Post Office Scheme : Great schemes of Post Office in which you can start investing from Rs 100, 500 and even Rs 1000.


It is not necessary to start with a large amount for investment. There are many such schemes in the post office in which investment can be started with just Rs 100, 500 and even Rs 1000. Know about these schemes here.

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Post Office RD is like a piggy bank. In this, a fixed amount has to be deposited every month for 5 consecutive years. On maturity, the amount is returned along with interest. At present, interest is being given on it at the rate of 6.7%. Any person can start investing in this scheme with even Rs 100.

Post Office Time Deposit

पोस्‍ट ऑफिस टाइम डिपॉजिट

The fixed deposit scheme run in post office is called Post Office Time Deposit. In this, lump sum amount can be deposited for 1, 2, 3 and 5 years. The interest rate varies according to the tenure. Interest is available at 6.9% for 1 year, 7% for 2 years, 7.1% for 3 years and 7.5% for 5 years. A minimum deposit of Rs 1000 can also be made in this.

Post Office MIS

पोस्‍ट ऑफिस MIS

Investment in Post Office MIS can also be started with a minimum of Rs 1000. The maximum investment is Rs 9 lakh in single account and Rs 15 lakh in joint account. In this scheme which earns money through interest every month, interest is given at the rate of 7.4%. Your money is deposited for 5 years and after that the original amount is returned.



Public Provident Fund is a scheme which has to be run for 15 years. A minimum investment of Rs 500 can be made annually and the maximum investment is Rs 1.5 lakh annually. In this scheme, interest is given at the rate of 7.1%.

Senior Citizen Savings Scheme

 वरिष्‍ठ नागरिक बचत योजना

Senior Citizen Savings Scheme is also a one time deposit scheme. Investment in this scheme can be started with a minimum of Rs 1000. Maximum investment can be made up to Rs 30 lakh. The government gives interest at the rate of 8.2% on this 5-year deposit scheme being run for senior citizens. This scheme is very good for retired people.



Any Indian citizen can start investing in National Savings Certificate with just Rs 1000. There is no limit on maximum investment. At present, interest is being given on this scheme at the rate of 7.7%. In this scheme also, you can take advantage of better interest rates by depositing the amount for 5 years.

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