Credit Check Score: Checking credit score is a good habit. You should keep checking your credit score from time to time. It is important to have a good credit score for your financial health. If you have a good credit score, you can avail many benefits.
You can take its help to get a cheap loan. If you have to apply for loan etc. then your credit score only decides whether you will get the loan or not. The good thing is that you can easily check your credit score through WhatsApp, that too for free.
How to check your credit score on WhatsApp
There are credit information companies like Experian India and WishFin, which allow customers to check their credit scores for free. You can check your credit score in just a few clicks.
Experian India Credit Score
- First of all, you have to send ‘Hey’ to the number +91-9920035444 from your WhatsApp account.
- You will be asked for some basic details like your name, number, ID.
- After sharing these details, an experience code will come immediately on your WhatsApp.
- You can download the safe copy of the credit report with this password. This copy will be sent to your registered email.
WishFin Credit Score Check
- Give missed call to 8287 151 151
- Your number will be added to the WhatsApp chat.
- Begin the process by entering your name, date of birth and gender.
- Type in your PAN number.
- Enter your address (address should be the same as in your banking details)
- Enter the name of the city you live in followed by the state and pincode. In the end, your email id will be asked.
- You can check your latest CIBIL score in your WhatsApp chat box.
Why is credit score important?
Your credit history is known from the CIBIL score. Banks see the CIBIL score of the loan applicant. With this, your loan behavior is seen. Credit score has a blueprint for existing loans, bill payments. Credit score ranges from 300 to 900. If you have a score of 700 or more, banks consider it good.
