Reliance Jio has expanded its prepaid OTT pass lineup with two new options priced at ₹550 and ₹2,000. The new vouchers combine mobile data with access to multiple streaming platforms and JioTV content.

The ₹550 pass is valid for 84 days, while the ₹2,000 option remains valid for a full year. Both are designed as add-on vouchers and require users to have an eligible base prepaid plan.

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Jio ₹550 OTT Pass: Benefits and Validity

The new ₹550 Jio OTT pass comes with 84 days of validity and provides 90GB of 4G data.

It is a data-only voucher, meaning users need an existing Jio prepaid plan with either three-month or annual validity to use it.

The main benefits include:

• 90GB 4G data
• 84-day validity
• YouTube Premium
• Amazon Prime Lite
• JioHotstar
• SonyLIV
• ZEE5
• Lionsgate Play
• Discovery+
• SunNXT
• Kanccha Lannka
• ETV Win
• Chaupal
• Hoichoi
• FanCode
• Times Play
• Tarang Plus
• JioTV

Subscribers also get access to more than 1,000 live TV channels through the JioTV Mobile app.

₹550 Plan Also Adds 5G Access

Another notable feature of the ₹550 pass is its 5G benefit.

According to the plan details, users whose existing prepaid plan does not include 5G can receive 5G access after adding the voucher.

The 5G benefit remains available for 84 days or until the base plan expires, whichever comes first.

Therefore, customers should check the remaining validity of their existing recharge before purchasing the add-on.

Jio ₹2,000 OTT Pass: One-Year Validity

For customers looking for a longer-term option, Jio has introduced the ₹2,000 prepaid OTT pass.

The voucher has a 365-day validity and provides 365GB of data during the validity period.

However, this pass is intended only for customers who already have a Jio prepaid plan with one-year validity.

Jio ₹2,000 Plan Benefits

The annual pass includes:

• 365GB data
• 365-day validity
• YouTube Premium
• Amazon Prime Lite
• JioHotstar
• SonyLIV
• ZEE5
• Lionsgate Play
• Discovery+
• SunNXT
• Kanccha Lannka
• ETV Win
• Chaupal
• Hoichoi
• FanCode
• Times Play
• Tarang Plus
• JioTV

Like the ₹550 voucher, the ₹2,000 pass also provides access to 1,000+ live TV channels through the JioTV app.

5G Benefit With the ₹2,000 Voucher

The annual OTT pass can also provide 5G access to eligible users whose base prepaid plan does not already include the benefit.

The 5G access continues for 84 days or until the underlying prepaid plan expires, whichever is earlier, according to the plan details.

This makes the voucher particularly relevant for Jio users who already maintain an annual prepaid connection and want additional data and entertainment benefits.

Jio ₹550 vs ₹2,000 OTT Pass

How Do the New Jio OTT Passes Work?

These aren’t standalone prepaid plans that replace a regular Jio recharge.

Instead, they work as add-on vouchers, meaning customers need an eligible base plan first.

For the ₹550 voucher, the base plan needs three-month or one-year validity. The ₹2,000 voucher requires a one-year prepaid plan.

This structure allows existing Jio subscribers to add more data and entertainment services without replacing their primary recharge.

Are the New Jio OTT Passes Worth It?

The ₹550 option could appeal to users who want a large data allowance and several OTT subscriptions for around three months.

The ₹2,000 option is aimed more at annual-plan users who want additional data and entertainment benefits throughout the year.

However, customers should check their existing recharge’s validity and the applicable terms before purchasing either voucher, particularly because the 5G benefit can expire earlier than the OTT or data validity depending on the base plan.

Jio ₹550 and ₹2,000 Plans: Bottom Line

Jio’s new ₹550 and ₹2,000 OTT passes expand its range of data-and-entertainment add-ons.

The ₹550 voucher provides 90GB data for 84 days, while the ₹2,000 option offers 365GB for 365 days. Both include a broad collection of OTT services and access to more than 1,000 live TV channels through JioTV.

For existing Jio customers who already have eligible long-validity plans, the new vouchers provide another way to add data, streaming subscriptions and 5G benefits to their connection.

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The post Jio Launches ₹550 and ₹2,000 OTT Passes With Data and 5G Benefits first appeared on Rightsofemployees.com.

Reliance Jio has several prepaid options for users looking for long-validity plans with 5G connectivity. Among them, the ₹859 prepaid plan stands out for customers who want 84 days of service, 2GB daily data and unlimited 5G.

The plan is positioned as Jio’s cheapest 84-day option that combines 2GB of daily data with access to unlimited 5G. It also bundles calling, SMS and several additional digital benefits.

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Jio ₹859 Plan: Benefits at a Glance

The ₹859 prepaid recharge provides the following benefits:

The plan is available to Jio customers across India, according to the source.

2GB Daily Data for 84 Days

One of the biggest advantages of the ₹859 recharge is its combination of 2GB daily data and 84-day validity.

Over the entire validity period, the plan provides 168GB of bundled 4G data.

For users with a compatible 5G smartphone who are within Jio’s 5G coverage, the plan also provides unlimited 5G data without the same daily data limit.

Unlimited Voice Calls and 100 SMS Daily

The recharge includes unlimited voice calling, making it suitable for users who make frequent calls.

Subscribers also receive 100 SMS per day throughout the 84-day validity period.

This means users don’t need to purchase a separate voice or SMS pack during the plan’s validity.

Jio 5G Access With the ₹859 Recharge

Jio’s ₹859 plan provides access to its 5G network for eligible users.

The source states that Jio offers 5G Standalone (SA) connectivity and that most modern 5G smartphones support the required technology.

However, actual 5G availability depends on factors such as compatible hardware and network coverage in the user’s location.

JioHotstar Subscription Included

The ₹859 recharge also comes with an additional entertainment benefit.

Subscribers receive JioHotstar Mobile access for three months, allowing them to use the bundled OTT benefit during the applicable subscription period.

50GB JioAICloud Storage

Jio also includes 50GB of cloud storage through JioAICloud with this recharge.

Users can use the storage to keep supported digital files and other content in the cloud.

Google Gemini AI Pro for 18 Months

Another notable benefit is access to Google Gemini AI Pro for 18 months.

The source values this bundled benefit at ₹35,100, potentially making it an important addition for users who regularly use AI-powered productivity tools.

Is the Jio ₹859 Plan Worth It?

For someone specifically looking for 84 days of validity, 2GB daily data and 5G access, the ₹859 plan offers a strong combination of benefits.

The plan provides:

• 84-day validity
• 168GB of bundled 4G data
• Unlimited 5G access
• Unlimited voice calls
• 100 SMS per day
• 3 months of JioHotstar Mobile
• 50GB JioAICloud storage
• 18 months of Google Gemini AI Pro

The main attraction, however, is the combination of 2GB daily data and unlimited 5G over an 84-day period.

Users should check Jio’s current terms, 5G availability and eligibility before recharging, as network access and bundled benefits can be subject to applicable conditions.

Jio ₹859 Recharge: Final Verdict

The Jio ₹859 prepaid plan is aimed at users who want a longer-validity recharge without giving up high-speed data and 5G access.

With 2GB of daily data, unlimited 5G, unlimited calls, 100 SMS per day and several additional digital subscriptions, it can be a practical option for heavy data users looking for an 84-day Jio recharge.

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The post Jio ₹859 Plan: 84 Days 5G, 2GB Daily Data first appeared on Rightsofemployees.com.

Flipkart Freedom Sale 2026 is now live for all customers, bringing discounts and promotional offers across smartphones, laptops, tablets, TVs and other electronics.

General access began on August 8, while Flipkart Plus and Black members received early access from August 7. The sale also features limited-time promotions, including hourly Tick Tock Deals, Rush Hours and a 6 PM to 7 PM Price Crash window.

Smartphones are among the biggest attractions, with Apple, Google, Samsung, Nothing, OPPO and Motorola all featuring in the sale lineup.

iPhone 17 Pro Max Gets a Sale Price Cut

Apple’s iPhone 17 Pro Max is among the premium smartphones highlighted during the Freedom Sale. The 256GB model, which launched at ₹1,49,900, is now available at a reduced sale price on Flipkart.

Higher-storage versions have also received price reductions. Buyers may be able to lower the effective price further through eligible bank and exchange offers.

Flipkart is also promoting other iPhone models as part of its sale lineup. Since the final price can depend on payment and exchange benefits, customers should check the live listing before purchasing.

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Google Pixel 10 Series Gets Lower Prices

Google’s Pixel 10 family is another major highlight of the sale.

The Pixel 10 Pro XL is available for ₹1,14,999, while the Pixel 10 Pro is priced at ₹99,999 under the current sale pricing. The standard Pixel 10 is also available at a reduced price.

Additional payment offers may be available on selected Pixel models, potentially reducing the final purchase price further.

Samsung Galaxy S25 and S25 FE Get Discounts

Samsung has reduced prices on several Galaxy smartphones during the Freedom Sale.

The Galaxy S25 is available at around ₹57,999, while the Galaxy S25 FE is priced at approximately ₹47,999.

Other Samsung Galaxy A-series smartphones are also included in the sale. However, shoppers should compare the exact storage variant and check whether the displayed price requires a particular bank or payment offer.

Nothing Phone 4a Series Gets Sale Pricing

Nothing is offering several of its smartphones at reduced prices.

The Nothing Phone 4a is listed at ₹37,999, while the Phone 4a Pro is priced at ₹43,999. The Nothing Phone 4b is available at ₹30,999.

These models give shoppers alternatives in the mid-range smartphone segment, particularly for buyers looking beyond Samsung and Apple.

OPPO Reno and K Series Deals

OPPO has also joined the Freedom Sale with discounts across multiple smartphones.

The OPPO K14 is available at ₹18,999, while the Reno 14 is priced at ₹36,999.

The newer Reno 15 lineup also gets sale pricing, with the Reno 15 listed at ₹43,200, the Reno 15C 5G at ₹37,800 and the Reno 15 Pro at ₹61,200.

Motorola Smartphones and Other Gadgets

Motorola is another brand featured prominently during the sale. The Motorola Edge 70 is among the highlighted devices, along with other Motorola smartphones covering different price segments.

The Freedom Sale isn’t limited to phones. Flipkart is also offering deals on:

• Laptops and MacBooks
• Samsung Galaxy Book laptops
• Tablets
• Samsung Galaxy tablets
• Smart TVs
• Wireless earphones
• Other electronics and accessories

Tablets, TVs and Audio Products Also on Sale

Shoppers looking beyond smartphones can find offers across several consumer-electronics categories.

Flipkart has highlighted products such as the Samsung Galaxy Tab A11+, Samsung Galaxy Book 4 series and Samsung 55-inch 4K Smart TVs.

Selected boAt wireless earphones are also part of the sale, expanding the discounts to audio products.

Tick Tock Deals and Price Crash Offers

One of the major features of the Freedom Sale is Flipkart’s rotating set of limited-time promotions.

The platform is running Tick Tock Deals, Rush Hours and its 6 PM to 7 PM Price Crash window. Prices and availability can therefore change during the event.

Shoppers should also remember that the advertised price may not always represent the final amount payable. Bank discounts, exchange values and limited-time promotions can all affect the checkout price.

SBI Card and EMI Offers

Eligible SBI credit card users can receive an instant 10% discount on qualifying purchases.

Flipkart is also offering No Cost EMI of up to ₹1 lakh, along with exchange benefits and other payment-related promotions on selected products.

These benefits can make a significant difference on expensive purchases such as smartphones, laptops and televisions, but eligibility varies by product and transaction.

What to Check Before Buying

Before placing an order during the Freedom Sale, shoppers should check:

1. Whether the displayed amount is the direct sale price or an effective price.
2. Whether a bank discount is required to receive the advertised price.
3. The exchange value offered for the old device.
4. The exact storage and RAM variant.
5. Whether the product is included in a limited-time promotion.
6. The final price shown at checkout.

Flipkart Freedom Sale 2026: Key Takeaway

Flipkart Freedom Sale 2026 offers discounts across smartphones, laptops, tablets, TVs and other electronics. The iPhone 17 Pro Max, Pixel 10 series, Samsung Galaxy S25, Nothing Phone 4a lineup, OPPO Reno series and Motorola smartphones are among the notable deals.

However, shoppers should not rely solely on the headline discount. Bank offers, exchange benefits and time-limited promotions can change the effective price significantly.

With Tick Tock Deals and the daily Price Crash window also running, checking the live listing before purchasing is essential to determine whether a particular deal actually offers the best value.

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The post Flipkart Freedom Sale 2026: Best iPhone, Pixel, Samsung and Other Gadget Deals first appeared on Rightsofemployees.com.

The Reserve Bank of India (RBI) has drawn a clear line on how banks and other regulated lenders can use technology to recover overdue loans.

Under the final loan recovery directions issued on August 6, lenders will not be allowed to remotely lock or disable a phone, tablet or laptop if the loan was not taken to finance that particular device. The new framework will come into force on January 1, 2027.

Even when a device was financed by the lender, restrictions will have to follow strict conditions and cannot be imposed immediately after an EMI is missed.

When Can a Lender Restrict Your Device?

The RBI allows remote device restrictions only when the loan was specifically used to purchase the device in question.

The loan agreement must clearly state that such technology may be used and explain how restrictions could be imposed. Borrowers must also receive advance information about the possible restrictions.

Importantly, lenders cannot use a normal personal loan as a reason to remotely disable a borrower’s existing smartphone or computer.

No Device Restrictions During the First 30 Days

The RBI has introduced a phased system for device restrictions.

A lender cannot restrict any function of a financed device until the associated loan has remained overdue for at least 30 days, provided the borrower has also received the required notices.

After 30 days, lenders may begin restricting non-essential functions in stages.

The full range of restrictions permitted under the loan agreement can only be applied once the loan becomes 60 days past due. Outgoing calls also cannot be restricted before this 60-day point.

This means a lender cannot completely disable a financed phone immediately after a borrower misses an EMI.

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Calls, SMS and Emergency Services Must Continue

The new RBI framework protects several essential functions regardless of the level of restriction imposed.

Lenders cannot block:

• Incoming calls
• SMS messages
• Emergency SOS functions
• Functions required for work or employment

Borrowers must also be able to see the status of restrictions placed on their device.

Banks and their technology providers will need appropriate certification for the restriction mechanism from the device manufacturer or operating-system platform wherever such certification is available.

Lenders Cannot Access Personal Data

The RBI has also placed restrictions on how lenders can use information stored on a device.

Recovery technology cannot be used to access or exploit personal information such as:

• Contacts
• Messages
• Call logs
• Photographs
• Location history

The restrictions are intended to facilitate recovery of legitimate dues without giving lenders unrestricted access to a borrower’s private data.

Device Must Be Restored Within One Hour

Once the borrower pays the outstanding dues, the lender must restore all restricted functions within one hour.

The same one-hour requirement applies where restrictions were imposed wrongly or restoration is delayed for reasons attributable to the lender.

In such cases, the borrower can receive compensation of ₹250 for every hour of delay, subject to a maximum amount equal to the loan originally disbursed.

Once the loan has been completely repaid, the lender must also give up access to the device-restriction technology. If borrowers need to remove associated software themselves, the lender must provide instructions.

Borrowers will continue to have the right to make partial or full prepayments at any stage.

RBI Tightens Rules for Recovery Agents

The new framework also introduces stricter rules for calls and visits by recovery agents.

Banks and recovery agents can ordinarily contact or visit borrowers or guarantors only between 8 AM and 7 PM. Communication outside this period is allowed only when the borrower or guarantor has specifically requested or authorised it.

Borrowers can also request that calls or visits be avoided at particular times, and such requests should ordinarily be respected.

Before the first physical recovery visit, lenders must provide at least one day’s notice and inform the borrower about the recovery agency involved.

Recovery agents must carry proper identification and authorisation documents.

Recovery Calls Must Be Recorded

Lenders will also have to maintain stronger records of recovery activity.

Recovery-related calls must be logged and recorded, with records generally preserved for six months. Borrowers must be informed that their conversation is being recorded.

The RBI has prohibited recovery agents from using:

• Threatening or abusive language
• Excessive or repeated calls
• Public humiliation
• False claims about debts or consequences of non-payment
• Social media posts exposing borrowers’ personal information

The rules are designed to prevent aggressive recovery practices while allowing regulated lenders to pursue legitimate unpaid dues.

Which Lenders Will Have to Follow the Rules?

The final directions apply across a broad range of regulated financial institutions, including commercial banks, small finance banks, regional rural and co-operative banks, NBFCs, housing finance companies and other RBI-regulated entities.

The new framework follows feedback received by the central bank on its revised draft issued in May.

Bottom Line

A bank cannot simply lock your personal phone because you defaulted on a normal loan.

From January 1, 2027, remote restrictions will be permitted only in specific circumstances where the lender financed the device itself and the loan agreement provides for such action. Even then, restrictions must be phased, essential services must remain available, personal data must be protected and the device must be restored promptly after payment.

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The post Can a Bank Lock Your Phone After Loan Default? RBI Sets Strict Rules first appeared on Rightsofemployees.com.

Kaun Banega Crorepati is returning with a new season, and Amitabh Bachchan is promising viewers a tougher game this time around. KBC Season 18 will premiere on August 10, with Bollywood stars Aamir Khan and Sunny Deol appearing as the show’s first celebrity guests.

The makers have already begun building anticipation with the tagline “Is baar sochna padega”, suggesting that contestants will face a more challenging battle of knowledge and logic.

Aamir Khan Questions Amitabh Bachchan

A new promo gives viewers a glimpse of the playful exchange between Aamir Khan and Amitabh Bachchan.

Aamir asks Bachchan what contestants will actually have to “think” about this season. Instead of revealing the details, the host gives him a teasing answer, making it clear that the upcoming edition will not be as straightforward as before.

The conversation soon turns into light-hearted banter, with Aamir acknowledging that contestants will indeed need to think harder this time.

Sunny Deol Makes His KBC Debut

The upcoming episode will also mark Sunny Deol’s first appearance on Kaun Banega Crorepati.

The veteran actor will join Aamir Khan as they promote their upcoming period drama Batwara 1947. The combination of Aamir, Sunny and Amitabh Bachchan has already generated considerable excitement among viewers, with fans reacting enthusiastically to the promotional footage.

What Is Batwara 1947 About?

Batwara 1947, directed by Rajkumar Santoshi and produced by Aamir Khan Productions, is set against the backdrop of the 1947 Partition of India.

The story is set in Lahore and explores the events surrounding the division of Punjab.

The film features an ensemble cast including Sunny Deol, Preity Zinta, Shabana Azmi, Karan Deol, Ali Fazal, Abhimanyu Singh, Khushi Hajare and Kanikka Kapur.

The project also marks Preity Zinta’s return to the big screen after an eight-year gap.

Music for the film has been composed by AR Rahman, with lyrics written by Javed Akhtar. The movie has received clearance from the Central Board of Film Certification without cuts and is scheduled to arrive in cinemas on August 14.

When and Where to Watch KBC Season 18

Kaun Banega Crorepati Season 18 premieres on Monday, August 10, at 9 PM.

The show will air on Sony Entertainment Television and stream on Sony LIV, with new episodes scheduled from Monday to Friday.

This season’s central theme focuses on how access to information has become easier in the digital age. According to the show’s concept, the real advantage now lies in understanding information, connecting ideas and applying knowledge effectively.

With Amitabh Bachchan returning to the hot seat and Aamir Khan and Sunny Deol opening the new season, KBC 18 is set to begin with a strong Bollywood-filled premiere.

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India’s foreign exchange reserves are expected to climb close to a record high in the coming weeks, supported by strong capital inflows following a series of measures introduced by the Reserve Bank of India (RBI), according to analysts.

The country’s forex reserves increased by $10.5 billion to $692.9 billion for the week ended July 31, marking the biggest weekly jump since late January. The current reserve level is now approaching the all-time high of $728.5 billion, which was recorded in February.

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RBI Measures Drive Strong Capital Inflows

India’s foreign exchange reserves have now increased for five consecutive weeks after the RBI introduced several initiatives to attract overseas capital.

Since early June, these measures have brought in approximately $40.8 billion through:

• Foreign currency deposits from the Indian diaspora
• Overseas borrowings
• Other foreign capital inflows

The higher reserve levels provide the RBI with additional resources to stabilize the rupee during periods of market volatility.

Analysts Expect Reserves to Touch $730 Billion

Gaura Sen Gupta, Chief Economist at IDFC First Bank, believes India’s forex reserves could reach around $730 billion by September, provided there are no major valuation losses on gold or non-dollar reserve assets.

She estimates that the RBI’s initiatives could ultimately attract between $90 billion and $100 billion in total capital inflows.

Challenges Could Limit Further Growth

Despite the positive outlook, analysts caution that forex reserves may not necessarily surpass their previous record.

According to Sakshi Gupta, Chief Economist at HDFC Bank, the RBI continues to utilize part of its reserves to:

• Support the Indian rupee through market intervention.
• Deliver dollars against forward contracts as they mature.

These activities could offset some of the reserve gains in the coming months.

Why Rising Forex Reserves Matter

A larger foreign exchange reserve strengthens India’s financial position by:

• Supporting the Indian rupee during periods of volatility.
• Improving investor confidence.
• Helping meet external payment obligations.
• Providing a cushion against global economic uncertainties.

With capital inflows continuing to improve, analysts believe India is well positioned to maintain healthy reserve levels over the coming months.

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The Delhi Government has launched the Delhi Lakshmi Yojana 2026, a women-centric welfare scheme aimed at strengthening financial security and promoting long-term savings.

Under the scheme, eligible women will receive ₹2,500 per month, with the government allocating ₹5,110 crore in the 2026–27 Budget for its implementation. The initiative is expected to benefit more than 17 lakh women across the national capital.

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What is Delhi Lakshmi Yojana 2026?

The Delhi Lakshmi Yojana is designed to provide regular financial assistance while encouraging women to build long-term savings and become financially independent.

The scheme combines monthly income support with a structured savings model to promote financial inclusion and social empowerment.

Key Features of Delhi Lakshmi Yojana

₹2,500 Monthly Financial Assistance

Every eligible woman will receive ₹2,500 per month under the scheme.

Budget Allocation

The Delhi Government has allocated ₹5,110 crore in the 2026–27 Budget to fund the scheme.

Registration Begins From August 1

The online registration portal opened on August 1, and applicants must complete registration and document verification before receiving benefits.

Expected Beneficiaries

The government estimates that over 17 lakh women will benefit from the scheme.

Savings-Based Payment Model

Beneficiaries can choose either of the following options:

• Deposit ₹1,500 into a Recurring Deposit (RD) or Fixed Deposit (FD) and ₹1,000 into a Digital Rupee Wallet, or
• Deposit the entire ₹2,500 into an RD or FD.

Three-Year Lock-In Period

Funds deposited in the Recurring Deposit remain locked for three years. After the lock-in period, the accumulated amount along with interest is credited to the beneficiary’s bank account.

Direct Benefit Transfer (DBT)

Financial assistance will be transferred directly to Aadhaar-linked bank accounts after successful verification.

Eligibility Criteria

Applicants must satisfy the following conditions:

Age

• Women aged 21 to 60 years.

Annual Income

• Family annual income should not exceed ₹2.5 lakh.

Delhi Residency

• Applicant must have been a resident of Delhi for at least 10 years.
• A self-declaration confirming continuous residence is required.

Family Conditions

• Only one eligible woman per family can receive benefits.
• Where multiple women qualify, the eldest eligible woman will receive the assistance.
• The applicant and family members should not have any criminal record.

Who Is Not Eligible?

The following categories are excluded from the scheme:

• Government employees.
• Government pensioners.
• Women already receiving regular financial assistance under another government scheme.
• Families paying income tax.
• GST-registered households.
• Families owning a four-wheeler.
• Households consuming more than 2,400 electricity units annually.
• Women with more than three living children.
• Families with members employed in Central Government, State Government, Public Sector Undertakings or other government organizations.

Benefits of Delhi Lakshmi Yojana

The scheme aims to improve women’s financial well-being through multiple benefits:

• Monthly financial assistance of ₹2,500.
• Encourages long-term savings through RD and FD deposits.
• Improves access to education, healthcare and skill development.
• Promotes women’s financial independence.
• Strengthens financial inclusion through Aadhaar-linked Direct Benefit Transfer.
• Encourages digital payments and formal banking.

How to Apply Online

Eligible applicants can complete the online application by following these steps:

Step 1

Visit the official registration portal from August 1.

Step 2

Complete the online application form with personal, family and income details.

Step 3

Upload all required documents.

Step 4

Provide Aadhaar-linked bank account details.

Step 5

Submit the application for verification.

Government authorities will verify eligibility, residence, income and other conditions before approving the application.

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28.

Documents Required

Applicants need the following documents:

Identity Proof

• Aadhaar Card
• Voter ID Card

Residence & Income Proof

• Proof of residence
• Income-related documents
• Self-declaration confirming:
  • At least 10 years of Delhi residence
  • No criminal record

Bank Details

• Aadhaar-linked bank account details
• Family information and other supporting documents

Why the Scheme Matters

The Delhi Lakshmi Yojana seeks to combine monthly financial support with long-term savings, enabling women to build financial stability while encouraging responsible financial planning.

With a ₹5,110 crore allocation and an expected reach of over 17 lakh beneficiaries, the scheme is among the largest women-focused welfare initiatives introduced in Delhi.

Key Highlights

• Delhi Lakshmi Yojana provides ₹2,500 monthly financial assistance.
• Registration began on August 1.
• More than 17 lakh women are expected to benefit.
• The scheme has a ₹5,110 crore budget allocation.
• Eligible women must be 21–60 years old with annual family income up to ₹2.5 lakh.
• Applicants must have lived in Delhi for at least 10 years.
• Benefits are transferred through Aadhaar-linked Direct Benefit Transfer (DBT).
• The scheme includes a savings-based RD/FD payment model.
• The first installment is expected around Raksha Bandhan (tentatively August 28) after verification.

FAQs

How much financial assistance is provided under Delhi Lakshmi Yojana 2026?

Eligible women will receive ₹2,500 per month under the scheme.

Who can apply for Delhi Lakshmi Yojana?

Women aged 21 to 60 years, with annual family income up to ₹2.5 lakh and at least 10 years of Delhi residency, can apply subject to other eligibility conditions.

When did registration begin?

Online registration started on August 1.

What documents are required?

Applicants need Aadhaar Card, Voter ID, residence proof, income documents, self-declaration and Aadhaar-linked bank account details.

When is the first payment expected?

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28, after successful verification of applications.

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The post Delhi Lakshmi Yojana 2026: Women to Receive ₹2,500 Monthly Assistance; Check Eligibility, Benefits & Registration Process first appeared on Rightsofemployees.com.

If you’re short on immediate funds but need to pay your income tax, using a credit card can be a convenient option. The Income Tax Department allows taxpayers to pay certain tax liabilities online through its e-filing portal, including payments made via authorized credit card payment gateways.

However, while the facility offers flexibility, taxpayers should understand the associated charges and repayment rules before choosing this payment method.

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Can You Pay Income Tax Using a Credit Card?

Yes.

The Income Tax Department permits taxpayers to pay various direct taxes online using a credit card through its e-Pay Tax facility.

The option is available for payments such as:

• Advance Tax
• Self-Assessment Tax
• Outstanding Tax Demand
• Other eligible direct tax payments

The payment can be made through authorized payment gateways that support credit card transactions.

What Is the e-Pay Tax Facility?

The e-Pay Tax facility is an online service available on the Income Tax Department’s e-filing portal that allows taxpayers to pay taxes electronically.

The service is available in:

• Post-login mode (after signing into the e-filing portal)
• Pre-login mode (using PAN/TAN verification through OTP)

Besides credit cards, taxpayers can also make payments using:

• Debit Cards
• Net Banking
• UPI

Once a payment mode is selected, users are redirected to the respective payment gateway to complete the transaction.

How to Pay Income Tax Using a Credit Card

Follow these steps after logging into the Income Tax e-filing portal:

Step 1

Go to:

Dashboard → e-File → e-Pay Tax

Select the appropriate option and click Continue.

Step 2

On the e-Pay Tax page, click New Payment.

Step 3

Choose the relevant tax payment category, assessment year, minor head and other required details before clicking Continue.

Step 4

Enter the applicable tax amounts under the relevant tax heads and proceed.

Step 5

Select Credit Card as the payment method and complete the transaction through the payment gateway.

After successful payment, download and save the challan receipt for future reference.

Are There Any Charges?

Yes.

Paying income tax through a credit card is generally not free.

Banks and payment gateways may charge a convenience or processing fee, typically ranging from:

• 0.85% to 1.25% of the tax amount

The exact fee depends on the bank or payment gateway handling the transaction.

Will You Pay Interest?

Not necessarily.

The tax payment is treated like any other credit card purchase.

Interest is charged only if:

• You fail to pay the full credit card bill by the due date, or
• You carry forward the outstanding balance.

Most credit cards offer an interest-free period of around 45 to 55 days, allowing users to manage short-term cash flow without paying finance charges if the bill is cleared in full within the billing cycle.

Are There Any Benefits?

If the credit card bill is paid on time, taxpayers may enjoy several advantages, including:

• Better short-term cash flow management
• Reward points
• Cashback (if applicable)
• Interest-free credit during the billing cycle

However, these benefits should be weighed against the processing fee charged by the payment gateway.

Things to Keep in Mind

Before using a credit card to pay taxes, remember:

• Convenience or processing charges may apply.
• Clear the full credit card bill before the due date to avoid high interest charges.
• Keep the tax payment challan safely for future reference.
• Compare the processing fee with the rewards or cashback offered by your card to determine whether it is cost-effective.

Key Highlights

• Income tax can be paid using a credit card through the Income Tax Department’s e-filing portal.
• The facility supports advance tax, self-assessment tax and outstanding tax payments.
• Payments can be made in both pre-login and post-login modes.
• Banks and payment gateways may charge a convenience fee of 0.85% to 1.25%.
• Interest is charged only if the credit card bill is not paid in full by the due date.
• Most cards offer an interest-free period of 45–55 days.
• Taxpayers should download the challan after successful payment.

FAQs

Can I pay income tax using a credit card?

Yes. The Income Tax Department allows taxpayers to pay eligible taxes using a credit card through the e-Pay Tax facility on the e-filing portal.

Which taxes can be paid using a credit card?

Eligible payments include advance tax, self-assessment tax, outstanding tax demands and other applicable direct taxes.

Is there any fee for paying income tax by credit card?

Yes. Banks or payment gateways may charge a convenience or processing fee, typically between 0.85% and 1.25% of the transaction amount.

Will I be charged interest immediately?

No. Interest is charged only if you do not pay your full credit card bill by the due date.

Can I earn reward points when paying income tax with a credit card?

Yes. Depending on your card issuer’s policy, the transaction may qualify for reward points or cashback, though taxpayers should compare these benefits with the applicable processing charges.

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The post Can You Pay Income Tax Using a Credit Card? Here’s the Payment Process, Charges and Key Things to Know first appeared on Rightsofemployees.com.

The Lok Sabha has passed the Taxation and Other Laws (Amendment) Bill, 2026, paving the way for the government to permit banks and payment service providers to levy charges on Unified Payments Interface (UPI) transactions and other notified electronic payment systems.

The legislation amends the Payment and Settlement Systems Act, 2007, removing the legal restriction that currently prevents banks and payment service providers from charging Merchant Discount Rate (MDR) on notified digital payment modes.

What Does the New Bill Change?

The amendment authorises the Central Government to decide whether charges can be imposed on specific electronic payment modes through future notifications.

Importantly, the Bill does not immediately introduce any UPI charges. Instead, it creates the legal framework that allows the government to permit such charges at a later stage.

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Why Is the Government Making This Change?

According to the government’s approach, the objective is to create a sustainable revenue model for:

• Banks
• Payment Service Providers (PSPs)
• Digital payment infrastructure companies

The proposal seeks to ensure that the ecosystem supporting India’s rapidly growing digital payments network remains financially viable while keeping costs reasonable for consumers and small businesses.

Merchant Discount Rate (MDR) Explained

Merchant Discount Rate (MDR) is the fee paid by merchants to banks and payment service providers for processing digital transactions.

While payment systems such as:

• RTGS
• NEFT

already involve service charges, UPI transactions have remained exempt from MDR since 2020.

The amendment removes the statutory barrier that prevented the government from allowing MDR or similar charges on notified electronic payment systems.

Bill Passed by Voice Vote

The Bill was passed through a voice vote in the Lok Sabha after the House resumed proceedings at 2 PM following an earlier adjournment.

Finance Minister Nirmala Sitharaman moved the Taxation and Other Laws (Amendment) Bill, 2026, which proposes amendments to:

• Payment and Settlement Systems Act, 2007
• Income Tax Act, 2025
• Finance Act, 2026

What Happens Next?

Although the Bill has been passed by the Lok Sabha, UPI transactions will continue under the existing framework until the government issues a notification specifying:

• Which electronic payment modes may attract charges.
• Whether charges will apply only to merchants or other categories.
• The rate and scope of any future fees.

Until such notifications are issued, there is no immediate change in how UPI payments are processed.

Key Highlights

• Lok Sabha has passed the Taxation and Other Laws (Amendment) Bill, 2026.
• The Bill amends the Payment and Settlement Systems Act, 2007.
• The amendment authorises the government to permit charges on UPI and other notified electronic payment modes.
• The legal restriction preventing Merchant Discount Rate (MDR) on notified payment systems has been removed.
• The Bill does not immediately impose UPI charges.
• Future charges, if any, will depend on government notifications.
• The proposal aims to support banks, payment service providers and digital payment infrastructure companies with a sustainable revenue model.

FAQs

Has the Lok Sabha approved UPI transaction charges?

The Lok Sabha has passed a Bill that authorises the government to permit charges on UPI and other notified electronic payment modes. It does not immediately impose any charges.

Will users start paying for UPI transactions now?

No. The Bill only provides the legal framework. Any charges will require a separate government notification.

What is Merchant Discount Rate (MDR)?

Merchant Discount Rate (MDR) is a fee paid by merchants to banks and payment service providers for processing digital payments.

Why was the law amended?

The government says the amendment aims to create a sustainable financial model for banks, payment service providers and digital payment infrastructure while supporting continued growth of digital payments.

Which law has been amended?

The amendment modifies the Payment and Settlement Systems Act, 2007 as part of the Taxation and Other Laws (Amendment) Bill, 2026.

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The post Lok Sabha Passes Bill Allowing Government to Permit Charges on UPI Transactions first appeared on Rightsofemployees.com.

Digi Yatra has introduced a major update that gives air travelers more flexibility while using its contactless airport services. The digital airport platform now allows passengers to use their Driving Licence as a verified identity credential alongside Aadhaar.

The new feature enables travelers to securely fetch their Driving Licence through DigiLocker and add it to the Digi Yatra Wallet, offering another government-issued identity option for airport verification.

Driving Licence Now Supported on Digi Yatra

Until now, most passengers registered on Digi Yatra using their Aadhaar details.

With the latest update, users can now:

• Register using either Aadhaar or a Driving Licence
• Add a Driving Licence through DigiLocker
• Store both Aadhaar and Driving Licence in the Digi Yatra Wallet
• Choose either document as their Primary Credential

The selected primary credential is used to match the passenger’s identity with the name printed on the boarding pass.

Can You Use Digi Yatra Without Aadhaar?

Yes.

New users are no longer required to register using Aadhaar. They can now complete the registration process with a Driving Licence linked through DigiLocker.

Existing Aadhaar users can continue using Aadhaar or simply add their Driving Licence and switch it as their preferred identity credential whenever required.

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Can You Keep Both Aadhaar and Driving Licence?

Yes.

Digi Yatra now supports storing both identity documents simultaneously.

Passengers who have both credentials can choose which one they want to use as their Primary Credential for airport verification.

This gives travelers greater flexibility without forcing them to depend on a single identity document.

Is Digi Yatra Mandatory?

No.

Using Digi Yatra remains completely optional.

Passengers who do not wish to use the app can continue following the standard airport verification process by presenting a valid identity document along with their boarding pass, subject to airline and airport requirements.

Digi Yatra simply offers a faster, contactless alternative at supported airports.

Where Is Digi Yatra Available?

According to Digi Yatra:

• The service is currently operational at 39 airports across India.
• The app has crossed 25.5 million downloads.
• More than 105 million passenger journeys have been processed using the platform.

However, travelers are advised to confirm that their airport, terminal and security checkpoint support Digi Yatra before relying on the service.

International Expansion Planned

Digi Yatra is also preparing to expand beyond domestic travel.

The platform has completed an international proof of concept aligned with International Air Transport Association (IATA) standards and plans to begin live international trials in the future.

It is also working on introducing passport-based verifiable credentials, which could eventually support international passenger verification using the same privacy-focused identity system.

These features are currently under development and are not yet available for regular international travel.

What Travelers Should Do

Before heading to the airport, passengers should:

• Update the Digi Yatra app to the latest version.
• Add their Driving Licence through DigiLocker if they wish to use it.
• Ensure the name on the identity credential exactly matches the boarding pass.
• Verify that Digi Yatra is available at their departure airport and terminal.
• Carry a valid identity document as a backup.

Key Highlights

• Digi Yatra now supports Driving Licence as an identity credential.
• Users can fetch their licence securely through DigiLocker.
• Passengers can register using either Aadhaar or Driving Licence.
• Both Aadhaar and Driving Licence can be stored in the Digi Yatra Wallet.
• Users can choose either document as their Primary Credential.
• Digi Yatra remains optional and is currently available at 39 Indian airports.
• The platform has processed over 105 million passenger journeys.
• International trials and passport-based credentials are planned for the future.

FAQs

Can I use my Driving Licence for Digi Yatra?

Yes. Digi Yatra now allows passengers to register and verify their identity using a Driving Licence accessed through DigiLocker.

Is Aadhaar still required for Digi Yatra?

No. New users can register using either Aadhaar or a Driving Licence.

Can I keep both Aadhaar and Driving Licence in the Digi Yatra app?

Yes. The app allows users to store both credentials and choose either one as their Primary Credential.

Is Digi Yatra compulsory for domestic flights?

No. Digi Yatra is voluntary. Travelers can continue using the standard airport identity verification process.

How many airports currently support Digi Yatra?

Digi Yatra is currently operational at 39 airports across India, though travelers should verify support at their specific airport and terminal before travel.

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The post Digi Yatra Now Supports Driving Licence as Identity Proof for Air Travel: Here’s Everything You Need to Know first appeared on Rightsofemployees.com.

The debate over UPI transaction charges has intensified after RBI Governor Sanjay Malhotra indicated that India’s digital payment infrastructure cannot remain cost-free indefinitely.

Speaking after the Reserve Bank of India’s monetary policy announcement, Malhotra said it is too early to conclude whether charges will be introduced but acknowledged that someone ultimately has to bear the cost of operating the UPI ecosystem.

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What Did the RBI Governor Say?

Responding to a question on whether UPI transactions could soon attract charges, RBI Governor Sanjay Malhotra said:

“It is very premature to talk right now. The government is still carrying out the amendment. The costs have to be paid by someone.”

He added that the priority is to ensure India’s digital payments infrastructure continues to grow and remain sustainable.

Malhotra further clarified that the costs already exist but are currently being absorbed elsewhere.

“The cost is already getting passed on. It may not be directly to the user, but someone is paying the cost.”

Why Is MDR Being Discussed Again?

UPI transactions are currently free for consumers as well as merchants because the government removed the Merchant Discount Rate (MDR) on UPI payments in January 2020.

Instead, the government has compensated banks and payment service providers through incentive schemes.

However, with UPI processing billions of transactions every month, the cost of maintaining payment infrastructure has increased substantially, while government subsidies cover only part of these expenses.

This has revived discussions on bringing back MDR for certain transactions.

What Is Being Proposed?

According to reports, amendments to the Payment and Settlement Systems Act, recently tabled in Parliament by Finance Minister Nirmala Sitharaman, could allow MDR on select UPI transactions.

The proposal under discussion includes:

• MDR of 0.3% to 0.5%
• Applicable only on transactions above ₹2,000
• Limited to large merchants crossing a specified turnover threshold

No final decision has been announced.

Will Consumers Have to Pay?

Based on the proposal currently being discussed, ordinary consumers are not expected to pay any fee.

Instead, the MDR would be charged to eligible large businesses accepting UPI payments.

This means:

• Paying your neighbourhood grocery or vegetable vendor would likely remain free.
• Large retail chains accepting high-value UPI payments could pay a small processing fee.

However, the proposal is still under consideration and no final rules have been notified.

Why Does UPI Need Funding?

Although UPI appears free to users, operating the network involves significant costs, including:

• Payment processing infrastructure
• Bank settlement systems
• Fraud detection and cybersecurity
• Technology upgrades
• Server maintenance
• Customer support

Currently, these expenses are shared between the government, banks and payment service providers.

The RBI Governor indicated that a long-term funding mechanism will be necessary to keep the ecosystem sustainable.

What Happens Next?

At present, no UPI charges have been introduced.

The proposed legal amendments simply create the possibility of reintroducing MDR for specific categories of merchant transactions.

Whether the government ultimately chooses MDR or another funding model remains to be seen.

Until an official notification is issued, UPI payments for consumers continue to remain free.

Key Highlights

• RBI Governor Sanjay Malhotra said it is too early to confirm UPI transaction charges.
• He stated that someone must ultimately bear the cost of running UPI infrastructure.
• Parliament is considering amendments that could permit MDR on certain UPI transactions.
• Reports suggest MDR of 0.3%–0.5% may apply only to transactions above ₹2,000 at eligible large merchants.
• Everyday consumer UPI payments and small merchants are expected to remain unaffected under the proposal.
• No final decision has been announced by the government.

FAQs

Are UPI transactions becoming chargeable?

No. UPI transactions remain free. The government is considering amendments that could allow MDR on certain merchant transactions, but no final decision has been announced.

What did the RBI Governor say about UPI charges?

RBI Governor Sanjay Malhotra said it is premature to discuss charges but noted that maintaining the UPI ecosystem involves costs that “have to be paid by someone.”

What is Merchant Discount Rate (MDR)?

MDR is a fee paid by merchants to banks and payment service providers for processing digital payment transactions.

Will consumers have to pay UPI charges?

Based on the proposal being discussed, consumers are not expected to pay directly. Any MDR, if introduced, would likely apply to eligible large merchants on higher-value transactions.

Will small shopkeepers be affected?

According to the proposal under discussion, small merchants and routine consumer UPI payments are expected to remain outside the scope of MDR.

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The post UPI Transaction Charges Coming Soon? RBI Governor Says ‘Costs Have to Be Paid by Someone’ first appeared on Rightsofemployees.com.

The Lok Sabha on Monday passed the Supreme Court (Number of Judges) Amendment Bill, 2026, replacing an ordinance that increases the sanctioned strength of Supreme Court judges from 34 to 38, including the Chief Justice of India.

The Bill was approved through a voice vote without a debate as Opposition members continued raising slogans over the alleged NEET paper leak and the alleged Ram Temple donation theft issue. Following the passage of the legislation, the House was adjourned for the day.

Supreme Court Judges’ Strength Increased

The newly passed legislation replaces an earlier ordinance and raises the sanctioned strength of the Supreme Court from 34 judges to 38, including the Chief Justice of India.

The Bill was cleared amid disruptions in the Lok Sabha and was passed without any discussion.

Rajya Sabha Adjourned Amid Opposition Protest

Proceedings in the Rajya Sabha were repeatedly disrupted as Opposition members demanded the presence of Home Minister Amit Shah to respond to questions regarding police action against students protesting over the alleged NEET paper leak.

Due to the continued protests, the Upper House was adjourned until 2 PM.

Government Pushes Pending Bills

As Parliament entered the third week of the Monsoon Session 2026, the Centre continued with its legislative agenda despite repeated disruptions.

Among the key Bills scheduled for introduction and consideration were:

• The Indian Statistical Institute Bill, 2026, introduced by Union Minister Rao Inderjit Singh in the Lok Sabha.
• The Bankers’ Books Evidence Bill, 2026, tabled by Finance Minister Nirmala Sitharaman.
• The Micro, Small and Medium Enterprises Development (Amendment) Bill, 2026, introduced in the Rajya Sabha by Union Minister Jitan Ram Manjhi.

Opposition Continues Protest

The Monsoon Session has witnessed frequent disruptions over several issues raised by Opposition parties, including:

• Alleged NEET examination paper leak.
• Police action against protesters during demonstrations at Jantar Mantar.
• Alleged theft of Ram Temple donations.

The protests have resulted in repeated adjournments and heated exchanges between the treasury and Opposition benches during the first two weeks of the session.

Key Highlights

• Lok Sabha passed the Supreme Court (Number of Judges) Amendment Bill, 2026.
• Supreme Court judges’ strength increased from 34 to 38, including the Chief Justice of India.
• Bill cleared through a voice vote without debate.
• Rajya Sabha adjourned amid Opposition protests.
• Opposition demanded Home Minister Amit Shah’s presence over the NEET protest issue.
• Government continued introducing key Bills despite disruptions.

FAQs

What Bill did the Lok Sabha pass during the Monsoon Session 2026?

The Lok Sabha passed the Supreme Court (Number of Judges) Amendment Bill, 2026, increasing the sanctioned strength of Supreme Court judges.

How many Supreme Court judges will there now be?

The sanctioned strength has been increased from 34 to 38, including the Chief Justice of India.

Why was Parliament disrupted?

Opposition parties protested over the alleged NEET paper leak, police action against student protesters and the alleged Ram Temple donation theft issue.

Why was the Rajya Sabha adjourned?

The Rajya Sabha was adjourned after Opposition members demanded that Home Minister Amit Shah answer questions regarding police action against student protesters.

Which other Bills were scheduled during the session?

The government also introduced the Indian Statistical Institute Bill, 2026, Bankers’ Books Evidence Bill, 2026, and the MSME Development (Amendment) Bill, 2026.

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The post Parliament Monsoon Session 2026: Lok Sabha Passes Bill to Increase Supreme Court Judges’ Strength first appeared on Rightsofemployees.com.

Amazon has rolled out early fashion offers ahead of its Great Freedom Sale 2026, allowing shoppers to grab discounts on leading menswear brands before the official sale begins on August 7.

Unlike several electronics and appliance offers that remain locked until the sale starts, selected fashion products from Levi’s, U.S. Polo Assn. and Arrow are already available at discounted prices. Current offers provide savings ranging from 24% to 55% on selected items.

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Are the early fashion deals already live?

Yes.

Customers can purchase selected products immediately without waiting for the official sale to begin. These listings already display discounted prices and are available while stocks last.

Best Levi’s deals

Levi’s has introduced attractive discounts across innerwear and everyday essentials.

The Levi’s 012 Classic Vest currently ranks among Amazon India’s best-selling men’s tank tops with thousands of customer reviews.

Best U.S. Polo Assn. deals

U.S. Polo Assn. has also introduced discounts on popular innerwear products.

The brand continues to attract strong customer ratings across its everyday essentials.

Best Arrow deals

Arrow’s early Freedom Sale discounts mainly focus on formal shirts.

These discounts make Arrow’s premium formal shirts more affordable ahead of the Independence Day shopping season.

Should you buy now or wait?

According to the sale preview, these fashion offers are already active and do not require customers to wait until August 7.

However, some sizes and variants are reportedly witnessing limited stock availability. Buyers looking for specific sizes may consider purchasing early rather than waiting for the official sale launch.

Key Highlights

• Amazon Great Freedom Sale 2026 begins on August 7.
• Early fashion discounts are already live.
• Discounts range from 24% to 55%.
• Levi’s, U.S. Polo Assn. and Arrow products are included.
• Formal shirts, vests, socks and innerwear are among the featured deals.
• Some products may have limited stock before the official sale begins.

FAQs

When does Amazon Great Freedom Sale 2026 start?

The Amazon Great Freedom Sale 2026 officially begins on August 7.

Are fashion deals available before the sale starts?

Yes. Selected fashion products from Levi’s, U.S. Polo Assn. and Arrow are already available at discounted prices.

What is the highest discount available?

The biggest discount in the current preview is 55% off on selected Arrow formal shirts.

Which brands are included in the early fashion sale?

The early offers include Levi’s, U.S. Polo Assn., and Arrow.

Should shoppers wait for August 7?

The featured fashion products are already available at discounted prices. Buyers looking for specific sizes may benefit from purchasing before stocks run ou

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The post Amazon Great Freedom Sale 2026: Early Fashion Deals Live on Levi’s, U.S. Polo Assn. & Arrow first appeared on Rightsofemployees.com.

Heavy monsoon rains continue to wreak havoc across Kerala, with the death toll rising to 15 while seven people remain missing. The state government has intensified rescue and relief operations as flooding and landslides affected several districts.

Chief Minister V.D. Satheesan reviewed the situation with senior officials and said more than 11,000 people have been shifted to relief camps across the state.

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Death toll rises to 15

According to the Chief Minister, the rain-related deaths include:

• Kottayam: 3
• Ernakulam: 2
• Kollam: 2
• Malappuram: 4
• Idukki: 1
• Muvattupuzha: 1
• Kannur: 1
• Kozhikode: 1

Authorities also confirmed that seven people are still missing, including:

• Two in Kollam
• Two in Kannur
• One each in Malappuram, Idukki and Muvattupuzha

Over 11,000 people in relief camps

As of Monday morning, 316 relief camps were operating across Kerala, providing shelter to 11,018 displaced residents.

Relief camps have been equipped with:

• Drinking water
• Food supplies
• Medical assistance

The government is also taking preventive measures to avoid outbreaks of waterborne and communicable diseases.

District-wise relief camps

The highest number of camps are functioning in:

• Pathanamthitta: 75
• Kottayam: 64
• Kozhikode: 36
• Wayanad: 28
• Kannur: 18
• Alappuzha: 14
• Idukki: 13
• Ernakulam: 7
• Thrissur: 6
• Kasaragod: 6

Rescue operations intensified

The state government has deployed multiple agencies to assist rescue efforts.

Current deployments include:

• One NDRF team in Pathanamthitta
• Two NDRF teams in Kottayam
• Additional NDRF teams requested from Arakkonam
• Helicopters kept on standby
• ITBP personnel to be deployed in Alappuzha if required
• Defence Security Corps personnel available for Kannur and Wayanad if needed

Houses and agriculture damaged

The floods have caused significant property damage.

According to preliminary estimates:

• 30 houses have been completely destroyed.
• 293 houses have been partially damaged.
• Around 165 hectares of agricultural land have been affected.
• Nearly 3,596 farmers have suffered crop losses.

Officials said the final damage assessment could be higher.

Water levels remain critical

Authorities remain on high alert in several districts.

In Pathanamthitta, water levels in the Pamba River continue to rise following heavy rainfall.

The Moozhiyar Dam catchment area remains under Red Alert, and authorities have warned that dam shutters may be opened if inflows continue to increase.

Residents living along the riverbanks have been advised to stay alert and be prepared to move to safer locations.

IMD issues fresh rain warning

The India Meteorological Department (IMD) has forecast:

• Heavy rainfall on August 3 and August 6
• Winds of 40–50 kmph across parts of Kerala

Fishermen have been advised not to venture into the Kerala-Karnataka-Lakshadweep coast as wind speeds could reach 60 kmph, with rough sea conditions expected.

The Indian National Centre for Ocean Information Services (INCOIS) has also warned of high waves ranging from 2.7 to 3.5 metres along Kerala’s northern coastline.

Political leaders express condolences

Congress leader Rahul Gandhi expressed grief over the loss of lives and urged party workers and volunteers to assist in relief and rescue operations.

Congress MP Priyanka Gandhi Vadra also condoled the deaths and appealed to Congress and UDF workers to support those affected by the floods.

Key Highlights

• Kerala flood death toll has risen to 15.
• Seven people remain missing across multiple districts.
• More than 11,000 people have been shifted to 316 relief camps.
• NDRF teams, helicopters and other rescue agencies have been deployed.
• 30 houses have been destroyed and 293 damaged.
• IMD has forecast more heavy rainfall and strong winds in the coming days.
• Fishermen have been advised to stay away from the sea due to rough weather.

FAQs

How many people have died in the Kerala floods?

According to the state government, 15 people have lost their lives in rain-related incidents.

How many people have been moved to relief camps?

More than 11,000 people have been shifted to 316 relief camps across Kerala.

How many people are missing?

Authorities have reported seven people missing following heavy rains and flooding.

Which districts are the worst affected?

Pathanamthitta, Kottayam, Malappuram, Kozhikode, Wayanad, Kannur and Kollam are among the worst-affected districts.

Has the IMD issued another weather warning?

Yes. The IMD has forecast more heavy rainfall and strong winds, while fishermen have been advised to avoid venturing into the sea.

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The post Kerala Floods: Death Toll Rises to 15, Seven Missing; Over 11,000 Moved to Relief Camps first appeared on Rightsofemployees.com.

Apple may be preparing to introduce one of its most unconventional products yet. According to a new report, the company could unveil AirPods with built-in cameras alongside the iPhone 18 Pro series during its expected September launch event.

Rather than capturing photos or videos, the cameras are reportedly designed to power Apple’s artificial intelligence features by helping Siri understand the user’s surroundings.

AirPods with cameras could arrive sooner than expected

According to Bloomberg’s Mark Gurman, Apple has been developing camera-equipped AirPods under the codename B798, which was previously expected to launch in 2027.

However, Gurman now reports that another internal version, codenamed B790, appears much closer to release and could debut as early as this year.

The report also states that references to the B790 AirPods have already been found in iOS 27, indicating Apple is actively preparing the product.

Developer Sam Henri reportedly discovered similar references inside the iOS 27 beta last month, adding further weight to the speculation.

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What will the cameras do?

Despite the unusual design, the cameras are not intended for photography or video recording.

Instead, they are expected to work with Apple’s AI features, including Visual Intelligence and Siri, allowing the earbuds to interpret the user’s surroundings.

The cameras could enable Siri to:

• Identify nearby objects.
• Recognise landmarks.
• Explain menus, plants, buildings or other items in view.
• Answer questions based on what the user is looking at.
• Deliver smarter navigation using visual cues.
• Create reminders based on detected objects.

The feature aims to let users interact with their environment without taking out their iPhone.

Possible design changes

Reports suggest Apple may slightly redesign the AirPods to accommodate the new hardware.

Expected changes include:

• Slightly longer stems to house the cameras.
• A small LED indicator that lights up whenever visual information is being processed or uploaded to the cloud.

Apple has not officially confirmed these features.

Expected launch timeline

The report suggests Apple could unveil the new AI-powered AirPods alongside:

• iPhone 18 Pro
• iPhone 18 Pro Max
• Other new Apple hardware

during its expected September launch event.

However, Apple has not announced the product, and all specifications and launch plans remain based on reports and leaks.

Key Highlights

• Apple is reportedly developing AirPods with built-in cameras.
• The cameras are expected to support AI-powered Visual Intelligence rather than photography.
• References to the device have reportedly been found in iOS 27.
• Siri could use the cameras to identify objects, landmarks and surroundings.
• The AirPods may debut alongside the iPhone 18 Pro series during Apple’s expected September event.

FAQs

Are Apple’s AirPods expected to have cameras?

According to recent reports, Apple is developing AirPods with built-in cameras designed for AI-powered visual recognition.

Can the cameras take photos or videos?

No. Reports suggest the cameras are intended to help Siri and Apple’s AI understand the user’s surroundings rather than capture photos or videos.

What features could the cameras enable?

They may allow Siri to identify nearby objects, recognise landmarks, explain what users are looking at and provide more intelligent navigation and reminders.

When could the new AirPods launch?

Reports indicate Apple could unveil them alongside the iPhone 18 Pro lineup during its expected September event.

Has Apple officially confirmed the product?

No. Apple has not confirmed the existence, specifications or launch timeline of the camera-equipped AirPods.

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The post Apple Could Launch AirPods With Built-In Cameras Alongside iPhone 18 Pro Next Month: Report first appeared on Rightsofemployees.com.

Jan Suraaj Party (JSP) founder Prashant Kishor registered a major political victory on Monday by winning the Bankipur Assembly by-election in Bihar, defeating BJP candidate Neeraj Kumar Sinha by a margin of 18,953 votes.

The result marks Kishor’s first electoral victory since entering active politics and ends the BJP’s decades-long dominance in the Bankipur Assembly constituency.

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Bankipur bypoll result

According to the final results:

Prashant Kishor secured victory with 63,203 votes, while BJP’s Neeraj Kumar Sinha finished second with 44,250 votes. RJD candidate Rekha Kumari came third after receiving 14,085 votes.

Celebrations at Jan Suraaj headquarters

Following the announcement of the results, celebrations erupted at the Jan Suraaj Party headquarters and outside the counting centre at A.N. College in Patna.

Supporters celebrated the victory by distributing sweets and dancing to local songs.

BJP accepts the verdict

Reacting to the outcome, Bihar BJP State President Sanjay Saraogi said the party respected the people’s mandate.

He stated that the BJP accepts the democratic verdict and believes in reviewing its performance through introspection rather than blaming institutions such as Electronic Voting Machines (EVMs) or the Election Commission.

Why was the bypoll held?

The by-election was necessitated after Nitin Nabin resigned from the Bankipur Assembly seat following his election to the Rajya Sabha in April.

The polling took place on July 30, recording a voter turnout of 34.30%, lower than the 41.45% turnout recorded during the previous Assembly election.

Historic win for Prashant Kishor

The victory is politically significant because:

• It is Prashant Kishor’s first electoral contest.
• The BJP had held the constituency continuously since 1995, when it was known as Patna West.
• Former BJP MLA Nitin Nabin had won the seat five consecutive times, including the 2025 Assembly election.

The BJP fielded youth leader Neeraj Kumar Sinha, while the RJD once again nominated Rekha Kumari for the contest.

Key Highlights

• Prashant Kishor won the Bankipur by-election by 18,953 votes.
• He secured 63,203 votes, defeating BJP’s Neeraj Kumar Sinha.
• RJD candidate Rekha Kumari finished third with 14,085 votes.
• The result marks Kishor’s first electoral victory.
• The BJP lost the Bankipur Assembly constituency for the first time since 1995.
• The bypoll was held following Nitin Nabin’s resignation after his election to the Rajya Sabha.

FAQs

Who won the Bankipur Assembly by-election?

Jan Suraaj Party founder Prashant Kishor won the Bankipur bypoll.

What was Prashant Kishor’s victory margin?

He defeated BJP candidate Neeraj Kumar Sinha by 18,953 votes.

How many votes did Prashant Kishor receive?

Prashant Kishor secured 63,203 votes in the by-election.

Why was the Bankipur bypoll conducted?

The by-election was held after former BJP MLA Nitin Nabin resigned from the Assembly following his election to the Rajya Sabha.

Why is this victory significant?

It is Prashant Kishor’s first election victory and ends the BJP’s uninterrupted hold over the Bankipur constituency since 1995.

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The post Bankipur Bypoll Results 2026: Prashant Kishor Defeats BJP Candidate by 18,953 Votes first appeared on Rightsofemployees.com.

Restaurant owners in Bengaluru have warned of a possible boycott of food delivery platforms Swiggy and Zomato, alleging that high commissions, deep discounting and multiple deductions are significantly affecting their profitability.

The restaurant associations have said they may stop using both platforms and even consider a citywide restaurant shutdown after August 15 if their concerns are not addressed through discussions with the companies.

Why are restaurants protesting?

According to restaurant associations, several charges imposed by food delivery platforms are reducing their earnings.

They claim that high commissions, platform-driven discounts and other deductions leave restaurants with a much smaller share of the revenue generated through online orders.

The associations are demanding a more transparent and balanced partnership model between restaurants and food delivery companies.

Key demands of restaurant associations

Restaurant owners have put forward several demands, including:

• No discounts should be offered without the restaurant’s consent.
• Greater transparency in advertisement charges and payment gateway fees.
• Detailed settlement reports for every transaction.
• An end to automatic deductions after customer complaints.
• Compensation for cancelled orders after food preparation.
• Review of one-sided contractual agreements.
• Appointment of dedicated relationship managers for restaurant partners.

The associations say these measures would improve trust and ensure a fairer business relationship.

Boycott warning after August 15

Restaurant bodies have urged Swiggy and Zomato to initiate discussions with industry representatives before the deadline.

If no agreement is reached, they have warned that participating restaurants could:

• Withdraw from both food delivery platforms.
• Launch a coordinated shutdown of restaurants across Bengaluru after August 15.

The associations maintain that their objective is to reach an amicable solution rather than disrupt services.

Industry bodies join the protest

According to P.C. Rao, Honorary President of the Bengaluru Hotel Association, the current commission structure and deductions are causing substantial financial losses for restaurant owners.

He alleged that a restaurant generating ₹1 lakh in sales through a food delivery platform may receive only about ₹40,000 after commissions, discounts and other deductions.

Rao also said that the issue affects customers as well as restaurant operators.

The protest is reportedly being supported by several industry organisations, including:

• Bengaluru Hotel Association
• Karnataka Hotel Association
• National Restaurant and Bar Association

Restaurants seek dialogue

Despite the strong warning, restaurant associations have indicated that they are willing to continue partnering with Swiggy and Zomato if their concerns are addressed.

They have called on both companies to hold discussions and rationalise commissions and deductions before the proposed August 15 deadline.

As of now, neither platform has officially announced any changes in response to the demands.

FAQ

Why are Bengaluru restaurants threatening to boycott Swiggy and Zomato?

Restaurant associations allege that high commissions, deep discounts and multiple deductions are reducing their profits and are seeking a more transparent partnership model.

What are the restaurants demanding?

They want transparent settlement reports, consent-based discounts, compensation for cancelled orders, an end to automatic deductions after customer complaints and fairer contractual terms.

When could the boycott begin?

Restaurant associations have said they may withdraw from Swiggy and Zomato and consider a citywide shutdown after August 15 if no resolution is reached.

Have Swiggy and Zomato responded?

At the time of writing, there has been no official announcement from either company regarding the demands made by the restaurant associations.

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The post Bengaluru Restaurants Warn of Swiggy, Zomato Boycott After August 15 Over Commission Dispute first appeared on Rightsofemployees.com.

Responding to a query in the Rajya Sabha, the Finance Ministry said that the 8th Pay Commission is expected to submit its recommendations within 18 months of its constitution on November 3, 2025, placing the likely submission timeline around May 2027.

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Report expected by May 2027

According to the Finance Ministry, the Commission is working within the timeframe specified in the government resolution issued on November 3, 2025.

If the schedule remains unchanged, the Commission’s recommendations are expected to be submitted by around May 2027.

However, submission of the report does not automatically mean salary revisions will take effect immediately.

When will employees actually receive higher salaries?

At present, there is no official date for the implementation of revised pay.

Once the Commission submits its report, the process will involve:

1. Submission of recommendations to the Central Government.
2. Examination of the recommendations by the government.
3. Approval of the report, either fully or with modifications.
4. Formal notification and implementation of revised salaries and pensions.

Only after the government completes this process will employees begin receiving revised pay.

Government says the Commission works independently

The Finance Ministry also clarified that the 8th Pay Commission functions independently and has been allowed to determine its own working procedure.

The government stated that the Commission’s Terms of Reference do not require it to regularly update the Centre about:

• Meetings held.
• Employee unions consulted.
• Progress of discussions.
• Draft recommendations.

As a result, the government said it does not have detailed information regarding the Commission’s ongoing deliberations.

Stakeholder consultations continue

Even as the Commission works independently, it has continued to schedule consultations with employee organisations across the country.

Delhi consultations

Meetings with Central Government and Union Territory employee associations are scheduled for:

• August 7
• August 10

These interactions are intended for organisations that have already submitted their memorandums but are yet to present their views before the Commission.

Southern India consultations

The consultation process will continue with meetings in:

• Chennai: September 7 and 8
• Puducherry: September 9

More consultation rounds are expected to be announced for other states and Union Territories in the coming months.

Key issues under discussion

Employee organisations have submitted recommendations on several important matters, including:

• Fitment factor.
• Minimum basic pay.
• Pension revision.
• Dearness Allowance (DA).
• House Rent Allowance (HRA).
• Other service-related allowances.
• Working conditions and service benefits.

The consultations provide employee associations an opportunity to explain the reasoning behind their demands before the Commission finalises its report.

Has the fitment factor been decided?

No.

The government has not announced:

• Any fitment factor.
• Revised salary structure.
• New minimum basic pay.
• Revised pension formula.
• Changes in allowances.

Similarly, the Commission has not released any official recommendations regarding salary revisions.

Any figures circulating on social media or in unofficial reports regarding likely salary hikes or fitment factors remain speculative until the Commission submits its final report and the government announces its decision.

What employees can expect next

For now, the Commission’s immediate priority remains stakeholder consultations across the country.

After completing these interactions, it will prepare recommendations covering:

• Pay revision.
• Pension reforms.
• Allowances.
• Other service-related matters.

While the Finance Ministry expects the report to be submitted by around May 2027, employees will have to wait for the government’s approval before revised salaries come into effect.

FAQ

When will the 8th Pay Commission submit its report?

The Finance Ministry has informed Parliament that the Commission is expected to submit its report around May 2027, which is within 18 months of its constitution.

Will salaries increase immediately after the report is submitted?

No. The government must first examine and approve the recommendations before revised salaries can be implemented.

Has the fitment factor been announced?

No. The government and the 8th Pay Commission have not officially announced any fitment factor or revised salary structure.

What issues are being discussed by the Commission?

The Commission is consulting stakeholders on matters including the fitment factor, minimum basic pay, pensions, Dearness Allowance (DA), House Rent Allowance (HRA), other allowances and service conditions.

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The post 8th Pay Commission: When Can Central Government Employees Expect a Salary Hike? Here’s the Latest Update first appeared on Rightsofemployees.com.

The Delhi Government has approved the Delhi Lakshmi Yojana, a new welfare scheme aimed at strengthening the economic independence and social security of women. Under the initiative, eligible women will receive ₹2,500 per month as financial assistance.

The decision was taken during a Cabinet meeting chaired by Chief Minister Rekha Gupta at the Delhi Secretariat.

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₹5,110 crore allocated for the scheme

To implement the Lakshmi Yojana, the Delhi Government has earmarked ₹5,110 crore in the 2026-27 Budget.

According to the government, the scheme is designed to provide regular financial support while encouraging women’s participation in education, healthcare, skill development and savings.

Registration to begin on August 1

Chief Minister Rekha Gupta announced that the online registration portal for the scheme will open on August 1.

Eligible women will be able to apply through the designated government portal once registrations commence.

Eligibility criteria

According to the Delhi Government, women must meet the following conditions to receive benefits under the Lakshmi Yojana:

• Must be between 21 and 60 years of age
• Annual family income should not exceed ₹2.5 lakh
• Must satisfy other eligibility conditions prescribed by the government during registration

Officials said the verification process will be carried out before beneficiaries are enrolled under the scheme.

More than financial assistance

The Chief Minister said the Lakshmi Yojana is intended to go beyond direct cash transfers.

The initiative aims to promote:

• Financial security for women
• Access to education
• Better healthcare
• Skill development opportunities
• Savings and financial inclusion
• Greater participation in social and economic activities

According to the government, the scheme is expected to improve the quality of life of women while encouraging long-term self-reliance.

Over 17 lakh women expected to benefit

Chief Minister Rekha Gupta expressed confidence that the scheme would benefit more than 17 lakh women across Delhi.

She said the initiative reflects the government’s commitment to empowering women by providing regular financial support alongside opportunities for personal and economic development.

With registrations opening on August 1, eligible women will soon be able to apply and begin receiving benefits after verification.

FAQ

What is the Delhi Lakshmi Yojana?

The Delhi Lakshmi Yojana is a welfare scheme under which eligible women will receive ₹2,500 every month to support their financial security and empowerment.

When will registrations begin?

The registration portal for the scheme will open on August 1.

Who is eligible for the scheme?

Women aged 21 to 60 years with an annual family income of up to ₹2.5 lakh are eligible, subject to government verification and other prescribed conditions.

How many women are expected to benefit?

The Delhi Government estimates that more than 17 lakh women will benefit from the Lakshmi Yojana.

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The post Delhi Cabinet Approves Lakshmi Yojana, Eligible Women to Get ₹2,500 Every Month first appeared on Rightsofemployees.com.

The Rajya Sabha on Wednesday passed the Prevention of Insults to National Honour (Amendment) Bill, 2026, which seeks to strengthen legal provisions against acts considered insulting to ‘Vande Mataram’, India’s national song.

The Bill was passed during a stormy session marked by repeated disruptions and the absence of Opposition members, who walked out while demanding a statement from Union Home Minister Amit Shah over the alleged police action against protesters in the NEET paper leak agitation.

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Bill passed amid Opposition walkout

Proceedings in the Upper House witnessed continued protests from Opposition parties over the government’s handling of recent demonstrations linked to the alleged NEET paper leak.

Opposition members sought a response from the Home Minister regarding allegations of excessive force against student protesters in Delhi.

As the protests continued, Opposition MPs staged a walkout, following which the House proceeded with legislative business and passed the amendment Bill.

What the Bill aims to do

The Prevention of Insults to National Honour (Amendment) Bill, 2026 seeks to strengthen the legal framework for protecting national symbols by introducing punishment for acts of disrespect directed at ‘Vande Mataram’.

According to the government, the legislation is intended to reinforce respect for national honour and preserve the dignity of one of India’s most significant patriotic songs.

The exact provisions regarding the nature of offences and penalties are expected to take effect after the Bill completes the legislative process and receives presidential assent.

Political tensions continue in Parliament

The passage of the Bill came against the backdrop of heightened political tensions during the Monsoon Session of Parliament.

Opposition parties have repeatedly demanded a detailed discussion on the police response to student protests over alleged examination irregularities and the NEET paper leak controversy.

The government, meanwhile, has defended the actions taken by law enforcement agencies and continued with its legislative agenda despite disruptions in both Houses of Parliament.

Next step

Having been passed by the Rajya Sabha, the Bill will proceed through the remaining constitutional process before becoming law.

The legislation is among several important Bills taken up during the ongoing Parliament session as the government continues to advance reforms related to governance, education and national institutions.

FAQ

What is the Vande Mataram Bill?

The Prevention of Insults to National Honour (Amendment) Bill, 2026 seeks to strengthen legal provisions against acts considered insulting to ‘Vande Mataram’, India’s national song.

Why did Opposition parties walk out?

Opposition members protested over the alleged police action against NEET protestors and demanded a statement from Union Home Minister Amit Shah before staging a walkout.

Has the Bill been passed?

Yes. The Rajya Sabha has passed the Bill. It must complete the remaining constitutional process before becoming law.

Why is the Bill significant?

The legislation is aimed at strengthening legal protection for ‘Vande Mataram’ and reinforcing respect for India’s national honour.

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The Central Government has informed Parliament that no abnormality has been detected in the fuel control switch locking mechanism of the Air India Boeing 787 Dreamliner involved in the AI171 crash. However, officials said the overall accident investigation remains ongoing, with further technical examinations still in progress.

The update was provided by Minister of State for Civil Aviation Murlidhar Mohol in a written reply in the Rajya Sabha.

Fuel control switch passes OEM inspection

According to the government, the Directorate General of Civil Aviation (DGCA) directed detailed testing of the aircraft’s fuel control switch locking mechanism at the Original Equipment Manufacturer (OEM) facility in Seattle as part of continued airworthiness checks.

The minister said engineers conducted a comprehensive examination of the switch, including its locking detents and structural integrity.

The inspection concluded that no abnormality was found in the fuel control switch mechanism.

However, officials confirmed that examination of the aircraft’s complete Thrust Control Module is still underway at the OEM facility.

Government says investigation is not delayed

The Centre also rejected claims that the Aircraft Accident Investigation Bureau (AAIB) had delayed releasing its final investigation report.

Responding to questions raised in the Rajya Sabha, Murlidhar Mohol said investigations into major aviation accidents do not follow fixed timelines because they involve multiple technical, operational and forensic examinations.

He said the inquiry is progressing as planned and that investigators are examining all possible causes and contributing factors before finalising their conclusions.

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The government added that the final investigation report will be published on the AAIB’s official website after the probe is completed.

AI171 crash investigation continues

The Air India AI171 flight, operating from Ahmedabad to London, crashed shortly after take-off from Sardar Vallabhbhai Patel International Airport on June 12, 2025.

The Boeing 787 aircraft struck a medical college hostel complex moments after departure.

According to official figures, 241 people onboard and 19 people on the ground lost their lives, while one passenger survived, making it one of India’s deadliest aviation disasters in recent years.

The accident prompted an extensive investigation involving Indian authorities, Boeing and international aviation experts.

Preliminary report raised fuel switch questions

A preliminary investigation released last year revealed that the fuel control switches of both engines moved from “RUN” to “CUTOFF” shortly after take-off, interrupting fuel supply and causing both engines to shut down.

Cockpit voice recordings also captured a brief exchange between the pilots in which one pilot questioned why the switches had been moved, while the other denied operating them.

The findings raised questions about whether the switches were moved manually or if another technical factor was involved.

The latest government statement clarifies that no defect has been identified in the fuel control switch locking mechanism, although the broader investigation into the crash remains ongoing.

Final report yet to be released

The Centre has not announced a timeline for the publication of the final AAIB report.

Officials said the report will be released only after investigators complete a comprehensive analysis of all technical evidence and determine the factors that led to the accident.

FAQ

What did the government say about the Air India crash investigation?

The government told Parliament that no abnormality was found in the aircraft’s fuel control switch locking mechanism after detailed testing at the OEM facility in Seattle.

Is the AAIB investigation complete?

No. The Aircraft Accident Investigation Bureau is still examining all possible causes and contributing factors. The final report has not yet been released.

What happened in the Air India AI171 crash?

The Boeing 787 Dreamliner crashed shortly after take-off from Ahmedabad while operating a flight to London on June 12, 2025, resulting in 260 fatalities and one survivor.

Has the government announced when the final report will be released?

No. The government said the report will be published on the AAIB website once the investigation is fully completed.

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A political confrontation erupted on Wednesday after Congress leader Rahul Gandhi demanded accountability for the police action against student protesters in Delhi, while the Bharatiya Janata Party (BJP) strongly rejected his allegations and renewed its demand that he apologise for remarks made in Parliament.

The exchange came after Gandhi’s comments during the Lok Sabha debate on the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026, where parts of his speech were later expunged from the parliamentary record.

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Rahul Gandhi questions police action

Addressing a press conference, Rahul Gandhi alleged that excessive force was used against students protesting over examination-related issues.

He claimed that some protesters were injured during the demonstrations and questioned how the police adopted such methods while dealing with students.

Gandhi also referred to medical records of an injured protester, alleging that pellet guns and other forceful crowd-control measures had been used during the demonstrations.

Calling the treatment of students the most important issue before the country, he said accountability should be fixed for the police action.

Refuses to apologise

Rahul Gandhi also claimed he was not allowed to speak freely in the Lok Sabha.

According to him, he was told he would be allowed to continue only if he apologised for his remarks regarding Union Home Minister Amit Shah.

Rejecting the suggestion, Gandhi said he would not apologise to the BJP, the RSS or anyone associated with them.

Later, while speaking to reporters inside Parliament, Gandhi maintained that there were only two possible explanations regarding responsibility for the police action.

He argued that either the Home Minister had authorised the action or was unaware of it, saying both possibilities warranted accountability.

BJP hits back

The BJP dismissed Rahul Gandhi’s allegations and accused him of spreading misinformation.

Party spokesperson Sambit Patra reiterated the BJP’s demand that Gandhi apologise for his statements made inside Parliament.

Patra also rejected the allegation that the Home Minister directly controlled operational decisions during crowd-control situations.

According to him, such decisions are taken by local administrative authorities, including the Sub-Divisional Magistrate (SDM), based on the situation on the ground.

He further argued that Rahul Gandhi had been given adequate opportunity to participate in the Lok Sabha proceedings and accused the Congress leader of attempting to mislead the public.

Political row intensifies

The exchange has added to the political controversy surrounding the recent student protests, which followed allegations of irregularities in public examinations.

The issue has become a fresh flashpoint between the ruling BJP and the Congress, with both sides accusing each other of politicising the protests and the government’s response.

The debate is expected to continue as Parliament discusses examination reforms and related legislation during the ongoing session.

FAQ

Why did Rahul Gandhi criticise the government?

Rahul Gandhi questioned the police action against student protesters and sought accountability for the alleged use of force during the demonstrations.

Why is the BJP demanding an apology?

The BJP says Rahul Gandhi made unsubstantiated allegations in Parliament regarding the role of the Home Minister and has accused him of misleading the public.

What did Rahul Gandhi say about apologising?

Rahul Gandhi said he would not apologise for his remarks and maintained that accountability should be established over the police action.

What is the political issue about?

The dispute centres on the police response to recent student protests over examination-related issues and has led to a fresh confrontation between the Congress and the BJP.

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The Lok Sabha on Wednesday passed the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026, paving the way for stricter action against examination paper leaks. The legislation proposes imprisonment of up to 10 years and fines of up to ₹50 lakh for individuals found guilty of paper leak offences.

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The Bill was passed by voice vote after an intense debate in the House and will now be taken up for consideration in the Rajya Sabha.

Tougher punishment for paper leak offences

Introduced by Union Minister Jitendra Singh on July 27, the Bill seeks to strengthen the existing anti-paper leak law enacted in 2024.

Key provisions include:

• Up to 10 years’ imprisonment for paper leak offences.
• Fines of up to ₹50 lakh for convicted individuals.
• Penalties of up to ₹10 crore for organised paper leak syndicates.
• Increased fines of up to ₹5 crore for service providers.
• Enhanced penalties for directors, management personnel and officials responsible for conducting public examinations.

The government said the amendments are aimed at creating a stronger legal framework to deter examination malpractice.

Fast-track courts and quicker investigations

The legislation also proposes structural reforms to speed up the investigation and trial of paper leak cases.

Under the amended law:

• Every state can establish dedicated fast-track courts for paper leak cases.
• Investigations must be completed within two months.
• Trials will be conducted on a priority basis to ensure faster disposal of cases.

The government believes these measures will improve accountability and strengthen the credibility of public examinations.

Heated debate in Lok Sabha

The discussion on the Bill witnessed sharp exchanges between the government and the Opposition over police action during recent student protests linked to the alleged NEET paper leak.

Leader of the Opposition Rahul Gandhi alleged that excessive force had been used against protesting students and questioned the government’s handling of the demonstrations.

His remarks triggered protests from members of the ruling alliance, who sought evidence to support the allegations. Lok Sabha Speaker Om Birla reminded members that allegations made in the House should be substantiated.

Responding to the criticism, Jitendra Singh rejected the allegations, stating that no bullets were fired during the protests and that tear gas was used for crowd control. He also clarified that any order to open fire could only be issued by a magistrate.

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Government defends amendments

Defending the legislation, Jitendra Singh said the amendments were based on the government’s experience in implementing the Public Examinations (Prevention of Unfair Means) Act, 2024.

He said authorities had acted promptly in cases linked to the NEET paper leak and that 52 FIRs had been registered since the law came into effect.

The minister added that stronger penalties were intended to dismantle organised cheating networks and protect the integrity of India’s examination system.

Bill follows nationwide protests

The amendments come after weeks of nationwide protests over alleged examination irregularities and the NEET paper leak controversy.

The demonstrations, which lasted for over a month, called for greater transparency in public examinations, reforms to the National Testing Agency (NTA) and accountability for those responsible for repeated paper leak incidents.

The protests concluded after the government accepted several demands, including leadership changes in the Education Ministry, compensation measures for affected families and the withdrawal of cases filed against protesters.

Next step

Following its passage in the Lok Sabha, the Bill will now move to the Rajya Sabha for consideration.

After the legislation was approved by the Lower House, Union Education Minister Pralhad Joshi said the amended law would strengthen efforts to curb examination malpractice and help safeguard the credibility of public examinations across the country.

FAQ

What does the Anti-Paper Leak Bill propose?

The Bill introduces stricter penalties for examination paper leaks, including imprisonment of up to 10 years, higher fines, fast-track courts and time-bound investigations.

What is the maximum punishment under the Bill?

Individuals convicted of paper leak offences can face up to 10 years in prison and fines of up to ₹50 lakh, while organised syndicates may face fines of up to ₹10 crore.

Has the Bill become law?

Not yet. The Bill has been passed by the Lok Sabha and now awaits consideration and approval in the Rajya Sabha before completing the legislative process.

Why was the Bill introduced?

The amendments were brought after widespread concerns over examination paper leaks, particularly the NEET controversy, and aim to strengthen the legal framework for preventing unfair practices in public examinations.

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Vodafone Idea (Vi) has introduced a new Rs 200 prepaid entertainment plan that combines OTT streaming services, live television and mobile data into a single recharge. The company says the new offering is designed to simplify entertainment subscriptions while providing high-speed connectivity through one prepaid pack.

The Vi Movies & TV prepaid pack is priced at Rs 200 and comes with a validity of 28 days.

What’s included in the Rs 200 Vi prepaid plan?

The new recharge offers subscribers access to:

• 20 OTT platforms
• More than 200 live TV channels
• 30GB of high-speed data
• Unlimited 5G for eligible users in supported areas

According to Vodafone Idea, the recharge aims to eliminate the need for multiple OTT subscriptions by bringing entertainment services together under a single plan.

OTT platforms included

Subscribers will get access to a wide range of streaming services through the Vi Movies & TV platform.

Some of the major OTT platforms included are:

• JioHotstar
• SonyLIV
• ZEE5
• Lionsgate Play
• ShemarooMe
• ManoramaMAX
• FanCode
• Playflix
• Klikk
• Atrangii
• Chaupal
• OTTplay Live
• Pocket Films
• YuppTV
• Addatimes
• Kanccha Lannka
• TimesPlay
• NextGTV

The bundled content covers 16 Indian and international languages, offering movies, TV shows, sports, regional entertainment and live television.

Streaming across multiple devices

Vodafone Idea says the subscription can be accessed on up to four devices simultaneously.

Users can stream content on two screens at the same time across supported OTT platforms, although SonyLIV follows different streaming conditions.

Data and 5G benefits

Apart from entertainment, the recharge includes 30GB of high-speed mobile data for the 28-day validity period.

Customers using compatible devices in Vi’s 5G coverage areas will also receive Unlimited 5G data, subject to the operator’s eligibility criteria.

Where to recharge

Customers can purchase the Rs 200 Vi Movies & TV prepaid pack through:

• The Vi App
• Vi’s official website
• Retail recharge outlets
• Other online recharge platforms

The telecom operator says the bundled plan offers an affordable alternative to managing separate OTT subscriptions while combining entertainment and connectivity in a single prepaid recharge.

FAQ

What is the validity of Vi’s Rs 200 prepaid plan?

The recharge comes with a 28-day validity.

How much data does the plan offer?

The pack includes 30GB of high-speed data, along with Unlimited 5G for eligible users in supported locations.

Which OTT apps are included?

The recharge offers access to 20 OTT platforms, including JioHotstar, SonyLIV, ZEE5, Lionsgate Play, FanCode, ShemarooMe and several regional streaming services.

Where can users buy the plan?

The Rs 200 Vi Movies & TV prepaid pack can be purchased through the Vi App, official Vi channels and other online or offline recharge platforms.

The post Vi Launches Rs 200 Prepaid Plan With 20 OTT Apps, 30GB Data and Unlimited 5G first appeared on Rightsofemployees.com.

India has achieved a significant milestone in clean transportation as the country’s first hydrogen-powered train successfully completed more than 1,200 kilometres of trial runs. The project has already saved over 3,200 litres of diesel, according to the Ministry of Railways.

The hydrogen train has been undergoing trial operations between Jind and Sonipat in Haryana since it was flagged off on July 17 under the Centre’s Atmanirbhar Bharat initiative. Following the successful tests, Indian Railways is preparing to begin the next phase of trials on the Delhi route.

Hydrogen fuel cells power the train

Unlike conventional diesel locomotives, the train generates electricity onboard using hydrogen fuel cell technology.

Inside the fuel cells, hydrogen reacts with oxygen to produce electrical energy, which powers the train’s traction motors. The only by-product of this process is water vapour, eliminating harmful exhaust emissions associated with diesel-powered trains.

According to the Railway Ministry, the absence of combustion means the train produces no smoke or tailpipe carbon emissions, making it one of the cleanest rail propulsion technologies available.

Developed entirely by Indian Railways

The hydrogen train has been designed and developed as an indigenous project by Indian Railways.

The train comprises:

• 10 passenger coaches
• 2 Hydrogen Driving Power Cars
• 2,400 kW total power output

Its propulsion system combines hydrogen fuel cells with lithium iron phosphate batteries and onboard hydrogen storage cylinders to ensure efficient and reliable operations.

Railways Minister Ashwini Vaishnaw described the project as a major achievement, highlighting that the technology has been developed within India.

First hydrogen refuelling facility established

As part of the project, Indian Railways has also commissioned its first dedicated hydrogen storage and refuelling facility at Jind, Haryana.

According to the ministry:

• Hydrogen is stored at pressures of up to 500 bar
• Fuel is dispensed at 350 bar
• The facility can store approximately 3,000 kilograms of hydrogen

The infrastructure has been developed to support regular operations of hydrogen-powered trains.

Multiple safety systems installed

The Railway Ministry said several advanced safety mechanisms have been integrated into the train and supporting infrastructure.

Key safety features include:

• Independent hydrogen leak detection systems
• Heat, flame and smoke sensors
• Automatic emergency shut-off systems
• Continuous ventilation systems
• Compliance with international safety standards

Officials said the train has also undergone mandatory technical validation to ensure safe operations under Indian conditions.

Delhi trials planned next

Following the successful Haryana trials, Indian Railways plans to begin testing the hydrogen train on the Delhi route.

The project forms part of India’s broader efforts to build an indigenous hydrogen ecosystem while reducing dependence on fossil fuels and promoting sustainable public transport.

Officials believe the successful trials could pave the way for the gradual introduction of hydrogen-powered trains across the country’s railway network, supporting India’s long-term clean energy and zero-emission goals.

FAQ

How far has India’s first hydrogen train travelled?

The train has completed more than 1,200 kilometres of successful trial runs between Jind and Sonipat in Haryana.

How does a hydrogen-powered train work?

The train generates electricity through hydrogen fuel cells, where hydrogen reacts with oxygen to produce electrical power. The only emission is water vapour.

How much diesel has the project saved?

According to the Ministry of Railways, the trial operations have already saved over 3,200 litres of diesel.

What is the next phase of testing?

After successful trials in Haryana, Indian Railways plans to conduct trial runs on the Delhi route before considering wider deployment.

The post India’s First Hydrogen Train Completes 1,200 km Trial Runs, Saves Over 3,200 Litres of Diesel first appeared on Rightsofemployees.com.

India has strengthened its oversight of the cryptocurrency sector by introducing detailed tax reporting guidelines for crypto service providers under the Income Tax Act. While the move does not introduce new taxes or regulate digital assets, it marks another step toward greater transparency in the country’s fast-growing crypto ecosystem.

The Central Board of Direct Taxes (CBDT) has released a guidance note explaining how crypto exchanges and other Virtual Digital Asset (VDA) service providers must comply with their reporting obligations.

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India adopts global reporting standards

The new guidance operationalises the Organisation for Economic Co-operation and Development’s (OECD) Crypto-Asset Reporting Framework (CARF), an international system designed to improve tax transparency by helping authorities track cryptocurrency transactions across jurisdictions.

By adopting CARF, India joins several countries working to strengthen tax compliance in the digital asset sector.

Focus remains on tax reporting

The CBDT’s latest guidance does not alter India’s existing taxation framework for cryptocurrencies.

Instead, it provides operational clarity on how crypto exchanges and VDA service providers should report transactions under the Income Tax Act, helping authorities improve transparency and monitor taxable crypto activities more effectively.

Broader crypto policy may be taking shape

The development comes shortly after the Parliamentary Standing Committee on Finance recommended that the government examine the need for a comprehensive legal and regulatory framework for virtual digital assets.

Together, the two developments suggest that India is gradually moving toward a more structured approach to regulating the cryptocurrency industry.

Industry welcomes the guidance

Industry leaders have largely welcomed the CBDT’s move, describing it as an important milestone for the digital asset ecosystem.

Edul Patel, CEO of Mudrex, said the guidance strengthens transparency while bringing India’s reporting framework in line with international standards.

According to Patel, stronger reporting requirements could help policymakers design balanced regulations that protect investors while supporting innovation in the sector.

He added that the crypto industry has consistently sought greater regulatory clarity, and the latest guidance represents meaningful progress toward a comprehensive framework.

Exchanges see greater operational clarity

Vimal Sagar Tiwari, Co-Founder of CoinSwitch, also welcomed the guidance, saying it provides much-needed operational clarity for crypto service providers.

He noted that a standardised reporting framework will make it more difficult to underreport or conceal taxable crypto transactions through compliant platforms.

According to Tiwari, improved reporting standards are expected to strengthen transparency, accountability and trust across India’s digital asset ecosystem while benefiting regulators, exchanges and investors alike.

What the guidance means

Although the CBDT’s notification does not introduce new cryptocurrency regulations, it reinforces the government’s focus on improving tax compliance and reporting standards.

With Parliament also examining the need for broader legislation, the latest move is being viewed as another step toward a more comprehensive policy framework for cryptocurrencies in India.

FAQ

What has the CBDT announced?

The CBDT has issued detailed guidance explaining how crypto exchanges and other Virtual Digital Asset service providers must comply with tax reporting requirements under the Income Tax Act.

Does this change India’s crypto tax rules?

No. The guidance does not introduce new taxes. It focuses on improving reporting obligations and tax transparency.

What is the OECD’s Crypto-Asset Reporting Framework (CARF)?

CARF is an international reporting standard developed by the OECD to help tax authorities monitor cryptocurrency transactions and improve cross-border tax compliance.

Does this mean India will regulate cryptocurrencies soon?

The guidance itself is limited to tax reporting. However, along with recent recommendations from the Parliamentary Standing Committee on Finance, it suggests that India may be moving toward a broader regulatory framework for digital assets.

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India’s primary market is set for another active week, with 11 initial public offerings (IPOs) opening for subscription, including three mainboard offerings and eight SME issues. Investors will also witness seven stock market listings over the coming days.

Among the biggest offerings are Manipal Health Enterprises, Juniper Green Energy and MV Electrosystems, all of which are expected to attract significant investor attention.

Mainboard IPOs opening this week

Manipal Health Enterprises IPO

Healthcare provider Manipal Health Enterprises plans to raise ₹9,275.22 crore through its public issue.

The IPO comprises:

• Fresh issue: ₹8,000 crore
• Offer for Sale (OFS): ₹1,275.22 crore

The company plans to use the proceeds to:

• Repay borrowings of subsidiary Manipal Hospitals Private Limited
• Acquire the minority stake in Sahyadri Hospitals
• Meet general corporate requirements

IPO Details

• Price Band: ₹560–₹590 per share
• Lot Size: 25 shares

Manipal Health operates a nationwide network of multi-speciality hospitals offering services ranging from outpatient care to advanced tertiary and quaternary treatments.

MV Electrosystems IPO

MV Electrosystems, a manufacturer of overhead electrification (OHE) equipment for the railway sector, will open its IPO on July 30.

The company aims to raise ₹290 crore through a fresh issue of equity shares. There is no Offer for Sale (OFS) in the issue.

The proceeds will be used for:

• Working capital requirements
• Research and development of power electronic equipment
• General corporate purposes

IPO Details

• Issue Size: ₹290 crore
• Price Band: ₹400–₹425 per share
• Lot Size: 34 shares
• Subscription Period: July 30 – August 3

Juniper Green Energy IPO

Renewable energy company Juniper Green Energy is launching a ₹1,800 crore IPO comprising entirely a fresh issue of shares.

The company intends to utilize the proceeds for:

• Repayment of borrowings
• Funding debt obligations of subsidiaries
• General corporate purposes

IPO Details

• Issue Size: ₹1,800 crore
• Price Band: ₹214–₹225 per share
• Lot Size: 66 shares
• Subscription Period: July 30 – August 3

Juniper Green develops, builds and operates utility-scale renewable energy projects, generating revenue through long-term electricity supply agreements with government-backed and other power purchasers.

SME IPOs opening this week

Apart from the mainboard offerings, eight SME IPOs are scheduled to open:

• Propshop Events & Exhibitions
• Advance Technoforge
• Poojaa Precision Engineering
• HR Hygiene Products
• Dhaval Packaging
• Oneindig Technologies
• GV Electricals
• Fusion Klassroom Edutech

These offerings span sectors including engineering, manufacturing, education technology, packaging and electrical equipment.

IPO listings scheduled this week

Seven companies are expected to debut on the stock exchanges this week:

• Indo-MIM
• Xtranet Technologies
• Lohia Corp
• Gulf Lloyds
• Metalic Technoforge
• Shree Balaji Mala
• Silverstorm Parks & Resorts

Investors will closely watch these listings to gauge market sentiment and demand for recent public issues.

Busy week for primary markets

With three sizeable mainboard IPOs, multiple SME offerings and several scheduled listings, the week is expected to remain active for investors tracking India’s primary market.

Market participants are likely to focus on subscription trends, valuation, institutional participation and listing performance as fresh public issues continue to hit the market.

FAQ

Which are the major IPOs opening this week?

The key mainboard IPOs are Manipal Health Enterprises, Juniper Green Energy, and MV Electrosystems.

How much is Manipal Health Enterprises raising?

The company plans to raise ₹9,275.22 crore, comprising an ₹8,000 crore fresh issue and an Offer for Sale worth ₹1,275.22 crore.

How many SME IPOs are opening this week?

A total of eight SME IPOs are scheduled to open for subscription.

Which companies are scheduled to list this week?

The companies expected to list include Indo-MIM, Xtranet Technologies, Lohia Corp, Gulf Lloyds, Metalic Technoforge, Shree Balaji Mala, and Silverstorm Parks & Resorts.

The post Upcoming IPOs This Week: Manipal Health, Juniper Green, MV Electrosystems Lead Busy Primary Market first appeared on Rightsofemployees.com.

The Government of India has approved the Reserve Bank of India’s (RBI) proposal to begin field trials of polymer-based ₹10 and ₹20 banknotes, marking the country’s first major step toward testing plastic currency.

The approval was confirmed by Minister of State for Finance Pankaj Chaudhary in a written reply in the Lok Sabha. Under the proposal, the RBI will issue one billion ₹10 notes and one billion ₹20 notes made from polymer for pilot testing across selected regions.

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Pilot rollout to assess performance

According to the government, the polymer notes will initially be introduced on a trial basis to evaluate how they perform under India’s climatic and usage conditions.

The RBI will assess factors such as durability, handling and circulation before deciding whether the new notes should be introduced on a larger scale.

Officials have clarified that any nationwide rollout will depend entirely on the outcome of these field trials.

Why is RBI testing polymer notes?

The Reserve Bank has maintained that polymer banknotes generally have a longer lifespan than conventional paper currency.

Based on international experience, polymer notes are considered more resistant to wear and tear, moisture and repeated handling, making them suitable for countries where cash remains widely used.

The central bank believes these characteristics could improve the longevity of lower-denomination notes, which typically change hands more frequently.

Paper currency is not being replaced

The government has emphasized that the pilot does not signal the replacement of existing paper currency.

Instead, polymer notes are expected to circulate alongside traditional paper banknotes if the trials prove successful.

In his written reply, Pankaj Chaudhary stated that there is currently no proposal under consideration to replace paper substrate-based banknotes with polymer-based currency.

Impact on digital payments yet to be assessed

The RBI has also clarified that it is too early to determine whether polymer banknotes will influence the adoption of digital payments.

According to the central bank, any assessment can only be made after the new notes enter regular circulation and sufficient operational data becomes available.

The RBI reiterated that cash and digital payment systems complement each other, and both are expected to continue serving different payment needs across the country.

Next steps

With the Finance Ministry’s approval in place, the RBI is expected to proceed with the pilot issuance of polymer ₹10 and ₹20 notes.

The results of the field trials will help determine whether India expands the use of polymer currency in the future or continues relying primarily on traditional paper banknotes.

FAQ

What has the government approved?

The Finance Ministry has approved the RBI’s proposal to issue one billion ₹10 polymer notes and one billion ₹20 polymer notes for field trials.

Why is the RBI introducing polymer notes?

Polymer banknotes are generally more durable than paper notes and can last longer in circulation, reducing replacement costs over time.

Will paper currency be discontinued?

No. The government has clearly stated that there is no proposal to replace existing paper banknotes with polymer notes. Both could coexist if the pilot succeeds.

Will polymer notes affect digital payments?

The RBI says it is too early to assess any impact on digital payments. Cash and digital payment systems are expected to continue operating alongside each other.

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Indian consumers will soon be able to access multiple financial services using a single, unified identity record. Starting in August 2026, commercial banks and insurance companies will roll out Central Know-Your-Customer 2.0 (CKYC 2.0), a revamped digital registry that eliminates the need to submit fresh identity documents whenever opening an account or purchasing a policy.

The initiative, jointly managed by the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), and the Insurance Regulatory and Development Authority of India (IRDAI), aims to modernize customer verification across the country’s financial landscape.

Mutual funds, wealth managers, and stock brokerages are expected to integrate into the network within four months following the initial rollout as regulators clear sector-specific guidelines.

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Fixing Legacy Issues with Data Confidence Scoring

While India created a centralized KYC repository containing over 1.2 billion entries over a decade ago, institutional adoption remained low due to duplicate records, missing data, and inconsistent verification standards. Because regulators frequently rejected repository records, financial institutions continued requiring customers to resubmit physical or digital documents for every new relationship.

CKYC 2.0 resolves this friction by embedding a dynamic accuracy rating—known as a confidence score—into every customer profile.

Developed by technology integrator Protean eGov Technologies, this scoring mechanism evaluates data reliability and indicates whether an individual’s details have already been verified by a regulated institution. The matrix gives prospective providers a clear assessment of how much they can rely on existing central records before completing onboarding.

How Consent-Driven Verification Works

The new framework prioritizes user privacy and data security. Financial institutions will no longer maintain isolated silos of identity proofs or pull records arbitrarily.

Instead, the onboarding process follows a streamlined workflow:

• Customer Initiation: An individual applies for a bank account, insurance policy, or investment product.

• One-Time Authorization: The institution requests access to the customer’s centralized file via a one-time password (OTP) sent to their registered device.

• Instant Record Retrieval: Upon receiving explicit consent, the institution fetches the pre-verified data from the central repository instantly.

• Real-Time Synchronization: Updates made to contact details or addresses at one institution sync automatically across the central network.

In addition to reducing customer friction, centralizing verified profiles creates a unified monitoring environment that helps regulators detect identity theft and cross-sector fraud.

Expanding Participation Beyond Basic Accounts

Although basic financial inclusion in India has expanded rapidly—with World Bank data showing that roughly 89% of adults held a bank account in 2024—participation rates in capital market instruments and insurance coverage remain low.

Industry leaders expect CKYC 2.0 to unlock substantial capital flows by removing onboarding barriers. State Bank of India alone maintains roughly 500 million bank accounts. By enabling those account holders to transition into mutual funds or insurance products with a single authorization code, asset managers anticipate a significant expansion in retail participation.

Insurance platforms are currently configuring their backend systems to align with the registry, with pilot phases scheduled for launch by late July ahead of full August deployment.

FAQ

What is Central KYC 2.0 (CKYC 2.0)?

CKYC 2.0 is India’s upgraded centralized customer identification system that allows banks, insurers, and investment firms to retrieve verified customer data from a central database using OTP-based customer consent.

How does CKYC 2.0 differ from the previous CKYC system?

The original CKYC registry suffered from duplicate and outdated data, forcing institutions to request fresh documents. CKYC 2.0 introduces a confidence score that rates the accuracy and prior verification status of each record, giving financial entities the trust required to skip redundant paperwork.

When will mutual funds and stock brokers join CKYC 2.0?

While banks and insurance providers begin using CKYC 2.0 in August 2026, capital market entities such as mutual funds and brokerages are scheduled to onboard within four months as sector-specific regulatory requirements are finalized.

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In a decisive effort to restore credibility to national competitive tests, the Central Government has drafted the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026. Copies of the proposed legislation were distributed to Members of Parliament on Saturday, July 25, setting the stage for its formal introduction in Parliament on Monday, July 27.

The landmark bill substantially overhaul the existing 2024 framework by imposing steep financial penalties—reaching up to ₹10 crore for criminal syndicates—and enforcing strict statutory deadlines to ensure swift prosecution of offenders.

Stricter Penalties Across All Levels of Offense

The 2026 amendment significantly raises the stakes for individuals, service providers, and organized crime networks involved in compromise or breach of public testing systems.

• General Offenses (Section 10(1)): Prison sentences have been raised from the previous 3 to 5 years to a mandatory range of 5 to 10 years. Fines have simultaneously jumped from ₹10 lakh up to ₹50 lakh.

• Service Provider Liability (Section 10(2)): Corporate fines levied on technology or testing agencies facilitating malpractices have been increased from ₹1 crore to a maximum of ₹5 crore. Senior management and directors face 3 to 10 years in prison along with enhanced monetary penalties up to ₹5 crore.

• In-Charge Personnel (Section 10(3)): Officials directly managing exam centers who commit breaches now face 5 to 10 years in prison (up from 3 to 10 years) and maximum fines of ₹5 crore.

• Organized Crime Syndicates (Section 11(1)): For paper leak rings and coordinated syndicates, the minimum imprisonment term moves from 5 years to 7 years, while maximum financial penalties jump tenfold—from ₹1 crore to ₹10 crore.

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Mandatory 60-Day Investigation Window

To prevent procedural delays that often derail paper leak inquiries, the amendment empowers the federal government to establish Specialized Enforcement Units and dedicated Special Task Forces (STF).

Under the new law, all investigative bodies—including local police, central agencies, or specialized task forces—must conclude their inquiries within a strict 60-day deadline.

Fast-Track Trials and Uninterrupted Court Pipelines

To resolve judicial backlogs, state governments and Union Territory administrations will designate Sessions Courts as Special Fast Track Courts. These tribunals will conduct day-to-day continuous hearings, with a mandate to deliver verdicts within three months of a chargesheet being filed.

Newly inserted Sections 12A and 12B bar courts from granting postponements beyond the following working day, unless extraordinary reasons are explicitly documented in writing.

Key judicial provisions include:

• Transfer of Pending Cases: All ongoing prosecutions under the 2024 Act will immediately transition to the newly formed fast-track courts, which must wrap up trials within three months of transfer.

• Dedicated Prosecutors: States must appoint Special Public Prosecutors under the Bharatiya Nagarik Suraksha Sanhita (BNSS), 2023 to exclusively handle these proceedings.

• Strict Appeal Windows: Appeals concerning bail, verdicts, or sentencing must be submitted within 30 days—with an absolute grace cap of 90 days—and will be heard exclusively by a two-judge High Court Division Bench. Appellate decisions must also be finalized within three months.

Institutional Reforms to Rebuild Candidate Trust

Reflecting on the bill’s objectives, Union Minister Dr. Jitendra Singh emphasized that the government aims to rebuild public confidence following recent exam disruptions.

“The objective of the Act is to bring greater transparency, fairness, and credibility, and to inspire confidence in the public examination system,” Dr. Singh stated. “The amendments ensure time-bound investigations, speedy trials, and enhanced deterrence against organized crime groups and institutions.”

By targeting structural loopholes, eliminating legal stalls, and imposing heavy financial deterrence, the bill seeks to safeguard meritocracy for millions of young job seekers and students across the nation.

FAQ

What is the Public Examinations Amendment Bill 2026?

It is a proposed Union Government bill designed to strengthen the 2024 anti-cheating law by introducing harsher prison terms, fines up to ₹10 crore, and strict 60-day investigation deadlines for paper leaks and exam frauds.

What are the maximum penalties for organized exam leak syndicates under the 2026 Bill?

Organized crime networks involved in leaking question papers face a minimum of 7 years in prison and financial penalties up to ₹10 crore.

How does the new bill prevent court delays in paper leak cases?

The bill mandates daily hearings in designated Special Fast Track Courts, restricts adjournments to a single day, sets a 3-month deadline for trials post-chargesheet, and requires 60-day completion for all investigations.

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India’s dominant domestic carriers—IndiGo and Air India—have raised severe objections to the Adani Group’s reported interest in launching a commercial airline. The backlash follows reports that the conglomerate has requested the central government to relax long-standing cross-ownership restrictions that prohibit airport operators from acquiring controlling stakes in scheduled airlines and vice versa.

Together controlling nearly 90% of India’s domestic aviation market, both airlines argue that integrating airport infrastructure ownership with commercial flight operations represents an unprecedented vertical consolidation risk.

┌─────────────────────────────────────────────────────────────────────────┐
│                    Cross-Ownership Rule Caps Today                      │
├───────────────────────────────────┬─────────────────────────────────────┤
│   Jewar & Navi Mumbai Agreements  │      Delhi & Mumbai Agreements      │
├───────────────────────────────────┼─────────────────────────────────────┤
│ Max 26% airline stake permitted   │ Strict 10% cap on airline ownership │
│ for airport concessionaires       │ for airport operating entities      │
└───────────────────────────────────┴─────────────────────────────────────┘

Rahul Bhatia Warns of “No Global Precedent”

Addressing shareholders and market analysts during IndiGo’s quarterly results call on July 22, 2026, Managing Director Rahul Bhatia fielded direct queries regarding the proposed policy shift.

Bhatia cautioned that dismantling regulatory firewalls between airport operations and airline ownership sets a dangerous precedent:

“There is no global precedent because it would typically raise a massive conflict of interest, and over a period of time it would work against the interest of consumers.” — Rahul Bhatia, Managing Director, IndiGo

Vertical Consolidation Risks and Market Squeeze

echoing IndiGo’s stance, senior leadership at Air India expressed deep concerns over the Adani Group’s extensive footprint across the broader aviation ecosystem. Beyond operating eight major Indian airports, the conglomerate maintains strategic investments in flight training, aircraft Maintenance, Repair, and Overhaul (MRO) facilities, air cargo handling, and airport retail concessions.

                              [ Adani Infrastructure Ecosystem ]
                                              │
    ┌───────────────────┬─────────────────────┼─────────────────────┬───────────────────┐
    ▼                   ▼                     ▼                     ▼                   ▼
8 Major Airports    Ground Handling      Cargo Operations       MRO Facilities      Pilot Training
    │                   │                     │                     │                   │
    └───────────────────┴─────────────────────┼─────────────────────┴───────────────────┘
                                              ▼
                             Potential Scheduled Airline Launch
                                (Vertical Integration Risk)

Speaking anonymously to The Hindu, a senior Air India executive emphasized the systemic hazards of end-to-end integration:

“Vertical consolidation in the airline industry is a problem… It is a recipe for conflict of interest as well as squeezing other players. Such a consolidation across the value chain not only kills competition but also results in fewer jobs.” — Senior Air India Executive

Industry observers note that an airport-owning airline could potentially gain preferential slot allocations, reduced landing fees, or priority terminal positioning—putting non-affiliated carriers at an immediate operational disadvantage.

Headwinds Mount: IndiGo Registers Q1 Net Loss

The policy dispute comes at a delicate financial juncture for market leader IndiGo. Parent company InterGlobe Aviation reported a net loss of ₹238 crore for the April–June quarter, marking its second consecutive quarterly loss after a net profit of ₹2,176 crore during the same period in the prior year.

Higher Aviation Turbine Fuel (ATF) costs, currency depreciation against the US Dollar, and flight route detours caused by regional conflicts in the Middle East severely dented operating margins despite healthy passenger demand.

FAQ

Why are cross-ownership rules enforced between airports and airlines?

Cross-ownership restrictions prevent airport operators from favoring their own airline over competitors in critical areas like gate allocations, slot timings, landing charges, and ground handling services.

What cross-ownership limits currently apply to Indian airports?

Concession agreements for Delhi and Mumbai airports cap airline ownership by airport operators at 10%. Newer projects, such as Noida International (Jewar) and Navi Mumbai, permit up to a 26% cross-ownership stake.

What is the Adani Group’s current presence in the aviation sector?

Adani Airports operates eight major airports in India (including Mumbai) and holds active business arms across pilot training centers, aircraft MRO hubs, duty-free retail, cargo terminals, and inflight catering services.

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In a major expansion of the state’s public distribution system, Punjab Chief Minister Bhagwant Singh Mann announced that the state government will issue 10 lakh new ration cards under a digital, transparent verification system. The initiative operates under the strict principle of “No Cash, No Farmaish,” aimed at ending political patronage and administrative discretion in welfare distribution.

Applications for new ration cards and the inclusion of additional family members open on July 22, with priority given to vulnerable groups including widows, senior citizens, persons with disabilities, and Below Poverty Line (BPL) families.

Target Breakdown and Welfare Expansion

The drive represents one of the largest food-security inclusion efforts in the state’s recent history, significantly widening the safety net for unorganized sector labor:

┌────────────────────────────────────────────────────────────────────────┐
│                   10 Lakh New Ration Card Inclusion                    │
├───────────────────────────────────┬────────────────────────────────────┤
│     7 Lakh Newly Eligible Families │     3 Lakh e-Shram & Migrant Workers│
├───────────────────────────────────┼────────────────────────────────────┤
│ • Fresh applications              │ • Brought under National Food      │
│ • Inclusion of new family members │   Security Act (NFSA) coverage     │
│ • Priority for vulnerable groups  │ • Integrated unorganized workforce │
└───────────────────────────────────┴────────────────────────────────────┘

In addition to receiving 5 kg of wheat per person, each newly enrolled beneficiary will be integrated into the state’s Meri Rasoi Nutrition Kit program. Under this scheme, families receive a quarterly kit containing 2 kg pulses, 2 kg sugar, 1 kg iodized salt, 200 g turmeric, and 1 liter of mustard oil to address dietary gaps and malnutrition.

Eliminating Bias Through Technology and Audit Trails

Highlighting flaws in previous distribution mechanisms, Chief Minister Mann noted that manual checks historically allowed local political leaders to distribute ration cards as favors, excluding genuine beneficiaries. The updated workflow relies on automated, tamper-proof checks:

[ Citizen Application ] ──► [ SMS Tracking Link Issued ]
                                       │
                                       ▼
                       [ Digital Verification Workflow ]
                       ├── Geo-tagged Household Inspection
                       ├── Time-stamped Physical Verification
                       └── API-based Government Database Checks
                                       │
                                       ▼
                       [ Full Digital Audit Trail Generated ]

Applicants can apply online through the Food Department homepage, at local Seva Kendras, Common Service Centres (CSCs), or District Food Offices. Every application generates an instant SMS acknowledgment with real-time status tracking to ensure total transparency.

Application and Verification Overview

FAQ

Who is eligible for the new ration cards under this drive?

The drive prioritizes unorganized workers registered on the e-Shram portal, migrant laborers, low-income families, widows, senior citizens, and persons with disabilities across Punjab.

How do I track my ration card application status?

Upon submitting an application online or at a Seva Kendra, you will receive an SMS containing an acknowledgment receipt and tracking link to monitor your application’s digital audit progress.

What is included in the Meri Rasoi Nutrition Kit?

Each quarterly kit provided alongside monthly wheat includes 2 kg lentils/pulses, 2 kg sugar, 1 kg iodized salt, 200 grams turmeric powder, and 1 liter of mustard oil.

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Demonstrations over national competitive exam irregularities escalated in the national capital as opposition parliamentarians carried their agitation directly to the streets. Lawmakers belonging to the INDIA bloc, spearheaded by Leader of the Opposition in the Lok Sabha Rahul Gandhi, assembled at Gandhi Smriti on Tees January Marg to declare support for students affected by the recent NEET paper leak controversy.

Holding copies of the Indian Constitution and the national flag, parliamentarians turned on their mobile flashlights to create a symbolic candlelight vigil during the dusk demonstration. The gathering was organized to honor students who lost their lives to suicide in the aftermath of the test leaks, as well as those who suffered injuries during ongoing street protests.

[ Opposition Strategy Evolution ]
     │
     ├─► Demand resignation of Union Education Minister in Parliament
     │
     ├─► Standoff with law enforcement during attempted march to India Gate
     │
     └─► Symbolic flashlight vigil at Gandhi Smriti honoring affected students

Security Impediments and Rerouted Plans

The symbolic procession followed hours of political strategy discussions at Gandhi’s residence, where lawmakers gathered earlier in the day. As police established heavy barricades along Sunehri Bagh Road, opposition representatives were initially prevented from departing.

According to statements from opposition representatives, an earlier request to gather at India Gate was denied by police authorities. Lawmakers subsequently boarded three chartered buses to reach Gandhi Smriti, less than a kilometer away, despite initial delays imposed by security forces stationed outside the premises.

Commenting on the outreach, Congress General Secretary K.C. Venugopal clarified the purpose of the gathering:

“We came here symbolically to take the pledge that we will stand with students and for the right cause.”

Addressing reporters from inside one of the transport buses, Gandhi emphasized that law enforcement restrictions would not dampen their backing of the student movement, noting that the entire opposition coalition remains committed to championing youth demands across the country.

Escalating Pressure Across the Capital

The demonstration at Gandhi Smriti represents one front in a broader wave of protests gripping the capital. A short distance away at Jantar Mantar, parallel demonstrations organized by student-led movements like the Cockroach Janta Party (CJP) have drawn crowds demanding the immediate resignation of Union Education Minister Dharmendra Pradhan.

┌─────────────────────────────────────────────────────────────────────────┐
│                    Simultaneous Protests in New Delhi                   │
├───────────────────────────────────┬─────────────────────────────────────┤
│         Gandhi Smriti Vigil       │        Jantar Mantar Protests       │
├───────────────────────────────────┼─────────────────────────────────────┤
│ • Led by INDIA bloc MPs           │ • Organised by student movements    │
│ • Symbolic flashlight tribute     │ • Demands ministerial resignation   │
│ • Commemorates affected candidates│ • Internet suspended in 1.5-km zone │
└───────────────────────────────────┴─────────────────────────────────────┘

In response to rising tensions around central protest venues, administrative authorities instituted localized security measures, including suspending mobile internet connectivity within a 1.5-kilometer radius of Jantar Mantar. Meanwhile, opposition leaders maintain that parliamentary debates cannot move forward until executive accountability is established through high-level resignations.

FAQ

Why did Opposition MPs choose Gandhi Smriti for their protest?

After permission to gather at India Gate was turned down by security personnel, opposition leaders redirected their assembly to nearby Gandhi Smriti to conduct a symbolic vigil commemorating students impacted by the exam controversy.

What are the main demands being raised by the Opposition?

The INDIA bloc is demanding systemic reforms in competitive examination protocols, financial compensation for families of deceased aspirants, and the immediate resignation of Union Education Minister Dharmendra Pradhan.

What security measures were put in place during the protests?

Authorities deployed barricades around key leaders’ residences, stationed security personnel along major avenues, and temporarily suspended mobile internet services within a 1.5-km radius of the primary protest hub at Jantar Mantar.

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Taxpayer Financial Records ──┐
                             ├─► Compare & Reconcile ──► Accurate ITR Submission
Annual Information Statement ─┘   (Fix Discrepancies)
(AIS) & Form 26AS

┌────────────────────────────────────────────────────────────────────────┐
│                        Which Regime Fits You?                          │
├───────────────────────────────────┬────────────────────────────────────┤
│           New Tax Regime          │           Old Tax Regime           │
├───────────────────────────────────┼────────────────────────────────────┤
│ • Lower overall tax slab rates    │ • Beneficial with major deductions │
│ • Higher standard deduction rebate│ • Ideal for high home loan interest│
│ • Minimal paperwork required      │ • Requires 80C & 80D investments   │
└───────────────────────────────────┴────────────────────────────────────┘

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NEW DELHI — The Institute of Banking Personnel Selection (IBPS) will officially close the online application portal for the Probationary Officer (PO) and Management Trainee (MT) Recruitment 2026 (CRP PO/MT-XVI) today, July 21, 2026. Eligible graduates who have not yet submitted their applications are urged to complete the process online via the official portal (ibps.in) before the deadline.

The national recruitment drive aims to fill 7,365 vacancies across participating public sector banks for the 2027–28 recruitment cycle, representing an upward revision from the initial notification numbers.

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1. Quick Overview & Key Details

2. Selection Stages & Application Fee Breakdown

Candidates will undergo a multi-stage evaluation process to secure provisional allotment in public sector banks:

📊 6-Stage Selection Process:
 1. Preliminary Examination ➔ Online qualifying test
 2. Main Examination        ➔ Objective + Descriptive evaluation
 3. Personality Test        ➔ Behavioral & trait assessment
 4. Personal Interview      ➔ Face-to-face panel evaluation
 5. Document Verification   ➔ Credential validation
 6. Medical Examination     ➔ Final fitness clearance

Application Fee Structure

• General / OBC / EWS Candidates: ₹850

• SC / ST / PwBD Candidates: ₹175

3. Important Recruitment Timelines

Key dates for the upcoming selection cycle as per the IBPS calendar:

How to Submit Your Application Before the Deadline

Advisory: Applicants are strongly advised to complete their submissions immediately to avoid potential server congestion or payment gateway delays during the final hours of the registration window.

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MUMBAI — The Reserve Bank of India (RBI) has issued a consumer awareness advisory encouraging bank account holders and financial investors to know and utilize their 14-digit CKYC (Central Know Your Customer) number.

The single unified identifier allows financial institutions to retrieve existing customer verification records from a central database, saving individuals from submitting identity and address proof documents every time they open a new bank account, purchase an insurance policy, or invest in mutual funds.

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1. What Is CKYC and How Does It Work?

Managed by the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), the Central KYC Registry acts as a single centralized repository for verified customer identification data.

📑 Unified CKYC Onboarding Process:
 1. One-Time Verification ➔ Submit ID/Address proof to any regulated financial entity.
 2. Central Upload       ➔ Institution uploads verified data to CERSAI registry.
 3. 14-Digit Allotment    ➔ A unique 14-digit CKYC Identifier (KIN) is generated.
 4. Universal Reuse       ➔ Share the 14-digit number across all banks & insurers.

When a customer initiates a new financial relationship, the institution inputs the customer’s 14-digit CKYC Identifier to instantly pull verified demographic records and government-issued ID proofs directly from CERSAI.

2. Benefits Across Regulated Financial Sectors

How to Find Your 14-Digit CKYC Identifier

Financial customers can retrieve their existing CKYC number through multiple authorized channels:

Important Note: While CKYC eliminates duplicate document submissions for new accounts, customers are still required to update their central CKYC records whenever there is a permanent change in address, mobile number, or legal name.

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MUMBAI — The National Payments Corporation of India (NPCI) is developing a zero-internet Unified Payments Interface (UPI) payment feature utilizing Near-Field Communication (NFC) technology. According to industry reports, the new system will enable users to tap their NFC-enabled smartphones on certified Point-of-Sale (PoS) terminals to execute transactions up to ₹2,000 without requiring an active mobile network, Wi-Fi, or a UPI PIN.

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• Regulatory Mandate: Why Households Switching to PNG Must Surrender LPG Cylinders Within 30 Days
• Ayodhya Ram Temple Trust Invites Applications for Chief Executive Officer (CEO) Post; Sets July 18 Deadline

The development addresses a key limitation in digital payment reliability across low-connectivity environments such as underground metro lines, high-altitude regions, and aircraft cabins.

1. Technical Mechanics: How Offline NFC UPI Works

Unlike standard online UPI transfers that query core banking systems (CBS) in real time, the proposed system relies on a localized store-and-forward architecture:

📲 Offline NFC Payment Flow:
 1. Pre-Load Funds  ➔ Load cash into on-device UPI Lite wallet while online.
 2. Tap at Terminal ➔ Tap NFC phone on NPCI-certified merchant PoS device.
 3. Auth Storage    ➔ Terminal captures authorization locally (No PIN needed).
 4. Auto-Settlement ➔ Terminal forwards transaction data when network restores.

2. Comparing India’s Offline Payment Channels

While existing offline mechanisms like USSD codes (*99#) and voice-guided IVR (UPI 123Pay) enable transfers on basic feature phones, they still require cellular network signals. The new NFC framework removes telecom signal dependencies entirely during the transaction.

Implementation & Certification Timeline

Key operational stages for rolling out offline PoS payment infrastructure across merchant networks:

Operational Context: The proposed ₹2,000 limit expands on NPCI’s earlier peer-to-peer UPI Lite X framework by extending full offline merchant acceptance to standard commercial PoS hardware.

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NEW DELHI — The India Meteorological Department (IMD) has issued a weather warning forecasting heavy to very heavy rainfall across northern and northwestern high-altitude regions, including Himachal Pradesh, Jammu and Kashmir, Ladakh, Gilgit, Baltistan, and Muzaffarabad.

An active monsoon trough has triggered widespread rainfall activity across central, western, and eastern parts of the country, with thunderstorms and lightning alerts sounded for several southern and coastal pockets.

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1. Regional Weather Outlook & IMD Alert Levels

The weather agency has mapped out varying levels of precipitation intensity spanning northern plains, coastal belts, and the Himalayan region:

⛈️ Regional Rain Intensity Breakdown:
🔴 Very Heavy Rain ➔ Himachal Pradesh, Jammu & Kashmir, Ladakh, Gilgit, Baltistan, Muzaffarabad.
🟡 Moderate to Heavy ➔ Delhi, Haryana, Chandigarh, Punjab, Uttar Pradesh, Uttarakhand, Bihar, East MP, Konkan & Goa, Madhya Maharashtra.
🟠 Heavy Rain Focus  ➔ Gujarat, Jharkhand, Odisha, Rajasthan, Sub-Himalayan West Bengal, Sikkim, West MP.
⚡ Thunderstorms & Lightning ➔ Andhra Pradesh, Tamil Nadu, Puducherry, Karaikal, Andaman & Nicobar Islands, Odisha, Rajasthan, J&K.

2. Comprehensive State-by-State Impact Summary

Forecast Timeline for Active Monsoon Conditions

Key meteorological milestones anticipated across major sub-divisions:

Safety Advisory: Residents in hilly areas of Himachal Pradesh and Jammu & Kashmir are advised to avoid landslide-prone terrain, while urban centers in NCR and Konkan are cautioned against waterlogging in low-lying zones.

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SRINAGAR — The Jammu and Kashmir Government on Tuesday announced an extension of the ongoing summer vacation for all government and recognized private schools across the Union Territory until July 26, 2026. The decision was confirmed by J&K Education Minister Sakina Itoo in view of prevailing adverse weather conditions and ongoing safety advisories.

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Educational institutions across the Kashmir Division as well as both the Winter and Summer Zones of Jammu Division are scheduled to resume regular academic operations on Monday, July 27, 2026.

1. Safety and Well-Being Cited as Priority

Announcing the decision via an official statement and public communication, Minister Sakina Itoo emphasized that student, teacher, and family safety remained the administration’s primary concern amid widespread rain and flash flood alerts across parts of the region.

Minister’s Statement: “Keeping the safety and well-being of students, teachers, and their families as our foremost priority, the summer vacation for all Government and recognized private schools… is hereby extended up to 26th July, 2026. Schools will now reopen on Monday, 27th July, 2026. I request everyone to stay safe, remain vigilant, and follow the advisories issued by the concerned authorities.”

2. At a Glance: Order Breakdown

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NEW DELHI — The Unique Identification Authority of India (UIDAI) has significantly enhanced user privacy tools with its updated Aadhaar mobile application. According to data released by the  the Ministry of Electronics & IT, residents across India have utilized the Biometric Lock/Unlock feature more than 19.1 million (1.91 crore) times, demonstrating growing public awareness around securing personal identity credentials.

This privacy feature enables cardholders to lock down their registered fingerprint, iris, and facial recognition modalities with a few taps on their smartphone.

1. What Is Biometric Locking and How Does It Work?

Biometric locking prevents unauthorized entities from conducting biometric-based Aadhaar authentications. Once locked, any attempt to use your fingerprint, iris scan, or face match for banking, SIM activation, or government services will be automatically rejected by UIDAI servers.

🔒 Status: LOCKED
🛑 Fingerprint Scan ➔ Rejected (Error Code 330)
🛑 Iris Scan        ➔ Rejected (Error Code 330)
🛑 Face Matching    ➔ Rejected (Error Code 330)
✅ Demographic/OTP  ➔ Remains Active

When an authentication attempt is made while biometrics are locked, the system returns Error Code ‘330’, signaling that the resident has intentionally disabled biometric verification.

Key Distinction: Locking your biometrics does not block OTP-based or demographic authentication methods. It specifically secures physical biometric scans against identity theft or fraudulent usage.

2. Who Can Use This Feature?

• Prerequisite: The feature is available exclusively to Aadhaar number holders who have an active mobile number registered with their Aadhaar account.

• Mobile Dependency: Because authentication security relies on your linked contact number, losing access to your registered mobile phone requires a recovery process before you can manage biometric controls again.

Step-by-Step Instructions: Locking & Unlocking Biometrics

Follow these step-by-step procedures to manage your biometric security directly within the app.

How to Lock Your Biometrics

How to Unlock Your Biometrics

The post Digital Shield: How To Lock And Unlock Your Biometrics Using The New Aadhaar App first appeared on Rightsofemployees.com.

Under the updated Liquefied Petroleum Gas Control Order, consumers transitioning to Piped Natural Gas must terminate cylinder lines or claim transfer vouchers to maintain compliance.

NEW DELHI — In a move to enforce the national “One Household, One Gas Connection“ policy, the Ministry of Petroleum and Natural Gas, along with major city gas distributors, has reiterated that households transitioning to Piped Natural Gas (PNG) must surrender or terminate their traditional LPG cylinder connections.

Under the Liquefied Petroleum Gas (Regulation of Supply and Distribution) Amendment Order, consumers are required to terminate their active cylinder accounts—spanning Indane Gas, BharatGas, or HP Gas—within 30 days of PNG installation and activation.

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1. Regulatory Rationale & Transfer Voucher Relief

The policy shift aims to streamline domestic clean fuel allocation, prevent subsidy duplication, and divert cylinder stocks toward rural or non-piped regions.

📌 Dual-Fuel Rule Snapshot:
🏠 Active Pipeline Household ➔ Permitted PNG Connection ONLY
🚫 Cylinder Dual Usage     ➔ Prohibited under revised distribution rules
📜 Relocation Safeguard     ➔ Transfer Voucher (TV) issued for future restoration in non-PNG areas

To protect tenants, students, and transferable employees who may later relocate to areas lacking pipeline infrastructure, the government introduced a Transfer Voucher (TV) mechanism. Obtaining a transfer voucher upon cylinder surrender guarantees that consumers can restore a domestic cylinder account in a non-PNG locality without paying fresh registration fees.

2. Advantages & Official City Gas Advisories

Leading city gas distribution entities, such as Mahanagar Gas Limited (MGL), have launched public awareness drives highlighting the operational advantages of piped fuel over traditional cylinders.

Operational Comparison & Financial Incentives

Cybersecurity Advisory: Gas utility providers warn consumers to remain vigilant against phishing during the PNG transition. Customers are advised never to share One-Time Passwords (OTPs), click unverified payment links, or download external APK applications for gas line registration.

Step-by-Step Procedure to Surrender LPG Connections

A step-by-step procedure for consumers surrendering Indane, BharatGas, or HP Gas connections following PNG activation.

Official Ministry Update: Senior officials at the Ministry of Petroleum and Natural Gas confirmed that domestic LPG supplies remain 100% saturated with no reported distributor stockouts nationwide. Over 10 lakh commercial cylinders have been mobilized since late March 2026, alongside more than 4 lakh new domestic PNG registrations, maintaining energy supply across both domestic and commercial sectors.

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AYODHYA — The Shri Ram Janmabhoomi Teerth Kshetra Trust, the apex body responsible for managing the historic Ram Temple in Ayodhya, has officially invited applications for the newly created position of Chief Executive Officer (CEO). The individual selected will serve as the administrative and operational head, taking charge of day-to-day management, financial transparency, security coordination, and devotee convenience at the sprawling temple complex.

The high-profile recruitment drive follows recent administrative restructuring within the trust. According to the official notification issued across the trust’s digital channels, the appointment will be on a contractual basis for a term of three years, with the potential for performance-based extensions.

1. Strict Eligibility Protocols & Candidate Profile

The trust has finalized an extensive set of professional requirements, leadership qualities, and cultural alignments for the inaugural executive position.

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💡 Core Candidate Prerequisites:
🎓 Academic Baseline ➔ Minimum of a Bachelor's Degree from a recognized university.
⏳ Age Bracket ➔ Candidates must be between 50 and 70 years of age.
💼 Administrative Depth ➔ At least 20 years of high-level managerial experience.

Competency Matrix Required for the CEO Role

2. Independent Scrutiny and Governance Structure

To ensure complete objectivity, the trust has formed a dedicated three-member search committee to manage the hiring pipeline. The panel includes retired Supreme Court Judge Justice Pramod Kohli, retired Lieutenant General Vishnukant Chaturvedi, and former Shri Saibaba Sansthan Trust Chairman Suresh Haware.

The panel will screen all digital submissions, conduct interviews, and recommend a final shortlist of three names to the trust for ultimate selection.

Clarity on Executive Power: Nripendra Misra, Chairman of the Ram Mandir Construction Committee, clarified that the CEO will operate strictly under the direct supervision of the trust. He emphasized that the trust holds the exclusive right to delegate operational powers to the CEO, who will lead day-to-day management tasks and oversee the executive staff accordingly.

Application Timeline & Submission Details

Interested candidates who fulfill the strict multi-decade leadership requirements have a narrow window to submit their credentials.

The trust plans to finalize the appointment within roughly a month following the closing date. Remuneration, housing benefits, and auxiliary service terms will be finalized through mutual discussion with the chosen candidate. Given the continuous growth in daily visitor numbers, the incoming CEO will step into a highly visible role focused on ensuring a world-class experience for millions of returning devotees.

The post Ayodhya Ram Temple Trust Invites Applications for Chief Executive Officer (CEO) Post; Sets July 18 Deadline first appeared on Rightsofemployees.com.

NEW DELHI — As the crunch window for submitting Income Tax Returns (ITRs) for Assessment Year (AY) 2026–27 arrives, taxpayers are keeping a close eye on their Annual Information Statement (AIS). While this automated ledger compiles an extensive history of financial movements tied to your Permanent Account Number (PAN), tax authorities and financial planners emphasize a crucial fact: the mere presence of a transaction in your AIS does not automatically mean it is taxable.

According to leading tax professionals, the AIS is designed primarily as a transparency and cross-referencing mechanism. It reports data harvested from banks, credit card issuers, registries, and asset managers to help filers assemble their returns accurately. However, mistaking purely informational entries for actual taxable income remains a common cause of filing panic.

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1. The Informational Ledger: 8 Transactions Shielded From Immediate Tax

Many high-value financial movements trigger an automatic log under the Specified Financial Transactions (SFT) framework but carry zero immediate tax consequences.

💡 Core Rule of Thumb:
🔄 Moving asset types or principal sums ➔ Generally Informational (Non-Taxable)
📈 Realizing profits, interest, or yield ➔ Taxable Event

Quick Reference: Informational vs. Taxable Events in the AIS

2. What Actually Drives Your Tax Liability?

While asset purchases and account balances remain purely informational, the Income-tax Act strictly targets the actual income generation events. When filing your ITR, ensure you are actively accounting for the following verified taxable revenue channels:

• Earned Income: Active monthly salary payouts and direct business or professional revenues.

• Asset Yields: Periodic dividend allocations from stock portfolios and monthly rental collections from real estate holdings.

• Liquid Wealth Growth: Interest distributions from savings accounts, recurring deposits, and active fixed deposits.

• Realized Capital Gains: Verifiable profits generated immediately upon selling real estate, liquidating stocks, or redeeming mutual fund investments.

The Strategic Path to a Error-Free ITR Filing

Navigating the AIS requires a methodical verification approach to ensure zero friction with the Income Tax Department.

⚠️ Critical Advisory: While an entry inside the AIS will not automatically trigger a tax compliance notice, leaving wide, unexplained gaps between your reported return figures and high-value transactions flagged by reporting entities will draw immediate scrutiny from tax automated systems. Reconciling your numbers before final submission remains your best defense against processing delays.

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Taxpayer Filing Thresholds:
👥 Individuals & HUFs (No Business Income) ➔ File via ITR-2
💼 Individuals & HUFs (With Business Income) ➔ File via ITR-3
🏢 Corporate Entities ➔ Disclose via Schedule AL-1 & AL-2 in ITR-6

The post Income Tax Return 2026: Mandatory Asset and Liability Disclosures Under Schedule AL for Income Above ₹1 Crore first appeared on Rightsofemployees.com.

NEW DELHI — The Income Tax Department has officially issued a critical seven-step compliance checklist aimed at guiding taxpayers through a smooth and error-free Income Tax Return (ITR) filing experience for Assessment Year (AY) 2026-27.

Through an educational advisory campaign broadcast across social platforms, the apex tax body highlighted that strategic, early preparation remains the single most effective way to circumvent high-traffic portal lag and administrative friction. “A smooth ITR filing experience begins with the right preparation,” the department noted, emphasizing that filing well ahead of the statutory deadline prevents the risk of last-minute data mismatches.

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The 7 Golden Rules of Income Tax Filing

The Complete ITR Filing Lifecycle:
📋 Select Regime & Form ➔ 🔍 Reconcile AIS/26AS ➔ 📁 Gather Financial Proofs ➔ 💻 Validate Prefilled Profiles ➔ ✍️ Claim Exact Deductions ➔ ⏰ File Early ➔ 🔐 E-Verify within 30 Days

1. Select the Optimal Tax Regime and ITR Form

Taxpayers must perform a comparative analysis to decide whether the Old Tax Regime or the default New Tax Regime provides the maximum tax efficiency based on their financial profiles. Additionally, using the correct ITR form (ranging from ITR-1 to ITR-7) is mandatory; selecting an incompatible form results in structural complications, processing rejection, or defective return notices.

2. Match Income Details via AIS and Form 26AS

Before submitting any data fields, taxpayers should log into the official portal to download their updated Annual Information Statement (AIS) and Form 26AS. These documents log all systemic footprints of Tax Deducted at Source (TDS), Tax Collected at Source (TCS), and advance taxes paid. If a discrepancy exists between your actual earnings and the portal’s logs, you must immediately contact the deductor (such as your employer or bank) to correct the database before final submission.

3. Keep Core Financial Documents Handily Compiled

Ensure all supporting investment proofs, liabilities, and income summaries are organized before initializing the digital filing session.

• Primary Documentation Checklist: Form 16 (Salary Certificate), consolidated bank statements, fixed deposit interest certificates, and formal investment receipts under eligible saving chapters.

4. Critically Audit All Pre-Filled Profile Metrics

Do not assume that automated, pre-filled data streams populated by the portal are fully accurate. Taxpayers must manually verify baseline structural information:

🌐 Communication Tip: The department highly recommends utilizing the active mobile number linked with your national identification profile to receive seamless legal and transactional communications without technical broadcast issues.

5. Enter Deduction Details Honestly and Correctly

The legal responsibility for the absolute truth of all financial disclosures sits solely on the taxpayer. The department strongly cautioned individuals against falling prey to fraudulent or unrealistic promises of inflated tax refunds offered by unethical agents. Every deduction claim or tax exemption must be backed by true, verifiable records.

6. Do Not Postpone Filing Until the Deadline

Waiting until the final days of the filing window routinely exposes users to peak portal traffic delays. Late submissions attract statutory late fee penalties, trigger the immediate loss of specific deduction benefits, and legally block the taxpayer from carrying forward eligible business or capital losses to future assessment years.

7. Mandatorily Complete the E-Verification Step

Filing your return on the portal is only half the battle; an unverified ITR is legally treated as completely invalid.

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