PF account: If you also contribute to EPFO then it is important for you to check the status of your EPF account. You should check whether the employer i.e.
your company is also contributing the same amount as you are contributing or not. Many times it also happens that the company deposits the money from the employee’s account into the EPF account but the company does not contribute its contribution.
Find out whether the employer is depositing the money or not
If an employer does not deposit the money in the PF account of his employees on time, then he has to pay interest as per the interest rate fixed by EPFO. The employee can also complain about this to EPFO. He can complain only when it is confirmed that the money has been deducted from his salary but has not been deposited in the PF account. You will get this information from your PF account statement. This can be checked online from EPFO member portal or from PF office.
Action may be taken against the employee for default
If the company defaults in depositing money in the employees’ PF account, then it has to pay interest as per Section 14B and Section 7Q. The interest on default of less than 2 months is 5 percent. The interest on default of 2 to 4 months is 10 percent. On default of 4-6 months, interest will be charged at the rate of 15 percent. On default of more than 6 months, interest will have to be paid at 25 percent rate.
You can complain like this
If an employee finds that his employer is not depositing his PF money in his EPF account, then he can complain online through the EPFiGMS portal. To register a complaint on this portal, you will have to provide your details. These include Universal Account Number, Employers Establishment Code and details of your complaint. If you face difficulty in filing complaint online, you can also complain in the regional office of PF.
You can also complain on Umang App
EPFiGMS facilities are also available on UMANG. You can lodge your complaint through Umang mobile app. Once the complaint is registered, the system generates a unique registration number. This information is sent to the subscriber through SMS or email. EPFO is a government organization. It comes under the Ministry of Labor and Employment.