Post Office New Scheme: Good News! 14 lakh rupees will be available in daily premium of only 95 rupees, this government scheme has a good chance of earning

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Post Office Sumangal Rural Postal Life Insurance Scheme: Any Indian citizen between the age of 19 years to 45 years can take advantage of this scheme. It also comes with an insurance of Rs 10 lakh.

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Post Office Sumangal Rural Postal Life Insurance Scheme: Financial investment is always a perfect way to secure your future as well as be prepared for bad times or emergencies. Even after this, many people avoid saving. The main reason behind avoiding savings is the high premium. Now there are many schemes in which the premium or investment is very low, in which even the rural population can invest money. For the people of rural areas, a small savings scheme named Sumangal Rural Postal Life Insurance Scheme will eliminate all your worries.

10 lakh rupees insurance

Any Indian citizen between the age of 19 years to 45 years can take advantage of this scheme. In this, insurance of Rs 10 lakh is available. If the policyholder dies, his family will get the money. This plan has 2 maturity periods. The account holder can choose a maturity period of 15 years or 20 years. Under a 15-year policy, 20-20 percent of the sum assured will be available as money-back on completion of 6, 9 and 12 years. At the same time, money-back is available on completion of 8, 12 and 16 years in a 20-year policy. The remaining 40 percent is available with bonus on maturity.

14 lakh rupees will be available on maturity

If a 25-year-old person takes a 20-year policy with a sum assured of Rs 7 lakh, he will have to pay a premium of Rs 95 per day. It is Rs 2850 in a month and Rs 17,100 in 6 months. You will get your money back but on maturity this amount will increase to Rs 14 lakh. In this plan, apart from returning the money, you also get money from time to time.

get money in the middle

With a sum assured of Rs 7 lakh in a 20 year policy, you get 20 per cent of the sum assured in the 8th, 12th and 16th years as mentioned above. 20 per cent of Rs 7 lakh is Rs 1.4 lakh and so on three payments, this amount will come to Rs 4.2 lakh. After this, in the 20th year, you will get Rs 2.8 lakh, which will complete the sum assured amount. After this you will get a bonus of Rs 48 per thousand annually. In 20 years, this amount will become Rs 6.72 lakh. That is, on maturity, you will get a total of Rs 9.52 lakh. The money back and maturity amount together will be Rs 13.72 lakh.

Beneficial plan for these investors

This plan is most beneficial for those who cannot wait for the maturity period. Those who need money in a few years i.e. need to withdraw cash. For them this plan may come in handy.

 

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