What is the whole matter

The Supreme Court’s observation came in a case involving Bhavana Cooperative Housing Society, which claimed to have purchased 53 acres of land in 1982. A portion of this land was later sold to several buyers including Mahnoor Fatima Imran. All had registered deeds, but the court questioned whether Bhavana Society actually owned the land.

The post SC Property verdict: You cannot become a property owner just by registering, you must check these documents first appeared on Rightsofemployees.com.

In today’s era, giving houses on rent is a good business. Due to which giving houses on rent has become very common in cities. There are many people who cannot afford to buy a house. Many such families still live on rent.

If you have your own house and you have given it on rent or want to give your house on rent in future. Then before giving the house on rent, the landlord must keep some things in mind. So that any untoward incident can be avoided. If you are renting a house to someone, then you must always take some documents from the tenant. Otherwise, you may get into trouble. You may even have to visit the police station.

It is always necessary for the landlord to take an identity card from the tenant before renting the house. It is necessary to have any one of the documents like Aadhar card, PAN card, driving license, voter ID or passport.

Whenever a landlord rents a house to a tenant, first of all you should ask everything about him properly. Like his name, address and his work. Because nowadays people rent houses by hiding their identity in the wrong way. And in such a case, if someone takes a house on rent fraudulently and commits any crime, then it can create problems for the house owner. Such people can also keep the rent pending.

Therefore, rent out a house only after gathering information. Otherwise, you may have to face trouble without any reason. Therefore, before renting a house, take the tenant’s identity document.

The post Document From Tenant: Must ask for these documents from the tenant, Otherwise, you could get into trouble first appeared on Rightsofemployees.com.

This document is known as the Seaman Book. The Seaman Book can be used at the airport as well as the seaport to go abroad. The Seaman Book is especially issued to employees working in the Merchant Navy and Cruise Line.

Apart from this, Seaman Book is also issued to fishermen working in fishing vessels. Just like you use a passport for foreign travel, employees working in Merchant Navy and Cruise Line use Seaman Book.

What does a Seaman’s Book contain?

Seaman Book is also called Continuous Discharge Certificate (CDC). It is an official identity document. It is issued especially to professionals. Like a passport, Seaman Book also contains complete details of the employees of the shipping company including their name, date of birth, nationality etc. Apart from this, the educational qualification of the employees is also mentioned in the Seaman Book. Along with this, the post of the employee, name of the ship on deployment, duration of the journey are also mentioned in the Seaman Book. Seaman Book is such a document which is called the identity card of the employees working on the ship.

How to use the Seaman Book at the airport

According to information received from senior officials associated with airport security, all passengers traveling by air for tourism, business, medical and other purposes need a valid passport and visa at the airport. On the other hand, a person deployed in merchant navy, cruise line or vessel reaches the airport with a seaman book to join his duty. This seaman book is recognized like a passport. However, during the Bureau of Immigration check at the airport, the passenger has to show the Continuous Discharge Certificate cum Seafarer Identity Document (CDC) along with the seaman book.

Do seaman book holders need visa

Actually, employees working in merchant navy, vessel or cruise pass through many countries during their journey. In such a case, the seaman book can be used as a transit visa. Whereas when employees join duty at their port, the seaman book and CDC are used as visa. If this journey is private and not an official journey, then passport and visa are required.

Related Articles:-

UPI Down Again: UPI service suddenly stopped, PhonePe-Google Pay users are unable to make payments

PPF Extension Rules: How many times can you extend PPF after maturity?

New Vande Bharat to pass through world’s highest railway bridge; Know the full details

The post Govt Employees: Make these documents to go abroad, No one will ask for passport and visa first appeared on Rightsofemployees.com.

Now any person will be able to get those government documents online while sitting at home. This is the statement of Chhatarpal Singh, Joint Sub-Registrar of Zirakpur Sub-Tehsil.

They say that to get property registered, people need to go to the Fard Kendra of the Revenue Department to obtain the necessary documents to get information about the real owner of the land, after which the property registration process is considered complete. Also, if these documents are not received for any reason, the property registration is cancelled by the officials. It is worth mentioning that on March 4, Punjab CM Bhagwant Singh Mann himself came to Zirakpur sub-tehsil, where people had raised a demand for relief from long queues to get documents from the Fard Kendra. On the other hand, Punjab Chief Minister S. Bhagwant Mann had issued instructions to the Revenue Department, in which the problems of the people were assured to be resolved.

Along with this, after the property deal is finalized, one has to stand in queues at the Fard Kendra to get the land related documents, which wastes time and people have filed their complaint with the Punjab government. After this, the Punjab government made the land records online within the state. Now any person can easily get the documents from the department’s website while sitting at home.

Related Articles:-

Gold Loans Rules: RBI to Issue New gold Loan Guidelines for NBFCs and Banks amid rising irregularities

Aadhaar Card New Rule: Government issued new order regarding use of physical Aadhaar card, Know all Details

ATM Transaction Rules: SBI has announced changes in its ATM transaction charges and free usage limit

The post Property registry documents: No more hassle of getting a registry! New orders issued regarding documents first appeared on Rightsofemployees.com.

Many people rent bank lockers to keep their precious jewellery, important documents and personal belongings safe. Customers can also take a joint locker if they wish. For this, both the customers have to come to the bank and sign a joint memorandum. A nominee can also be made for the locker.

If the locker holder dies and he has made someone a nominee, then after complete verification, the bank allows that person to open the locker and take out the items. You cannot keep whatever you want in the locker. RBI has also made a list of what can be kept in the locker and what cannot. As far as cash is concerned, banks do not allow keeping cash in the locker.

You can keep jewellery, property documents, loan documents, birth or marriage certificate, documents like insurance policy and other legally valid items in the locker. According to RBI guidelines, keeping cash and currency in the locker is prohibited. Apart from this, you cannot keep weapons, ammunition, drugs, explosives, contraband material, perishable or radioactive items and any such thing in the locker which may cause trouble for the bank or customers.

Agreement is done on stamp paper

RBI had issued revised rules for Safe Deposit Locker in August 2022, which have been implemented on old locker holders from January 2023 and on new customers from January 2022. Under these rules, it is now mandatory for banks to enter into a locker agreement with customers on a new stamp paper. Banks can charge rent for a maximum of three years at a time. The bank has to make public the information about vacant lockers and waiting list.

Will the bank compensate for the loss?

According to the rules of the Reserve Bank of India, if the items kept in the locker are damaged due to the negligence or security lapse of the bank, then the bank will have to compensate for the loss. Banks are responsible for incidents like fire, theft, robbery or building collapse.

Yes, if the items kept in the locker are destroyed due to natural disasters like flood or earthquake, then the bank will not be responsible. It is also important to know here that if the item kept in the locker is lost or destroyed, the bank does not pay the full value of that item to the customer. Compensation is given only up to 100 times the annual rent. For example, if the annual rent of the locker is ₹ 1000, then the maximum compensation can be up to ₹ 1 lakh only.

Related Articles:-

IMD Alert! Heavy rain and strong wind in these states in the next 36 hours

Public Holiday: Govt declared holiday in all banks, schools, colleges and government offices on 10 April. Details Here

CNG Auto Ban : Delhi To Ban CNG-Driven Autorickshaw? Key points of the draft of EV Policy 2.0

The post Bank Locker Rules- Can we keep cash in a bank locker? You can keep jewelry, documents etc. first appeared on Rightsofemployees.com.

What are the rules of NPS Vatsalya?

On maturity, at least 80% of the total amount will have to be reinvested in an annuity plan and you can withdraw only 20% of the money. The benefit of NPS Vatsalya scheme will also be available for higher education of the child, starting a business or any other major need. Please note that you will have to invest at least Rs 1000 annually for this.

Who can open this account?

NPS Vatsalya Account can be opened in the name of any citizen up to the age of 18 years. The beneficiary of this account will be only this person. However, this account will be looked after by the child’s parents or any other guardian.

Where to open NPS Vatsalya?

NPS Vatsalya account can be opened with big banks, Indian Post and pension funds. However, this account will be directly regulated by the Pension Fund Regulatory and Development Authority. Those who want to open this account online can go to the eNPS platform of NPS Trust and open the account.

Which documents will be required?

The most important document is proof of the child’s date of birth. For this you can use birth certificate, school leaving certificate, matriculation certificate, PAN card or passport. Apart from this, the guardian will also need documents like Aadhaar, driving license, passport, voter ID and PAN card for his KYC.

Can you open NPS Vatsalya in these 7 banks?

If you want to open an NPS Vatsalya account, you can go to some selected banks. You can open an NPS Vatsalya account by going to ICICI Bank, State Bank of India, Axis Bank, Canara Bank, Central Bank of India, Indian Overseas Bank and Bank of Maharashtra.

Understand the calculation of NPS Vatsalya

If you keep investing even a small amount for your child in NPS Vatsalya, you can create a large corpus by the time he/she turns 18. Let us assume that you invest Rs 1000 every month in NPS Vatsalya scheme for your child under this scheme. Let us also assume that the investment will be made for 18 years and an average return of 10 percent will be received every year. In this way, you will invest a total of Rs 2.16 lakh in 18 years, on which you will get an interest of about Rs 3,89,568. In this way, your total corpus will become Rs 6,05,568.

Children should invest after 18 years!

Let us assume that the child invests Rs 1000 monthly from the age of 19 to 60 years. In this way, Rs 7.20 lakh will be invested in NPS Vatsalya in a total period of 60 years. At the same time, you will get an interest of about Rs 3.76 crore on this. In this way, your total corpus will be Rs 3.83 crore.

How much pension will you get?

Let’s assume that after the age of 60, your child invests all the money in the NPS Vatsalya account in an annuity plan and takes pension. Even if the interest rate in that plan is only 5-6 percent, your child will still get around Rs 19.15-22.98 lakh annually just as interest. That means he will start getting Rs 1.59-1.91 lakh every month as pension.

Related Articles:-

NHAI Toll Tax Charges: This government app will provide toll information from your home,

Minor PAN Card: Is PAN card necessary for children too? When and where is it used? Know everything

Employees New Leave Policy: This company employees will now get 2 days leave on birthday. Check Details Here

The post NPS Vatsalya: These 7 banks have started opening these accounts, know which documents will be required first appeared on Rightsofemployees.com.

Let us know in this article what changes IRDAI has made in the rules of insurance in its master circular.

The Insurance Regulatory and Development Authority of India ( IRDAI ) has made changes in the insurance rules. IRDAI has made changes in the rules of general insurance. For this, IRDAI has issued a master circular.

According to the master circular of IRDAI, now insurance companies cannot reject claims due to lack of documents. This rule is only for general insurance. This circular is part of the reforms in general insurance. It marks the beginning of a new era of measures for simplified and customer-centric insurance solutions.

The comprehensive Master Circular on General Insurance Business also repeals 13 circulars. IRDA said that the provision of easy-to-understand insurance products designed to meet the individual needs of customers, provide them with adequate choice and enhance their insurance experience has now been enabled.

As per IRDA circular

No claim will be rejected for want of documents. The required documents will have to be called for while underwriting the proposal. The customer may be asked to submit only those documents which are necessary and related to the claim settlement.

Also Read: 7th Pay Commission: DA increased by 4 percent for government employees in these 2 states

Apart from this, retail customers can cancel the policy at any time by informing the insurer. On the other hand, the insurer can cancel the policy only on the basis of established fraud. The circular states that the insurer will have to refund the proportionate premium for the unexpired policy period on cancellation.

IRDA became strict

IRDA has also provided strict timelines for settlement of claims, including appointment of surveyors and submission of their reports. It shall be the duty of the insurer to obtain the survey report in time, IRDA said.

In Motor Insurance, the customer will be given additional options of ‘pay as you drive’/’pay as you go’ as the first choice. At the same time, there should be no burden on the customer for settling the claim.

In addition, the “fire” policy must have the option to choose add-on covers such as flood, cyclone, earthquake, landslide, rock slide, terrorism or opt out of a comprehensive fire and allied risks policy. Insurers must also provide a customer information sheet (CIS) to provide clear and concise policy details, including scope of coverage, exclusions, warranties and claim settlement process.

The post IRDAI’s new order….! Insurance companies can’t reject claims for lack of documents first appeared on Rightsofemployees.com.

To save time and avoid hassles, taxpayers should keep all the necessary documents in one place before filing ITR. This will make the process of filing returns very easy and there will be no hassle while filing ITR.

One thing that the taxpayer should take special care of is that he should fill all the information correctly in the ITR. If any mistake is made, the ITR is rejected by the Income Tax Department. Let us tell you which documents you should keep ready while filing income tax return.

Form 16

Form 16 is very important while filing returns. Although Form 16 is issued by the company. But, if the taxpayer has changed jobs in the financial year, then he should get Form 16 from the old company before filing the return. Form 16 contains all the information about the taxpayer’s income along with the details of Tax Deduction at Source (TDS).

Also Read: IRDA issued a new circular, Cashless claims must be cleared in 3 hours

Before filing the return, the taxpayer must check whether all the information in Form-16 is correct or not.

Interest Certificate

We get interest on the amount deposited in the bank. If we have invested in FD or any other scheme, then we have to give information about the returns received on that to the Income Tax Department.

The best way to get all the details like interest and returns is through Interest Certificate. The Interest Certificate contains the details of the bank’s interest along with other interest rates.

If interest of up to Rs 10,000 is received annually on the saving account, then there is no tax on it.

Income Source

Many taxpayers earn income from many other sources along with their jobs. For income, they invest in many places like Mutual Funds or share market etc. Information about these investments also has to be given to the Income Tax Department.

While filing ITR, the taxpayer has to tell where he has invested and how much profit he has earned from there. If the taxpayer has received capital gain through investment, then its details also have to be given in ITR.

The post Income Tax Return 2024: Keep these documents ready before filing ITR, otherwise you will get IT Notice first appeared on Rightsofemployees.com.

While filing Income Tax Return ( ITR ), taxpayers want to avail maximum exemptions. Although, the Income Tax Department gives tax exemption to the taxpayer on many schemes and allowances. Even a salaried person who pays rent for his residence can also avail the benefit of HRA deduction.

Let us tell you that salaried persons get house rent allowance (HRA) along with their salary. In such a situation, taxpayers claim HRA exemption, but many times the Income Tax Department rejects their claim.

In such a situation, the question arises as to how to claim HRA so that the claim is not rejected and which documents are mandatory while making the claim.

Also Read: New Rule from 1st June 2024 : Details you need to know

Before knowing how to claim HRA, let us tell you that the information about how much HRA an employee gets is given in the salary slip. Apart from this, the company also gives this information in the tax projection statement of its financial year.

HRA is a part of salary, so its information is in Part B of Form 16. Form 16 is issued by the company. It contains all the information of the employee like basic salary, TDS, HRA etc.

Is rent agreement and receipt necessary?

Rent Agreement is necessary for HRA claim. Apart from this, Rent Receipt is also important. Actually, the Rent Receipt shows that the employee has paid the rent as per the rent agreement.

For this reason, the taxpayer should keep both these documents safely. Sometimes the Income Tax Department orders to submit these documents due to some discrepancy.

In the absence of rent receipts, the claim can also be rejected by the department. In fact, many times taxpayers make rent agreements with their family members. In such cases, the department rejects the claim due to lack of rent receipts or proof of actual payment.

You can file a claim without a PAN card

PAN Card is issued by the Income Tax Department. As per the rules, if a person pays less than Rs 1 lakh as annual rent, then the landlord does not need a PAN Card.

At the same time, it is mandatory to provide the PAN details of the landlord for rent of more than Rs 1 lakh. If the tenant pays rent of more than Rs 6,00,000 annually, then TDS of 10 per cent is deducted from the monthly rent.

If the landlord does not have a PAN, then in such a situation the landlord has to give a written declaration. In this, the landlord has to give the name, address and other information. This information helps in verifying the rent receipt.

The post ITR Filing 2024: If you do not provide these documents then your HRA claim may be rejected first appeared on Rightsofemployees.com.

One of these schemes is Pradhan Mantri Ayushman Bharat Yojana. Under this scheme, Ayushman cards of eligible people are made, and then each cardholder is given an insurance cover of up to Rs 5 lakh, that is, if needed, you can get free treatment up to Rs 5 lakh. Under the scheme, Ayushman Golden Card is being given to the eligible people. You can apply for this. You just need some documents. So let us tell you about this.

• Aadhar card
• Ration card
• mobile number
• Address proof.

• If you do not have the documents mentioned in the previous slides, then in such a situation you will not be able to apply. Therefore, keep these documents with you.

• You can apply online for this scheme, for which you have to visit the official website of National Health Mission. Just keep in mind that for this your age should be more than 18 years.

• If you want to apply not only online but also offline, you can do so. For this you have to go to the nearest public service center, where you can apply for Ayushman card.

The post Ayushman Card: These documents will be required while making Ayushman Card, see the list here first appeared on Rightsofemployees.com.

• If you too have just got married and want to change your surname and address in your Aadhaar, then you can do this.
• For this, first of all you have to go to the nearest Aadhar Seva Center with your husband.

• You have to fill the form by going to the center
• In this, other information like name, Aadhar number and mobile number has to be given.
• Apart from this, you also have to attach copies of some documents along with this form and take the originals along with you to the centre.

• You have to carry husband’s Aadhar card, marriage certificate and marriage card among the documents.
• The official at the center collects your documents as per requirement
• Then the copies of these documents have to be attached to the form and submitted to the concerned officer.

• After this your biometrics are taken
• Your photo also gets clicked
• After this your information is updated and it gets updated in some time.
• After this you can get your PVC card home delivered for just Rs.50.

The post Aadhaar Card: Surname changed in Aadhaar after marriage, these documents will be required first appeared on Rightsofemployees.com.

Form 16

If you are a salaried taxpayer, Form 16 is the most important document for filing your ITR. This is a TDS deduction certificate issued by your company or employer, which contains the details of salary and tax deducted and deposited on it. If your employer has deducted TDS from your salary during any financial year, it is mandatory for him to issue Form-16.

Form 16A and other TDS certificates

Apart from Form 16, the taxpayer will also have to collect other applicable TDS certificates. One such certificate is Form 16A. If the interest earned on FD in FY2022-23 exceeds Rs 40,000, the bank will deduct tax on it. You need to issue Form 16A for tax deducted on dividends paid during the financial year to mutual fund companies, provided it exceeds Rs.5,000.

Interest income and other interest certificates

While filing ITR, taxpayers have to give details of interest income received from various sources like savings account, FD etc. That’s why it is necessary to take interest certificate from banks, post offices and other financial institutions. Enter correct income details in ITR and also claim tax deductions and exemptions for your investments.

This document is also necessary to file ITR

1. Annual Information Statements (AIAs)
2. Tax Saving Investment and Expenditure Certificate
3. Capital gain from sale of property, shares, mutual funds
4. bitcoin sale documents
5. aadhaar number
6. Details of investment in unlisted shares
7. bank account details

The post ITR Documents: These 10 documents are necessary to file ITR, know the online process first appeared on Rightsofemployees.com.

Which documents are required? (Sahara Refund Portal Link And Documents)

1- Membership Number
2- Deposit account number
3- Mobile number linked with Aadhaar (Mandatory)
4- Certificate of Deposit / Passbook
5- PAN Card – If the claim amount is more than Rs.50,000.

Sahara Refund Portal Step By Step process

Investors have to keep in mind that the mobile number registered with Aadhaar should be active. If you have changed the number linked to Aadhaar, then link the new number with Aadhaar. Also, your bank account should be linked with Aadhaar number. Cooperation Minister Amit Shah said that with the help of these documents, any investor will be able to get the refund back by uploading his receipt on the portal. Tell me, a form has been given on the portal, after downloading it, investors will have to upload it again on the portal with their signature giving complete information.

Money will be returned in 45 days

The Union Minister said that this money will be returned in 45 days after the investors apply. The Cooperative Minister said that in the first phase money is being returned to those people whose investment amount is Rs 10,000. Also, up to Rs 10,000 are being returned from the total investment amount of big investors. He told that after the return of Rs 5000 crore, we will take the help of the Supreme Court to return the money to the people.

The post Sahara investors’ money will be returned in 45 days, know which documents will be needed first appeared on Rightsofemployees.com.

Whenever we buy a house, land or any other property, we get rest assured by getting the registry done in our name. But is the registry alone enough to give you the ownership rights of the land? The answer would be no. You must have heard about many such cases that a person sold the same land to many people. Or the property you have bought already has a lot of debt on it. After the property registration is done in your name, you will also have to pay that loan. That is, only registry is not enough. Along with this, you also have to take another important document.

Must check Property Mutation

Many people consider mutation and sale deed to be the same. But both are different. People think that once the registry is done, the property is also in their name and they do not pay attention to the change of name. You may have got the registry done, but no property will be called yours until you transfer its name. You should check in advance in whose name the property you have bought or is going to buy is in your name. Also, has anyone taken a loan in the name of that property.

How to get the transfer done There are mainly three types of immovable property. In which agricultural land, industrial land and habitable land have been classified. The renaming (transfer) of all the three lands is different. The conversion of cultivable land is done by the Patwari of your area. The industrial land will be renamed from the industrial development center present in your district.

On the other hand, the renaming of residential land will be done by the Municipality, Municipal Corporation, or Gram Panchayat of your area. Whenever you buy a property, along with all the documents related to the purchase, you should go to the concerned office and get the property transferred. So that later no one comes to assert their right on your land.

The post Property mutation: Why mutation is important for property , Registry Needs These Documents first appeared on Rightsofemployees.com.

If your account has become active under NPS i.e. National Pension System, then it can be reactivated again. National Pension System is a retirement saving scheme. If you want to take advantage of the National Pension System, then the closed account can be started again. Know how you can do this.

How to unfreeze?

To unfreeze the account, the customer has to pay the total minimum amount for the period of freeze. Minimum contribution for the year in which the account is reactivated along with a penalty of Rs.100/- has to be paid. To unfreeze an account, the customer has to visit the Point of Presence (POP) and deposit the required amount.

These documents will be required –

• PAN card,
• identity card,
• Address proof,
• passport size photos,
• reactivation form,
• You can also get this form from the official NPS website.

You have to fill the form properly with all the required documents. Sign and submit the form with all the information like PRAN, reason for activation and personal details. You will also have to submit KYC documents and passport size photographs along with the form. When the complete form is filled, you can submit the form by going to the POP-SP office. You will have to pay a nominal fee to reactivate the NPS account. Information regarding fee will be available from POP-SP. When you make the payment, take the receipt for it.

Minimum contribution required

The minimum contribution at the time of account opening is Rs.500 for Tier I and Rs.1000 for Tier II. The minimum contribution amount is Rs.500 for Tier I and Rs.250 for Tier II. 6000 for Tier I and the minimum annual contribution is Rs. 2000 for Tier II is Rs.

The post How to reactivate your in-active NPS account, know the complete process first appeared on Rightsofemployees.com.

There is a provision to get special exemption on the rent given to the people living on rent, but to get this exemption, you must have some important documents. Without this you will not be able to claim HRA. If you are also a taxpayer and want to claim tax exemption while filing ITR, then know what things should be kept in mind to avail this benefit.

You can claim HRA even while staying at your parents’ house.

Even if you live in your parent’s house, you can claim exemption under HRA to get income tax exemption. Let us tell you that almost every private employee gets HRA, which is a part of his CTC. Exemption for HRA can be claimed under section 10(13A) of Income Tax.

In such a situation, if a person lives in his parents’ house, he can claim HRA exemption for the rent of that house as well, if there is a solid document. According to the Income Tax rules, you can claim this exemption only through the rent receipt on annual rent up to Rs 1 lakh.

At the same time, you will have to give the PAN card number of the landlord for the rent higher than this. After this, the landlord will also have to pay tax on income above Rs 1 lakh and you will be able to claim HRA for the amount above that.

These documents are necessary for claiming HRA

According to income tax rules, if you want to get exemption under house rent allowance, then for this you must have the receipt of the rent paid. Without this you cannot claim the rent. For this, get a rent agreement done with your landlord. This is considered a strong proof of rent paid. This rent agreement should contain your name, landlord’s name, address, PAN number, Aadhaar number and stop duty paper as per the rules of that state. If you are paying any TDS on this, then mention the same in this agreement.

ITR file will have to be done by 31st July-

The season for filing income tax returns for the financial year 2022-23 or assessment year 2023-24 has come. The Income Tax Department has fixed its deadline till July 31, 2023. While you can file it till December 31, 2023 with late fees.

The post HRA Tax Exemption Documents! These documents are required for HRA claim, see the complete list here first appeared on Rightsofemployees.com.

Although nowadays it has become very easy to make any change in Aadhar card, but if you are married, then information about how to change surname in Aadhar card is being given here.

In our country, girls often add husband’s name to their name after marriage or their surname is changed. Although this work is more social, but it is very important to update it in the Aadhar card, otherwise you may face many financial problems. After marriage, there are many changes including address, surname, then you should update it immediately, so that you do not have any problem.

Know here the process of changing surname, address

• Visit the official website of UIDAI www.uidai.gov.in.
• Sign-in with your Aadhar number.
• OTP will come on the mobile, after filling it, you will be able to access your Aadhar card on the UIDAI website.
• To change the name, you have to select the Rename option. After that change your surname and write.
• You can also change both name and surname.
• You will have to submit all the required documents on www.uidai.gov.in.
• After this you have to click on the option of Send OTP.
• Now OTP will come on your registered number.
• Submit your form by entering OTP.

Offline can also be done at Aadhar Card Center,

if you want to change name or address offline, then go to Aadhar Enrollment Center for this. Fill the form to change the name in Aadhar card and submit Rs 50 along with all the required documents. After the completion of all the process from there, your updated Aadhar card will come to your home in a few days.

The post Aadhaar Card Update: How to change surname or address in your Aadhaar card after marriage, know the process here first appeared on Rightsofemployees.com.

That’s why it is very important that there is a need to be very careful while buying or selling any property. Many documents are also needed while buying and selling property. Without these documents the deal cannot be finalized. Many documents like lease deed, mortgage deed, gift deed, exchange deed and sale deed are also very important while selling the property.

While selling a property, the Sale Deed and other deed documents come in handy. Today we are going to give you information about one of these important documents, the sale deed. Sale deed is one of the most important documents. Sale deed in Hindi means sale deed or banama paper.

What is sale deed after all?

It is a legal document that empowers the owner or seller of the property to transfer the rights of the property in the name of the buyer. After the seller has drafted the sale deed, the property should be registered at the local sub-registrar’s office. People have to register to buy land. The whole process of registry is completed only after registering the Sale Deed. First of all, the buyer and seller of the land have to get the sale deed prepared with mutual consent. After this, online registration is done on the basis of this sale deed only. The land for which registration is being done.

Is sale deed necessary?

Many times people often ask whether it is mandatory to get the sale deed registered. So the answer is yes, it is very important to register the sale deed. Unless the sale deed is registered, the buyer cannot legally become the rightful owner of the property. The sale deed should contain several clauses as per the Transfer of Property Act.

Documents required while drafting the sale deed include building plan, allotment letter by the builder, tax slip, utility bill (electricity), power of attorney (if applicable), title documents, and all pre-registered agreements in case of resale of the property Are included.

The post Property Documents: Now you will not be able to sell property without these documents first appeared on Rightsofemployees.com.

On March 31, the central government has made it mandatory to link Aadhaar card with the account along with giving the gift of increased interest rates to NSC investors for the April-June 2023 quarter. Whereas, investors have been asked to link PAN as well. The investment tenure in NSC is five years.

The Central Government has announced to increase the interest rate on National Savings Certificate (NSC) by 70 basis points on March 31, 2023, which has benefited investors a lot. After this, now the interest rate on NSC has increased from 7 percent to 7.7 percent, which is much higher than other schemes like PPF etc. The new interest rate on NSC will be applicable on the amount invested anytime between April 1 and June 30, 2023.

Deadline for submission of documents

The Finance Ministry has made it mandatory for investors of small savings schemes to submit Aadhaar. Investors can submit their Aadhaar and PAN card to the accounts office. Apart from this, the investor can also submit both the documents at the post office having the respective account. A six-month deadline has been given for submission of both the documents from April 1, 2023, which will end on September 30, 2023.

What will happen if Aadhaar is not submitted for NSC account

According to the instructions of the Ministry, if Aadhaar is not submitted by 30 September 2023, then the amount deposited in NSC account will be frozen. In this case, the amount of interest payable to the investor will not be deposited in the bank account. Whereas, the investor will not be able to deposit the amount in his NSC account. Apart from this, the maturity amount will not be credited to the bank account of the investor.

Benefits of Investing in NSC Scheme

1. National Savings Certificate is operated under NSC Post Office Savings Scheme. To invest in NSC, the customer can open an account in the post office.
2. Deduction is allowed on the amount deposited in NSC under section 80C of the Income Tax Act.
3. Investors can invest a minimum of Rs 1000 in NAC while there is no limit for the maximum deposit amount.
4. The investment tenure in NSC is for 5 years. You can close it prematurely or withdraw the deposit amount prematurely.

The post NSC Documents: Big news! NSC investors will have to submit two documents to get interest money, first appeared on Rightsofemployees.com.

Recently, the Department of Food and Public Distribution gave information in this regard through notification. Earlier, the last date for linking ration card with Aadhaar was 31 March 2023. The government has decided to change it to 30 June. Subsidized food grains and fuel are distributed at cheap rates to crores of eligible ration card holders in the country.

Like documents like passport, pan card, ration card is also used as proof of identity and address. In the past, many such cases have come to the fore that many needy people are not getting subsidized food grains and some such cases have come to the fore that ration card holders are taking food grains at a cheaper rate than their share.

Those who are not eligible are also taking subsidized grains from ration shops and those who are eligible are not getting subsidized grains. To curb this, the central government has decided to link the ration card with Aadhaar. Here are the steps to link ration card with Aadhaar.

Ration card to Aadhaar online like this

• First of all, go to the official website of the state’s Public Distribution System ie PDS.
• Now fill the asked details like Aadhaar card number, ration card number and registered mobile number.
• Proceed by clicking on the ‘Continue’ button.
• Now a One Time Password (OTP) will come on your registered mobile number.
• Fill this OTP in the requested place and click to link ration card with Aadhaar.

Link ration card to Aadhaar offline like this

• Eligible ration card holders should get photocopies of Aadhar card and ration card of all the members of their family.
• If the Aadhaar of the ration card holder is not linked to his bank account, then also get a photocopy of the bank passbook.
• Submit the photocopies of the rest of the documents along with a passport size photograph of the head of the family to the ration office or PDS or ration shop.
• Keep in mind that you may be asked to provide a fingerprint ID on their sensor to make the given details valid from the Aadhaar database.
• You will be notified by SMS or email once the documents have been delivered to the appropriate department.
• The department concerned with PDS will process your documents, and notify you after successfully linking the ration card with Aadhaar card.

These documents will be needed

• Original Ration Card Photocopy
• Photocopy of Aadhaar card of all family members
• Photocopy of Aadhaar card of the head of the family
• Photocopy of bank passbook
• Two passport size photographs of the head of the family

The post Aadhaar-Ration Card Linking: Aadhaar ration card linking deadline has been extended, check new date here first appeared on Rightsofemployees.com.

It has been decided to give big relief to taxpayers in exemption. Its new order has been issued by the Finance Ministry.

Tax will not have to be paid on this amount The Income Tax Department has recently issued a new order for tax exemption, giving great relief to taxpayers. According to this new order, from now on taxpayers will get the benefit of exemption in income tax on the amount received for treatment. That is, you will not have to pay tax on this amount.

CBDT has released the form for exemption

Let us tell you that the Income Tax Department keeps on changing the rules from time to time keeping in mind the facilities of the taxpayers. Information in this regard has been given by the Central Board of Direct Taxes (CBDT). CBDT had recently also issued a form for income tax exemption on new conditions and expenses incurred on the treatment of corona.

Documents to be submitted along with the form

According to the notification of 5 August 2022, from now on your employer will have to submit a form to the Income Tax Department along with some documents, on the amount received from the employer or relatives for the treatment of corona. Tax exemption can be claimed.

Apart from this, the Income Tax Department had digitized the tax exemption form keeping in mind the facilities of the people and to promote digitization, so that people do not face any kind of trouble and Had to go round the offices.

The post Big relief to income tax payers, new order issued, tax exemption announced! first appeared on Rightsofemployees.com.

The loan amount can be taken under three categories. Under Pradhan Mantri Mudra Loan Yojana, loans can be taken under Shishu, Kishore and Tarun categories. To take a loan, you have to apply to the bank and there should be proper documents for the application. In such a situation, let us know with the help of which documents you can take a loan and how much loan amount will be received under the scheme.

How much amount will be given in Shishu category

If you are starting a business, then you can take a loan under the Shishu category. In this, you will be given a loan amount of up to 50 thousand rupees. You are given 5 years to repay the loan amount. During this, interest ranging from 10 percent to 12 percent can be charged.

kishor loan amount

If you have already started a business, then you can take a loan of Rs 50,000 to Rs 5 lakh under this scheme. The lending institution fixes different interest on this amount. Along with this, the application and credit records are scrutinized while giving the loan amount. If the records are found correct then the loan is approved.

Amount in tarun loan

This scheme is given to those people who have established their business and want to expand their business further, for which there is a need to buy property etc. In this case, the loan amount is given, which can be from Rs 5 lakh to Rs 10 lakh. The interest rate is decided by the lending institution.

What documents will be required

Application form, passport size photo, KYC document, identity card, address proof, income proof, complete business related details, office proof, license and registration proof etc. will be required to be given.

The post PM Mudra Loan Yojana: Loan up to Rs 10 lakh will be available in Mudra Loan, know which documents will be needed first appeared on Rightsofemployees.com.