scheme you can deposit Rs 250 to Rs 1.5 lakh annually. If you deposit a sufficient amount, then through the scheme you can add a good amount of funds to fulfill the responsibilities like higher studies or marriage of your daughter.
In this scheme, continuous investment has to be made for 15 years and the scheme matures after 21 years. At present, interest on this scheme is 8.2 percent. Let us know how to open Sukanya Samriddhi account, is there a facility to open it online?
Know whether you can open an account online or not
Sukanya Samriddhi account can be opened in a bank or post office. But both authorized bank branches and post offices do not currently allow opening of online SSY account. You can definitely download this form from the website of the authorized bank or post office. But after opening an account, you can do many things online.
This is how Sukanya Samriddhi account is opened
Fill the form of Sukanya Samriddhi Yojana and attach the required information, photograph and other documents like child’s birth certificate, photograph, guardian’s identity card etc. along with all the documents. After this, go to the nearest bank branch or post office branch with the filled form and documents. Also take the original copies of all the documents along. After this, the employees of the bank or post office where you are opening the account will check the form and match the attached documents with the originals. After this the account will be opened.
After opening the account, you can do this work online
- Can deposit money online.
- Subsequent installments can be paid online.
- You can check balance online and also view statement.
- You can transfer the account to another branch.
- When the account matures, the entire amount can be transferred to the girl’s account online.
How to check balance online?
To check SSY balance online, you will have to use the netbanking facility of your bank. First of all login with the help of Username and Password. After this, you will see the list of numbers of all your existing accounts in the dashboard. Even if you click on the Account Statement option on the left side, the list of all the accounts will be visible. When you click on Sukanya’s account number, her current balance will appear on the screen.
