The one who walks thinking about the future, there is no shortage of money in the future. If you want to take pension from the age of 40, then this LIC policy is for you. LIC has come up with a new scheme, in this you have to invest only once. After this you start getting pension (LIC Pension Scheme).
The name of this special scheme of LIC is LIC Saral Pension Yojana. Today we are going to give you complete information about this scheme in this news. Also, let us tell you that this is a scheme of LIC, so there is no risk of money in it.
What is LIC’s Saral Pension Scheme
To take this scheme, you have to pay a premium once. After this you will get pension for whole life. On the other hand, if the policyholder dies, then his nominee will get back the lic investment amount.
The special thing about this plan is that it gives the same return throughout life. The minimum age for investing in this scheme is 40 years and the maximum age is 80 years. LIC scheme can be bought by an individual alone or husband and wife together are also eligible to invest in this scheme. At the same time, the policyholder can surrender this policy at any time after 6 months.
In this way you will get Rs 12000 pension every month
There are 4 options to take pension in LIC Saral Pension Plan. You can get monthly, quarterly, half yearly or yearly pension. In this scheme, monthly pension minimum will be Rs 1000, quarterly pension minimum is Rs 3,000, half yearly pension minimum is Rs 6000 and annual pension will be minimum Rs 12000.
There is no limit on the maximum pension amount in LIC scheme. For example, if you invest at the age of 42 and you are buying an annuity of Rs 20 lakh, you will get a pension of Rs 12388 per month.
Loan is also available in this scheme
Loan facility is also available in LIC’s scheme. Customers can apply for a loan after 6 months of purchasing the scheme. Apart from this, if you need money for the treatment of any disease, then you can easily withdraw the money deposited in the policy. On surrendering the policy, the customer will get back 95% of the base price.
