Atal Pension Yojna: Finance Minister Nirmala Sitharaman is going to present the budget for the financial year 2025-26 on February 1, on which the eyes of the whole country are fixed. It is expected that in this budget, the government can make a big announcement regarding Atal Pension Yojana (APY).

With the aim of increasing social security, the government can double the amount of minimum pension available under the scheme. At present, the minimum monthly pension amount is Rs 1,000 to Rs 5,000. However, it depends on your contribution how much pension you will get.

Government’s plan to double monthly pension

According to sources, the government can approve the proposal to increase the pension available under the scheme. The proposal to increase the minimum guarantee amount to Rs 10,000 is in the final stage and it can be announced in the budget. Let us tell you that Atal Pension Yojana (APY) is a pension scheme of the government,

which aims to provide financial help to the poor and those working in the unorganized sector in old age. In this scheme started by the Pension Fund Regulatory and Development Authority (PFRDA) in the year 2015-16, those who deposit money get a monthly pension of Rs 1,000 to Rs 5,000.

This is the biggest feature of the scheme

The biggest feature of Atal Pension Yojana is that if the beneficiary dies, the nominee gets the entire money. To open an Atal Pension Yojana account, the age should be between 18 to 40 years.

If you want to apply for the scheme, you must have your own bank account. To avail the scheme, take the registration form from the bank in which you have a savings account or download it from the website. After this, fill the details in the form and choose the pension option. Then submit the form along with Aadhar card and other necessary documents.

Aadhar Card : Is your Aadhar Card being misused? Check with this trick

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The Indian Public Service Employees Federation (IPSEF) held a meeting in the capital Delhi to consider making a new strategy on the old pension. Its next big meeting will be held in November in which a detailed strategy will be considered regarding OPS.

The meeting of the National Executive of IPSEF was held today under the chairmanship of VP Mishra at the Delhi University and College Employees Union office, in which officials from 20 states participated. A resolution was passed in the meeting that the government should implement the old pension scheme instead of the new pension system.

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Along with this, demands were also made to constitute a permanent National Pay Commission, include 50 percent of dearness allowance in basic salary/pension, regularize all types of contract employees working in the government sector and autonomous bodies, end all types of contracting practices, pay the employees of all central autonomous bodies the bonus due from 2014-15 along with the outstanding amount.

Along with this, demands were also made to provide unconditional appointment on compassionate grounds apart from the limit of 5 percent to one dependent of the employees who died during the Corona period and to make immediate payment of dearness allowance illegally withheld during the Corona period.

Officials of 20 states of IPSEF also met Defence Minister Rajnath Singh at his residence and demanded that a meaningful decision be taken on the demands of employees across the country. According to the organization, the Defence Minister has promised to strongly advocate these demands in the cabinet meeting. He said that throughout his political life, he has helped the employees by adopting a family-like attitude towards them and will continue to do so.

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With the formation of the new government at the center, the employee organizations have become active regarding their pending demands. Shivgopal Mishra, convener of the National Joint Council of Action (NJCA) formed for the restoration of old pension and general secretary of AIRF, in his letter to Prime Minister Modi on June 11, has urged that the ‘restoration of old pension’ of the employees who joined government service after January 1, 2004 should be seriously considered. Along with this, the central government should also announce the formation of the ‘Eighth Pay Commission’ as soon as possible. On the other hand, C. Srikumar, member of the National Council of Staff Side (JCM) and General Secretary of All India Defense Employees Federation (AIDEF), has also sent a letter with ’21’ demands to DoPT Minister Dr. Jitendra Singh on June 11. This also includes many other demands including OPS, arrears of DA of 18 months stopped during Covid, CGHS and LTC.

Mishra wrote to Prime Minister Modi, you will definitely fulfill your resolve to develop India according to your thinking. About 9 lakh members of All India Railway Men’s Federation will definitely participate in the government’s plans. Let us tell you that Prime Minister Modi had sent an inspirational message on the occasion of AIRF’s ‘Shatabdi Mahotsav’ organized in New Delhi on 24 April. In response to that, Shiv Gopal Mishra has now written a letter to the Prime Minister. In this, he has talked about ‘restoration of old pension’ and formation of ‘eighth’ pay commission.

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In his letter to DoPT Minister Dr Jitendra Singh, AIDEF Secretary General C. Srikumar said, meetings of ‘Departmental Council JCM’ and National Council JCM should be held regularly in all central ministries including Defence. It is very important to hold meetings on time for effective functioning. According to the 7th CPC pay scale, an order should be issued for the payment of night duty allowance of civilian employees of the Defense Department. Another option of ‘Switch over the 7th CPC’ should be given to the central government employees.

The salary of those employees should be increased who got promotion till 31 December 2015, but their salary is less than that of juniors who got promotion on 1 January 2016. During Covid 19, the Central Government had frozen the arrears of DA/DR for 18 months, now it should be released. The maximum limit of five percent for giving appointment on compassionate grounds to the children of those employees in the Central Government who die during service should be abolished. The family members of the personnel killed during Covid-19 should be given appointment on compassionate grounds. The National Pension System should be abolished. Notional salary increase should be given to those employees whose increment is due on 1 July or 1 January, but they retire on the last day of June and December. Orders have also been issued by various courts in this regard. The Deposit Linked Insurance Scheme under GPF should be increased to six lakh rupees.

For central government pensioners, the ‘modified portion of pension’ should be made in 12 years instead of 15 years. As per the recommendations of the Parliamentary Standing Committee, CGHS Wellness Centre should be established in every district. Eighth Pay Commission should be constituted without any delay. Those central employees who avail the facility of LTC 80 and take air tickets for Andaman and Nicobar Island from any other agent instead of the authorized agent on the lines of North East and J&K, should be given a one-time exemption. Defense sector employees should be allowed accumulated 300 plus 30 days of EL on the lines of non-industrial employees. AIDEF General Secretary has sought time to meet DoPT Minister Dr. Jitendra Singh regarding the above demands.

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According to the Government Proposal (GR), those employees for the posts for which advertisements were issued before November 1, 2005, but the selection took place later, will be able to apply for OPS.

The plan was approved last month

Last month, the state cabinet had approved the proposal to give such employees the option to choose the Old Pension Scheme (OPS) instead of the National Pension Scheme. In the GR issued by the government, it has been said that the employees who do not apply within six months from today will get benefits under the National Pension Scheme (NPS).

Currently 9.50 lakh employees are getting benefits

In fact, government employees had gone on strike demanding restoration of OPS in the state. After this the state government approved the plan. According to media reports, about 9 lakh 50 thousand government employees in Maharashtra had joined the service before November 2005 and they are already taking advantage of it.

Know the difference between OPS and NPS

Actually, the old pension system was abolished in the year 2004. In its place a new pension system was introduced. Those who got government jobs on or after January 1, 2004, are included in the new pension system. Under this, these employees contribute 10 percent of their salary to the new pension scheme. Whereas in the old pension system, the employee used to get 50 percent of the salary after retirement for life.

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According to the Government Proposal (GR), those employees for the posts for which advertisements were issued before November 1, 2005, but the selection took place later, will be able to apply for OPS.

Old Pension Scheme: The Maharashtra government on Friday issued a GR asking government employees who joined service after November 1, 2005, to apply within six months to avail the benefits of the Old Pension Scheme (OPS).

According to the Government Proposal (GR), those employees for the posts for which advertisements were issued before November 1, 2005, but the selection took place later, will be able to apply for OPS.

The plan was approved last month

Last month, the state cabinet had approved the proposal to give such employees the option to choose the Old Pension Scheme (OPS) instead of the National Pension Scheme. In the GR issued by the government, it has been said that the employees who do not apply within six months from today will get benefits under the National Pension Scheme (NPS).

Currently 9.50 lakh employees are getting benefits

In fact, government employees had gone on strike demanding restoration of OPS in the state. After this the state government approved the plan. According to media reports, about 9 lakh 50 thousand government employees in Maharashtra had joined the service before November 2005 and they are already taking advantage of it.

Know the difference between OPS and NPS

Actually, the old pension system was abolished in the year 2004. In its place a new pension system was introduced. Those who got government jobs on or after January 1, 2004, are included in the new pension system.

Under this, these employees contribute 10 percent of their salary to the new pension scheme. Whereas in the old pension system, the employee used to get 50 percent of the salary after retirement for life.

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The E-V branch of the Expenditure Department of the Finance Ministry has responded to the said letter last week. It said that the committee constituted under the chairmanship of Secretary/SE, Ministry of Finance, on the issue of NPS, has held two rounds of detailed discussions with the Staff Side of National Council (JCM) in this regard. The Committee has taken note of the valuable suggestions from the Side of the National Council. The points mentioned in the letter sent by NJCA on January 11 have already been placed before the committee.

‘NPS’ without guarantee is not acceptable

Restoration of Old Pension Scheme Joint Forum/National Joint Council of Action convener Shiv Gopal Mishra had written a letter to the Finance Ministry demanding restoration of old pension. Mishra said, we have requested the government several times that the old pension should be implemented.

‘NPS’ scheme without guarantee is not acceptable to government employees. The central government will have to end it. Nothing less than the restoration of the ‘old pension scheme’ which was defined and guaranteed to government employees is acceptable. In his letter, Shiv Gopal Mishra had mentioned the employees of the Central Government, including Railways, Defence, Postal, Income Tax, Accounts and Audit, Central Secretariat, ISRO and DAE etc.

Apart from these, the letter also demanded to bring autonomous organizations, central paramilitary forces, government employees of all states, employees of UT areas, primary teachers, high school teachers, higher education department, college and university teachers under the ambit of old pension. Was.

Situation on OPS will be clear in the interim budget

Sources say that in the interim budget to be presented on February 1, the situation will become clear whether government employees will come under the ambit of old pension or NPS will continue. The Central Government will not reinstate OPS, but a draft to make NPS more attractive can be seen in the interim budget.

Ten percent of the employees’ money and 14 percent of the government’s money are being deposited in NPS, the government can make major changes in this. The government is making efforts to add the word ‘guaranteed’ in the old pension, which gives an assurance to the employees, in the NPS as well. If DA/DR rates are increased, something new may be seen on how the employees can get partial benefit in NPS.

Agreed to indefinite strike

AIDEF General Secretary C. Sreekumar says, if the ‘old pension’ is not implemented before the Lok Sabha elections, the BJP will have to suffer the consequences. Including employees, pensioners and their relatives, this number crosses ten crores. This number is decisive to cause a major upset in the elections.

This is why employee organizations are now contacting various political parties. If they accept the demands of the employees, then the support of ten crore votes can go in favor of the concerned political party. Two major employee organizations of the country, Railways and Defense (Civil), have given their consent for an indefinite strike. In the strike ballot, 96 percent of the 11 lakh Railway employees are ready to go on indefinite strike if OPS is not implemented. Apart from this, 97 percent of the four lakh employees of the Defense Department (Civil) are in favor of the strike.

Government silent even after ‘Relay Hunger Strike’

Government employees had recently warned of a nationwide indefinite strike demanding restoration of old pensions in the country. Central employee organizations had conducted ‘Relay Hunger Strike’ across the country from January 8 to January 11.

Its purpose was to warn the government. National Joint Council of Action (NJCA) convenor Shivgopal Mishra had warned the government on the last day of the ‘Relay Hunger Strike’ that there would be no protest for the reinstatement of OPS. The government is forcing us to go on an indefinite strike. If an atmosphere like the 1974 railway strike is created in the country, the central government will be responsible for it.

A meeting of all employee organizations will be called soon. In that meeting, the date of the indefinite strike across the country will be decided. In case of strike, operation of trains and buses will stop. There will be no work in the offices of central and state governments.

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However, economists say that amid the demand to implement the old pension scheme, there is hope of making NPS (New Pension System) attractive along with some separate tax exemption for women. Besides, there is also a possibility of giving some relief to the employed and middle class by increasing the amount of standard deduction in the election year. Finance Minister Nirmala Sitharaman will present the interim budget for 2024-25 in Parliament on February 1. This is his sixth budget.

N R Bhanumurthy, a renowned economist and currently vice-chancellor of the Bengaluru-based Dr BR Ambedkar School of Economics University, said the upcoming interim budget is unlikely to be populist, given the government’s past stance. He said, however, there are expectations that in view of the old pension scheme becoming a political issue in many states, the government may possibly make some announcement in the budget to make the pension system (NPS) attractive.

Old pension system implemented in some states

It is noteworthy that the old pension system has been implemented in some states including Punjab and Rajasthan. Other states and central employees are also demanding implementation of old pension. In view of this, the government had formed a committee in April last year under the chairmanship of Finance Secretary TV Somanathan to review and improve the National Pension System (NPS). The committee will probably submit its report at the end of this month.

Sudipto Mandal, chairman of the Center for Development of Studies, also said, past experience shows that this government has followed fiscal policies. For example, even in the election year 2019, not much populist schemes and expenditure were resorted to. So I don’t expect too many populist schemes in the upcoming budget.

PM Kisan Samman Nidhi will remain intact

However, old schemes like Kisan Samman Nidhi can be retained. Regarding relief on the tax front, he said, employed and middle class may get some relief on the income tax front. Some relief is expected to be provided by increasing the amount of standard deduction. At present there is an exemption of Rs 50,000 under standard deduction.

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Old Pension Scheme: The Reserve Bank of India (RBI) has warned the states not to think about restoring the Old Pension Scheme. Due to this, their expenses will increase manifold and become unbearable. In its report, RBI has expressed concern over the promises of old pension scheme instead of new pension scheme. He advised the state governments that their financial health could be adversely affected due to promises made to woo the public. OPS will prove to be very harmful for the government exchequer.

OPS implemented in some states, consideration going on in some

Recently some states have reinstated the old pension scheme. These include Rajasthan, Chhattisgarh and Punjab. Also, there is discussion going on to bring OPS in Karnataka also. RBI has advised the states to continue with the New Pension Scheme (NPS). Releasing its report ‘State Finances: A Study of Budgets of 2023-24’, RBI warned that if all the states bring back OPS, then the financial pressure on them will be almost Rs. Will increase up to 4.5 times. OPS will have a negative impact on GDP. The burden of additional expenditure on this will reach 0.9 percent of GDP by 2060.

There will be no money for development works

According to the RBI report, on the lines of states that have reinstated OPS, other states have also started considering bringing it. If this happens, the financial burden on the states will increase and expenditure on development works will decrease. RBI said that OPS is a backward step. This will erase the gains from previous reforms. There is also a fear that this will cause harm to future generations. According to the report, the last batch of OPS will retire in early 2040 and they will continue to get pension till 2060.

Increase revenue, do not make populist promises – RBI

There are general elections in the country next year. In such a situation, RBI has suggested increasing revenue instead of increasing expenditure through populist promises. It has been said in the report that all the states should think about increasing their earnings. States should focus on reducing registration fees, stamp duty, stopping illegal mining, increasing tax collection and stopping tax evasion. Apart from this, attention should be paid to renewing taxes on property, excise and automobile which will increase their revenue.

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With this, the employees are hoping to unite again. Black Day is being celebrated today in Darbhanga, Bihar for the demand of old pension. On Tuesday, in Prayagraj, Uttar Pradesh, a memorandum was submitted to MP Kesari Devi Patel on behalf of All Teachers Employees Welfare Association regarding the demands related to the old pension scheme.

Employees are still busy demanding the restoration of the old pension scheme. There are news coming from different states regarding the demand of restoring the old pension of the employees. With this, the employees are hoping to unite again. Black day is being celebrated in Bihar’s Darbhanga today for the demand of old pension. On the other hand, in Prayagraj, Uttar Pradesh, on Tuesday, a memorandum related to the demands related to the old pension scheme was handed over to MP Kesari Devi Patel on behalf of the All Teachers Employees Welfare Association.

Employees will work wearing black badges in Darbhanga

. According to media reports, today in Darbhanga, Bihar, teachers, employees and officials covered by the new pension of the district will wear black badges at their workplaces in favor of the old pension. Will work peacefully by wearing the badge. They are celebrating it as Black Day. District media in-charge cum spokesperson of the organization, Sanjit Jha Suman said that teachers, officials and employees have been called upon to make Black Day a success.

Memorandum handed over to the MP to restore the old pension

According to media reports, earlier on Tuesday, the All Teachers Employees Welfare Association (Ateva) submitted a memorandum at the MP’s residence in Prayagraj, Uttar Pradesh. Ghanti Bajao program was organized on the appeal of Vijay Kumar Bandhu, National President of National Movement for Old Pension Scheme (NMOPS). Under this, a demand was made in the memorandum to restore the old pension.

Assured to write letter to PM and Finance Minister

. According to media reports, the MP said that she understands the pain of teachers, employees and officers. She will write a letter to the Prime Minister and the Finance Minister demanding this. Officials of the organization said that old pension is the constitutional right of 80 lakh employees of the country. Central government should implement it.

Officials of the organization called the new pension scheme a curse and said that different pensions are being given under it.

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Between the old pension scheme and the new pension scheme, there is a debate going on about which one is more beneficial. Now the Central Government has given an opportunity to some selected government officials to switch from New Pension Scheme to Old Pension Scheme. This will be a one time option under which the officers of All India Services (AIS) coming under the National Pension System will be able to get the benefit of the old pension scheme.

Central Department of Personnel and Training gave information by writing a letter
On 13 July 2023, the Central Department of Personnel and Training has written a letter to the Chief Secretary of all states and union territories. It is written in this that the officers who joined the job before the issue of NPS notification of 22 December 2003 and who are being covered under the New Pension Scheme from 1 January 2004, have to switch to the Old Pension Scheme for one time. One time option will be given. This option will be given to them under the AIS (DCRB) Rules, 1958.

Who can take advantage of the switching option

The Department of Personnel and Training (Central Department of Personnel and Training) has made it clear by writing a letter that it has issued this notification for the officers of IAS, IPS and IFoS. Officers of All India Services (AIS) selected through Civil Services Examination 2003, officers appearing under Civil Services Examination 2004 and officers appearing under Indian Forest Services Examination 2003 can avail this option.

When can I switch from OPS to NPS?

AIS officers who want to switch from OPS to NPS will have to apply for this option by 30 November 2023. DoPT has made it clear that this will be his last chance to go to OPS. The officers who will not apply for this option till 30 November 2023 will continue to get the benefit of the New Pension Scheme as before.

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Taking a very important step, the Center has directed all the State Governments to convert all those All India Service (AIS) employees from the National Pension Scheme (NPS) to the Old Pension Scheme (OPS). Those who are recruited through notification vacancies issued after December 22, 2003 and those who are covered under NPS when they join government service on or after January 1, 2004, are covered under the provisions of the old pension scheme. Will go It states that interested employees can avail this one-time option till November 30.

Orders will be issued to eligible employees to avail the old pension scheme by January 31, 2024 and thereafter their NPS accounts will be closed by March 31, 2024. Orders will be issued to eligible employees to avail the old pension scheme by January 31, 2024 and thereafter their NPS accounts will be closed by March 31, 2024. You will get this chance only once.

In a letter dated July 13 to the chief secretaries of all states and union territories, the Department of Personnel and Training said, “All India officers who are covered under NPS on joining service on or after January 1, 2004, they An option to come under the Old Pension Scheme (OPS) under 1958 may be given.”

It has also been said in this letter that IAS officers selected through Civil Services Examination 2003, Civil Services Examination 2004 and Indian Forest Service (IFS) Examination 2003 will come under this provision.

According to a letter, this step has been taken in response to the decisions of different courts and CAT benches. It said that it allowed government employees appointed on or after January 1, 2004, to extend the benefits of the old pension scheme. Employees will get a chance to join the old pension scheme only once. Till November 30, 2023, the officers who will not be able to apply for the benefit of old pension will continue to get the benefit of NPS as before.

The letter states that it is clarified that transfer from one service to another is subject to continuous service and technical resignation.

It also states that in accordance with these instructions, the option exercised by the members of the service shall be placed before the Government of the State to whose cadre the member of the service belongs.

It said, “If any clarification is required, a reference may be made to the Department of Personnel and Training in the case of members of the Indian Administrative Service, to the Ministry of Home Affairs in the case of members of the Indian Police Service and to the Ministry of Home Affairs in the case of members of the Indian Forest Service.” may be referred to the Ministry of Environment, Forest and Climate Change.”

It also states that if the member of service fulfills the conditions of coverage under AIS (DCRB) Rules, 1958 as per these directions, necessary orders in this regard will be issued by January 31, 2024.

Due to this, the NPS account of such member of service will be closed with effect from March 31, 2024. Members of the service who opt for the Old Pension Scheme under the AIS (DCRB) Rules, 1958 will be required to take membership of the General Provident Fund (GPF).

The Congress governments of Rajasthan, Chhattisgarh and Himachal Pradesh have already announced to implement the old pension scheme in the state. The Congress has also made OPS an important issue for the Karnataka assembly elections and has announced to implement it in Madhya Pradesh as well, if voted to power.

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For this, the facility of option has been given till 31 August. On the basis of the letter sent by Sanjeev Narayan, Additional Secretary, Union Ministry of Personnel, the Personnel Department of UP has started the effort. The New Pension Scheme (NPS) system was implemented in the country from January 2004, ending the old pension system.

In this, 10 percent is deducted from the salary of the employee. The new pension does not have the facility of GPF, whereas it was there in the old pension. In the old pension, there was a system of giving pension according to the salary after retirement. In New, there is a system of payment according to the money in the market.

At present, the demand for old pension is gaining momentum in the country. In such a situation, this letter from the Union Ministry of Personnel is going to give relief. According to the Personnel Ministry letter, personnel of the Central Armed Forces will not come under its purview. The Personnel Department of UP is sending a copy of the letter sent by the Union Ministry of Personnel to all the departments related to it, so that the option can be taken from those who come under its purview by August 31, 2023.

In the letter of the Union Ministry of Personnel, it has been said that on the basis of the advertisement for recruitment till December 22, 2003, continuous representations are being received for giving old pension to those appointed after January 2004. Along with this, various courts and Central Administrative Tribunal have also been giving orders from time to time regarding old pension to such officers and personnel. That is why it has been considered to give the benefit of old pension to such officers and personnel by taking an option.

The option will be taken to the officers and personnel coming under its ambit who are eligible to exercise the option, but who do not exercise this option by the due date, they will not get the benefit of old pension. Officers and employees opting out who fulfill the conditions of coverage under the old Pension Scheme Rules, 1972 (now 2021), NPS accounts will be closed by issuing orders by 31 October 2023 and normal future for them Fund (GPF) subscription will be made mandatory. The adjustment amount of employees’ contribution to their accounts will be credited to the GPF account.

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Apart from this, the government has also decided to regularize the services of daily wage laborers who have completed four years of service till March 31. Those whose service is about to complete four years by September 30, will also be regularized accordingly. An official statement said that all the notifications have been issued by the government.

Government is committed for the welfare of the employees:

CM Chief Minister Sukhwinder Sukhu said that the present government is committed for the welfare of the employees and several steps have been taken for the benefit of the employees. The CM said that despite the critical financial condition of the state, 3 percent dearness allowance has already been released to the employees and pensioners.

The demand for restoration of old pension was also fulfilled:

Sukhu CM Sukhwinder Singh Sukhu said that the government has also fulfilled the long-standing demand of the employees by restoring the old pension scheme for NPS employees. 1.36 lakh employees have benefited from this decision.

Let us inform that apart from Himachal Pradesh, the old pension scheme has also been restored in Rajasthan, Chhattisgarh, Jharkhand and Punjab. Apart from this, in many states, the demand for restoration of old pension is being made by the government employees. Instead of the old pension system, now the employees get the benefit of the new pension scheme. Employees appointed from the year 2004 get the benefit of NPS.

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Along with this, the salary of the state government employees is also going to increase. The benefit of increase in dearness allowance will also be given to the retired former employees of the state government.

More than 3 lakh people benefited

Himachal Pradesh Chief Minister CM Sukhwinder Singh Sukhu had recently announced to increase DA (Himachal Pradesh DA Hike). He had announced a 3 per cent increase in DA at a state-level function organized on the occasion of Himachal Day on April 15. Now the state government has issued a notification in this regard. This decision of the state government will benefit 2.15 lakh employees and 90,000 retired employees.

Payment will be made from the last date

Till now the employees and pensioners of Himachal Pradesh government were getting the benefit of dearness allowance at the rate of 31 per cent. Now the rate of dearness allowance has increased to 34 per cent. It has also been told in the notification that the benefit of the increased rate of dearness allowance will be given to eligible employees and pensioners from January 1, 2022. For this everyone will be paid arrears.

There will be so much burden on the treasury

The notification to implement the increased dearness allowance was issued by the Chief Secretary of the state government. The notification states that arrears from January 2022 to March 31, 2023 will be paid into the GPF account, while allowances after April 2023 will be paid in cash.

On the other hand, the dearness allowance will be paid in cash to the retired personnel after January 1, 2022. The state government has told in the notification that this decision to increase the dearness allowance will put an additional burden of Rs 500 crore on the state exchequer.

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According to the announcement made in the budget, the order has been issued by the Finance Department. Employees of municipal corporations, UITs, power companies, corporations, boards, government undertakings and universities will come under the ambit of the new decision. Apart from those working in these institutions, the retired employees will also get the benefit.

It is necessary to fill the form by June 15

Under the new decision, to take advantage of the old pension, the format issued by the Finance Department of the government will have to be filled. It is necessary to fill this form and submit it by June 15. According to the order issued by the Finance Department, the benefit of old pension is not available in such institutions. To implement the GPF Link Pension Scheme to such institutions, it is necessary to set up a pension fund by making new rules. These institutions will have to deposit the amount of pension in the PD account of the state government.

Retired employees will also get pension.

Employees who have retired after working in these institutions and have taken money from EPF or CPF. But if they want to take advantage of old pension, then such employees will have to fill the option form for old pension. Apart from this, the amount received from EPF or CPF will have to be deposited with 12 percent interest. All working and retired employees will have to fill the pension option form by June 15.

With this, till June 30, the interest on the deposits of the retired employees can be calculated by the Finance Department. Retired employees can deposit the full amount by July 15.

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At the same time, there is a war in many states regarding its implementation. At present, the government has now looked at the option of Old Pension Scheme, which is going to benefit lakhs of people of the country. Now the central government employees will not have to worry about pension at all and you will get more benefits.

There will be a change in the pension scheme

On behalf of the central government, there is talk of giving benefits equal to the old pension scheme to the employees. Planning has been done by the government regarding this. The government is now considering bringing many provisions in the New Pension Scheme, which will give huge benefits to the employees.

Government considering minimum guaranteed plan

In the midst of all this, many states have refused to implement the new pension scheme. According to media reports, now the central government is planning a minimum guaranteed plan in the new pension scheme. Pensioners will get additional benefit from this. Along with this, it is considering giving more than 14 percent to the contribution, which will affect the government exchequer.

Annuity option can also be available

To increase the pension, it may be possible to invest more in Annuity. At present, 40% of the total fund is invested in annuity, which gives pension of about 35% of the last salary. However, being linked to the market does not guarantee it.

What are the advantages of old pension scheme?

Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

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After a long wait, the government has decided to give the old pension scheme to the Central Government Employees. Yes, now you can choose the old pension scheme option. Let us tell you that for a long time there was a war going on across the country regarding OPS and NPS, after which now the Modi government has made a big announcement.

Which employees will get the benefit of OPS?

According to the update received on the old pension scheme, if any employee has been recruited in the job before December 22, 2003, then all of them will get the benefit of the old pension scheme. At the same time, all those employees who have joined the government job after December 22, 2003, will not get the benefit of the old pension scheme. Those people will be covered in the new pension scheme.

Choose the old pension scheme by August

Let us tell you that all the government employees can choose the old pension scheme. He has the option to choose this pension till 31 August 2023. Along with this, the government has told that the eligible employees who do not select the option of Old Pension Scheme (OPS) till August 31, will be put in the New Pension Yojana.

Will not be able to change after selecting

According to the official information, if any employee selects the option of going to the old pension scheme, then it will be considered as the last option. After this, all those employees will not be able to go to the new pension scheme.

What are the advantages of old pension scheme?

Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

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Have already implemented it. After this, the demand to implement it across the country has gained more momentum. In Karnataka, the State Government Employees Association (KSGEA) started a strike on salary hike and old pension, then the government announced to increase the salary of the employees by 17 percent.

Karnataka government’s committee will visit Rajasthan, apart from this, considering the demand of government employees on old pension, the government has formed a committee on the demand of bringing back the old pension. Also talked about restoring the old pension on the basis of the report of this committee.

Moving forward in this sequence, the Government of Karnataka will visit Rajasthan on a three-member committee to gather information about the implementation of the Old Pension Scheme (OPS). The constitution of this committee has been deployed to give a report on how to implement the old pension.

The OPS committee is expected to reach Rajasthan on March 25 to be implemented in the BJP-ruled state . If old pension is implemented in Karnataka, it will be the first BJP-ruled state, which is expected to implement OPS. Sources said that following the demand of the employees, the Karnataka government has started the work of re-implementing the OPS for the employees joining the job after 2006.

Formation of a committee under the leadership of the Chief Secretary

For this, a committee has been formed under the leadership of the Additional Chief Secretary. The committee will visit five states including Rajasthan, where OPS has been implemented. Sources also claim that this committee will first visit Rajasthan. Chief Secretary Usha Sharma, Finance Secretary Akhil Arora and Principal Secretary to the Chief Minister Kuldeep Ranka will be met here.

OPS was restored in April 2022 by the Rajasthan government. Arrangements are also being made by the state government to deposit the money withdrawn by the people who retired between January 1, 2004 and March 31, 2022.

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Meanwhile, now a demand is being made on behalf of the railway employees to implement the Old Pension Scheme. Many states have already decided about this and they have also started it in their states. Meanwhile, a big statement has come from Union Finance Minister Nirmala Sitharaman. The Finance Minister clearly said that the money of the New Pension Scheme (NPS) cannot be given to the state governments for old pension (OPS).

In a post-budget discussion at a hotel in Jaipur, Sitharaman said that if a state government has decided to restore old pension thinking that it will get NPS money from the Centre, Rajasthan government is demanding transfer of money . , then it will not be found. Let us tell you that the Old Pension Scheme has been implemented in Rajasthan from April 1, 2022. Only after that the Congress government of the state is demanding to transfer the money deducted under the New Pension Scheme (NPS).

The money will be given to the employees only.

After this, the old pension scheme was implemented by the Himachal government on the lines of Rajasthan. The Finance Minister clarified that the money deducted from the salary under NPS belongs to the employees. This will be given to them at the time of retirement or when the employee needs this money, it will be given to them. The money collected will not be given in the hands of the state governments. When the right time comes, then it will be given to the employees.

Finance Minister spoke on free schemes

In response to the question of free schemes given by the state government, Sitharaman said, ‘When the financial condition of the government is good, you run such schemes. Make provision for them in your budget. If the economic condition of your state is not good, then you are not making provision in the budget, for that you are taking loan. This is not correct. Who will give this money?’

He said, to bring such schemes, the states should raise money from their own resources, should earn from tax. States are passing their burden on someone else to run free schemes… This is totally wrong.

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Some state governments have also implemented the old pension for the employees despite the warning of the Center. Not only this, seeing the elections in some states, the opposition parties have announced to implement the old pension on coming to power. However, the Central Government is repeatedly refusing to implement it by citing rules. Prime Minister Modi himself had given a statement on this in the Parliament last days.

Trying to find a middle way

Now amidst the growing demand for old pension, the Central and some state governments are trying to find a way between the Old Pension Scheme (OPS) and the National Pension Scheme (NPS). Sources claim that the central government is trying to find a middle ground between OPS and NPS. According to sources, the first option being considered by the government is to offer guaranteed pension to government employees at about 50% of the last pay drawn under NPS.

There will not be much burden on the exchequer, if this rule applies, then changes can be made in the existing NPS without putting much burden on the exchequer. While the old pension scheme is given on the basis of pre-decided benefits. NPS is given to the employee on the basis of contribution received from the employee.

What is NPS

The currently ongoing New Pension Scheme (NPS) is a retirement plan. In this, the beneficiaries will be able to withdraw 60% of the invested amount after retirement. This money is tax free in any way. Remaining 40% amount needs to be invested in annuity to get monthly pension. That is, after retirement, 60% is to be invested in lump sum amount and 40% is to be invested to get monthly pension. This scheme was introduced by the government in the year 2004.

Officials expect that there may be a change in NPS in such a way that after retirement, any employee will get 41.7% of the amount as a lump sum and the remaining 58.3% on the basis of annualization. An analysis has also shown that if the 58.3% corpus made up of Central/State Government contribution (14%) is annuitised, the pension in NPS can be around 50% of the last drawn salary.

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Old Pension Scheme In States: There has been a lot of hue and cry in the country over the old pension and new pension system (Old and New Pension Scheme). Central and state governments have come face to face many times regarding its implementation. It was made a serious issue in the assembly elections of some states, but now some states have implemented the old pension scheme. The Modi government has informed in the House that the state governments have informed about the implementation of the old pension scheme in 5 states of the country. Know what is the new update…

Old pension applicable in these states

Giving information in the Lok Sabha, Minister of State for Finance Bhagwat Karad said on Monday that the governments of 5 states of the country, Rajasthan, Chhattisgarh, Jharkhand, Punjab and Himachal Pradesh, have implemented the old pension scheme once. The central government has been informed about its decision to implement again. He said that, according to the RBI report ‘State Finances: A Study of Budget of 2022-23’, the annual savings in fiscal resources that the move entails are short-term. These states are at risk of unfunded pension liabilities in the years to come.

Information given to Pension Fund Regulatory

Bhagwat Karad, in reply to a written question in the Parliament, informed that the state governments of Rajasthan, Chhattisgarh, Jharkhand, Punjab and Himachal Pradesh have decided to revive the old pension scheme (OPS) for their state government employees. Information has been given to the Central Government about this. Along with this, the Pension Fund Regulatory and Development Authority (PFRDA) has also been informed.

RBI had told the risk

Earlier, the RBI had said in its report about the old pension scheme that those who are talking about implementing the old pension system in the state. Due to this, a big risk is coming to the states regarding the fiscal scenario. According to the report, by postponing the current expenses for the future, the states will create such liabilities in the coming years, for which they do not have the finance system. On the other hand, in the old pension system, the pension of the employees is 50 percent of the last salary drawn before retirement. The amount which was given by the government.

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At the same time, the demand for its implementation is going on in full swing in many states. A big statement has been issued by Haryana Chief Minister Manohar Lal Khattar on the old pension scheme. Let us tell you when the central government can restore the old pension scheme?

India will be bankrupt by 2030

Haryana Chief Minister Manohar Lal Khattar has said that India will be bankrupt by 2030 if the Old Pension Scheme (OPS) is implemented. The Chief Minister has said that yesterday I received a message on WhatsApp in which a Central Government official said that if the Old Pension Scheme (OPS) is implemented, the country will be bankrupt by 2030.

There was protest in 2006 as well.

Further, the CM of Haryana told that in the year 2006 also there was protest regarding the old pension scheme. The country’s great economist Manmohan Singh and he told in the year 2006 that the old pension scheme can make India backward.

These 4 states have implemented

Let us tell you that earlier Chhattisgarh Government, Rajasthan Government, Punjab Government have implemented the old pension system. Along with this, Himachal government has also implemented this system.

What are the advantages of old pension scheme?

Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

Only these people will get the benefit of OPS, recently the Delhi High Court has decided that the Central Paramilitary Forces (CAPF) will get the benefit of the old pension scheme. The court has told that it is an armed force, due to which these people will get the benefit of OPS. They are eligible for this scheme. Thousands of ex-servicemen are expected to get great relief from this decision of the court.

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For some special people doing government jobs, the government has decided to restore the old pension system (OPS). Delhi High Court has given a big decision regarding this. The High Court has told that all the people across the country want to take advantage of the Old Pension Scheme, but at this time it is being restored for some special people.

Delhi High Court has issued the order giving information that the Central Paramilitary Forces (CAPF) will get the benefit of the old pension scheme. The court has told that it is an armed force, due to which these people will get the benefit of OPS. They are eligible for this scheme. Thousands of ex-servicemen are expected to get great relief from this decision of the court.

Will always get the benefit of old pension

Justice Suresh Kait and Nina Bansal’s bench has ruled on 82 petitions and has said in its decision that whether someone is recruited in these armed forces today or whether someone has been recruited before or will come If there is any recruitment in time, then all those people will come under the ambit of old pension only.

Central forces got a lot of relief

Let us tell you that the detailed copy of this decision has not been uploaded on the website yet, but this decision of the government and the court has given a lot of relief to the central forces.

What are the advantages of old pension scheme?

Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

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Old Pension Scheme (c big news is coming out. Please tell that now 1.36 lakh employees will also get the benefit of the old pension scheme. Along with the central government, the state government is implementing pension schemes at its level.

The old pension scheme has come into force Tell that after the implementation of the old pension scheme in many states, the government employees living in Himachal Pradesh will now get the benefit of the old pension scheme. After hearing this news, a wave of happiness has run among the employees. Giving information, the Chief Secretary of the state has told that instructions have been given to implement the decision of the Finance Department.

Restored old pension scheme

According to the information received from the state government, about 1.36 lakh employees will be benefited by this decision. Terms, conditions and SOP have been issued by the Finance Department. The Congress government has approved the restoration of the old pension scheme as per the election promise.

The government is making this plan for women, along with this, a plan is being made to give Rs 1500 per month to women from 18 years to 60 years. Along with this, one lakh jobs will be created in a month to increase employment. Along with this, the employees coming in government service from January 1, 2004 come under the New Pension Scheme.

These 4 states have implemented Let us tell you that earlier Chhattisgarh Government, Rajasthan Government, Punjab Government have implemented the old pension system. Along with this, Himachal government has also implemented this system.

What are the advantages of old pension scheme?

Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

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OPS will be implemented in the first cabinet
Himachal CM Sukhwinder Singh Sukhu has said that our cabinet will be formed this month and after that in the first cabinet meeting we will implement the old pension scheme, which will give huge benefit to lakhs of employees.

Will be expanded soon
Considering the cabinet, he has presented his decision to everyone, which will be expanded soon. As soon as its list comes, it will be implemented.

It will be implemented in many other states as well
. In the budget of the year 2022, the Rajasthan government had also announced to restart the old pension in the next financial year. Along with this, the state government is going to implement it in Chhattisgarh as well. In the year 2004, the Central Government abolished the old pension scheme and started the National Pension System instead.

What are the advantages of old pension scheme?
Talking about the benefits of the old pension scheme, its biggest advantage is that it is made on the basis of the last drawn salary. Apart from this, as the inflation rate increases, DA also increases. Even when the government implements the new pay commission, it increases the pension.

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But on behalf of the Central Government, Minister of State for Finance Bhagwat Karad has flatly refused to implement it. In Himachal Pradesh too, the old pension scheme became an election issue. Expressing concern over the restoration of the old pension scheme (OPS) in some non-BJP ruled states, Sanjeev Sanyal, a member of the Economic Advisory Council to the Prime Minister (EAC-PM), said that without the old pension schemes, the future generation is a ‘tax’. That means their burden will fall on the future generation.

2023 is going to be a difficult year, Sanyal said that it is clear that 2023 is going to be a difficult year in view of the current stress in the global economy and the repeated downgrading of the global GDP growth rate by international agencies. Is. He said in an interview, ‘It should be very clear that non-contributory pension schemes will ultimately put the tax burden on future generations. A lot of attention needs to be paid while taking steps away from the pension reforms that have been done with great difficulty in the last few decades.

Government gives full amount in OPS Under OPS, full amount of pension was given by the government. The scheme was discontinued by the then National Democratic Alliance (NDA) government from April 1, 2004. Under the new pension scheme, employees contribute 10 percent of their basic salary to their pension, while the state government’s contribution is 14 percent. Congress ruled states Rajasthan and Chhattisgarh have decided to implement OPS, Jharkhand has also decided to adopt old pension scheme. The Aam Aadmi Party-ruled Punjab has also approved the re-implementation of OPS.

In response to the question of what steps should be taken to reduce the trade deficit with China, dependence on the country is a cause of trouble , Sanyal said, “Dependence on any one country is a cause of trouble and we should take this matter seriously.” Wanted. Efforts are being made not to depend on only one country for procuring important components of medicines or essential items including chips for manufacturing.

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In response to the question asked by Congress MLA Ravindra Singh Tomar regarding the old pension of the employees, Jagdish Deora has written that NPS has been implemented by the state government for all government servants appointed on or after January 1, 2005. There is no provision of minimum pension in the National Pension System.

Annuity is received on the basis of 40 percent of the total contribution deposited by the government servant during the entire service period and the contribution in the fixed ratio of the state government, the remaining amount is paid in lump sum.

When will the old pension scheme be implemented in the state?

Finance Minister Deora further said that this amount is based on the salary and total service period of government servants. At present no proposal for old pension is under consideration.

The Congress MLA had asked the Minister that any action is being taken regarding the restoration of the old pension system after retirement to the officers and employees of the State Government appointed after January 1, 2005, if so, by when. Otherwise why, Deora has answered this question.

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After the Gehlot government of Rajasthan, the old pension scheme (OPS) has been implemented by the governments of Punjab, Jharkhand and Chhattisgarh. But its path is not looking easy. Recently, Niti Aayog Vice-Chairman Suman Berry has expressed concern over the restarting of the old pension scheme (OPS) by some states.

Future taxpayers will be burdened

The objections raised by NITI Aayog are being sent to the concerned states. In such a situation, the question has also started to arise whether the old pension scheme will be discontinued in Rajasthan? If money is not given by the central government, then from where will the states get the money to be spent on it? NITI Aayog’s Deputy Chairman Berry had clearly said that this step taken by the state governments will put a burden on the future taxpayers.

These state governments also announced, let us tell you that while presenting the budget in March 2022, Rajasthan CM Ashok Gehlot had talked about restoring the old pension for seven lakh employees in the assembly. After this, the governments of Punjab, Jharkhand and Chhattisgarh have also announced the implementation of the old pension scheme.

Now what will happen in future after the objection from NITI Aayog? Questions have started arising on this. The statement of the Deputy Chairman of Niti Aayog has come to the fore at a time when Rahul Gandhi’s ‘India Couples Tour’ is about to enter Rajasthan this week.

Confusion over the old pension scheme:

The implementation of this scheme in Rajasthan will increase the financial burden of Rs 41,000 crore annually. Let us tell you that when the Rajasthan government announced the old pension scheme in March, the Finance Ministry termed it as financial indiscipline.

After the strong comment of the Finance Ministry, now the statement given by the Deputy Chairman of NITI Aayog has created confusion over the implementation of the old pension scheme. This discussion has become common among the employees. There is also news that the employees’ organizations of the state will meet Rahul Gandhi, who is reaching Rajasthan with ‘Bharat Jodo Yatra’.

On the other hand, on coming to power in Gujarat, two political parties have promised to revive the old pension scheme. In the coming times, it will be interesting whether the old pension scheme will be applicable for Gujarat employees or not.

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Finance Minister Nirmala Sitharaman said that the money deposited in the National Pension Scheme (NPS) belongs to the persons contributing to it. State governments cannot take it under the law. Speaking to the media, Sitharaman said in response to questions related to the restoration of the old pension system, that the governments of Rajasthan and Chhattisgarh are asking the Center to return the money, it cannot be done under the law.

The Center cannot keep the money of the employees, the Chief Ministers of both the states have asked the Center to return the money deposited under NPS to start the old pension system. Both the Congress-ruled states have notified to re-implement the old pension system (OPS) for government employees. They say that the center cannot keep the money of the employees. The Congress has promised to revive the system in Himachal Pradesh as well, and it has become a major election issue in the state assembly elections.

Elections are to be held in Himachal Pradesh on November 12. There are 1.75 lakh government employees in the state. Elections in Himachal Pradesh are to be held on November 12. Sitharaman told reporters in Shimla, “Under the law, the money deposited in the central head under NPS cannot go to the states. It will go to only those employees who are contributing to it. Can we change the law? This is the employees’ money deposited with the Centre. This money will go only to the beneficiary employees and not to any one authority or entity.

Center is not returning the money of the employees: Bhupesh Baghel said, ‘I am not talking about politics here. I am only talking about the law. Chhattisgarh Chief Minister Bhupesh Baghel has said that the Center has refused to return Rs 17,000 crore to the state government employees registered under NPS. He said that the Center cannot keep the money for long and the state government has sought legal opinion in this regard and can go to court.

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The NPS Employees Federation says that since August 13, the employees have been sitting on a fast for the restoration of old pension, but the government has not yet taken any decision in the interest of the employees.

In fact, after Shimla, the employees have started a gradual fast in Hamirpur, Kangra and Mandi from Thursday for restoration of old pension. State President of New Pension Scheme Employees Federation, Pradeep Thakur said that the employees have made a mood to fight a war-torn battle for restoration of old pension from the government. He said that on August 13, a meeting of the NPS Employees Federation was held with the government. Even after the meeting, the state government disappointed the employees.

He said that the NPS Employees Federation has just decided to hold a gradual fast at the Lok Sabha level. After this, if the government does not pay any heed to their demands, then in the coming time such gradual fasts will be organized at the district and block level also. Employees across the state are demanding restoration of old pension by holding gate meetings. He said that the Himachal government has formed a committee in a hurry to end the New Pension Scheme.

The NPS Employees Federation had placed all its facts before the committee, but the committee is not working properly. He said that the gradual hunger strike would continue till the government agreed to their demands.

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