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Home FINANCE PPF, NSC Account Holders: Big news! Your PPF, NSC, Post Office savings...
  • FINANCE

PPF, NSC Account Holders: Big news! Your PPF, NSC, Post Office savings account is about to freeze, do this work quickly

By
Pravesh Maurya
-
April 6, 2023
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    PPF, NSC Account Holders: Have you invested in Public Provident Fund (PPF), National Savings Certificate (NSC), Senior Citizen Savings Scheme (SCSS) or any other post office savings scheme?

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    If yes, then you must ensure that you have submitted your Aadhaar number to the post office or your bank branch by 30 September 2023. Because, this is the deadline for submitting the Aadhaar number. So don’t wait for the deadline to end, deposit your Aadhaar now and get rid of the worry of freezing your savings account.

    The Finance Ministry has made Aadhaar mandatory for investing in small savings schemes. The order to link the Aadhaar number with the existing small savings scheme has been issued on March 31, 2023. According to the ministry, if the depositor has already opened an account and has not submitted his Aadhaar number to the Accounts Office, he shall submit the Aadhaar within a period of six months with effect from April 1, 2023. The period of six months will end on 30 September 2023. Investors can also submit PAN along with Aadhaar.

    According to the instructions of the Ministry, if the Aadhaar number is not submitted in the post office or bank branch within six months i.e. by 30 September 2023, then the small savings investment will be frozen. In such a situation, the investor may have to face many problems like-

    • The amount of interest payable will not be credited to the bank account of the investor.
    • A person will not be able to deposit money in his PPF or Sukanya Samriddhi accounts.
    • The maturity amount will not be credited to the bank account of the investor.

    Interest rates increased on post office savings scheme

    The central government has increased the interest rates on all small savings schemes from April 1, 2023, except savings deposits and PPF. This will greatly benefit the small savings customers of the post office and will increase the attraction of girls, women, farmers to invest more in these schemes through post offices, especially in rural areas, which will give them a way to a better future.

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    • TAGS
    • Aadhaar number
    • National Savings Certificate
    • NSC
    • NSC Account Holders
    • post office
    • Post Office Savings Account
    • PPF
    • SCSS
    • Senior Citizen Savings Scheme
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      Pravesh Maurya
      Pravesh Maurya
      https://www.rightsofemployees.com/
      Pravesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @rightsofemployeescom@gmail.com
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