Post Office Scheme : Earn Rs 1,11,000 annually from this cool scheme of Post Office, know the method


If you want to arrange a regular income for yourself every month, then Post Office Monthly Income Scheme can be very helpful for you in this matter. With this scheme, you can earn Rs 1,11,000 annually and Rs 9,250 every month sitting at home. Know the special things related to the scheme.

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Single and joint account facility is available in this government guaranteed deposit scheme. A maximum of Rs 9 lakh can be deposited in a single account and a maximum of Rs 15 lakh can be deposited in a joint account. Your deposited amount remains completely safe and you earn interest every month.

Money is deposited in Post Office MIS for a maximum of 5 years. At present interest is being given at the rate of 7.4%. Up to Rs 9,250 can be earned from this scheme through a joint account. This scheme is considered very good for retired people. If husband and wife invest together then they can arrange monthly income for themselves.

If you deposit Rs 15 lakh in a joint account, you will get a guaranteed income of Rs 1,11,000 in a year at 7.4 percent interest and in 5 years you will earn Rs 1,11,000 x 5 = Rs 5,55,000 from interest. If the annual interest income of Rs 1,11,000 is divided into 12 parts, it will come to Rs 9,250. That means every month you will have an income of Rs 9,250.

If you open a single account in the Post Office Monthly Income Scheme and deposit Rs 9 lakh in it, then you can get Rs 66,600 as interest in one year and in five years you can earn Rs 66,600 x 5 = Rs 3,33,000 from the interest only. Can earn. In this way, you can earn Rs 66,600 x 12 = Rs 5,550 per month only from interest.

Any citizen of any country can open an account in Post Office Monthly income scheme. Account can also be opened in the name of the child. If the child is below 10 years of age, then his parents or legal guardian can open the account in his name. When the child turns 10 years old, he can get the right to operate the account himself.

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