PF Death Claim: New rule simplifies EPF death claim process, Here is how

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EPFO Rule Change- Due to Aadhaar related rules, there was a delay in payment of money to the nominee of the EPF member. Now EPFO ​​has changed the rules for quick settlement of death claims.

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The Employees’ Provident Fund Organization (EPFO) has simplified the rules for death claim of PF account holders. Due to the change in the rule, now the nominee of the PF account holder will get the money easily. EPFO ​​has given this information by issuing a circular. Now according to the new rule, if a PF account holder dies and his PF account is not linked to Aadhaar or the information given in the Aadhaar card does not match the information given with the PF account, then also the money of that account holder will be paid to the nominee.

EPFO has changed the rules related to death claim in view of the difficulties the nominees are facing in getting the money. Before the change in the rules, there was difficulty in taking death claim if there was any mistake in the Aadhaar details or if the Aadhaar number became inactive due to technical problem. The officials had to put in a lot of effort to match the Aadhaar details of the deceased member. Due to this, it took a lot of time to get the claim and the nominee had to run around a lot.

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The money will be given after physical verification.

EPFO ​​said that after someone’s death, the information given in Aadhaar cannot be corrected. Therefore, now the money will be paid to the nominee after physical verification. The authenticity of the nominee or family member entitled to the money will be thoroughly investigated. Special care has been taken by EPFO ​​to prevent any kind of fraud. However, for this, permission of the regional officer will be mandatory.

After the seal of the regional officer, the PF amount will be paid to the nominee. This rule will be applicable in case the information given on the basis of PF account holder is incorrect. If the member’s information is incorrect with EPFO ​​UAN, then another procedure will have to be followed for payment of money.

If there is no nominee, the legal heir will get the money.

If the PF account holder has not given the name of the nominee in his information and he dies, then the PF money will be paid to the legal heir of the deceased person. The heir will also have to provide his Aadhar card along with other documents.

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