There are a few things users should take care of. Otherwise they can be an easy target for scammers. Check out five important things you should keep in mind while making online payments through UPI.
Verify UPI ID before transacting
Before making any payment, verify the UPI ID twice. Similarly, whenever you are getting money, always share the correct UPI ID.
This will help you avoid wrong transactions and send money to someone else. You can send or receive as little as Rs 1 for confirmation.
Never share your UPI PIN with anyone
Never share your 6 or 4 digit UPI PIN with anyone. Scammers asking for your card/bank account details including PIN, OTP, Password etc., pretending to be a bank person. So make sure you never share this sensitive information with anyone.
Have proper security on your phone
Your screen must be locked before you can use all UPI, including Gpay and PhonePe. The lock screen reduces the chances of fraud in case the phone is stolen or misused. It is also suggested to change the lock screen password frequently.
Avoid using more than one UPI app
Using multiple UPI apps is of no use. Instead, it leads you to make a mistake. Hence, it is better to use the same UPI ID.
Do not click on unverified links
You may receive fraudulent links on your phone via SMS, WhatsApp or email. Avoid clicking on links that aren’t verified or seem phishy, instead delete them.
