Property Documents: These 5 documents are most important while buying property, check these first


Property Documents: If you are going to buy a property, then buy it only after examining all its documents and legal documents thoroughly. These are five documents about which you should know. Let us know about it in detail.

- Advertisement -
WhatsApp Channel Join Now
Telegram Group Join Now
Instagram Group Follow Now

The property market in the country is once again gaining momentum and people are showing enthusiasm in buying flats, plots and commercial properties. Builders and realty developers are also happy with the good pace of purchase and sale of property again. However, while buying property, you should be aware of some basic things and be cautious otherwise there is a fear of fraud.

Here we will tell you which documents you should check before purchasing any property and only then purchase the property. Here we will tell you which documents you should check beforehand while purchasing a property.

Title deeds

Before buying any property, get information about its title deed beforehand and check its documents. You can get it certified by a lawyer. Mainly, the title deed shows that the property you are going to buy is not stuck in any legal trouble. There is no problem in its transfer, divide etc. You should proceed with the purchase of property only after seeing this title deed.

Are the loan papers clear or not?

Before buying a property, you should check the papers to ensure that there is no loan of any kind on your property. Its owner does not have any debt as a liability on this property. It is very important to check it and without checking it you should think about purchasing the property.

Layout Papers

You should be careful about the layout papers of the property and get all the information about its map, whether the open area map is nearby or not. You should be assured beforehand that there will be no property dispute of any kind later.

NOC or No Objection Certificate

Before purchasing any property, it is very important to obtain its No Objection Certificate. If you are buying a flat then you should have information about its society and NOC of the tower.

Commencement certificate

This is known as Construction Clearance Certificate and get it before purchasing a flat or under construction property otherwise it may lead to problems later. Here you can know what experts related to buying and selling property have to say about this.

Akhil Gupta, Co-Founder and CTO,, says that despite all the pros of buying property in the current real estate market, this plan can go sideways and create more inconvenience and stress than the property is worth. In this context, here are five key things to note before buying a property:

Property ownership check

Before buying, it is important to research about the ownership of the property. Title deed is one of the most important documents that should be verified before purchasing a house or anything else that helps indicate the actual ownership. It also states the rights and obligations of the owner and the rights of a mortgagee, if required by the owner to verify that there are no issues with respect to ownership transfer, partition, conversion, mutation, etc.

It is also essential to verify that the land on which the property is built has been purchased legally and if it has been constructed in compliance with the permissions provided. It is advisable to have the ownership document reviewed by an attorney. Thankfully, with the help of online legal assistance by proptech firms like No Broker, this service has now become hassle-free.

Verification of Encumbrance Certificate: Seek help from a legal professional

Property is a tangible asset, and over the years it bears certain taxes by the local municipal corporation. Thus it is necessary to verify that he has no outstanding dues for which a buyer should check the encumbrance certificate. An encumbrance certificate proves that there is no monetary and legal liability on your property. This can be obtained from the office of the sub-registrar where the property has been registered. This is an important aspect to check as it can go back as far as 30 years.

Commencement Certificate

It is also known as construction clearance certificate. This document is mandatory when you are purchasing an under-construction property from a developer. It could be a builder’s flat, land or house. It said that the construction has started only after getting necessary approvals, licenses and permissions from the local authorities.

layout or building plan

Layout plans should be approved by the appropriate planning authorities. Home buyers need to be cautious as there have been cases where developers have deviated from the approved layout by adding extra floors or reducing open areas. This is an important aspect that should be cross-checked before finalizing the property purchase.

Usually, a building plan is approved by the local municipal authority. It is also known as a site plan and this document includes a blueprint of the project, equipment layout and utilities. Any unauthorized or additional construction runs the risk of subsequent demolition or denial of possession.

Occupancy or OC Certificate

Last but not least, this certificate is also issued by the local authorities only after the completion of the construction of the project. This document certifies that the property has been constructed in compliance with the permissions granted. Therefore, at this stage the developer must have completed all the necessary water, sewage and electricity connections. This ensures that the building is suitable for business purposes and that the people purchasing the property can have it.

7th pay commission: Big news for central employees! You will get this big gift after the elections

- Advertisement -