HDFC Bank Will Implement These New Transaction Charges From August 1, 2025 – Check new Charges List

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NEFT stands for National Electronic Funds Transfer. Funds get transferred to the Credit Account with the other participating Bank using RBI’s (Reserve Bank of India) NEFT service. RBI acts as a service provider and transfers the credit to another Bank Account. Currently, NEFT functions on a 24/7X365 basis with half-hourly settlement.

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To encourage the use of digital channels, we are updating our transaction charges effective August 1, 2025:

NEFT & RTGS transactions done online (via NetBanking & MobileBanking) will continue to be absolutely free for all customers, allowing you to transfer funds anytime and anywhere at no extra cost.

IMPS online transaction charges for amounts up to ₹1,000 have been reduced, making small payments simpler and more affordable.

Please note the revised charges for NEFT & RTGS transactions done at our branches.

RTGS (Branch Transactions)

Transaction Amount Revised Charges (per transaction)
₹2 lakhs to ₹5 lakhs ₹20
Above ₹5 lakhs ₹45

*Revised charges are excluding GST

NEFT (Branch Transactions)

Transaction Amount Revised Charges (per transaction)
Up to ₹10,000 ₹2
₹10,001 to ₹1 lakh ₹4
₹1 lakh to ₹2 lakhs ₹14
Above ₹2 lakhs ₹24

*Revised charges are excluding GST

IMPS (Online Transactions)

Transaction Amount Revised Charges (per transaction)
Up to ₹1,000 ₹2.50
₹1,001 to ₹1 lakh ₹5
Above ₹1 lakh ₹15

*Revised charges are excluding GST

We encourage you to take advantage of our easy-to-use digital platforms for faster, secure, and cost-effective transactions.

For more details, please visit: http://www.hdfcbank.com

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