NPS Pension: Invest here to pass through old age, you will get 2 lakh pension every month, know details immediately

NPS pension calculator: National Pension System (NPS) is a government-backed pension scheme, which provides exposure to both equity and debt instruments. There are government schemes like Public Provident Fund (PPF), Employees Provident Fund (EPF), Sukanya Samriddhi Yojana etc.

By investing in NPS, you can get a pension of Rs 2 lakh every month in old age. Everyone wants that after 60 years old age passes peacefully. If you also want to do retirement planning, then this is a good opportunity for you. The government has run many schemes to take care of your old age.

Where you can invest National Pension System (NPS) is a government pension scheme. This includes both equity and debt instruments. Investors should invest in NPS scheme to get higher monthly pension after retirement. By investing in NPS, you can get a pension of Rs 2 lakh every month in old age.

Income Tax Exemption and Complete Pension Withdrawal Amount

NPS Pension Scheme is a government scheme just like Public Provident Fund (PPF), Employees Provident Fund (EPF), Sukanya Samriddhi Yojana etc. Under this, the investor is given income tax exemption on maturity and the entire pension withdrawal amount.

An investor can increase his monthly pension amount by making the right use of the free maturity amount. NPS Better Scheme for Retirement Dhan Transcend Capital Karthik Jhaveri Director said that the National Pension System (NPS) scheme can be a better scheme for retirement.

In this, the investor gets the facility of debt along with equity. Under this, 60 percent exposure is available in equity and 40 percent in debt. According to Karthik Jhaveri, assuming long term equity return of 12 per cent and long term debt return of 8 per cent, one can expect a return of 10 per cent of NPS in the long term.

He should invest in NPS at the earliest for higher pension. Monthly pension of Rs 63,768 in 20 years If you invest Rs 5000 every month from 20 years to retirement, then you will get a lump sum maturity amount of 1.91 crore to 1.27 crore. According to this post 6 per cent return on 1.27 crore investors can get a monthly pension of Rs 63,768 per month. Pension of 2 lakhs every month, whereas if you deposit Rs 5000 every month for 40 years in NPS, you get Rs 1.91 crores.

After this, 2 lakh monthly pension will be available on the investment of lump sum maturity amount. In this, Rs 1.43 lakh from SWP and Rs 63,768 in monthly income will come from annual return. In this scheme, the monthly income from the annuity will continue to be Rs 63,768 till the investor is alive.